江西省金融控股集团有限公司

What 江西省金融控股集团有限公司 does

江西省金融控股集团有限公司 (Jiangxi Provincial Financial Holding Group Co., Ltd.) is a 100% state-owned provincial financial holding platform headquartered in Nanchang, Jiangxi Province, founded in September 2015 with 80 billion yuan (80亿元) registered capital. It functions as the only provincial comprehensive financial investment and management platform authorized by the Jiangxi provincial government, controlling or holding stakes in 17 financial subsidiaries that collectively provide near full-spectrum financial license coverage — including banking (Jiangxi Bank, Ganzhou Bank), insurance (恒邦财产保险), asset management (Jiangxi Financial AMC), guarantee (Jiangxi Credit Financing Guarantee Group), futures (江西瑞奇期货), regional equity markets (Jiangxi United Equity Exchange), investment (Jiangxi Financial Holding Investment Group), financial leasing, supply chain finance (Jiangxi Caitong Supply Chain Finance), fund management, credit reporting (Jiangxi Puhui Credit), and fintech (Jiangxi Financial Holding Technology Industry Group).

The group operates a platform-plus-subsidiary architecture, generating revenue through interest income, premium income, transaction fees, guarantee fees, commissions, and investment returns across banking, insurance, asset management, guarantee, futures brokerage, fund management, leasing, and supply chain finance. Core digital infrastructure includes the 财通融 (Caitong Rong) supply chain finance platform enabling T+0 online financing, the 赣金普惠 provincial financial services platform aggregating 11 banks and 15 loan products for private enterprises, and specialized fintech products such as 农机租 (agricultural machinery leasing), 数租通, 数转租, and 融驿租. As of July 2024 the group had provided cumulative financial support exceeding 1 trillion yuan to over 500,000 enterprise customers and 3.58 million farmers across Jiangxi Province, and manages 34 funds with a total scale of 33.1 billion yuan.

Customer segments are dominated by SMEs, micro enterprises, agricultural operators ("三农"), and strategic emerging industries in Jiangxi Province, with additional service to government and public institutions. The group is led by Party Secretary and Chairman 江尚文 (Jiang Shangwen) and General Manager 熊一江 (Xiong Yijiang), and is not listed on any stock exchange. Its core value proposition is integrated "股债贷保" (equity-debt-loan-guarantee) services covering the full lifecycle of provincial enterprises, addressing financing difficulties, credit information asymmetry, and rural revitalization financing gaps through a single provincial platform.

Name

江西省金融控股集团有限公司

Legal name

江西省金融控股集团有限公司

Website

https://jxfhgc.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Jiangxi Provincial Financial Holding Group is a 100% state-owned provincial financial holding platform that controls 17 licensed subsidiaries spanning banking, insurance, asset management, guarantee, investment, leasing, supply chain finance, and fintech, serving over 500,000 enterprises and 3.58 million farmers across Jiangxi Province.

Ownership category

akta.pro rank

Product category

Provincial State-Owned Financial Holding Group

NAICS

Open-End Investment Funds (525910), Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Finance and Insurance (52)

SIC

State Commercial Banks (6022), Security Brokers, Dealers & Flotation Companies (6211), Investment Advice (6282), Loan Brokers (6163)

akta.pro primary industry

Direct Lending — Specialty Finance (Consumer/SME Lending Platforms) (FSAHAJAF)

akta.pro secondary industries

Managed Account Platforms (Separately Managed Accounts / Customized Portfolios) (FSAHAKAC), Securities & Custody Operations (Safekeeping, Corporate Actions, Settlement Support) (FSABALAG), Small Business Debt Consolidation & Refinance (Owner/SME) (FSAKAIAI)

Keywords

• Provincial financial holding
• Comprehensive financial services
• Banking and insurance
• Supply chain finance
• State-owned financial group

