Inter Chile
Inter Chile (Latcam Pagos Internacionales S.A.) is a UAF-regulated Chilean financial services company offering foreign currency exchange across 16 currencies and international remittances to 30+ countries, serving individual consumers and businesses through physical branches, a mobile app, and WhatsApp.
- Company typePrivate
- Founded-
- HeadquartersSantiago (Providencia), Chile
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Inter Chile does
Inter Chile (legal entity Latcam Pagos Internacionales S.A.) is a Chilean financial services company specializing in foreign currency exchange and international money remittances. Originally constituted as a boutique alternative to traditional financial advisory in Valparaíso, the company operates under the dba "INTER" / "INTER Servicios Financieros" / "INTER Cambios y Giros" and is supervised by Chile's Unidad de Análisis Financiero (UAF) under Law No. 19.913, with additional compliance certification under Law No. 20.393 following Chile's OECD accession in 2009. The company is positioned as a pioneer in Chile in deploying advanced technology to prevent money laundering, identity theft, and illicit transactions.
The company's product portfolio is anchored on two core services: Cambio de Divisas (currency exchange across 16 currencies including USD, EUR, BRL, ARS, GBP, JPY, and others) and Envíos de Dinero (international money transfers to 30+ countries via a network of correspondent partners including BCP Peru, Bancolombia, and providers in Venezuela, Haiti, and the Dominican Republic). Distribution is omnichannel: five physical branches across Santiago (Providencia, Las Condes, Lo Barnechea), Valparaíso, Viña del Mar, and Antofagasta; the Cambios Inter mobile application (iOS/Android) with Khipu payment integration for online USD exchange; and a WhatsApp-based remote service channel for remittances. Servicios Empresas (INTER Empresas) extends the platform to enterprise clients for international payroll, supplier invoice/proforma payments, and large-scale FX operations.
The revenue model is transaction-based: spreads on currency exchange buy/sell rates plus fees on remittances. The customer base is hybrid, serving individual consumers (personal FX for travel/savings and remittances to family abroad) and businesses (payroll, supplier payments, commercial FX). The company is privately held with no disclosed institutional investors, no headcount growth metrics, and no audited financials, with 18 employees and 9,000+ active clients processing 15,000+ monthly transactions.
Inter Chile firmographics
Firmographics- Name
- Inter Chile
- Legal name
- Latcam Pagos Internacionales S.A.
- Website
- https://inter.cl
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Inter Chile (Latcam Pagos Internacionales S.A.) is a UAF-regulated Chilean financial services company offering foreign currency exchange across 16 currencies and international remittances to 30+ countries, serving individual consumers and businesses through physical branches, a mobile app, and WhatsApp.
- Ownership category
- akta.pro rank
Inter Chile industry classification
Industry- Product category
- Foreign Exchange and Remittance Services
- NAICS
- Miscellaneous Intermediation (523910)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Cross-Border & FX Payments Platforms (BPAMAFAK)
- akta.pro secondary industries
- Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), International Bill Pay & Cross-Border Airtime/Top-Up (FSAGAKAM)
Keywords
Where Inter Chile is headquartered
LocationHeadquarters
- HQ city
- Santiago (Providencia)
- HQ country
- Chile
- HQ region
- Latin America
Offices6 records
Markets served
Inter Chile business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Compliance, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Currency Exchange (Cambio de Divisas): Revenue generated from currency exchange transactions with spreads between buy and sell rates for currencies including USD, EUR, BRL, ARS, and other supported currencies.
- International Money Transfers (Envíos de Dinero): Fees charged for international money transfers to over 30 countries through correspondent network, with window payments (1-2 hours) and bank transfers (24-72 hours).
- Business Services: Enterprise services including international payroll payments, invoice/proforma payments to foreign suppliers, and large-scale currency operations for businesses.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | New client promotional offer |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Inter Chile product offering
Product offeringCore offering
Inter Chile provides foreign currency exchange across 16 currencies and international money remittance services to more than 30 countries, delivered through physical branches in Chile, a mobile app (Cambios Inter), and a WhatsApp service channel. The company also offers a dedicated business services suite covering international payroll, supplier invoice payments, and large-scale corporate currency operations under the INTER Empresas sub-brand. The offering is regulated and supervised by Chile's UAF under anti-money laundering frameworks.
Product overview
Inter Chile operates as a financial services company offering two core services: Cambio de Divisas (currency exchange across 16 currencies) and Envíos de Dinero (international money remittances to 30+ countries). The Cambios Inter App provides a 100% online channel for currency exchange transactions. Servicios Empresas extends these capabilities to business clients for payroll, supplier payments, and commercial transfers. The offering functions as a unified financial services platform with physical branch presence and digital channels.
Differentiator
Problem solved
Functional benefit
Brands
- Cambios Inter: Mobile application for currency exchange, allowing users to simulate and execute currency changes online using credit or debit cards via Khipu and pick up at the nearest branch.
- INTER Empresas
Products and services
- Cambio de Divisas (Currency Exchange)
- Envíos de Dinero (International Money Remittances) International money remittance service enabling customers to send money to more than 30 countries through a network of correspondent branch locations and via WhatsApp. Window payments settle in 1-2 hours; bank transfers settle in 24-72 hours. Available to individual consumers and businesses in Chile.
- Cambios Inter Mobile App Mobile application that allows users to register, simulate currency exchange rates, and complete USD exchange transactions online using credit or debit cards via the Khipu payment processor, with physical pickup of currency at the nearest branch. Available on Google Play and Apple App Store.
