Ant Digital Technologies

What Ant Digital Technologies does

Ant Digital Technologies is a Chinese-headquartered technology company that develops AI-driven digital trust solutions for financial institutions, payment providers, telecom operators, and enterprises. Established in 2015 as part of Ant Group and operating independently since 2024, the company offers four core product lines: ZOLOZ (AI-powered eKYC and biometric identity verification supporting 25+ countries and 10,000+ ID types), mPaaS (mobile development platform enabling Super App creation), AntChain (enterprise blockchain infrastructure engineered to handle 1 billion users and process 1 billion transactions daily), and SOFAStack (financial-grade cloud-native and AI-native PaaS platform serving 100+ financial institutions and approximately 26% of top-level Chinese banks). Its underlying technology stack includes proprietary computer vision for face matching and liveness detection, OCR-based document authentication, anomaly detection for fraud prevention, AI-driven risk orchestration, and homomorphic encryption for privacy-preserving computation, with research validated through multiple Gartner, IDC, and Forrester rankings and acceptance at SIGMOD 2024 and DAC 2024.

The company operates a B2B enterprise software model combining subscription-based licensing across four support tiers (Standard, Professional, Business, Enterprise) with professional services (consulting, customization, deployment, training, stress testing) and transaction-based fees for blockchain processing. Distribution combines direct enterprise sales, a four-tier channel partner program (Reseller, Referral, Product Supplier, Delivery), and a Singapore regional headquarters targeting Southeast Asia and the Middle East. Named enterprise customers span Malaysia (Kenanga, WeLab Bank, Ryt Bank), Thailand (Ascend Money/TrueMoney), Bangladesh (bKash), Nigeria (PalmPay), and broader Southeast Asia (TNG Digital), with end-user verification scale aggregating to 50M+ users across disclosed deployments. The company operates from Hangzhou (China HQ), Shanghai, and Singapore, and reports no publicly disclosed revenue or standalone funding.

Name

Ant Digital Technologies

Legal name

Ant Digital Technologies

Website

https://intl.antdigital.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Ant Digital Technologies builds AI-driven identity verification (ZOLOZ), mobile Super App platform (mPaaS), enterprise blockchain (AntChain), and financial-grade cloud-native PaaS (SOFAStack), serving banks, payment providers, telecom operators, and enterprises across China, Southeast Asia, the Middle East, Africa, and Latin America.

Ownership category

akta.pro rank

Product category

Digital Identity & Enterprise Trust Software

NAICS

Software Publishers (5132)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

Responsible AI, Security & Privacy Platforms (Safety, Guardrails, PII) (HDAEANAG)

akta.pro secondary industry

App Security, Compliance & Review Automation Platforms (BPAMADAJ)

Keywords

• Digital identity verification
• Mobile development platform
• Enterprise blockchain
• Cloud-native PaaS
• Biometric authentication

Headquarters

HQ city

Hangzhou

HQ country

China

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Enterprise Software Licensing and Subscription: Subscription-based licensing model for enterprise customers accessing ZOLOZ, mPaaS, SOFAStack, and AntChain platforms. Tiered support plans (Standard, Professional, Business, Enterprise) with varying service levels.
2. Professional Services: Customized add-on services including AI application development, customized development services, safeguarding services, eKYC stress testing, consulting, migration, deployment, and training services.
3. Platform Transaction Fees: Transaction-based revenue from blockchain processing (1B+ transactions daily) and identity verification services at scale across financial institutions.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels7 records

Core offering

Ant Digital Technologies sells enterprise software platforms for digital trust: ZOLOZ provides AI-driven eKYC and biometric verification (10,000+ ID types, 25+ countries); mPaaS is a Mobile Platform as a Service for Super App development; AntChain is enterprise blockchain infrastructure scaled to 1 billion users and 1 billion daily transactions; and SOFAStack is a financial-grade cloud-native and AI-native PaaS platform. Products are sold via subscription licensing with tiered support plans and supplemented by professional services.

Product overview

Ant Digital Technologies offers a unified portfolio of AI-driven digital trust solutions centered on identity verification, mobile development, and enterprise blockchain technology. The core products include ZOLOZ (AI-powered eKYC and biometric verification supporting 25+ countries and 10,000+ ID types), mPaaS (mobile platform as a service for Super App development), SOFAStack (financial-grade cloud-native and AI-native PaaS), and AntChain (enterprise blockchain infrastructure handling 1B+ users and 1B+ daily transactions). These products work together to enable secure digital onboarding, fraud prevention, mobile app ecosystems, and compliance across banking, payments, telecom, and financial services industries globally.

