IFS Risk Solutions Ltd

What IFS Risk Solutions Ltd does

IFS Risk Solutions Ltd is an independent UK insurance and risk management broker operating as a trading name of David Roberts & Partners (Insurance Brokers) Limited, a private limited company registered in England and Wales (Company No. 1329408). Headquartered at Apex House, Watervole Way, Doncaster, South Yorkshire, the firm employs seven people and serves more than 500 business customers across the UK, with selected policies extending to European cover. The company is authorised and regulated by the Financial Conduct Authority (register number 143840) and operates as a member of the Compass network — one of the largest networks of independent UK insurance brokers — which provides access to exclusive products and group buying power, including access to Lloyd's of London for complex or specialist risks.

The firm's product portfolio comprises 13 tailored insurance solutions organised across four lines: business insurance (haulage/freight/cargo, fleet and van, bus/coach/community transport, distribution and warehousing, construction and contractors, wholesale and manufacturing, professional indemnity, motor trade, and waste management); property insurance (residential and commercial); personal insurance for high net worth individuals; and in-house claims handling services with 24/7 support. Distribution is conducted entirely through direct sales channels — website enquiry forms, phone (01302 910421), and email — with all pricing bespoke and quote-based on individual risk assessment; no public pricing tiers or standardised products are disclosed. Customers are primarily UK SMEs and mid-market businesses in haulage, fleet, construction, manufacturing, property, and waste management, alongside selected enterprise relationships (e.g., Doncaster Rovers Football Club, Club Doncaster) and a private client division for high net worth households.

Revenue is generated through brokerage commissions on policies arranged with multiple insurers, including major UK providers and Lloyd's of London syndicates. The GTM motion is sales-led and relationship-driven, supplemented by content marketing (website, blog, LinkedIn, X/Twitter), local sponsorships (Doncaster Rovers, Doncaster Chamber of Commerce), and BIBA industry association membership. The technology stack is conventional and not proprietary; no AI/ML capabilities, APIs, or integrations are disclosed. The firm has not raised external venture or private equity funding, operating instead as a privately held brokerage under the David Roberts & Partners corporate umbrella.

Name

IFS Risk Solutions Ltd

Legal name

David Roberts & Partners (Insurance Brokers) Limited

Website

https://ifsil.co.uk

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

IFS Risk Solutions Ltd is a UK-based independent insurance and risk management broker, operating as a trading name of David Roberts & Partners (Insurance Brokers) Limited. It arranges bespoke business, property, and high net worth insurance for 500+ UK SMEs and mid-market clients across haulage, fleet, construction, manufacturing, and waste sectors.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Claims Advocacy & Loss Recovery Services (FSAEADAH)

Keywords

• Commercial insurance brokerage
• Business insurance solutions
• Risk management services
• Property insurance coverage
• Insurance claims handling

Headquarters

HQ city

Doncaster

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: IFS Risk Solutions operates as an independent insurance broker earning commissions from arranging insurance policies on behalf of clients. They work with multiple insurers including major providers and Lloyds of London to secure competitive premiums and exclusive products for their clients. The business model involves assessing client risks, recommending tailored coverage, and arranging policies through their insurer network.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

IFS Risk Solutions is an independent insurance and risk management broker that arranges bespoke commercial, property, and personal insurance policies on behalf of UK clients. The firm accesses multiple insurers including Lloyd's of London through membership in the Compass network and provides in-house claims handling services. It serves businesses across haulage, fleet, construction, manufacturing, waste management, property, and high-net-worth individuals with tailored coverage and dedicated account management.

Product overview

IFS Risk Solutions Ltd operates as an independent insurance and risk management broker offering a portfolio of tailored insurance solutions organized into three main categories: Business Insurance (9 specialized covers including haulage, fleet, transport, warehousing, construction, manufacturing, professional indemnity, motor trade, and waste management), Property Insurance (residential and commercial), and Personal Insurance (high net worth coverage). The company also provides in-house claims handling services. All products are bespoke and tailored to individual business needs, with access to major insurers including Lloyd's of London and membership in the Compass network of independent insurance brokers.

