Kings Mill Wealth Advisors

What Kings Mill Wealth Advisors does

Kings Mill Wealth Advisors is a privately held, independent wealth management advisory firm headquartered at 200 Washington Ave, Suite 404, Towson, Maryland. Founded by a father-daughter team — Marvin Rauchbach and Leigh Ritchey — the firm operates as a two-advisor practice offering holistic financial planning across retirement, estate, investment, portfolio management, cash flow, tax, and charitable giving domains. The firm serves individual clients across a wide spread of life stages, with explicit audience segmentation around retirement investors, business owners, working professionals, women, and families. It is licensed to serve clients in 13 US states (CA, CO, DE, FL, GA, KY, MD, NC, OH, PA, SC, SD, VA), and markets itself around a multi-generational, relationship-driven advisory model rather than scale or product breadth.

The firm operates as a registered investment advisor through an affiliation with Osaic Wealth, Inc., a FINRA/SIPC member firm that provides the regulatory and custodial infrastructure for securities and advisory activities. The technology stack is minimal: the website, resource center, educational videos, and interactive financial calculators are all delivered through FMG Suite, a third-party financial content platform. There is no proprietary technology, no software products, no AI/ML capabilities, no patents, and no disclosed APIs or integrations. The firm does not publish its own named products, instead offering service-based financial advisory engagements.

Revenues are generated through advisory fees, asset management fees, and/or commission-based compensation on investment products and insurance solutions offered through the Osaic Wealth affiliation; pricing is not publicly disclosed and is structured as quote-based engagements tailored to client complexity. The go-to-market is consultative and sales-led, beginning with complimentary introductory calls and progressing through a three-step process (discovery, strategy, implementation). Marketing is content-driven, relying on the resource center, financial calculators, and educational video content as top-of-funnel assets, with referrals and word-of-mouth as the primary bottom-of-funnel channel. The firm also runs a charitable giving program supporting Ronald McDonald House in Chapel Hill and Baltimore.

Name

Kings Mill Wealth Advisors

Legal name

Kings Mill Wealth Advisors

Website

https://kingsmillwealth.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Kings Mill Wealth Advisors is a privately held, independent wealth management firm headquartered in Towson, Maryland, founded by a father-daughter team that offers holistic financial planning — retirement, estate, investment, tax, and charitable giving — to individual clients across 13 US states.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAAAAAF

Financial Planning & Goals-Based Advice (Mass Affluent)

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

SECONDARYFSAAAAAH

Discretionary Portfolio Management (Retail)

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

SECONDARYFSAAAAAE

Hybrid Advice (Advisor + Digital) Platforms

Financial & Insurance/Asset & Wealth Management/Retail & Mass-Affluent Wealth Management

Keywords

• Wealth management services
• Financial planning advisory
• Retirement planning services
• Estate planning advisory
• Investment management services

Headquarters

HQ city

Towson

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Wealth Management & Advisory Services: Financial advisory and wealth management services provided through partnership with Osaic Wealth, Inc. Revenue likely generated through advisory fees, asset management fees, or commission-based compensation for investment products and insurance solutions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Kings Mill Wealth Advisors provides personalized financial planning and wealth management services for individuals and families. Core offerings include retirement planning, estate planning, investment and portfolio management, cash flow strategies, tax strategies, and charitable giving guidance. Securities are offered through Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.

Product overview

Kings Mill Wealth Advisors is a multi-generational financial planning firm offering comprehensive wealth management services. The firm's services encompass retirement planning, estate planning, investment management, portfolio management, cash flow strategies, tax strategies, and charitable giving guidance. The firm provides client-facing digital tools including various financial calculators (retirement, investment, estate, insurance, tax, money, and lifestyle categories) and educational video content covering financial topics. These tools are provided through FMG Suite, a third-party financial content platform, rather than as proprietary standalone products. The firm does not offer distinct named software products but rather service-based financial advisory offerings.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning

Segments5 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Osaic Wealth, Inc.coreTechnology or IntegrationSecurities and investment advisory services are offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic is a separately owned financial services company that provides the regulatory and custodial infrastructure for Kings Mill Wealth Advisors to serve their clients.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Schwab Personal Advisor Services: Hybrid robo-advisor service from Charles Schwab combining digital tools with dedicated CFPs. Directly comparable to Kings Mill's hybrid human-plus-digital service approach but at massive scale, with lower fees and a national brand.
• Fisher Investments: Large independent investment management firm serving high-net-worth and mass-affluent individuals with portfolio management and retirement planning. Comparable target clientele and retirement-income focus.
• Cetera Financial Group: Independent broker-dealer network housing thousands of independent financial advisors, similar to Kings Mill's Osaic Wealth affiliation. Comparable in the independent-advisor-with-broker-dealer-support model and the target client (mass-affluent individuals and small business owners).
• Carson Group: Wealth management firm that partners with and acquires independent advisor practices. Comparable as a wealth advisory firm serving mass-affluent and small-business clients and as a potential acquirer/partner given Osaic-style IBD-affiliated model.
• Commonwealth Financial Network: Independent broker-dealer/RIA supporting independent financial advisors with practice management, compliance, and technology infrastructure. Directly parallel to Osaic Wealth's role for Kings Mill, hosting thousands of small advisory practices.
• Mariner Wealth Advisors: Large national RIA that has aggressively acquired independent advisor practices, including small multi-advisor firms. Directly comparable as both a competing wealth advisory firm and as a likely acquirer of a small independent RIA like Kings Mill.
• LPL Financial: Largest independent broker-dealer in the U.S., supporting a vast network of independent financial advisors. Comparable as a provider of regulatory and operational infrastructure to small RIAs and as a competitor for independent advisor recruiting.
• Edelman Financial Engines: One of the largest independent RIAs in the U.S., offering financial planning and investment advisory to individuals and retirement plan participants. Comparable in client base (retirees and mass-affluent households) and holistic planning approach.
• Creative Planning: Large independent RIA serving individuals and families with holistic financial planning across retirement, estate, and tax. Comparable to Kings Mill in service scope and target clientele, but at significantly greater scale.

Emerging players

• Facet Wealth: Digital-first RIA offering flat-fee financial planning paired with remote CFPs. Comparable in serving mass-affluent households with holistic planning, but uses a tech-led rather than local-office delivery model — a competitive threat to small advisory practices.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/kings-mill-wealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kings Mill Wealth Advisors