Headquarters

HQ city

Nanchang

HQ country

China

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Banking: The group holds or invests in banks including江西银行 and赣州银行, generating revenue through interest income and financial service fees.
2. Insurance: 恒邦财产保险股份有限公司 provides property and casualty insurance, auto insurance, agricultural insurance, generating premium income.
3. Asset Management: 江西省金融资产管理股份有限公司 generates fees from non-performing asset acquisition, restructuring, and management.
4. Guarantee: 江西省信用融资担保集团股份有限公司 generates guarantee fees from financing guarantees, bond guarantees, and non-financing guarantees.
5. Futures Brokerage: 江西瑞奇期货有限公司 generates commission income from commodity and financial futures brokerage.
6. Investment & Fund Management: 江西省金控投资集团有限公司 and 江西省金控资本管理有限公司 generate returns from equity investment, fund management, and capital market operations.
7. Finance Leasing: 江西省金控融资租赁股份有限公司 generates revenue from direct leasing, sale-leaseback, and operating leasing across infrastructure, new energy, and manufacturing sectors.
8. Supply Chain Finance: 江西省财通供应链金融集团有限公司 generates revenue from supply chain finance, factoring, and small loan operations.
9. Credit Reporting: 江西普惠征信股份有限公司 generates revenue from credit checks, credit evaluations, solutions, and technical services for SMEs.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Jiangxi Provincial Financial Holding Group is a state-owned comprehensive financial holding group that controls or holds stakes in 17 financial subsidiaries spanning banking, insurance, asset management, guarantees, futures brokerage, regional equity markets, investment, financial leasing, supply chain finance, fund management, credit reporting, and fintech. The group delivers integrated full-lifecycle financial services including debt financing, equity investment, insurance protection, futures hedging, financial leasing, and digital financial solutions, primarily serving SMEs, agricultural entities, strategic emerging industries, and government clients across Jiangxi Province.

Product overview

江西省金融控股集团有限公司 is a comprehensive state-owned financial holding group that operates as a platform-plus-subsidiaries architecture, managing 17 financial institutions through distinct subsidiaries. The group offers a full-spectrum financial services portfolio spanning banking (江西银行, 赣州银行), insurance (恒邦财产保险), asset management (江西省金融资产管理), guarantee (江西省信用融资担保集团), futures (江西瑞奇期货), regional equity markets (江西联合股权交易中心), investment (江西省金控投资集团), financial leasing (江西省金控融资租赁), supply chain finance (江西省财通供应链金融), fund management (江西省金控资本管理), credit reporting (江西普惠征信), and fintech (江西省金控科技产业集团). Key digital platforms include '财通融' for supply chain finance (enabling T+0 online financing), '赣金普惠' for SME lending aggregation, and fintech products such as '农机租', '数租通', '数转租', and '融驿租' for agricultural and digital sector leasing. The group leverages fintech capabilities through its wholly-owned technology subsidiary to provide digital governance products and financial technology services across its ecosystem.

