instituto provincial de salud de salta

What instituto provincial de salud de salta does

Instituto Provincial de Salud de Salta (IPS) is the legally mandated provincial health insurance entity (obra social provincial) for Salta, Argentina, established in its current autonomous form by Provincial Law 7127/01 and operating continuously since 1950. It administers mandatory health coverage for all provincial public-sector employees and their dependents, supplemented by voluntary individual affiliates, private-sector convenios, retirees, pensioners and a mandatory school accident insurance covering all enrolled students under Provincial Law 5110/77. The organization serves more than 260,000 affiliated members and beneficiaries, including approximately 6,500 with specialized disability coverage, through a vertically integrated payer-provider model.

IPS operates its own clinics (Consultorios Propios), pharmacy (Farmacia Social) and optical (Óptica IPS) in Salta Capital alongside a contracted network of 5,000+ external providers across the province, plus three inter-provincial agencies in Buenos Aires, Córdoba and Tucumán. Revenue is generated primarily through recurring monthly premium contributions — payroll-deducted percentages for public-sector affiliates and ARS-denominated age-banded premiums for voluntary individual members (ranging from ARS 138,880.21/month for ages 0–18 to ARS 194,133.60/month for ages 65+ in 2026) — supplemented by transaction-based pharmacy, optical and dental co-payments and annual school insurance fees. The technology backbone is a suite of proprietary web systems (SIOS for hospitalization management, SAP for medical-practice authorization, Facturación for providers, plus portals for affiliates, providers and contributions), a mobile Credencial Digital application, and a digital Vademecum for formulary lookup. Specialized chronic-disease programs (CardioNoa, DiabessNoa, MaterNoa, Oncológico, VIH, Hemofilia, Transplantados) and the Programa Vida Sana overlay the core coverage.

Name

instituto provincial de salud de salta

Legal name

Instituto Provincial de Salud de Salta

Website

https://ipssalta.gov.ar

Company type

Private

Founded year

1950

Operating status

Operating

Headcount range

51–100 employees

Short description

Instituto Provincial de Salud de Salta is the mandatory Salta provincial health insurer covering 260,000+ members through own clinics, pharmacy and optical plus a broad contracted provider network, funded primarily by payroll-deducted public-sector premiums and age-banded voluntary subscriptions.

Ownership category

akta.pro rank

Product category

Provincial Health Insurance

NAICS

General Medical and Surgical Hospitals (622110), Public Administration (92)

SIC

Hospital & Medical Service Plans (6324), Services-Health Services (8000), Services-Offices & Clinics Of Doctors Of Medicine (8011)

akta.pro primary industry

Private/For-Profit Hospital Systems (HLAFAAAF)

akta.pro secondary industry

Territorial/Island Health Departments (HLAJAAAE)

Keywords

• Provincial health insurance
• Obra social salta
• Healthcare coverage
• Medical services network
• Pharmacy benefits

Headquarters

HQ city

Salta

HQ country

Argentina

HQ region

Latin America

Offices11 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Technology or R&D, Marketing or Sales

Revenue model

1. Mandatory Public Sector Premium Contributions (Aportación Obligatoria): Public sector employees (afiliados forzosos) contribute a percentage of their salary to the provincial health insurance as a mandatory payroll deduction. This includes coverage for dependents (spouse, children up to age 21, and students up to age 26).
2. Individual Affiliation Premiums: Self-employed and voluntary members pay monthly premiums. For 2026, monthly premiums range from $138,880.21 (ages 0-18) to $194,133.60 (ages 65+) for individual affiliates. Premiums for ages 19-35 individual affiliation are $159,040.24/month. Pregnant women pay $300,070/month.
3. Private Sector Contributions (Convenios Privados): Private sector employers and employees contribute through negotiated agreements (convenios privados) with the IPS, similar to mandatory public sector contributions.
4. School Insurance Fees: Annual school insurance fee collected from enrolled students at the beginning of the school year. For 2026: older sibling $5,400; younger sibling $2,700; other establishments $5,400 per student. Mandatory per Provincial Law 5110/77.
5. Dental Co-payments (Coseguro Odontológico): Affiliates without co-insurance pay a 20% co-payment for dental procedures, as IPS covers 80% of standard dental procedures.
6. Medical Consultation Order Fees: Affiliates purchase medical consultation orders. Active and private members pay $4,300 for 4 orders per 30 days; retirees pay $3,200 for 4 orders per 30 days; emergency orders are $4,300 for 2 per 30 days.

