Inrede Corretora de Seguros

What Inrede Corretora de Seguros does

Inrede Corretora de Seguros is a Brazilian insurance brokerage founded in 2005, headquartered in Bauru, São Paulo, with a branch office in Londrina, Paraná. The company operates as an intermediary (corretora de seguros) between consumer clients and multiple insurance carriers, distributing a broad 11-line product portfolio that spans auto, residential, truck, motorcycle, health, dental, life, travel, portable device, rental guarantee, and consortium plans. Its primary go-to-market is sales-led: customer acquisition is driven through website quote-request forms, WhatsApp direct messaging, blog content, and social media (Facebook, Instagram, LinkedIn), with conversion handled by trained consultants at two physical offices.

The company generates revenue through brokerage commissions on placed insurance policies with partner carriers (seguradoras parceiras), operating on a quote-based pricing model with monthly billing cadence tailored to individual risk profiles. No proprietary technology platform or AI/ML capabilities are disclosed; the operational stack consists of standard customer relationship management, WhatsApp communication, and TomTicket ticketing for vertical-specific service channels (real estate and dealership partnerships). Inrede's primary marketed differentiator is its franchise reimbursement benefit (reembolso de franquia) on auto policies, supplemented by a 20+ year brand presence and personalized human-led service model targeting retail consumers and families across Brazil. The company is privately held with no disclosed external investors, no funding history, and no parent company, suggesting founder/management ownership.

Name

Inrede Corretora de Seguros

Legal name

Inrede Corretora de Seguros Ltda

Website

https://inredeseguros.com.br

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Inrede Corretora de Seguros is a privately-held Brazilian insurance brokerage founded in 2005, distributing 11 lines of personal and small-business insurance (auto, health, residential, life, travel, and others) through two offices in Bauru and Londrina, earning commissions from partner insurance carriers via a human-led, quote-based sales model.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage services
• Auto insurance
• Health insurance
• Life insurance
• Insurance consulting

Headquarters

HQ city

Bauru

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Inrede earns commissions from insurance companies for placing insurance policies with clients. As a licensed insurance broker (corretora de seguros), the company acts as an intermediary between insurance providers and customers, earning referral and placement fees on all insurance products sold including auto, residential, health, dental, life, travel, and other insurance lines.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Inrede Corretora de Seguros is a Brazilian insurance brokerage that acts as an intermediary between multiple partner insurance carriers (seguradoras) and end customers. The company distributes 11 distinct insurance and financial product lines, including auto, residential, truck, motorcycle, health, dental, life, travel, rental guarantee (fiança), consortium, and portable equipment insurance. Customers request quotes via the company website, WhatsApp, or by visiting its offices in Bauru/SP and Londrina/PR, and the brokerage earns placement commissions from the partner insurers.

Product overview

Inrede Corretora de Seguros is a multi-line insurance brokerage firm offering a comprehensive portfolio of insurance and financial products. The company operates as a single integrated brokerage platform offering 11 distinct product lines: health, dental, life, auto, motorcycle, truck, home, travel, rental guarantee (fiança), consortium, and portable equipment insurance. The product portfolio is delivered through a unified service model featuring specialized customer support teams, online quote and contracting capabilities, and nationwide coverage via a headquarters in Bauru/SP and a branch in Londrina/PR. The company differentiates itself through deductible reimbursement on auto policies and partnerships with multiple insurance providers.

Differentiator

Problem solved

Functional benefit

Products and services

• Automóvel (Auto Insurance) Vehicle insurance for individual car owners, providing protection against accidents, theft, and damage, plus deductible (franchise) reimbursement as a differentiator.
• Residencial (Home Insurance) Residential property insurance covering damages, theft, and other property-related risks for homeowners and renters.
• Caminhão (Truck Insurance) Insurance providing coverage for commercial transport trucks used by individual owners and operators.
• Moto (Motorcycle Insurance) Insurance providing protection for motorcycles and scooters for individual owners.
• Saúde (Health Insurance) Health insurance for individuals and families, combining corporate contract advantages with personalized customer service.
• Odontológico (Dental Insurance) Dental insurance covering oral health care and routine dental services for individual policyholders and families.
• Seguro de Vida (Life Insurance) Life insurance designed for simple contracting, providing financial protection for the policyholder and their family.
• Seguro Viagem (Travel Insurance) Travel insurance offering 24-hour assistance in Portuguese and protection against travel-related emergencies for individual travelers.
• Fiança (Rental Guarantee Insurance) Rental guarantee insurance that simplifies the property leasing process by replacing traditional security deposits for tenants.
• Consórcio (Consortium Plans) Consortium plans enabling customers to save and realize major purchase dreams through periodic installments without interest charges.
• Seguros Portáteis (Portable Equipment Insurance) Insurance protecting laptops, smartphones, tablets, and other portable devices against damage and theft for individual owners.

Quantifiable outcome

• Franchise reimbursement on insurance claims provides direct financial benefit to policyholders

Segments5 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• Partner Insurance Companies (Seguradoras Parceiras)coreOthersInrede works with multiple insurance company partners (seguradoras) to offer a diverse portfolio of insurance products to their customers. The company displays partner insurance company logos on their website footer, indicating established commercial relationships with various insurers in the Brazilian market. The specific names of partner insurers are not individually listed in the visible content.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• Akkø: Brazilian insurtech providing gadget/portable device insurance — directly competes with Inrede's 'Seguros Portáteis' line and operates via direct digital distribution rather than broker intermediation.
• 180 Seguros: Brazilian digital-first auto insurance broker — same brokerage/placement role as Inrede but differentiated by a fully online binding UX that exposes Inrede's lack of proprietary technology.
• Justos: Brazilian insurtech using telematics for fair-priced auto insurance — partially overlaps Inrede's auto brokerage role but bypasses the broker with a direct digital model that pressures traditional corretoras.

Broad incumbents

• SulAmérica Seguros: Major Brazilian insurer with broker and direct distribution across health, auto, life, and dental — overlapping product mix with Inrede, but operating at national scale with proprietary underwriting.
• HDI Seguros: Brazilian insurer with strong auto and commercial vehicle focus — competes with Inrede on auto and truck lines and works with independent brokers like Inrede as a carrier partner.
• Bradesco Seguros: Bancassurance leader in Brazil offering auto, residential, life, and health — comparable to Inrede's multi-line broker role but distributed through Bradesco bank channels at far larger scale.
• Wiz Soluções: Large Brazilian insurance broker affiliated with Banco do Brasil — competes with Inrede as a multi-carrier multi-line corretora but operates at national scale with embedded bank distribution.
• Porto Seguro: One of Brazil's largest insurance groups with its own broker and direct distribution across auto, residential, and life — directly comparable to Inrede on product breadth and customer segment, but vastly larger in scale.
• Mapfre Seguros: Global insurer with significant Brazilian presence across auto, residential, and life — overlaps with Inrede's portfolio and broker relationships at national and international scale.

Direct peers

• Azul Seguros: Brazilian insurance broker focused on personal and SME lines with multi-carrier placement — closest direct comparable to Inrede in business model and product mix, operating in a similar regional footprint.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/inredecorretoraseguros
• LinkedInlinkedin.com/company/inrede-corretora-de-seguros
• Instagraminstagram.com/inredecorretora

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Inrede Corretora de Seguros