- Servicios Empresas (Business Services) Business-focused service suite under the INTER Empresas sub-brand offering international money transfers, foreign payroll payments to overseas employees, invoice/proforma payments to foreign suppliers, and large-scale currency exchange operations for corporate clients in Chile.
Quantifiable outcome
- Over 15,000 monthly transactions processed
- +1 more outcomes
Companies that use Inter Chile
Customer profileSegments2 records
Ideal customer profiles2 records
Inter Chile technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
Inter Chile partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- BancolombiacoreCorrespondent payer network in Colombia for money transfers. Inter Chile customers can send money to Colombia and withdraw at Bancolombia locations.
- Bancolombia RechargecoreCorrespondent payer for Colombia transfers.
- CootranscolcoreCorrespondent payer network in Colombia.
- Ajiti (Haiti)coreCorrespondent payer network for money transfers to Haiti.
- BCP (Banco de Crédito del Perú)coreMajor correspondent bank for Peru money transfers.
- Global NetcoreCorrespondent payer network in Peru.
- KhipucorePayment processor integration in the Cambios Inter mobile app, enabling credit and debit card payments for online currency exchange transactions.
- Angulo Lopez (Venezuela)coreCorrespondent payer for Venezuela money transfers.
- Iralcambio (Venezuela)coreCorrespondent payer for Venezuela money transfers.
- More Payment EvolutionminorPayment evolution partner mentioned in footer. Services associated with branch locations.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Inter Chile competitors and assessment
Company assessmentDirect peers
- MoneyGram: Major global remittance and FX services provider competing in the same Chilean and Latin American corridors. Directly comparable on retail money transfer and currency exchange services, including digital and agent-based delivery.
- Western Union: Global cross-border money transfer and FX giant with extensive agent network and digital channels. Directly comparable to Inter Chile on international remittance corridors and currency exchange, though at vastly greater scale and global footprint.
- AirTM: LatAm-focused digital wallet and peer-to-peer payments/remittance platform serving underbanked users across the region. Comparable on Latin American remittance and FX flows, particularly to underbanked destinations.
- Remitly: Digital-first remittance company with strong focus on Latin American corridors from the US. Direct peer because it targets the same diaspora-driven send corridors (e.g., to Colombia, Peru, Haiti, Dominican Republic, Venezuela) that Inter Chile serves, but via a mobile-only experience.
- Viamericas: US-based remittance company focused on Latin American corridors, with both digital and agent-based delivery. Direct peer on retail remittance flows from the US to many of the same countries (Colombia, Peru, Haiti, Dominican Republic, etc.) Inter Chile serves.
- Small World Money Transfer: International money transfer operator with strong Latin American and European corridor coverage. Comparable on retail remittance services and FX/multi-currency payouts overlapping with Inter Chile's 30+ country footprint.
- Cambio Global: Chilean currency exchange and remittance competitor operating in the same Chilean market with similar branch and digital service offering. Closest direct local peer given shared geography, customer base, and product mix (FX + remittance).
- Afex: Global FX and international payments specialist with strong Latin American presence, offering currency exchange and cross-border payments to businesses. Comparable on enterprise/B2B FX and payment corridors Inter Chile serves via INTER Empresas.
- Global66: Latin American fintech offering cross-border payments, FX, and remittances, with strong presence in Chile and other LatAm markets. Directly comparable on retail and SME cross-border payments and currency exchange in the Chilean market.
- Wise (TransferWise): Cross-border payments and multi-currency account provider offering transparent FX and remittances. Comparable on FX/cross-border money movement and increasingly on Latin American corridors where Inter Chile also operates.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Inter Chile social profiles
Digital presenceInter Chile compliance and trust
Trust signalCompliance1 record
Inter Chile financial estimates
Financial estimateRevenue estimate
Valuation estimate
Inter Chile leadership team
Management profileNumber of profiles
Inter Chile funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Inter Chile M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Inter Chile
What does Inter Chile do?
Inter Chile provides foreign currency exchange across 16 currencies and international money remittance services to more than 30 countries, delivered through physical branches in Chile, a mobile app (Cambios Inter), and a WhatsApp service channel. The company also offers a dedicated business services suite covering international payroll, supplier invoice payments, and large-scale corporate currency operations under the INTER Empresas sub-brand. The offering is regulated and supervised by Chile's UAF under anti-money laundering frameworks.
Is Inter Chile a public or private company?
Inter Chile is a private company. It is classified as unknown and is currently operating.
When was Inter Chile founded?
Inter Chile was founded in -1. It employs 11 to 50 people.
Where is Inter Chile based?
Inter Chile is headquartered in Santiago (Providencia), Chile, in the Latin America region.
How does Inter Chile make money?
Three revenue lines are on record. Currency Exchange (Cambio de Divisas) is the primary driver. The others are international Money Transfers (Envíos de Dinero) and business Services.
Who are Inter Chile's main competitors?
Direct peers on record are MoneyGram, Western Union, AirTM, Remitly, Viamericas, Small World Money Transfer, Cambio Global, Afex, Global66 and Wise (TransferWise).
Does Inter Chile have an API?
No public API is recorded for Inter Chile.
What industry is Inter Chile in?
Inter Chile's product category is Foreign Exchange and Remittance Services. Its primary akta.pro industry code is BPAMAFAK, Cross-Border & FX Payments Platforms, with a secondary code of FSAMAIAG, Multi-Currency Accounts, Wallets & IBAN Services. Its NAICS code is 523910 and its SIC code is 6199.