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CNAM Côte d'Ivoire

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uuid004nwk9

Namestring
CNAM Côte d'Ivoire
Legal namestring
Institution de Prévoyance Sociale Caisse Nationale d'Assurance Maladie (IPS-CNAM)
Websiteurl
ipscnam.ci
Company typeenum
Public
Founded yearint
2014
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersAbidjan, Côte d’Ivoire
HQ citystring
Abidjan
HQ countrystring
Côte d’Ivoire
HQ regionstring
Africa
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
universal health coverage, public health insurance, social security, healthcare access, government insurance
Industry1 code
PRIMARYBPAIAJAI
Non-Communicable Disease Prevention & Chronic Disease Programs
Business & Public Services/Public Sector & Government Administration/Public Health Administration & Regulation
NAICS code1 code
  • Direct Health and Medical Insurance Carriers524114
SIC code1 code
  • Hospital & Medical Service Plans6324
Product category
Public Health Insurance
GTM motion3 records

Each record includes

Type, Description, Source

Revenue model1 record
1Monthly Contributions (Cotisations)
TypeSubscription Recurring
Description

CNAM's primary revenue stream consists of monthly contributions of 1,000 FCFA (CFA Franc BCEAO) per person, paid by enrolled beneficiaries. The government subsidizes a portion of the coverage — 89% in rural health centers and 70% in urban health centers — with the remainder (respectively 11% and 30%) borne by the cardholder at point of service. Workers in the formal sector pay through employer schemes, while informal sector workers pay directly.

ipscnam.ci
Marketing channels8 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels7 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Pricing details3 tiers
1Urban Health Centers: 70% coverage by CMU, 30% co-payment by insured
ModelSubscriptionBilling cadenceMonthly
Notes

Monthly contribution: 1,000 FCFA per person. Government and CNAM cover 70% of healthcare costs at affiliated urban health facilities; insured pays 30% co-payment.

ipscnam.ci
2Rural Health Centers: 89% coverage by CMU, 11% co-payment by insured
ModelSubscriptionBilling cadenceMonthly
Notes

Monthly contribution: 1,000 FCFA per person. Enhanced government subsidy in rural areas covers 89% of costs; insured pays only 11% co-payment.

ipscnam.ci
3Free Enrollment Period (CMU Zéro Cotisation): May–December 2025
ModelFreemiumBilling cadencePay-as-you-go
Notes

Special measure allowed free enrollment with no contribution required during the campaign period, with full access to CMU benefits upon enrollment.

ipscnam.ci
GTM typeB2C
B2C
Offering typeServices
Services
Core offering1 text field

CNAM administers the Couverture Maladie Universelle (CMU), Côte d'Ivoire's statutory universal health coverage scheme. Beneficiaries enroll free of charge at nationwide enrollment centers and mobile units, pay a monthly contribution of 1,000 FCFA, and receive subsidized healthcare (70% in urban centers, 89% in rural centers) at affiliated public hospitals, health centers, and pharmacies. The CMU card, with biometric/QR-code authentication, gives access to consultations, examinations, hospitalizations, medications, and chronic disease care (diabetes, hypertension since September 2025).

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 4 values shown
  • 22,747,908 people enrolled as of December 2025, targeting 26 million by end of 2026
+3 more records
Product overview1 text field

CNAM Côte d'Ivoire operates the Couverture Maladie Universelle (CMU), a universal health coverage program for all residents of Côte d'Ivoire. The core CMU product provides healthcare coverage with a monthly contribution of 1,000 FCFA per person, covering up to 70% of medical costs. The organization manages enrollment through a network of centers across the national territory, collecting biometric and biographical data to produce individual insurance cards. The organization is undergoing a major digital transformation with the development of SIAM (Système d'Information pour l'Assurance Maladie), an integrated information system replacing legacy software to centralize enrollment, contributions, and benefits management using cloud and big data infrastructure.

Product and service2 records
1Couverture Maladie Universelle (CMU)
CategoryStatutory Health Insurance
Description

Statutory universal health coverage program for all residents of Côte d'Ivoire, providing subsidized access to consultations, hospitalizations, medications, and chronic disease care at affiliated public health facilities and pharmacies. Members pay 1,000 FCFA monthly and receive up to 70% cost coverage at urban centers and 89% at rural centers.

