Koperasi Kary. Perumnas Bina Sejahtera

Name

Koperasi Kary. Perumnas Bina Sejahtera

Legal name

Koperasi Karyawan Perum Perumnas Bina Sejahtera

Website

https://koperasi.perumnas.co.id

Company type

Private

Founded year

1976

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Cooperative Services

NAICS

Other Commercial Equipment Merchant Wholesalers (42344), Consumer Goods Rental (5322)

SIC

Wholesale-Professional & Commercial Equipment & Supplies (5040), Services-Equipment Rental & Leasing, Nec (7359), Finance Lessors (6172)

akta.pro primary industry

Procurement, Vendor & Contract Administration (EDADAKAO)

akta.pro secondary industry

Leasing, Rental & Product-as-a-Service (PaaS) Enablement (EUAIANAI)

Keywords

• Cooperative services
• Employee savings loans
• Office procurement services
• Property management services
• Workplace childcare

Headquarters

HQ city

Jakarta Timur

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Others

Distribution channels2 records

Marketing channels1 record

Core offering

Operates as a multi-service cooperative (koperasi) for Perum Perumnas employees, delivering office procurement and equipment rental to the parent enterprise (Perum Perumnas) and member-only savings-and-loans financial services, complemented by subsidiary/partner-run businesses in property, parking, minimarket, food court, kitchen, daycare, applications, software licensing, and logistics.

Product overview

Koperasi Kary. Perumnas Bina Sejahtera is a multi-service cooperative founded in 1976, operating as a unified platform offering both financial services and operational business divisions. Its core offerings are centered around office procurement and rental services (Pengadaan ATK, Rental), a savings and loans program for members (Simpan Pinjam, Kredit Barang), and a portfolio of complementary retail and service businesses including Minimarket, Pujasera, Dapur, Property, Aplikasi, Lisensi, Daycare, and Logistik. The cooperative's products operate both independently and interdependently—for example, the Rental service covers vehicles, laptops, and other equipment; the Property division functions as an agency and property management unit; and the digital Aplicasi and Lisensi offerings support technology-driven business operations. The structure is a platform of distinct business units rather than a single software product.

Differentiator

Problem solved

Functional benefit

Products and services

• Minimarket
• Pujasera (Food Court)
• Pengadaan ATK (Office Stationery Procurement)
• Dapur (Kitchen)
• Simpan Pinjam (Savings and Loans)
• Kredit Barang (Goods Credit)
• Rental
• Property
• Aplikasi (Application Services)
• Lisensi (Software Licensing)
• Daycare
• Logistik (Logistics)

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Perum PerumnascoreOthersPerum Perumnas is the parent government enterprise whose employees form the membership base of the cooperative. The relationship is fundamental to the cooperative's existence and primary business. Established in 1976 with notarial deed No 1164/BH/1, the cooperative has maintained a longstanding partnership with Perumnas for nearly 50 years.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Pegadaian: State-owned Indonesian financial services company providing credit against goods (gadai) and member financing; overlaps with the cooperative's Kredit Barang (goods credit) and savings/loans offerings, though Pegadaian serves the general public.
• KUD (Koperasi Unit Desa) network: Long-established Indonesian village cooperatives offering multi-line member services (retail, credit, supply); broader scope but conceptually similar member-owned multi-service cooperative model serving a defined constituency.

Regional players

• Brighton Real Estate (and other Indonesian property agencies): Indonesian property agency networks comparable to the cooperative's Property division; relevant for benchmarking agency commission economics, listing volume, and competitive intensity in the Indonesian market.

Emerging players

• Modalku (Funding Societies Indonesia): Indonesian fintech lending platform providing SME and consumer credit; represents the modern, technology-led competitive frontier for the cooperative's member financial services and goods credit lines.

Direct peers

• KPRI (Koperasi Pegawai Republik Indonesia) networks: Indonesian civil-servant cooperatives providing savings/loans, goods credit, and procurement to government employees; structurally analogous as employee cooperatives anchored to a state/enterprise employer.
• Kospin (Koperasi Simpan Pinjam) networks in Indonesia: Indonesian savings-and-loan cooperatives serving employee/member bases with comparable financial service (Simpan Pinjam) offerings and similar governance structures; directly comparable on the cooperative financial services dimension.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/koperasiperumnas

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Koperasi Kary. Perumnas Bina Sejahtera