UNIQA investiční společnost, a.s.

What UNIQA investiční společnost, a.s. does

UNIQA investiční společnost, a.s. (legal name UNIQA pojišťovna a.s.) is a Czech Republic-based financial services entity operating within the broader UNIQA Group, providing investment fund management, life insurance, and pension savings products to retail customers, small and medium businesses, and corporate clients across the Czech Republic. The product portfolio centers on regular investment programs segmented by life stage (Dlouhodobý investiční produkt UNIQA, Tempo, Generace X), three investment fund categories (Konzervativní, Dynamické, Balancované/UNIQA Selection Opportunities), investment and risk life insurance, supplementary pension savings (Doplňkové penzijní spoření), pension contribution schemes (Penzijní připojištění), and consumer credit. The historical programs OK life cycle and Generace neXt have been archived.

The underlying platform is a regulated financial services stack built around multi-channel distribution: a nationwide branch network (Síť poboček), phone-based advisory at +420 488 125 125, the moje.uniqa.cz client portal for contract management, and a specialized penze.uniqa.cz pension portal for contribution increases and benefit calculations. Educational content is delivered through the Patálie magazine, and the entity holds a partnership with Diagnose.me to embed telemedicine and second medical opinion services into life and health insurance offerings. The business operates under Czech National Bank supervision as a licensed insurance and investment company.

Revenue is generated through three recurring streams: management fees on investment funds (percentage of AUM), life insurance premiums (investment-linked and risk-based), and contributions plus management fees from supplementary pension savings and pension insurance. Pricing is quote-based and consultation-driven rather than publicly disclosed, with fee schedules detailed in fund prospectuses and reports. The entity is privately held with no public ticker, headquartered in Prague with a regional office in Brno (Úzká 488/8), serving customers exclusively within the Czech Republic.

Name

UNIQA investiční společnost, a.s.

Legal name

UNIQA pojišťovna a.s.

Website

https://investice.uniqa.cz

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

UNIQA investiční společnost, a.s. is a Czech Republic financial services entity offering investment funds, life insurance, and pension savings products to retail, SMB, and corporate customers through a multi-channel platform of branches, phone advisory, and online portals.

Ownership category

akta.pro rank

Product category

Investment Management

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (52591), Pension Funds (52511)

SIC

Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

akta.pro secondary industries

Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD), Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF), Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO)

Keywords

• Investment fund management
• Life insurance products
• Pension savings
• Asset management services
• Consumer credit products

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Investment Fund Management: Revenue generated through management fees on investment funds (conservative, dynamic, and balanced funds), charged as a percentage of assets under management.
2. Life Insurance Premiums: Premium payments from investment life insurance and risk life insurance products.
3. Pension Savings: Contributions and management fees from supplementary pension savings (doplňkové penzijní spoření) and pension insurance (penzijní připojištění).

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

UNIQA investiční společnost, a.s. creates, manages and distributes investment fund programs (Tempo, Generace X, Konzervativní fondy, Dynamické fondy, UNIQA Selection Opportunities), life insurance products (investment-linked and risk), supplementary pension savings, and consumer credit, serving both individual retail customers and corporate/employer clients in the Czech Republic under the UNIQA Group brand.

Product overview

UNIQA offers a comprehensive financial services platform comprising investment products, insurance, and pension solutions. The investment offering centers on regular investment programs (Dlouhodobý investiční produkt UNIQA, Tempo, Generace X) and investment funds (Konzervativní, Dynamické, and Balancované/UNIQA Selection Opportunities). These are complemented by investment life insurance and risk life insurance products, supplementary pension savings (Doplňkové penzijní spoření), and pension contribution schemes (Penzijní připojištění). Consumer credit is also available. The platform is accessible through the moje.uniqa.cz client portal, with online quoting and purchase capabilities across most product lines.

Differentiator

Problem solved

Functional benefit

Brands

• moje UNIQA: Client portal for managing insurance contracts and investments online
• Dlouhodobý investiční produkt UNIQA
• Tempo
• Generace X