2CMU Enrollment Service
CategoryInsurance Enrollment Service
Description

Free in-person enrollment service at fixed centers, mobile units, and in-situ card production sites across Côte d'Ivoire. Captures biometric (DERMALOG fingerprint) and biographical data, issues QR-coded CMU insured cards, and processes contribution activation.

Scale indicator8 records

Each record includes

Type, Value, Description, Source

Partnership7 partners
1Huawei Technologies Côte d'Ivoire
Strategic tierCoreTypeTechnology or IntegrationAnnounced on2026-01-20
Description

Huawei signed a Memorandum of Understanding with CNAM on January 20, 2026, to support the digital transformation of CNAM's IT infrastructure. Huawei will provide cloud computing infrastructure (supercomputer/Cloud and Big Data), AI capabilities, and modernization of CNAM's software systems to replace legacy tools with a unified SIAM platform. This partnership builds on cooperation established in 2023.

2Computec Technology
Strategic tierCoreTypeTechnology or IntegrationAnnounced on2026-01-20
Description

Computec Technology signed a Memorandum of Understanding with CNAM alongside Huawei on January 20, 2026, to support the implementation of the digital transformation program. Computec's role involves technical implementation of the SIAM system integration alongside Huawei's cloud infrastructure.

3Ministère de l'Emploi, de la Protection sociale et de la Formation professionnelle
Strategic tierMajorTypeStrategic or Co-development Partner
Description

The Ministry of Employment and Social Protection, led by Minister Adama Kamara, provides political oversight and policy direction for CMU. The ministry collaborates with CNAM on community mobilization, the COLOC-CMU strategy, CMU Village events, and the CMU Zéro Cotisation campaign.

4DERMALOG
Strategic tierCoreTypeTechnology or Integration
Description

DERMALOG biometric technology is used in CNAM's enrollment system for fingerprint capture and identity verification, producing QR-coded CMU insured cards. The DERMALOG system enables authentication of insured persons at affiliated health facilities and pharmacies.

5Ministry of Health / Direction Générale de la Santé
Strategic tierMajorTypeStrategic or Co-development Partner
Description

CNAM coordinates with the Ministry of Health and departmental health directorates (such as the Direction Départementale de la Santé at Zoukougbeu) to conduct free health screenings (diabetes, hypertension), refer patients to affiliated health facilities, and ensure continuity of care for CMU beneficiaries.

6Prefectoral and Traditional Authorities
Strategic tierModerateTypeStrategic or Co-development Partner
Description

Prefects, sub-prefects, mayors, and traditional chiefs ( chefs de village, rois et chefs) across Côte d'Ivoire actively support CNAM's community mobilization efforts, lending authority and legitimacy to CMU enrollment campaigns in their localities.

ipscnam.ci
7Rwanda and Guinea-Bissau (Study Visits)
Strategic tierMinorTypeStrategic or Co-development Partner
Description

Delegations from Rwanda and Guinea-Bissau visited CNAM in 2025 to study the CMU model as a potential reference for their own national health insurance schemes, indicating international recognition of CNAM's model.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Market position
Competitive moat4 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers3 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment4 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

CNAM Côte d'Ivoire

Public Health Insuranceipscnam.ci

CNAM Côte d'Ivoire firmographics

Firmographics
Name
CNAM Côte d'Ivoire
Legal name
Institution de Prévoyance Sociale Caisse Nationale d'Assurance Maladie (IPS-CNAM)
Website
https://ipscnam.ci
Company type
Public
Founded year
2014
Operating status
Operating
Headcount range
101–250 employees
Ownership category
akta.pro rank

CNAM Côte d'Ivoire industry classification

Industry
Product category
Public Health Insurance
NAICS
Direct Health and Medical Insurance Carriers (524114)
SIC
Hospital & Medical Service Plans (6324)
akta.pro industry
PRIMARYBPAIAJAI
Non-Communicable Disease Prevention & Chronic Disease Programs
Business & Public Services/Public Sector & Government Administration/Public Health Administration & Regulation

