Intermoney Consultoría

What Intermoney Consultoría does

Intermoney Consultoría is a Madrid-headquartered B2B consulting firm, founded in 1973 and operating as part of Grupo CIMD, that specializes in financial risk management and regulatory compliance advisory. The firm serves banks, asset managers, insurance companies, fund managers, and non-financial corporations, with a stated geographic reach covering Europe, Africa, and Latin America and operational offices in Spain, Portugal, and Dubai.

Its offering is organized around four service lines: Risks & Regulation (covering IFRS 9, Basel III, credit and market risk modelling), Regulatory Compliance (financial regulation, AI governance, and digital asset regulation), ESG (CSRD-aligned reporting, EU Taxonomy, and sustainability risk integration), and Wholesale Banking advisory. The firm's notable technical asset is GEMINIS, a proprietary tool for regulatory reporting that complements its advisory engagements. Across these areas, the firm combines senior regulatory specialists, quantitative risk modellers, and technologists — with disclosed headcount of 13 employees.

The business model is project- and retainer-based professional services delivery, supplemented by software licensing for GEMINIS. The unit is a subsidiary within Grupo CIMD, a financial group that provides the firm with intra-group visibility into financial product structures and a degree of demand stability, but also constrains its standalone commercial identity. No public revenue, customer logos, or pricing schedules are disclosed.

Name

Intermoney Consultoría

Legal name

INTERMONEY, S.A.

Website

https://intermoneyconsultoria.com

Company type

Private

Founded year

1973

Operating status

Operating

Headcount range

11–50 employees

Short description

Intermoney Consultoría is a Madrid-based B2B consulting firm, part of Grupo CIMD, providing financial risk, regulatory compliance, ESG, and wholesale banking advisory to banks, asset managers, insurers, fund managers, and corporates across Europe, Africa, and Latin America.

Ownership category

akta.pro rank

Product category

Financial Risk and Regulatory Consulting

NAICS

Management Consulting Services (54161), Other Management Consulting Services (541618), Other Scientific and Technical Consulting Services (54169)

SIC

Services-Management Consulting Services (8742), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Risk, Compliance & Internal Controls Consulting (BPAHACAJ)

akta.pro secondary industries

Compliance Technology, GRC Platforms & Controls Automation Advisory (BPAHAFAO), Fraud Risk & Financial Crime Controls Advisory (BPAKADAL), Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)

Keywords

• Financial risk consulting
• Regulatory compliance advisory
• ESG strategy consulting
• Regulatory reporting solutions
• Wholesale banking advisory

Headquarters

HQ city

Madrid

HQ country

Spain

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Risk Consulting Services: High-value professional consulting services integrating processes, methodologies, and technological systems for financial risk management and regulatory compliance. Services include risk modeling, regulatory reporting, and compliance advisory.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Intermoney Consultoría provides specialized consulting and advisory services to financial institutions and non-financial corporations, organized into four service lines: Risks and Regulation, Regulatory Compliance, ESG, and Wholesale Banking. The firm combines practical business experience, methodology, and technology to deliver risk modeling, regulatory reporting, compliance advisory, ESG strategy, and integrated front-to-back office tool implementation for clients across Europe, Africa, and Latin America. Its proprietary GEMINIS tool automates liquidity regulatory reporting (ALMM, LCR, NSFR, AE, Stress Test).

Product overview

Intermoney Consultoría is a consulting firm offering specialized advisory services for the financial sector, organized into four main service lines: Risks and Regulation, Regulatory Compliance, ESG, and Wholesale Banking. The firm also develops proprietary tools such as GEMINIS for automated regulatory reporting and provides front-to-back-to-risk implementation services. The portfolio includes quantitative model development and validation for credit risk (IRB, IFRS 9 with Machine Learning), market risk (FRTB methods), counterparty risk (SA-CCR, CVA), and structural risks (IRRBB, liquidity). Services span the three lines of defense for financial institutions, fund managers, and non-financial corporations across Europe, Africa, and Latin America.

