嘉银金科 Jiayin Group
嘉银金科 Jiayin Group is a Shanghai-headquartered Chinese fintech innovation group, founded in 2011 and listed on NASDAQ (JFIN), operating under the Jiayin Technology brand to deliver financial technology services with a workforce of approximately 1,040 employees.
- Company typePublic
- Founded2011
- Headquarters上海市, 上海市, China
- Headcount1,001–5,000
- GTM typeB2C
- OfferingServices
What 嘉银金科 Jiayin Group does
嘉银金科 Jiayin Group is a Shanghai-headquartered Chinese fintech innovation group that operates under the brand 嘉银科技 Jiayin Technology and is publicly listed on NASDAQ under the ticker JFIN. The company was founded in 2011 and currently maintains a workforce of approximately 1,040 employees. Its public positioning emphasizes its role as an "innovative financial technology group" (创新金融科技集团), indicating that its core activity is the delivery of financial technology services within China's regulated financial services market.
The underlying product and technology architecture, specific service lines, and revenue mechanics are not detailed in the available source material. The company is registered through the operating brand Jiayin Technology (嘉银科技), and its NASDAQ listing functions as both a capital-markets access point and a regulatory and disclosure framework. The Shanghai location and 1,040-employee headcount suggest a domestically focused operating base of meaningful scale within the Chinese fintech sector, though no specific products, platforms, APIs, or technology stacks are documented in the inputs reviewed.
The business model is not explicitly disclosed. As a NASDAQ-listed Chinese fintech, plausible revenue mechanics include transaction-based fees, consumer or SME credit origination and servicing, technology platform licensing, or a combination thereof, but none of these can be confirmed from the source data. Customer segments, pricing models, distribution channels, partnerships, awards, and leadership details are likewise absent from the available information, limiting any further characterization of go-to-market or monetization strategy.
嘉银金科 Jiayin Group firmographics
Firmographics- Name
- 嘉银金科 Jiayin Group
- Legal name
- 嘉银科技 Jiayin Technology
- Website
- https://jiayintech.cn
- Company type
- Public
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- 嘉银金科 Jiayin Group is a Shanghai-headquartered Chinese fintech innovation group, founded in 2011 and listed on NASDAQ (JFIN), operating under the Jiayin Technology brand to deliver financial technology services with a workforce of approximately 1,040 employees.
- Ownership category
- akta.pro rank
嘉银金科 Jiayin Group industry classification
Industry- Product category
- Consumer Fintech Services
- NAICS
- Management of Companies and Enterprises (551)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Debt Management & Paydown (Student Loans, Credit Cards) (FSAGADAD)
- akta.pro secondary industry
- Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where 嘉银金科 Jiayin Group is headquartered
LocationHeadquarters
- HQ city
- 上海市, 上海市
- HQ country
- China
- HQ region
- Asia
Markets served
嘉银金科 Jiayin Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
嘉银金科 Jiayin Group product offering
Product offeringCore offering
Jiayin Group operates as a fintech innovation group in China, delivering technology-enabled financial services to consumers under the Jiayin Technology (嘉银科技) brand. The company is publicly listed on NASDAQ under the ticker JFIN and combines financial technology capabilities with consumer finance offerings in the Chinese market.
Product overview
Jiayin Group (嘉银金科) is a fintech innovation group listed on NASDAQ (JFIN), operating under the brand Jiayin Technology (嘉银科技). The company appears to offer financial technology services, though no specific named products or modules are detailed in the available source material.
Differentiator
Problem solved
Functional benefit
Products and services
- Jiayin Technology (嘉银科技) Brand name under which Jiayin Group delivers its consumer financial technology services in China. The company is listed on NASDAQ under the ticker JFIN.
Companies that use 嘉银金科 Jiayin Group
Customer profileIdeal customer profiles1 record
嘉银金科 Jiayin Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
嘉银金科 Jiayin Group partnerships and signals
Strategic signalScale indicators1 record
Recent moves1 record
Expansion highlights2 records
嘉银金科 Jiayin Group competitors and assessment
Company assessmentDirect peers
- LexinFintech Holdings: NASDAQ-listed Chinese consumer finance fintech (LX) focused on installment lending to younger, emerging-credit consumers in China—directly comparable in business model, scale, and regulatory exposure to Jiayin Group.
- Yiren Digital: NYSE-listed Chinese fintech (YRD) that originated as an online P2P lender and pivoted toward consumer finance and AI-driven decisioning. Highly comparable to Jiayin Group's history, scale, and regulatory exposure.
- Qifu Technology: NASDAQ-listed Chinese online consumer finance platform (QFIN) that originates and services personal installment loans in China, operating a comparable business model and target customer base to Jiayin Group.
- Lufax Holding: NYSE-listed Chinese fintech (LU) operating a broader small-business and consumer lending platform alongside wealth management. Comparable to Jiayin Group in fintech scope, US-listed Chinese structure, and exposure to Chinese consumer credit regulation.
- X Financial: NYSE-listed Chinese online consumer finance platform (XYF) providing installment loans, credit cards, and wealth management products. Closely overlaps with Jiayin Group's likely product mix and Chinese consumer credit target market.
Emerging players
- Jianpu Technology: NYSE-listed Chinese fintech (JT) offering an open financial services discovery and recommendation platform, plus data-driven credit analytics. Adjacent to Jiayin Group in fintech data infrastructure and Chinese consumer finance market focus.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat3 records
Key risks4 records
Key highlights5 records
Customer concentration
嘉银金科 Jiayin Group social profiles
Digital presence嘉银金科 Jiayin Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
嘉银金科 Jiayin Group leadership team
Management profileNumber of profiles
嘉银金科 Jiayin Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
嘉银金科 Jiayin Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 嘉银金科 Jiayin Group
What does 嘉银金科 Jiayin Group do?
Jiayin Group operates as a fintech innovation group in China, delivering technology-enabled financial services to consumers under the Jiayin Technology (嘉银科技) brand. The company is publicly listed on NASDAQ under the ticker JFIN and combines financial technology capabilities with consumer finance offerings in the Chinese market.
Is 嘉银金科 Jiayin Group a public or private company?
嘉银金科 Jiayin Group is a public company. It is classified as public and is currently operating.
When was 嘉银金科 Jiayin Group founded?
嘉银金科 Jiayin Group was founded in 2011. It employs 1,001 to 5,000 people.
Where is 嘉银金科 Jiayin Group based?
嘉银金科 Jiayin Group is headquartered in 上海市, 上海市, China, in the Asia region.
Who are 嘉银金科 Jiayin Group's main competitors?
Direct peers on record are LexinFintech Holdings, Yiren Digital, Qifu Technology, Lufax Holding and X Financial. Jianpu Technology is listed as an emerging player.
Does 嘉银金科 Jiayin Group have an API?
No public API is recorded for 嘉银金科 Jiayin Group.
What industry is 嘉银金科 Jiayin Group in?
嘉银金科 Jiayin Group's product category is Consumer Fintech Services. Its primary akta.pro industry code is FSAGADAD, Debt Management & Paydown (Student Loans, Credit Cards), with a secondary code of FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 551 and its SIC code is 6159.