Keywords

  • Universal health coverage
  • Public health insurance
  • Social security
  • Healthcare access
  • Government insurance

Where CNAM Côte d'Ivoire is headquartered

Location

Headquarters

HQ city
Abidjan
HQ country
Côte d’Ivoire
HQ region
Africa

Offices1 record

Markets served

CNAM Côte d'Ivoire business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

  1. Monthly Contributions (Cotisations): CNAM's primary revenue stream consists of monthly contributions of 1,000 FCFA (CFA Franc BCEAO) per person, paid by enrolled beneficiaries. The government subsidizes a portion of the coverage — 89% in rural health centers and 70% in urban health centers — with the remainder (respectively 11% and 30%) borne by the cardholder at point of service. Workers in the formal sector pay through employer schemes, while informal sector workers pay directly.

Pricing tiers

ModelBillingPrice
SubscriptionMonthlyUrban Health Centers: 70% coverage by CMU, 30% co-payment by insured
SubscriptionMonthlyRural Health Centers: 89% coverage by CMU, 11% co-payment by insured
FreemiumPay-as-you-goFree Enrollment Period (CMU Zéro Cotisation): May–December 2025

Go-to-market motion3 records

Distribution channels7 records

Marketing channels8 records

CNAM Côte d'Ivoire product offering

Product offering

Core offering

CNAM administers the Couverture Maladie Universelle (CMU), Côte d'Ivoire's statutory universal health coverage scheme. Beneficiaries enroll free of charge at nationwide enrollment centers and mobile units, pay a monthly contribution of 1,000 FCFA, and receive subsidized healthcare (70% in urban centers, 89% in rural centers) at affiliated public hospitals, health centers, and pharmacies. The CMU card, with biometric/QR-code authentication, gives access to consultations, examinations, hospitalizations, medications, and chronic disease care (diabetes, hypertension since September 2025).

Product overview

CNAM Côte d'Ivoire operates the Couverture Maladie Universelle (CMU), a universal health coverage program for all residents of Côte d'Ivoire. The core CMU product provides healthcare coverage with a monthly contribution of 1,000 FCFA per person, covering up to 70% of medical costs. The organization manages enrollment through a network of centers across the national territory, collecting biometric and biographical data to produce individual insurance cards. The organization is undergoing a major digital transformation with the development of SIAM (Système d'Information pour l'Assurance Maladie), an integrated information system replacing legacy software to centralize enrollment, contributions, and benefits management using cloud and big data infrastructure.

Differentiator

Problem solved

Functional benefit

Products and services

  • Couverture Maladie Universelle (CMU) Statutory universal health coverage program for all residents of Côte d'Ivoire, providing subsidized access to consultations, hospitalizations, medications, and chronic disease care at affiliated public health facilities and pharmacies. Members pay 1,000 FCFA monthly and receive up to 70% cost coverage at urban centers and 89% at rural centers.
  • CMU Enrollment Service Free in-person enrollment service at fixed centers, mobile units, and in-situ card production sites across Côte d'Ivoire. Captures biometric (DERMALOG fingerprint) and biographical data, issues QR-coded CMU insured cards, and processes contribution activation.

Quantifiable outcome

  • 22,747,908 people enrolled as of December 2025, targeting 26 million by end of 2026
  • +3 more outcomes

Companies that use CNAM Côte d'Ivoire

Customer profile

Named customers3 records

Segments4 records

Ideal customer profiles3 records

CNAM Côte d'Ivoire technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature5 records

CNAM Côte d'Ivoire partnerships and signals

Strategic signal

Partnerships

Seven partnerships are on record, tiered core, major, moderate and minor.