Differentiator

Problem solved

Functional benefit

Brands

• ZOLOZ: AI-driven digital identity and compliance solutions providing identity verification, biometric verification, and eKYC services.
• mPaaS
• AntChain
• SOFAStack
• AntChain

Products and services

• ZOLOZ AI-driven digital identity and compliance solutions providing end-to-end eKYC services with biometric verification, liveness detection, and real-time fraud prevention supporting over 10,000 ID types across 25+ countries. Designed for banks, payment providers, telecom operators, and enterprises needing secure digital onboarding and KYC/AML compliance.
• mPaaS (Mobile Platform as a Service) Full-stack mobile development platform enabling enterprises to build stable, high-quality Super Apps with lowered technical barriers, reduced R&D costs, and enhanced development efficiency. Supports iOS, Android, HarmonyOS, and H5 development with mini-program container technology and Digital Avatar capabilities. Designed for enterprises building digital banking, payments, and community Super Apps.
• SOFAStack Financial-grade cloud-native and AI-native PaaS platform for building backend online and AI applications. Provides unified technology platform, AI-based unified observation, AI-based R&D testing, and AI-driven business intelligence with heterogeneous IaaS scheduling. Serves 100+ financial industry customers and 26% top-level bank coverage in China. Designed for banks and financial institutions needing cloud-native backend infrastructure.
• AntChain Enterprise-grade blockchain infrastructure capable of handling 1 billion users and processing 1 billion transactions daily. Provides blockchain-as-a-service (BaaS) capabilities including cross-border remittance, judicial evidence platforms, and digital currency applications. Ranked #1 globally in blockchain patent filings for 6 consecutive years. Designed for enterprises needing tamper-resistant, scalable blockchain for financial services, supply chain, and digital asset applications.
• ZOLOZ Real ID End-to-end eKYC solution with ID recognition, facial verification, and liveness detection. Supports over 10,000 ID types across 25+ countries with up to 99% recognition accuracy and 100% AI technology without human intervention. Designed for enterprises requiring complete identity verification in approximately 3 minutes.
• ZOLOZ Connect Biometric authentication through facial capture and comparison for rapid, secure user verification. Eliminates need for repeated enrollments for returning users. Designed for payment providers, fintechs, and digital services needing fast, secure, returning-user authentication (used by TNG Digital for 16M+ users).
• ZOLOZ Deeper AI-powered high-precision verification solution that helps reduce fraud risk in identity verification workflows. Designed for enterprises operating in high-risk environments requiring enhanced identity verification assurance beyond standard ZOLOZ checks.

Quantifiable outcome

• Complete identity verification within 3 minutes with 99% recognition accuracy
• +5 more outcomes

Named customers15 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature7 records

Partnerships

15 partnerships are on record, tiered core and minor.

• NCScoreStrategic or Co-development Partner · 18 December 2024MoU signed to boost digital transformation in Southeast Asia, announced December 2024.
• Kenanga Investment BankcoreStrategic or Co-development PartnerStrategic collaboration using mPaaS to develop Malaysia's first wealth-centric Super App integrating Kenanga's and partners' products and services for portfolio management. Leverages 50 years of Kenanga's wealth management expertise combined with Ant Digital Technologies' technology.
• WeLab BankcoreStrategic or Co-development PartnerCross-border eKYC partnership using ZOLOZ Real ID enabling Mainland China visitors to open Hong Kong accounts in 5 minutes. Partnership exploring sales and marketing campaign insights based on user behavior analytics.
• TNG Digital Sdn BhdcoreTechnology or IntegrationZOLOZ eKYC integration verifying 16M+ userbase with face verification (ZOLOZ Connect) and AML compliance for e-wallet transactions.
• Ascend Money Co. Ltd (True Money Wallet)coreTechnology or IntegrationZOLOZ biometric identity verification partnership setting new benchmark for Thailand's e-wallet security and eKYC standards.
• S P SetiacoreStrategic or Co-development PartnerSetia Go partnership using mPaaS for smart community Super App as part of National Technology and Innovation Sandbox initiative by Ministry of Science, Technology and Innovation (MOSTI).
• bKash LimitedcoreTechnology or IntegrationeKYC partnership driving financial inclusion in Bangladesh through smartphone and OCR technology for rapid customer onboarding.
• JaGaSolutionminorImplementation/ SI/ Consulting PartnerCollaborative partnership in S P Setia's Setia Go project for smart community solutions.
• PalmPaycoreTechnology or IntegrationSOFAStack real-time fund security management deployed for 30M+ users in Nigeria with hundreds of verification scenarios covering transaction and fund data problems.
• QicardcoreTechnology or IntegrationSOFAStack unified technology platform for e-wallet applications and high-availability online services for banking and financial institutions.
• A1 Telecom of AustriaminorStrategic or Co-development PartnerDelegation visit from Austria's leading telecommunications company to explore Ant Digital Technologies' international solutions.
• Standard Bank of South AfricaminorStrategic or Co-development PartnerDelegation visit from South Africa's largest financial institution to explore technological capabilities and industry case studies.
• Sicredi of BrazilminorStrategic or Co-development PartnerDelegation visit from Brazil's prominent financial cooperative to discuss fintech sector opportunities.
• DCPaycoreTechnology or IntegrationZOLOZ eKYC integration using biometric identification including facial recognition for user safety, compliance, and services including bill payments, mobile phone purchases, and remittances.
• Ryt BankcoreStrategic or Co-development PartnerPartnership won Best AI-Powered Customer Experience Award in Malaysia (May 2026).