Pricing tiers

Go-to-market motion1 record

Distribution channels8 records

Marketing channels4 records

Core offering

Instituto Provincial de Salud de Salta is the mandatory provincial health insurance entity of Salta, Argentina, administering comprehensive healthcare coverage to 260,000+ affiliates. It operates a vertically integrated model combining its own clinics (Consultorios Propios), own pharmacy (Farmacia Social), and own optical service with a contracted network of external providers, supplemented by digital systems for member management, claims processing, and medical practice authorizations.

Product overview

Instituto Provincial de Salud de Salta (IPS) operates as a provincial health insurance provider offering a comprehensive healthcare platform serving over 260,000 affiliates. The organization provides a unified health services ecosystem combining internal proprietary systems (SIOS for hospitalization management, SAP for medical practice authorization, Sistema de Facturación for billing, and various Suite portals for affiliates and providers) with core services including the Credencial Digital mobile app, own medical offices (Consultorios Propios), pharmacy and optical services. IPS also offers specialized disease management programs (Planes Preventivos: Cardionoa, Diabessnoa, Maternoa; Planes Especiales: VIH, Hemofilia, Oncológico, Transplantados) plus disability support, school insurance, and home hospitalization services. The platform includes multiple online portals and systems for different stakeholder groups including affiliates, healthcare providers, pharmacies, and educational institutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Credencial Digital (Digital Credential Mobile App) Mobile digital credential application enabling 260,000+ affiliates to access IPS health insurance services digitally from their smartphones, including consultation orders, pharmacy access, and member information, without a physical card.
• Consultorios Propios (Own Clinics) IPS-owned medical offices in Salta Capital (General Güemes y Bolívar), Tartagal, and Orán providing multiple medical specialties (gynecology, kinesiology, family medicine, neurology, nutrition, traumatology, physiotherapy, speech therapy, podiatry) without additional charges (no plus or differential fees) for affiliated members.
• Farmacia Social IPS (Own Pharmacy) IPS-owned pharmacy at Av. Belgrano 944, Salta Capital, providing medications with unlimited prescriptions (vs. 4/month limit at external pharmacies) and 100% coverage during hospitalization with 40% discount on outpatient medications in the Vademecum. Open Monday-Friday 7:30-19:00.
• Óptica IPS (Own Optical Service) IPS-owned optical service at Av. Belgrano 944, Salta Capital, providing eyewear with 40% discount on lenses and frames for affiliated members, with 25% reimbursement on reference values for interior province affiliates.
• Centro Operativo 24 horas (24/7 Operational Center) 24/7 operational center for emergency calls, ambulance dispatch, and urgent medical coordination serving IPS affiliates via 0800-777-4777.
• Seguro Escolar (School Accident Insurance) Mandatory school accident insurance covering medical care, biochemistry, dentistry, pharmacy, prosthetics, and transportation for students from public and private schools in Salta, mandatory under Provincial Law 5110/77 and Law 7546/09. Annual fees for 2026: older sibling $5,400; younger sibling $2,700.
• Plan Cardionoa (Cardiovascular Disease Management) Cardiovascular disease management program offering 70% discount on specific cardiovascular medications included in the CardioNoa formulary for affiliated members with cardiovascular conditions.
• Plan Diabessnoa (Diabetes Management) Diabetes management program providing comprehensive coverage including insulin (100%), test strips, medications, and quarterly health checkups for affiliated members with diabetes.
• Plan Maternoa (Maternal Health Program) Maternal health program covering pregnancy, delivery, postpartum care (30 days), and infant care for the first year of life at 100% coverage for pregnant affiliates and their newborns.
• Plan Oncológico (Oncology Treatment Program) Oncology treatment program covering chemotherapy, cobalt therapy, radiotherapy, and linear accelerator treatments for affiliated members with cancer.
• Plan Transplantados (Transplant Program) Transplant program covering pre- and post-kidney and cornea transplant studies at 100%, including immunosuppressant medications for affiliated transplant recipients.
• Programa de Discapacidad (Disability Benefits Program) Disability benefits program covering rehabilitation, physiotherapy, speech therapy, therapeutic companions, school integration support (maestras integradoras), and transportation for rehabilitation for approximately 6,500 affiliated members with disabilities.
• Sistema de Internación Domiciliaria (Home Hospitalization) Home hospitalization management platform integrated with provider coordination, enabling affiliated members to receive hospital-level care at home.

