Kingsbridge Recruitment Insurance

What Kingsbridge Recruitment Insurance does

Kingsbridge Recruitment Insurance is a UK specialist insurance broker operating exclusively in the recruitment and umbrella company sector. It trades as a brand of Kingsbridge Risk Solutions Limited, an FCA-authorised (firm reference 309149) private limited company that is part of the NSM UK Holdings Ltd group and shares common ownership with First Underwriting Limited. The company sells bundled insurance policies — covering professional indemnity, employers' liability, public liability, cyber liability, vicarious liability, drivers' negligence, management liability, legal expenses, and fidelity bonding — underwritten by A-rated Zurich Insurance, with sector-specific wordings designed for recruitment-sector risks (e.g., negligent placement claims, temporary worker liability, IR35-related disputes).

The business runs on a dual-channel go-to-market. Direct sales target UK recruitment agencies and umbrella companies via phone, online quoting, face-to-face, and video call, supported by a dedicated in-house claims team that has handled over 700 recruitment claims in seven years. A wholesale/broker motion supplements this through an online broker portal (built on SchemeServe) that lets third-party insurance brokers quote, buy, and administer recruitment-sector policies for their own clients. All pricing is bespoke and quote-based, calibrated to each client's operations, sector, turnover, headcount, claims history, and required coverage limits, with annual billing cycles.

Kingsbridge serves a distributed base of UK recruitment and umbrella company clients across sector verticals including IT & Technology, Professions & Technical, Light Manual & Industrial, Medical (excluding Dom Care), Construction, Energy/Oil & Gas, and Safety Critical Rail Work. Marketing is content-led (a blog/resource centre targeting top-of-funnel search) combined with LinkedIn presence and participation in industry events such as BIBA 2025 and the Recruitment Agency Expo 2024. The firm was a finalist in the Insurance Times Awards 2024. The company's registered headquarters is at 9 Miller Court, Tewkesbury Business Park, Gloucestershire, with approximately 11 employees.

Name

Kingsbridge Recruitment Insurance

Legal name

Kingsbridge Risk Solutions Limited

Website

https://kingsbridgerecruitment.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

UK specialist insurance broker providing tailored PI, EL, PL, cyber, and vicarious liability cover exclusively to recruitment agencies and umbrella companies, distributed via direct sales and a wholesale broker portal underwritten by Zurich Insurance.

Ownership category

akta.pro rank

Product category

Specialist Insurance Broking

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

Keywords

• Recruitment agency insurance
• Umbrella company insurance
• Professional indemnity insurance
• Cyber liability insurance
• Specialist insurance broking

Headquarters

HQ city

Tewkesbury

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Kingsbridge Recruitment Insurance acts as a specialist insurance broker selling bundled insurance packages to recruitment agencies and umbrella companies. Revenue is generated through insurance premiums paid by clients for coverage including professional indemnity, employers' liability, public liability, cyber, vicarious liability, drivers' negligence, management liability, and legal expenses.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Kingsbridge Recruitment Insurance is a specialist insurance broker providing tailored insurance packages to recruitment agencies and umbrella companies in the UK. Its core products are bundled recruitment agency insurance, umbrella company insurance, and cyber liability insurance, with policies underwritten by Zurich Insurance. Add-on covers include professional indemnity, employers' liability, public liability, vicarious liability, drivers' negligence, legal expenses, management liability, and fidelity bonding.

Product overview

Kingsbridge Recruitment Insurance provides a specialist insurance portfolio for the recruitment and umbrella company sector. The core offering consists of three main insurance products: Recruitment Agency Insurance (covering professional indemnity, employers' liability, public liability, vicarious liability, management liability, and cyber), Umbrella Company Insurance (for payroll and employment businesses), and Cyber Liability Insurance (for data breach response and cyber risks). These are available as a combined policy bundle simplifying administration and reducing gaps between individual covers. The company also offers specialized add-on modules including drivers' negligence cover, legal expenses cover, fidelity bonding, and vicarious liability extensions. Policies are underwritten by A-rated insurers including Zurich Insurance plc, with dedicated in-house claims support and online quote and policy administration via SchemeServe.

Differentiator

Problem solved

Functional benefit

Products and services

• Recruitment Agency Insurance Bundled specialist insurance package for recruitment agencies covering professional indemnity, employers' liability, public liability, vicarious liability, management liability, and cyber cover. Designed for agencies placing permanent, temporary, and contract staff across sectors including IT, construction, healthcare, and logistics, with policy wording tailored to recruitment operations.
• Umbrella Company Insurance Insurance coverage for umbrella companies that act as legal employers for contractors, including employers' liability, professional indemnity, and public liability tailored to payroll and employment business operations. Addresses employer liability for contractor workplace issues and payroll-related dispute exposure.
• Cyber Liability Insurance Specialist cyber insurance covering data breaches, phishing attacks, ransomware, and GDPR compliance costs. Includes forensic investigation, breach notification, legal expenses, and credit monitoring for recruitment agencies handling candidate and client data.
• Professional Indemnity Insurance (Recruitment) Professional indemnity coverage up to £10 million for recruitment agencies, responding to claims of negligent placement, vetting failures, skills misrepresentation, and breach of confidentiality on a claims-made basis.
• Public Liability Insurance Public liability coverage up to £10 million protecting against third-party injury or property damage claims connected to agency activities, including damage caused by placed workers on client sites.
• Employers' Liability Insurance Employers' liability coverage up to £25 million, required by UK law for businesses employing staff including PAYE temporary workers under their direction and control.
• Drivers' Negligence Cover Specialist cover up to £10,000 per claim and £50,000 total per year for agencies placing HGV drivers, van drivers, or logistics workers. Covers accidental damage to client vehicles where a signed agency driver agreement is in place.
• Vicarious Liability Extension Extension to professional indemnity and public liability policies covering situations where the agency becomes contractually liable for the actions or mistakes of temporary workers placed at client sites.
• Legal Expenses Cover Coverage for the cost of defending contract disputes, employment tribunal claims, HMRC investigations including IR35-related enquiries, and fee recovery actions.
• Management Liability Cover Directors' and officers' liability protection for personal exposure arising from governance failures, regulatory non-compliance, or mismanagement allegations.
• Fidelity Bonding Coverage for losses arising from employee fraud or dishonesty, protecting agencies as they grow their workforce.

Quantifiable outcome

• Over 700 recruitment-related claims handled by the in-house claims team over 7 years
• +1 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and core.

• First Underwriting LimitedminorOthersFirst Underwriting Limited has common ultimate ownership with Kingsbridge Recruitment Insurance. For some products, Kingsbridge may recommend or offer products supplied by First Underwriting Limited. First Underwriting Limited is authorised and regulated by the FCA under Financial Services Register no. 624585. Conflicts of interest are managed through the Group's Conflicts of Interest Policy.
• Zurich InsurancecoreTechnology or IntegrationKingsbridge Recruitment Insurance policies are underwritten by Zurich Insurance plc, described as an A-rated insurer providing the financial backing for Kingsbridge's specialist recruitment and umbrella insurance products.
• NSM UK Holdings LtdcoreOthersKingsbridge Risk Solutions Limited is part of NSM UK Holdings Ltd group. NSM UK Holdings Ltd is the parent company of Kingsbridge Risk Solutions, providing corporate ownership and group governance.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Market position

Strengths4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/kingsbridge-recruitment-insurance

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kingsbridge Recruitment Insurance