Differentiator

Problem solved

Functional benefit

Products and services

• Haulage, Freight & Cargo Insurance Bespoke haulage insurance policies covering cargo or stock against accidental damage or theft during transit, including public and employer's liability, hazardous goods transport, breakdown, goods in transit, trailer cover, and European cover. Target users: haulage, freight, skip truck, concrete mixer, plant haulage, tipper, crane, and furniture removal operators.
• Fleet & Van Insurance Single cost-effective policy covering all vehicles in a fleet, with options for 2+ vehicles including windscreen repairs, European fleet cover, replacement vehicles, and any-driver fleet cover. Target users: businesses operating multiple commercial vehicles.
• Bus, Coach & Community Transport Insurance Transport insurance packages for passenger carrying vehicles, including PCV insurance, liability cover, European travel cover, any-driver fleet cover, and breakdown cover. Target users: bus, coach, and community transport operators.
• Distribution & Warehousing Insurance Bespoke insurance for warehouse buildings and distribution operations, covering storage depots, self-storage warehouses, retail warehouses, and logistics risks. Target users: warehousing and distribution operators with access to Lloyd's of London for complex risks.
• Builders, Construction & Contractors Insurance Tailor-made construction insurance covering contractors all-risk, motor and plant, performance bonds, warranties, deposit guarantees, credit insurance, and equipment fleet insurance. Target users: construction companies, property developers, building contractors from individual tradesmen to civil engineering contractors.
• Wholesale & Manufacturing Insurance Insurance coverage for manufacturing and wholesaler businesses, including equipment breakdown, legal expenses, money cover, third-party storage, home workers, and trade samples. Target users: manufacturing and warehouse operations requiring industry-specific cover.
• Professional Indemnity Insurance Professional risk cover protecting against negligence, defamation, dishonesty claims, breach of duty of care, breach of confidence, breach of copyright, and lost or damaged documents. Target users: businesses and professionals requiring advice-based liability protection.
• Motor Trade Insurance Motor trade insurance covering road risk, traders combined cover, public liability, employers liability, business premises, tools and equipment, and sales and service indemnity. Target users: motor trade businesses operating across sales and service functions.
• Waste Management Insurance Liability insurance for waste removal, management, and transfer companies, covering skip hire operators, waste transfer stations, landfill sites, incinerator operators, and material recycling facilities. Target users: waste management operators.
• Residential Property Insurance Property insurance for owners and landlords of multiple residential properties, covering all risks, accidental damage, subsidence, loss of rent, property owner's liability, and contents of common parts. Target users: UK residential landlords and property owners.
• Commercial Property Insurance Insurance for commercial property portfolios covering accidental loss or damage, repair or rebuild costs, fixtures and fittings, public and employers liability, and contents protection. Target users: commercial property owners.
• High Net Worth Insurance Bespoke insurance for high net worth individuals covering luxury properties, fine art, wine, classic cars, jewellery, antiques, liability, kidnap and ransom, cyber insurance, travel, and umbrella coverage. Target users: affluent individuals with high-value assets and investment portfolios, delivered via IFS's Private Client Division.
• Insurance Claims Services End-to-end claims handling including analytical services, consultancy services, handling services, and loss management services with 24/7 support provided through an in-house claims team. Target users: IFS Risk Solutions' policyholders across business, property, and personal lines.

Named customers4 records

Segments7 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Compass NetworkcoreChannel Partner/ Reseller/ DistributorIFS Risk Solutions is a member of Compass network—one of the largest networks of independent insurance brokers in the UK. This membership provides access to exclusive insurance products and enables competitive pricing through the network's aggregated buying power, benefitting clients with lower premiums and specialist coverage options.
• BIBA (British Insurance Brokers' Association)coreOthersIFS Risk Solutions holds membership with BIBA (British Insurance Brokers' Association), ensuring professional standards and access to industry resources and training.
• Doncaster Rovers Football ClubminorOthersIFS Risk Solutions has an active partnership with Doncaster Rovers Football Club, providing business insurance services and demonstrating commitment to local community and business excellence.
• Doncaster Chamber of CommerceminorOthersIFS Risk Solutions maintains active involvement with the Doncaster Chamber, showcasing commitment to community and business excellence in the local region.
• Lloyd's of LondoncoreTechnology or IntegrationIFS Risk Solutions has access to Lloyd's of London insurers for arranging bespoke insurance coverage, particularly for complex risks in warehousing and distribution sectors. This access enables coverage for high-value or specialised insurance requirements.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Marsh Commercial: UK commercial arm of global broker Marsh, serving mid-market and SME clients across many of the same verticals IFS targets. Much larger scale and broader portfolio, but competes head-to-head in commercial broking placement.
• Hiscox UK: UK specialist insurer and broker focusing on commercial, professional indemnity, and high net worth personal lines. Overlaps with IFS in professional indemnity and HNW private client segments, and competes for the same specialist commercial accounts.
• Allianz Insurance UK: Major UK general insurer offering commercial, motor, and property lines through broker and direct channels. Serves many of the same SME and mid-market clients IFS targets, but as a much larger incumbent carrier rather than a broker.
• Aviva UK: One of the UK's largest insurers with extensive commercial, motor, and property offerings sold through brokers and direct. Represents the broader incumbent competitive context that independent brokers like IFS operate against.

Direct peers

• Aston Lark: UK independent commercial insurance broker with specialisms in haulage, motor trade, construction, and commercial property — closely overlapping IFS's vertical mix. Now part of the Howden group but operating as a comparable specialty broker.
• Howden Group: One of the largest independent insurance brokers in the UK, offering commercial, personal, and specialty lines through regional offices. Closely comparable business model to IFS, with broker-network distribution and similar industry specialisations across commercial lines.
• Clear Insurance Management: UK independent insurance broker (BIBA member) providing commercial and personal insurance to businesses across multiple sectors. Comparable independent-broker model with multi-line product breadth.
• Chris Knott Insurance: Specialist UK independent broker and Compass network member focused on motor trade, fleet, and commercial vehicle insurance — directly comparable to IFS's haulage and motor trade specialisms and operating within the same broker network.
• Bollington Insurance: UK independent commercial broker offering business, property, and personal lines to SMEs and mid-market clients. Operates in a comparable niche of bespoke, sector-specialist insurance placement with in-house claims support.
• Towergate Insurance: Major UK commercial insurance broker (part of the Ardonagh Group) placing cover for SMEs and mid-market businesses across many of the same verticals IFS targets, including haulage, fleet, construction, and property. Comparable independent-broker distribution model.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/IFS1Risk
• LinkedInlinkedin.com/company/ifs-risk-solutions-ltd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IFS Risk Solutions Ltd