Products and services

• Dlouhodobý investiční produkt (Long-term investment product UNIQA) Long-term investment product offered by UNIQA investiční společnost for Czech retail customers seeking consolidated long-term savings on the uniqa.cz platform.
• Tempo Regular investment program enabling Czech retail customers to invest systematically into UNIQA investment funds.
• Generace X Targeted investment program for Generation X retail customers within UNIQA's investment fund lineup.
• Konzervativní fondy (Conservative funds) Conservative-risk investment fund range offered by UNIQA investiční společnost for risk-averse Czech retail investors.
• Dynamické fondy (Dynamic funds) Higher-risk dynamic investment fund range offered by UNIQA investiční společnost for Czech retail investors seeking growth-oriented strategies.
• UNIQA Selection Opportunities Balanced/selection investment fund offering within UNIQA investiční společnost's product range for Czech retail investors seeking a mixed-risk profile.
• Investiční životní pojištění (Investment life insurance) Investment-linked life insurance combining life cover with a savings/investment component, offered to Czech retail customers.
• Rizikové životní pojištění (Risk life insurance) Risk life insurance providing pure life/health protection cover for Czech retail customers, without an investment component.
• Doplňkové penzijní spoření (Supplementary pension savings) Supplementary pension savings product for Czech retail customers building retirement income alongside state pension.
• Penzijní připojištění (Pension insurance / supplementary pension insurance) Supplementary pension insurance product within UNIQA's pension savings offering for Czech retail customers.
• Spotřebitelský úvěr (Consumer credit) Consumer credit / personal loan product offered by UNIQA to Czech retail customers for personal financing needs.
• Pojištění pro podnikatele a živnostníky (Insurance for entrepreneurs and tradespeople) Bundled insurance package for Czech entrepreneurs, tradespeople and small business owners covering business and personal risks.
• Pojištění firem a podniků (Corporate and business insurance) Corporate insurance offering for Czech companies covering property, liability, industrial and commercial risks.
• Zaměstnanecké benefity (Employee benefits) Employee benefit program offering group insurance and financial perks to Czech employers for their staff.
• Velkoodběratelské skupinové pojištění (Large-scale group insurance) Large-scale group insurance program for Czech corporate and institutional clients covering employee life, accident and health risks.
• Skupinové pojištění (Group insurance) Group insurance offering for Czech employers and corporate clients covering employee life, accident and health risks.
• Průmyslové a podnikatelské pojištění (Industrial and commercial insurance) Industrial and commercial insurance lines for Czech businesses covering property, machinery, operations and liability risks.

Quantifiable outcome

• Monthly fund reports available for performance tracking

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Diagnose.meminorStrategic or Co-development PartnerUNIQA partners with Diagnose.me to provide medical consultation and assistance services to customers. This partnership offers second medical opinions and telemedicine services as part of life and health insurance offerings.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• ČSOB Pojišťovna: ČSOB Pojišťovna distributes life insurance, pension, and investment products through the ČSOB banking channel in Czechia, competing with UNIQA for retail customers seeking bundled banking-insurance solutions.
• Allianz pojišťovna: Allianz's Czech operation offers investment funds, life insurance, and pension products to retail and corporate clients through branches and digital channels, directly competing with UNIQA across the same product pillars in Czechia.
• Vienna Life: Vienna Life offers life insurance and investment-linked savings products in the Czech Republic, competing in the same investment life insurance category as UNIQA's Investiční životní pojištění.
• Conseq Investment Management: Conseq is a Czech asset manager offering mutual funds, managed portfolios, and pension fund management to retail and institutional clients, directly competing in UNIQA's open-end fund and pension fund space.
• Generali Česká pojišťovna: One of the largest Czech insurers, Generali Česká pojišťovna provides life insurance, investment-linked products, and pension solutions with a comparable multi-channel distribution strategy, making it a direct head-to-head competitor.
• Kooperativa pojišťovna, Vienna Insurance Group: Kooperativa sells life, non-life, and investment-related insurance products in the Czech Republic via a branch and agent network, mirroring UNIQA's retail distribution approach and product mix.
• Pioneer Investments Czech (Amundi): Czech unit of a global asset manager distributing open-end investment funds to retail investors through bank and advisor channels, competing with UNIQA's Konzervativní, Dynamické, and Balancované fund lineup.
• NN Životní pojišťovna: NN specializes in life insurance and long-term savings/pension products in Czechia, directly competing for the same retail retirement and investment-linked life insurance customers as UNIQA.

Broad incumbents

• Amundi Czech Republic: Amundi operates a broad European asset management platform with Czech distribution of open-end funds and institutional mandates, overlapping with UNIQA's investment fund offering at scale.
• Erste Asset Management (Czech): Erste Group's Czech asset management arm manages open-end and pension funds distributed via Česká spořitelna, overlapping with UNIQA's fund and pension product suite in the Czech retail market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/uniqa_cz_sk
• YouTubeyoutube.com/user/UNIQAcz
• Facebookfacebook.com/UNIQACesko
• LinkedInlinkedin.com/company/uniqa-is
• Instagraminstagram.com/uniqa_cz

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UNIQA investiční společnost, a.s.