Differentiator

Problem solved

Functional benefit

Products and services

• GEMINIS Proprietary tool for automated development of regulatory reporting for liquidity metrics (ALMM, LCR, NSFR, AE, Stress Test - CLM/JLT) used by banking and financial institution clients.
• Riesgos y Regulación (Risks and Regulation) Comprehensive risk management and regulatory advisory services covering financial risks (credit, market, counterparty, structural) and non-financial risks (operational, reputational, ESG, fraud), including model development, validation, and regulatory reporting (FINREP, COREP, Pillar III, ICAAP) for banking, asset management, and fund management clients.
• Cumplimiento Normativo (Regulatory Compliance) Regulatory compliance services including Anti-Money Laundering (AML/CFT), criminal risk prevention, market abuse prevention, internal and external fraud analysis, data protection (GDPR), cybersecurity, AI governance, FATCA, CRS, and compliance model certification support for financial institutions and corporations.
• ESG Services Environmental, Social, and Governance advisory services including ESG Advisory Board setup, sustainability strategies, sustainability reporting (ESRS, GRI, ODS), EU Environmental Taxonomy alignment, sustainable financing alignment (EUGBS, SFDR, Sustainable Linked Loans), and ESG risk methodologies including TCFD recommendations for non-financial corporations, financial institutions, and public sector entities.
• Banca Mayorista (Wholesale Banking) Wholesale banking advisory covering Front Office (ticket attributes, pre-trade controls), Middle Office and Risks (financial product valuation, risk calculation VaR/FRTB/SA-CCR/PFE/XVAs/IRC/SBM/DRC/ES/RC), and Back Office (collateral management, reconciliation, corporate events, accounting, messaging MT and XML ISO20022), plus IFRS 9/13 alignment and regulatory reporting (EMIR, MiFID, SFTR) for credit institutions and wholesale banking operations.
• Front-to-Back-to-Risk Tools Implementation Implementation and parametrization service for integrated front-office, middle-office, back-office, and risk management platforms at wholesale banking operations clients.

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Grupo CIMDcoreOthersIntermoney Consultoría is a subsidiary of Grupo CIMD (Intermoney, S.A.), the principal independent group in intermediation, consulting, securitization, and management in financial and energy markets in Southern Europe, with nearly 40 years of experience.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Capco: Capco is a global consultancy dedicated exclusively to financial services risk, regulatory, and wholesale banking transformation, with deep overlap to Intermoney's Banca Mayorista and regulatory compliance service lines.
• Capgemini Invent: Capgemini Invent's financial services risk and regulatory practice directly competes with Intermoney Consultoría on banking risk management, regulatory reporting (BASEL, IFRS 9), and compliance transformation projects, targeting the same tier-1 European bank client base.
• Oliver Wyman: Oliver Wyman's Financial Services practice competes with Intermoney on quantitative risk modeling, FRTB, IRRBB, and ESG advisory for European and Latin American banks, with comparable niche specialization.
• Mazars: Mazars' financial services advisory practice covers regulatory compliance, risk management, and ESG advisory for European banks and insurers, closely overlapping Intermoney's service portfolio and Southern European client base.
• BearingPoint: BearingPoint operates a focused Financial Services & Banking regulatory and risk advisory practice across Europe, competing head-to-head with Intermoney on Basel/CRR, ICAAP, ESG taxonomy, and wholesale banking transformation engagements.

Regional players

• Afi (Analistas Financieros Internacionales): Afi is a Madrid-based financial consultancy offering risk management, regulatory advisory, and training services to Spanish and Latin American banks and insurers, closely mirroring Intermoney's niche specialization and Iberian client base.

Broad incumbents

• EY Financial Services Risk: EY's Financial Services Risk practice addresses the same regulatory reporting, AML/CFT, and ESG compliance needs as Intermoney for banking and insurance clients across Iberia, Europe, and Latin America, with significantly broader scale.
• PwC Risk & Regulatory: PwC's Risk and Regulatory practice competes across all of Intermoney's core service lines including AML, Basel compliance, ESG, and wholesale banking advisory, serving financial institutions globally with much larger delivery capacity.
• KPMG Risk & Compliance Advisory: KPMG's Risk and Compliance practice competes with Intermoney on regulatory transformation, financial risk modeling, and ESG advisory for European financial institutions, operating as a broader multi-disciplinary incumbent.
• Deloitte Risk Advisory: Deloitte's global Risk Advisory practice serves the same bank, insurance, and asset management clients as Intermoney across regulatory compliance, financial risk, and ESG, but at vastly greater scale as part of its broader multi-service portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/intermoney-consultor%C3%ADa

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Intermoney Consultoría