Scale indicators12 records

Recent moves7 records

Expansion highlights7 records

Broad incumbents

• Alibaba Cloud (Aliyun): Alibaba Cloud is the dominant Chinese cloud platform offering cloud-native PaaS, blockchain (Ant Blockchain Cloud), and enterprise services for financial institutions. Direct competitor to SOFAStack in the China financial cloud market and adjacent to AntChain's BaaS offering, sharing the same Chinese tech ecosystem but with a broader cloud focus.
• Tencent Cloud: Tencent Cloud provides cloud infrastructure, blockchain-as-a-service (TBaaS), and enterprise solutions for financial institutions in China and globally. Competes with SOFAStack and AntChain in China's financial cloud and blockchain services market, with comparable enterprise customer targeting and cloud-native PaaS capabilities.
• IBM Blockchain / Hyperledger: IBM Blockchain Services provides enterprise blockchain infrastructure and consulting through Hyperledger Fabric, serving financial institutions and large enterprises globally. Comparable to AntChain in enterprise BaaS focus, though with a different technical architecture and broader enterprise consulting orientation.
• Thales (formerly ForgeRock / OneWelcome): Thales provides identity and access management, digital identity verification, and security solutions through its Imperva and former ForgeRock acquisitions, serving large enterprises and governments globally. Broader incumbent offering portfolio identity, IAM, and security products that overlap with ZOLOZ but serve customers across many verticals beyond financial services.

Direct peers

• Persona: Persona is an identity infrastructure provider offering configurable KYC, KYB, and AML verification with biometric authentication for fintech, banking, and digital economy companies. Direct competitor to ZOLOZ with comparable AI-based identity verification serving similar enterprise and fintech customer segments.
• iDenfy: iDenfy offers AI-based identity verification, biometric authentication, and AML screening for banks, fintechs, and sharing economy platforms. Comparable to ZOLOZ in target verticals (banking, payments) and product capabilities, though with smaller global scale and fewer emerging market deployments.
• Onfido: Onfido (now part of Entrust) provides AI-based digital identity verification, document authentication, and biometric verification serving banks, fintechs, and payments companies globally. Directly competes with ZOLOZ in the eKYC and fraud prevention space, with comparable AI-driven verification capabilities and enterprise customer focus.
• Jumio: Jumio is a leading global identity verification and KYC platform offering AI-powered biometric verification, liveness detection, and AML compliance for financial institutions and fintechs. Directly comparable to ZOLOZ in target customers (banks, e-wallets, payments providers), product capabilities, and go-to-market focus on enterprise compliance.
• Veriff: Veriff is an AI-powered identity verification platform serving fintech, banking, mobility, and online economy customers with biometric and document verification. Directly competes with ZOLOZ in providing global eKYC, deepfake defense, and AML compliance for enterprise customers in financial services.
• Sumsub: Sumsub provides AI-driven identity verification, KYC/AML compliance, and fraud prevention for financial services, crypto, payments, and e-wallets globally. Directly comparable to ZOLOZ in product scope (biometric verification, liveness detection, AML screening) and target customer base of banks and fintechs across emerging markets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/antdigitaltechnologies

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ant Digital Technologies