Differentiator

Problem solved

Functional benefit

Products and services

• 江西银行 (Jiangxi Bank) Provincial legal-person bank headquartered in Jiangxi, listed on the Hong Kong Stock Exchange in June 2018; provides commercial banking services including deposits, loans, and financial services across Jiangxi Province.
• 赣州银行 (Ganzhou Bank) Local commercial bank headquartered in Ganzhou serving small and micro enterprises across Jiangxi Province; offers deposits, loans, and commercial banking services.
• 恒邦财产保险股份有限公司 (Hengbang Property Insurance Co., Ltd.) The first nationally-licensed property insurance company headquartered in Jiangxi; offers motor vehicle insurance, property insurance, liability insurance, agricultural insurance, cargo insurance, and short-term health/accident insurance, with 8 branches and over 100 sub-branches.
• 江西省金融资产管理股份有限公司 (Jiangxi Provincial Financial Asset Management Co., Ltd.) Jiangxi's first provincial asset management company; provides financial and non-financial non-performing asset (NPL) acquisition and disposal, distressed asset investment banking, and bankruptcy management services.
• 江西省信用融资担保集团股份有限公司 (Jiangxi Credit Financing Guarantee Group Co., Ltd.) AAA-rated guarantee company with registered capital of 5 billion yuan and 101 branches across Jiangxi Province; provides general financing guarantees, bond guarantees, and non-financing guarantees.
• 江西瑞奇期货有限公司 (Jiangxi Ruiqi Futures Co., Ltd.) One of China's earliest professional futures brokerage companies, established in 1993; offers commodity futures brokerage, financial futures brokerage, and consulting services with memberships at six major exchanges including China Financial Futures Exchange.
• 江西联合股权交易中心股份有限公司 (Jiangxi United Equity Exchange Center Co., Ltd.) The only licensed regional equity market operator in Jiangxi Province; provides equity listing, custody, private fund management, financing, consulting, small loans, commercial factoring, and financial technology services for SMEs and pre-IPO enterprises.
• 江西省金控投资集团有限公司 (Jiangxi Jinkong Investment Group Co., Ltd.) AAA-rated investment platform with registered capital of 4.341 billion yuan; focuses on equity investment, financial services, fund management, and capital markets, serving specialized and niche enterprises in semiconductors, new materials, and equipment manufacturing sectors.
• 江西省金控融资租赁股份有限公司 (Jiangxi Jinkong Financial Leasing Co., Ltd.) Dual AA+ credit-rated financial leasing company with registered capital of 3.3 billion yuan; offers direct leasing, sale-leaseback, and operating leasing across infrastructure, new energy, equipment manufacturing, electronics, education, transportation, logistics, and tourism.
• 江西省财通供应链金融集团有限公司 (Jiangxi Caitongrong Supply Chain Finance Group Co., Ltd.) The largest state-owned supply chain finance company in Jiangxi by registered capital (3.036 billion yuan); offers supply chain finance, factoring, and small loan services with the 财通融 platform enabling T+0 online financing and real-time loan disbursement; subsidiaries in Pingxiang, Ji'an, Ganzhou, and Hainan.
• 江西省金控科技产业集团有限公司 (Jiangxi Jinkong Fintech Industry Group Co., Ltd.) Wholly-owned fintech subsidiary with registered capital of 700 million yuan, controlling 11 holding and affiliated subsidiaries; focuses on innovation and application of financial technology, providing digital governance products and services for the group and digital financial products for financial institutions.
• 江西普惠征信股份有限公司 (Jiangxi Puhui Credit Reporting Co., Ltd.) The only licensed provincial-level enterprise credit reporting institution in Jiangxi; provides credit inquiry, credit evaluation, solution services, and technical services for SMEs, new agricultural entities, financial institutions, and government.
• 江西省金控资本管理有限公司 (Jiangxi Jinkong Capital Management Co., Ltd.) Licensed fund management company with registered capital of 30 million yuan; manages the 50 billion yuan Jiangxi Future Industry Development Investment Fund and multiple local industrial funds, with cumulative committed management scale exceeding 100 billion yuan.
• 赣金普惠平台 (Ganjin Puhui Platform) A provincial financial services platform for private enterprises, aggregating financial products from 11 banks including 15 loan products, with features for online matching, financing roadshows, credit services, and online consulting; intelligently matches private enterprise characteristics to financial products.
• 农机租 (Agricultural Machinery Leasing) A specialized leasing product where the company purchases agricultural equipment and leases it back to farmers with quarterly rent payments over three years, after which ownership transfers; supports modern agriculture industrial parks, vegetable bases, and agricultural product markets.

Quantifiable outcome

• Over 10,000 billion yuan in cumulative financial support provided to various entities as of July 2024
• +5 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

14 partnerships are on record, tiered core.