  • Huawei Technologies Côte d'IvoirecoreTechnology or Integration · 20 January 2026Huawei signed a Memorandum of Understanding with CNAM on January 20, 2026, to support the digital transformation of CNAM's IT infrastructure. Huawei will provide cloud computing infrastructure (supercomputer/Cloud and Big Data), AI capabilities, and modernization of CNAM's software systems to replace legacy tools with a unified SIAM platform. This partnership builds on cooperation established in 2023.
  • Computec TechnologycoreTechnology or Integration · 20 January 2026Computec Technology signed a Memorandum of Understanding with CNAM alongside Huawei on January 20, 2026, to support the implementation of the digital transformation program. Computec's role involves technical implementation of the SIAM system integration alongside Huawei's cloud infrastructure.
  • Ministère de l'Emploi, de la Protection sociale et de la Formation professionnellemajorStrategic or Co-development PartnerThe Ministry of Employment and Social Protection, led by Minister Adama Kamara, provides political oversight and policy direction for CMU. The ministry collaborates with CNAM on community mobilization, the COLOC-CMU strategy, CMU Village events, and the CMU Zéro Cotisation campaign.
  • DERMALOGcoreTechnology or IntegrationDERMALOG biometric technology is used in CNAM's enrollment system for fingerprint capture and identity verification, producing QR-coded CMU insured cards. The DERMALOG system enables authentication of insured persons at affiliated health facilities and pharmacies.
  • Ministry of Health / Direction Générale de la SantémajorStrategic or Co-development PartnerCNAM coordinates with the Ministry of Health and departmental health directorates (such as the Direction Départementale de la Santé at Zoukougbeu) to conduct free health screenings (diabetes, hypertension), refer patients to affiliated health facilities, and ensure continuity of care for CMU beneficiaries.
  • Prefectoral and Traditional AuthoritiesmoderateStrategic or Co-development PartnerPrefects, sub-prefects, mayors, and traditional chiefs ( chefs de village, rois et chefs) across Côte d'Ivoire actively support CNAM's community mobilization efforts, lending authority and legitimacy to CMU enrollment campaigns in their localities.
  • Rwanda and Guinea-Bissau (Study Visits)minorStrategic or Co-development PartnerDelegations from Rwanda and Guinea-Bissau visited CNAM in 2025 to study the CMU model as a potential reference for their own national health insurance schemes, indicating international recognition of CNAM's model.

Scale indicators8 records

Recent moves6 records

CNAM Côte d'Ivoire competitors and assessment

Company assessment

Market position

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

CNAM Côte d'Ivoire social profiles

Digital presence

CNAM Côte d'Ivoire financial estimates

Financial estimate

Revenue estimate

Valuation estimate

CNAM Côte d'Ivoire leadership team

Management profile

Number of profiles

Profiles1 record

CNAM Côte d'Ivoire funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

CNAM Côte d'Ivoire M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CNAM Côte d'Ivoire

What does CNAM Côte d'Ivoire do?

CNAM administers the Couverture Maladie Universelle (CMU), Côte d'Ivoire's statutory universal health coverage scheme. Beneficiaries enroll free of charge at nationwide enrollment centers and mobile units, pay a monthly contribution of 1,000 FCFA, and receive subsidized healthcare (70% in urban centers, 89% in rural centers) at affiliated public hospitals, health centers, and pharmacies. The CMU card, with biometric/QR-code authentication, gives access to consultations, examinations, hospitalizations, medications, and chronic disease care (diabetes, hypertension since September 2025).

Is CNAM Côte d'Ivoire a public or private company?

CNAM Côte d'Ivoire is a public company. It is classified as state government owned and is currently operating.

When was CNAM Côte d'Ivoire founded?

CNAM Côte d'Ivoire was founded in 2014. It employs 101 to 250 people.

Where is CNAM Côte d'Ivoire based?

CNAM Côte d'Ivoire is headquartered in Abidjan, Côte d’Ivoire, in the Africa region.

How does CNAM Côte d'Ivoire make money?

One revenue line is on record: monthly Contributions (Cotisations).

Does CNAM Côte d'Ivoire have an API?

No public API is recorded for CNAM Côte d'Ivoire.

What industry is CNAM Côte d'Ivoire in?

CNAM Côte d'Ivoire's product category is Public Health Insurance. Its primary akta.pro industry code is BPAIAJAI, Non-Communicable Disease Prevention & Chronic Disease Programs. Its NAICS code is 524114 and its SIC code is 6324.

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