Fondo de Empleados del Banco de la Nación
FEBAN is the closed employee welfare fund for Banco de la Nación workers, pensioners, and their families in Peru, providing medical assistance, recreation centers, loans, and insurance via member contributions under Supreme Decree No. 487-85-EF.
- Company typePrivate
- Founded-
- HeadquartersSan Borja (Lima), Peru
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Fondo de Empleados del Banco de la Nación does
Fondo de Empleados del Banco de la Nación (FEBAN) is a private law institution governed by Supreme Decree No. 487-85-EF, operating as the closed employee welfare fund (fondo de empleados) for workers, pensioners, and their families of Banco de la Nación, Peru's state-owned bank. Founded under its current statutory framework in 1985, FEBAN provides a comprehensive portfolio of welfare benefits rather than operating as a commercial enterprise. Its core offering includes the PAM (Programa de Asistencia Médica) medical assistance program with associated FEBAN-owned Policlínicos and Boticas clinics and pharmacies; the Cerebanes network of recreational and sports complexes operating across nine Peruvian cities (La Calera, El Cuadro, Mamacona, Chiclayo, Arequipa, Puno, Ayacucho, Iquitos, and Huánuco) plus a dedicated sports complex; credit and loan services; and an insurance portfolio covering life insurance, vehicle policies, multi-risk coverage, and SOAT (mandatory traffic accident insurance). Additional services include the Club del Paciente Crónico chronic-care program, legal documentation (minutas) for property regularization, and social welfare initiatives.
FEBAN's business model is a subscription/recurring member contribution model closed to the Banco de la Nación employee population and their families — it does not serve external commercial customers. Revenue mechanics are anchored in member contributions underwriting medical assistance, recreation, credit, and insurance benefits. Distribution is delivered through the Lima headquarters in San Borja, decentralized service modules in provincial cities (Arequipa, Huancayo, Chiclayo, Piura, Puno, Tacna, Iquitos, Trujillo, Pucallpa), Banco de la Nación branch agencies used as service points in additional provinces, and digital channels including the Zona de Afiliado member portal, the Plataforma de Reserva de Citas appointment scheduling system, plus Facebook, Instagram, and WhatsApp touchpoints. The organization employs approximately 49 staff and operates exclusively within Peru.
From a technology and platform perspective, FEBAN's digital footprint consists of standard transactional member portals and online appointment booking without disclosed AI, machine learning, or proprietary technology stack components. The institution is structured as a non-investable statutory welfare entity rather than a venture- or growth-equity candidate; ownership is held collectively by its member base under the regulatory framework of Supreme Decree No. 487-85-EF, with no external equity, funding rounds, or M&A activity present in the source data.
Fondo de Empleados del Banco de la Nación firmographics
Firmographics- Name
- Fondo de Empleados del Banco de la Nación
- Legal name
- Fondo de Empleados del Banco de la Nación
- Website
- https://inhouse.feban.net
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- FEBAN is the closed employee welfare fund for Banco de la Nación workers, pensioners, and their families in Peru, providing medical assistance, recreation centers, loans, and insurance via member contributions under Supreme Decree No. 487-85-EF.
- Ownership category
- akta.pro rank
Fondo de Empleados del Banco de la Nación industry classification
Industry- Product category
- Employee welfare fund services
- NAICS
- Health Care and Social Assistance (62), Health and Welfare Funds (525120)
- SIC
- Services-Social Services (8300), Services-Health Services (8000)
- akta.pro industry
- Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage)Business & Public Services/Public Sector & Government Administration/Social Security, Benefits & Welfare AdministrationIncome Support & Cash Assistance ProgramsBusiness & Public Services/Public Sector & Government Administration/Social Security, Benefits & Welfare AdministrationSocial Care & Long-Term Care Benefits AdministrationBusiness & Public Services/Public Sector & Government Administration/Social Security, Benefits & Welfare Administration
Keywords
Where Fondo de Empleados del Banco de la Nación is headquartered
LocationHeadquarters
- HQ city
- San Borja (Lima)
- HQ country
- Peru
- HQ region
- Latin America
Offices11 records
Markets served
Fondo de Empleados del Banco de la Nación business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Others
Revenue model
- Member Contributions and Social Welfare Services: FEBAN is a private law institution (fondo de empleados) governed by Supreme Decree No. 487-85-EF that provides social assistance, health, loans, recreation, life insurance, and other welfare benefits to workers of Banco de la Nación, pensioners, and their families. The organization operates through member contributions and provides services including medical assistance (PAM), recreation facilities (Cerebanes), credit programs, and insurance products.
Distribution channels3 records
Marketing channels5 records
Fondo de Empleados del Banco de la Nación product offering
Product offeringCore offering
FEBAN is a private-law employee welfare fund (fondo de empleados) that provides social assistance, medical assistance (PAM), recreation facilities (Cerebanes), credit and loans, life/vehicle/SOAT insurance, and social welfare programs to Banco de la Nación workers, pensioners, and their families. Services are funded through member contributions and delivered through a national network of recreation centers, clinics, pharmacies, and online member portals.
Product overview
Fondo de Empleados del Banco de la Nación (FEBAN) is a private institution governed by Supreme Decree N° 487-85-EF that provides employee benefit services to Banco de la Nación workers, pensioners, and their families. The organization operates as a unified benefits platform offering a comprehensive portfolio including the PAM medical assistance program with associated clinics and pharmacies, Cerebanes recreational/sports complexes across 9 Peruvian cities, credit and loan services, insurance products (life, vehicle, SOAT, multi-risk), and online member services through the Zona de Afiliado portal and appointment scheduling platform. Additional services include legal documentation (minutas), chronic patient support programs, and social welfare initiatives.