• 安盟财产保险有限公司coreStrategic or Co-development Partner · 3 September 2024At the 12th International Agricultural Insurance Conference, 恒邦财产保险股份有限公司 (a subsidiary of the group) signed a strategic cooperation agreement with 安盟财产保险有限公司 to jointly develop agricultural insurance products and services, with the signing witnessed by provincial leaders.
• 江西银行coreChannel Partner/ Reseller/ DistributorThe group holds or invests in 江西银行 (Jiangxi Bank), a provincial legal-person bank listed on the Hong Kong Stock Exchange in June 2018, providing banking services across Jiangxi Province.
• 赣州银行coreChannel Partner/ Reseller/ DistributorThe group holds or invests in 赣州银行, a local commercial bank headquartered in Ganzhou serving small and micro enterprises across Jiangxi Province.
• 恒邦财产保险股份有限公司coreChannel Partner/ Reseller/ DistributorThe group is the controlling shareholder of 恒邦财产保险股份有限公司 (62.82% share), the first nationally-licensed property insurance company headquartered in Jiangxi, established in 2014.
• 江西省金融资产管理股份有限公司coreChannel Partner/ Reseller/ DistributorA subsidiary established in February 2016 as Jiangxi's first local asset management company, approved by the provincial government and filed with CBIRC, with registered capital of 30 billion yuan and AA+ credit rating.
• 江西省信用融资担保集团股份有限公司coreChannel Partner/ Reseller/ DistributorEstablished in November 2008 with registered capital of 50 billion yuan and total assets of 104 billion yuan, AAA credit rating, ranked among the first tier of national guarantee institutions, with 101 branch offices across Jiangxi.
• 江西瑞奇期货有限公司coreChannel Partner/ Reseller/ DistributorEstablished in 1993, one of China's earliest specialized futures brokerage companies, with registered capital of 6 billion yuan. The group holds 62.82% share, operates 15 branches across 14 cities.
• 江西省金控投资集团有限公司coreChannel Partner/ Reseller/ DistributorEstablished in August 2020 with registered capital of 43.41 billion yuan and AAA credit rating. Key investment platform for semiconductors, new materials, and equipment manufacturing enterprises.
• 江西省金控融资租赁股份有限公司coreChannel Partner/ Reseller/ DistributorEstablished in August 2016 with registered capital of 33 billion yuan. First financing lease company in Jiangxi to receive dual AA+ credit rating. Has subsidiaries in Tianjin, Shanghai, and Guangdong.
• 江西省财通供应链金融集团有限公司coreChannel Partner/ Reseller/ DistributorEstablished in July 2021 with registered capital of 30.36 billion yuan, the largest state-owned supply chain finance company in Jiangxi. Has subsidiaries in Pingxiang, Ji'an, Ganzhou, and Hainan with dual AA+ credit rating.
• 江西省金控科技产业集团有限公司coreChannel Partner/ Reseller/ DistributorEstablished in February 2021 with registered capital of 7 billion yuan, a wholly-owned subsidiary focused on fintech innovation and digital governance products and services for financial institutions.
• 江西联合股权交易中心股份有限公司coreChannel Partner/ Reseller/ DistributorEstablished in July 2015 with registered capital of 6 billion yuan. The only legally approved regional equity market operator in Jiangxi Province, approved by the provincial government and filed with CSRC.
• 江西普惠征信股份有限公司coreChannel Partner/ Reseller/ DistributorEstablished in August 2019 with registered capital of 1.096 billion yuan. The only licensed provincial enterprise credit reporting institution in Jiangxi, providing credit checks, evaluations, solutions, and technical services.
• 江西省金控资本管理有限公司coreChannel Partner/ Reseller/ DistributorEstablished in February 2018 with registered capital of 30 million yuan. Licensed fund management company managing the 50 billion yuan Jiangxi Future Industry Development Investment Fund and multiple local industrial funds.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Beijing Financial Holdings: Municipal state-owned financial holding group in Beijing with comprehensive financial services. Comparable in structure but with national-level reach and benefits from Beijing's status as the political and financial capital.
• Shanghai International Group: Municipal state-owned financial holding platform in Shanghai with much larger scale and broader operations. Comparable in business model but significantly larger and more diversified beyond a single province.

Direct peers

• Sichuan Financial Holdings Group: Provincial state-owned financial holding group in Sichuan Province with diversified financial services. Directly comparable as a peer provincial financial holding platform with similar structural model.
• Jiangsu Guoxin Group: Provincial state-owned financial holding group in Jiangsu Province with diversified financial services across banking, securities, insurance, and investment. Comparable in structure and mandate as a flagship provincial financial platform.
• Shaanxi Financial Holdings Group: Provincial state-owned financial holding group in Shaanxi Province with similar mandate of provincial financial consolidation. Directly comparable as a peer provincial financial holding platform in a less-developed central/western province.
• Guangdong Finance Holdings: Provincial state-owned financial holding group in Guangdong Province, one of the largest provincial financial holding platforms. Comparable in structure with multi-license financial services and policy-aligned mandate.
• Shandong Financial Holdings Group: Provincial state-owned financial holding group in Shandong Province with similar comprehensive financial license coverage. Direct peer as another provincial financial holding platform with banking, insurance, and investment subsidiaries.
• Zhejiang Provincial Financial Holdings: Provincial state-owned financial holding group in Zhejiang Province with a similar structure of multiple financial subsidiaries. Directly comparable as a peer-tier Chinese provincial financial holding platform serving a single province's economy.
• Chongqing Financial Holdings Group: Municipal state-owned financial holding group in Chongqing with comprehensive financial license coverage. Comparable as another sub-national financial holding platform with similar mandate.
• Hunan Caixin Financial Holdings Group: Provincial state-owned financial holding group in Hunan Province with diversified financial services portfolio. Directly comparable as a mid-tier provincial financial holding platform serving a central Chinese province.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/%E6%B1%9F%E8%A5%BF%E7%9C%81%E9%87%91%E8%9E%8D%E6%8E%A7%E8%82%A1%E9%9B%86%E5%9B%A2%E6%9C%89%E9%99%90%E5%85%AC%E5%8F%B8

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 江西省金融控股集团有限公司