고려신용정보
고려신용정보 (Koryo Credit Information) is a 34-year-old, privately held South Korean credit management firm offering debt collection, credit investigation, CRM, asset management, and overseas debt advisory to large enterprises, SMEs, small business owners, and individual consumers via a nationwide branch network of more than 40 offices.
- Company typePrivate
- Founded1992
- HeadquartersSeoul (서울), South Korea
- Headcount11–50
- GTM typeB2B
- OfferingServices
What 고려신용정보 does
고려신용정보 (Koryo Credit Information) is a privately held South Korean corporation founded in 1992 that operates as an integrated credit management services firm. Its core offerings span debt collection across civil, commercial, financial, and telecommunications claims; a CRM/call center providing customer service monitoring and quality control; a collection/receipt center handling delinquency notification and early-delay management; credit investigation services for delinquency and damages claims; financial services and asset management including civil complaint handling, rights confirmation, and asset evaluation; and overseas debt advisory targeting export receivables. The firm serves a horizontal mix of large enterprises and mid-to-large corporations (primary segment), small business owners, and individual consumers, with services accessed via phone hotlines (1522-3333 for debt collection, 02-3450-9999 for general inquiries), online consultation forms, and an in-person branch network.
The firm runs a nationwide physical footprint of more than 40 branch offices covering every major South Korean metropolitan area and province, from Seoul (12+ district branches) through Daejeon, Gwangju, Busan, Daegu, Ulsan, Changwon, Pohang, Gangwon, Jeju, and the broader Gyeonggi-Incheon region. Distribution is sales-led, anchored by direct phone-based acquisition and a community referral channel (고려커넥터스, Koryo Connectors) that recruits individuals such as job seekers, housewives, students, and small business owners to refer prospective clients. The firm also maintains a Naver official blog and YouTube channel for top-of-funnel content marketing.
Revenue is generated primarily through transaction-based fees on successful debt recovery, with quote-based pricing that varies by debt type, amount, complexity, and client segment; pricing is not publicly disclosed. No revenue figures, funding rounds, or institutional investors are disclosed. The group includes affiliated entities — 고려휴먼스 in human resources services and 행복드림금융대부 in financial lending — suggesting intra-group services. No proprietary technology, AI/ML capabilities, patents, certifications, or international expansion beyond overseas debt advisory are disclosed, and the firm operates without any app, API, or documented software platform.
고려신용정보 firmographics
Firmographics- Name
- 고려신용정보
- Legal name
- 고려신용정보(주)
- Website
- https://koryo.co.kr
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- 고려신용정보 (Koryo Credit Information) is a 34-year-old, privately held South Korean credit management firm offering debt collection, credit investigation, CRM, asset management, and overseas debt advisory to large enterprises, SMEs, small business owners, and individual consumers via a nationwide branch network of more than 40 offices.
- Ownership category
- akta.pro rank
고려신용정보 industry classification
Industry- Product category
- Debt Collection Services
- NAICS
- Collection Agencies (561440), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)
- akta.pro secondary industry
- Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery) (BPAAAEAE)
Keywords
Where 고려신용정보 is headquartered
LocationHeadquarters
- HQ city
- Seoul (서울)
- HQ country
- South Korea
- HQ region
- Asia
Offices14 records
Markets served
고려신용정보 business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- 채권추심 서비스 (Debt Collection Services): 고려신용정보 generates revenue through debt collection and credit information services. The primary revenue model is transaction-based, where fees are earned upon successful recovery of non-performing debts. The company handles civil, commercial, financial, and telecommunications debt, and also provides overseas debt collection advisory services. Revenue is derived from B2B clients (large enterprises, SMEs, corporations) as well as individual creditors.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
고려신용정보 product offering
Product offeringCore offering
고려신용정보 is a credit information and debt collection firm that recovers non-performing debts for civil, commercial, financial, and telecommunications claims, and provides credit investigation, CRM/call center, delinquency notification, asset management, and overseas debt advisory services. It serves large enterprises, SMEs, small business owners, and individuals through 40+ branch offices and phone-based channels across South Korea. Revenue is earned via transaction-based service fees on successful debt recovery.
Product overview
고려신용정보 operates as a unified credit management services company offering an integrated portfolio of debt collection and credit-related services. The core offerings include: 채권추심 (debt collection for civil/commercial/financial/telecom claims), CRM 센터 (call center and quality control services), 수납센터 (delinquency management and early notification), 신용조사 (credit investigation and reporting), 금융서비스/자산관리 (asset management and consulting), and 해외채권 자문관리 (international debt advisory). Additionally, 고려커넥터스 provides a connector program for partnerships. These services are delivered through a nationwide network of 40+ branch offices across South Korea.
Differentiator
Problem solved
Functional benefit
Products and services
- Debt Collection (채권추심) Professional debt collection service handling civil, commercial, financial, and telecommunications debt claims for corporate clients, SMEs, and individual creditors.
- CRM Center (CRM 센터) Customer relationship management center providing CS monitoring, call center operations, and quality control services for clients.
- Payment Collection Center (수납센터) Payment collection center offering debt notification, delinquency management, and early delay notification services.
- Credit Investigation (신용조사) Credit investigation service for delinquency information and damage compensation credit reporting on debtors and counterparties.