Differentiator
Problem solved
Functional benefit
Brands
- Cerebanes: Recreational centers and sports facilities operated by FEBAN for employees and their families, including locations in La Calera, El Cuadro, Mamacona, Chiclayo, Arequipa, Puno, Ayacucho, Iquitos, and Huánuco.
- PAM
- Club del Paciente Crónico
Products and services
- PAM (Programa de Asistencia Médica)
Companies that use Fondo de Empleados del Banco de la Nación
Customer profileSegments1 record
Ideal customer profiles1 record
Fondo de Empleados del Banco de la Nación technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fondo de Empleados del Banco de la Nación partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Banco de la NacióncoreFEBAN is the employee welfare fund (fondo de empleados) of Banco de la Nación. It is governed by Supreme Decree No. 487-85-EF and provides social assistance, health, loans, recreation, life insurance, and other welfare benefits to Banco de la Nación workers, pensioners, and their family members.
Recent moves6 records
Expansion highlights4 records
Fondo de Empleados del Banco de la Nación competitors and assessment
Company assessmentDirect peers
- Fondo de Empleados del Banco de Crédito del Perú (FEBAN BCP): Closed employee welfare fund for Banco de Crédito del Perú workers, providing a comparable suite of social, health, credit, recreation, and insurance benefits to its captive banking workforce in Peru.
- Fondo de Empleados del BBVA Perú: Employee welfare fund for BBVA Peru workforce, operating the same fondo de empleados model with social assistance, health, loans, and insurance benefits to a single-employer captive membership.
- Fondo de Empleados del Banco Ripley: Closed cooperative фондо de empleados for Banco Ripley Peru employees, providing comparable welfare benefits to a single-employer captive base in the Peruvian banking sector.
- Fondo de Empleados del Banco Scotiabank Perú: Closed cooperative welfare fund for Scotiabank Peru employees providing healthcare, loans, recreation, and insurance benefits — directly comparable in structure, services, and captive employment link.
- Fondo de Empleados del Banco Interbank: Employee welfare fund for Interbank Peru workers, offering a similar portfolio of social, health, credit, and recreation benefits to a bank-affiliated captive membership.
- Fondo de Empleados del Banco Falabella: Employee welfare fund for Banco Falabella Peru workers, structured identically as a fondo de empleados with social, health, recreation, and credit services to a single bank's employees.
Others
- SUSALUD (Superintendencia Nacional de Salud): Peruvian health services regulator under which FEBAN operates its PAM medical program and Reclamos directive. Regulatory counterparty rather than a competitor, but shapes FEBAN's health-services compliance obligations.
Regional players
- Cooperativa de Ahorro y Crédito del Banco de la Nación (COOPBAN): Peruvian credit cooperative serving public sector banking workers with savings and credit services — adjacent to FEBAN's credit and loan programs but organized around savings rather than welfare benefits.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Fondo de Empleados del Banco de la Nación social profiles
Digital presenceFondo de Empleados del Banco de la Nación financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fondo de Empleados del Banco de la Nación leadership team
Management profileNumber of profiles
Fondo de Empleados del Banco de la Nación funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fondo de Empleados del Banco de la Nación M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fondo de Empleados del Banco de la Nación
What does Fondo de Empleados del Banco de la Nación do?
FEBAN is a private-law employee welfare fund (fondo de empleados) that provides social assistance, medical assistance (PAM), recreation facilities (Cerebanes), credit and loans, life/vehicle/SOAT insurance, and social welfare programs to Banco de la Nación workers, pensioners, and their families. Services are funded through member contributions and delivered through a national network of recreation centers, clinics, pharmacies, and online member portals.
Is Fondo de Empleados del Banco de la Nación a public or private company?
Fondo de Empleados del Banco de la Nación is a private company. It is classified as management employee owned and is currently operating.
When was Fondo de Empleados del Banco de la Nación founded?
Fondo de Empleados del Banco de la Nación was founded in -1. It employs 11 to 50 people.
Where is Fondo de Empleados del Banco de la Nación based?
Fondo de Empleados del Banco de la Nación is headquartered in San Borja (Lima), Peru, in the Latin America region.
How does Fondo de Empleados del Banco de la Nación make money?
One revenue line is on record: member Contributions and Social Welfare Services.
Who are Fondo de Empleados del Banco de la Nación's main competitors?
Direct peers on record are Fondo de Empleados del Banco de Crédito del Perú (FEBAN BCP), Fondo de Empleados del BBVA Perú, Fondo de Empleados del Banco Ripley, Fondo de Empleados del Banco Scotiabank Perú, Fondo de Empleados del Banco Interbank and Fondo de Empleados del Banco Falabella. SUSALUD (Superintendencia Nacional de Salud) is listed as an others. Cooperativa de Ahorro y Crédito del Banco de la Nación (COOPBAN) is listed as a regional player.
Does Fondo de Empleados del Banco de la Nación have an API?
No public API is recorded for Fondo de Empleados del Banco de la Nación.
What industry is Fondo de Empleados del Banco de la Nación in?
Fondo de Empleados del Banco de la Nación's product category is Employee welfare fund services. Its primary akta.pro industry code is BPAIAKAH, Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage), with a secondary code of BPAIAKAE, Income Support & Cash Assistance Programs. Its NAICS code is 62 and its SIC code is 8300.