Quantifiable outcome

• 260,000+ members and beneficiaries served as provincial health insurance
• +4 more outcomes

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature7 records

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Swiss Medical Group: Major private prepaid health group with national provider network. Comparable on vertically integrated clinics and own pharmacy/optical infrastructure, but operates commercially rather than via provincial mandate — sets a competitive reference point for IPS's service quality and member experience.
• Galeno Argentina: Large private prepaid health plan with owned sanatoriums and provider network. Competes with IPS for higher-income members in Salta who maintain dual coverage, and represents a benchmark for vertically integrated private delivery models that IPS partially emulates.
• OSDE: Largest private prepaid health plan in Argentina. While not provincial or mandatory, OSDE competes for the same dual-coverage wallet of higher-income public-sector employees in Salta and across Argentina, and represents the closest private-sector benchmark for benefit richness and provider network breadth.

Direct peers

• OSEP (Obra Social de Empleados Públicos - Mendoza): Mendoza's provincial obra social covering public employees and dependents. Closest regional peer in size and structure to IPS Salta — provincial mandate, mixed own-services/network model, and chronic disease programs comparable to IPS's Planes Preventivos.
• IOSPER (Instituto de Obra Social de la Provincia de Entre Ríos): Entre Ríos provincial obra social with the same public-sector mandate and vertically integrated model. Useful peer for benchmarking IPS Salta's premium levels, capitation arrangements, and supplemental services such as pharmacy discounts and optical coverage.
• ISSN (Instituto de Seguridad Social del Neuquén): Neuquén's provincial social security/health insurance institute for public employees. Comparable vertically integrated payer-provider model, with own clinics and pharmacy, serving a single provincial population — a direct functional analog to IPS Salta.
• IOMA (Instituto de Obra Médico Asistencial): Provincial obra social for Buenos Aires Province public employees. Most direct functional peer to IPS Salta — same business model of mandatory public-sector affiliation, own provider network, and tiered benefits across a single Argentine province, just at materially larger scale.
• IPROSS (Instituto Provincial de la Obra Social - Río Negro): Río Negro's provincial obra social. Comparable mandate, single-province geography, and own-services model. Provides another benchmark for IPS Salta's premium structure, provider network economics, and digital system maturity.

Others

• Ministerio de Salud Pública de Salta: Provincial health authority that operates public hospitals and primary care in Salta. Not a peer in business model (IPS is a payer/insurer), but a closely adjacent ecosystem participant — IPS relies on Salta's public hospital network for complex care referrals and reciprocal service arrangements.
• Traditum (developer of Credencial Digital and Suite portals): Technology vendor behind IPS's digital credential app and member/provider portals. Not a competitor, but a critical ecosystem enabler — IPS's digital modernization strategy depends on this vendor relationship for ongoing platform evolution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ips.salta1
• LinkedInlinkedin.com/company/instituto-provincial-de-salud-de-salta

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about instituto provincial de salud de salta