- Financial Services / Asset Management (금융서비스/자산관리) Financial services and asset management including civil complaint handling, rights confirmation, asset evaluation, and asset consulting.
- Overseas Debt Advisory (해외채권 자문관리) Overseas debt advisory and management services for export receivables, including international debt collection and collection management.
Companies that use 고려신용정보
Customer profileSegments3 records
Ideal customer profiles3 records
고려신용정보 technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
고려신용정보 partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered minor.
- 고려휴먼스minor고려휴먼스 is listed as a family site of 고려신용정보, indicating an affiliated or sister company relationship. It is a related corporate entity within the same business group.
- 행복드림금융대부minor행복드림금융대부 is listed as a family site of 고려신용정보, indicating an affiliated or related corporate entity. The company operates in the financial lending sector and is connected to the 고려신용정보 group.
Scale indicators1 record
Recent moves5 records
Expansion highlights6 records
고려신용정보 competitors and assessment
Company assessmentBroad incumbents
- 코리아에셋투자증권 (and other debt buyers): Korean asset management companies that purchase charged-off receivables portfolios, competing in the same debt pool as 고려신용정보's commercial debt recovery business, though they take principal risk rather than fee-based recovery.
- KAMCO (한국자산관리공사): State-owned Korean asset management company that purchases and resolves distressed debt at scale. Competes for the same non-performing receivables pool but with public-mandate scale and balance sheet that private firms cannot match.
Direct peers
- SCI평가정보 (SCI Information Service): Long-established Korean credit information and debt collection firm providing credit investigation, receivables management, and BPO services. Operates in the same regulated market with comparable service breadth and enterprise customer base.
- 케어솔루션 (Caresolution): Korean call center and CRM outsourcing provider that supports collection and customer management operations for financial institutions. Comparable in the CRM/call center segment of 고려신용정보's service portfolio.
- 한국신용정보 (Korean Credit Information): Specialized Korean credit information and collection firm offering debt recovery and credit investigation services to enterprises and individuals. Highly comparable in scope and target market, although varying in geographic reach.
- KCB (코리아크레딧뷰로): Korea's leading consumer credit bureau operating credit information aggregation and credit scoring. Comparable in the credit investigation and credit information segments of 고려신용정보's portfolio, and a key data provider to the broader collection ecosystem.
- NICE지추미 (NICE Credit Information): Korea's largest specialized debt collection agency, offering civil, commercial, and financial receivables recovery plus credit information services. Directly comparable in business model and target customers, with substantially larger scale and a publicly listed parent.
Others
- 웰컴저축은행 (Welcome Savings Bank): Korean secondary financial institution with affiliated debt collection and recovery operations. Adjacent participant in the same credit ecosystem, useful for comparison on pricing and recovery rate benchmarks.
Emerging players
- 코나아이 (Kona I): Korean debt collection firm focused on digital-first recovery and technology-enabled skip tracing, serving the same enterprise creditor base with a more modern tech stack than branch-based incumbents.
- 핀다 (Finda): Korean fintech platform aggregating consumer credit information and lender comparison services. Represents the digital disruption vector against traditional branch-based debt collection and credit information firms like 고려신용정보.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
고려신용정보 social profiles
Digital presence고려신용정보 financial estimates
Financial estimateRevenue estimate
Valuation estimate
고려신용정보 leadership team
Management profileNumber of profiles
고려신용정보 subsidiaries and ownership
Company hierarchySubsidiaries2 records
고려신용정보 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
고려신용정보 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 고려신용정보
What does 고려신용정보 do?
고려신용정보 is a credit information and debt collection firm that recovers non-performing debts for civil, commercial, financial, and telecommunications claims, and provides credit investigation, CRM/call center, delinquency notification, asset management, and overseas debt advisory services. It serves large enterprises, SMEs, small business owners, and individuals through 40+ branch offices and phone-based channels across South Korea. Revenue is earned via transaction-based service fees on successful debt recovery.
Is 고려신용정보 a public or private company?
고려신용정보 is a private company. It is classified as unknown and is currently operating.
When was 고려신용정보 founded?
고려신용정보 was founded in 1992. It employs 11 to 50 people.
Where is 고려신용정보 based?
고려신용정보 is headquartered in Seoul (서울), South Korea, in the Asia region.
How does 고려신용정보 make money?
One revenue line is on record: 채권추심 서비스 (Debt Collection Services).
Who are 고려신용정보's main competitors?
Broad incumbents on record are 코리아에셋투자증권 (and other debt buyers) and KAMCO (한국자산관리공사). Direct peers are SCI평가정보 (SCI Information Service), 케어솔루션 (Caresolution), 한국신용정보 (Korean Credit Information), KCB (코리아크레딧뷰로) and NICE지추미 (NICE Credit Information). 웰컴저축은행 (Welcome Savings Bank) is listed as an others. Emerging players are 코나아이 (Kona I) and 핀다 (Finda).
Does 고려신용정보 have an API?
No public API is recorded for 고려신용정보.
What industry is 고려신용정보 in?
고려신용정보's product category is Debt Collection Services. Its primary akta.pro industry code is BPAAAEAB, Third-Party Debt Collection Agencies (Consumer & Commercial), with a secondary code of BPAAAEAE, Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery). Its NAICS code is 561440 and its SIC code is 7320.