LAFONT ASSURANCES

What LAFONT ASSURANCES does

LAFONT ASSURANCES S.A.S. is an independent French insurance brokerage headquartered in Paris at 2 rue Jean Lantier, founded in 1968 as Le Cabinet Lafont. The company operates as a courtier en assurances, placing coverage with multiple insurers and mutuals—none of which contributes more than 33% of revenue or holds more than 10% of capital, a structural safeguard of independence. It serves four primary client segments (Particuliers, Professionnels, Entreprises, Associations) and overlays seven specialized sector practices: subaquatic activities, affinity groups, special risks, solidarity economy, environment, education, and dioceses/religious institutions.

The firm's distribution model is relationship-driven, centered on dedicated account managers (Chargés de Compte) who conduct personalized risk analysis and ongoing policy management, supported by a service center in Cabestany (zone d'activités Mixte du Moulinas) and a secure online portal (Espace Client) with double authentication for policy management, claims declaration, and document access. Its flagship commercial relationship is a 50+ year exclusive mandate with FFESSM (Fédération Française d'Études et de Sports Sous-Marins), the French diving federation, providing specialized coverage to licensed divers, clubs, professional instructors, and SCA structures. The firm is regulated by ACPR, registered with ORIAS under number 12 068 741, and holds AFNOR certification n°2025/113230.1.

Revenue is generated from insurance brokerage commissions on placed policies and from B2B2C affinity insurance programs designed for federations, associations, and professional groups. GTM combines direct advisor-led sales, federation/distribution channels, affinity group programs, and event presence (e.g., Salon de la Plongée). The company is family-controlled under President Pierre Lafont, with no external investors, no parent company, no subsidiaries, and no M&A activity disclosed.

Name

LAFONT ASSURANCES

Legal name

LAFONT ASSURANCES S.A.S.

Website

https://lafont-assurances.com

Company type

Private

Founded year

1968

Operating status

Operating

Headcount range

1–10 employees

Short description

LAFONT ASSURANCES is a Paris-based independent French insurance brokerage founded in 1968, serving individuals, professionals, businesses, and associations with seven specialized sector practices, anchored by a 50+ year exclusive broker mandate with the FFESSM diving federation.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance broker, LAFONT ASSURANCES earns commissions from insurance companies for placing client policies. The company works with multiple insurers and mutuals to offer diversified coverage solutions.
2. Affinity Insurance Programs: B2B2C affinity insurance programs for federations, associations, and professional groups where the company designs and administers tailored insurance products for members of partner organizations.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

LAFONT ASSURANCES is an independent insurance brokerage that analyzes client risks, negotiates tailored coverage solutions across multiple insurers and mutuals, and provides ongoing policy management and claims handling. The company serves individuals, professionals, businesses, associations, and specialized affinity groups (notably the FFESSM diving federation) with personal, commercial, professional liability, affinity, and sector-specific insurance products.

Differentiator

Problem solved

Functional benefit

Products and services

• Solutions Particuliers Personal insurance solutions covering auto, 2/3 wheels, bicycles, caravans, camping-cars, quad, habitation, health and family, previsional, obsèques, Garantie Accidents de la Vie, dépendance, scolaire, épargne & retraite (assurance-vie, assurance retraite), ski, and chasse insurance for individuals and families.
• Solutions Professionnels Insurance solutions for independent professionals, artisans, merchants, and liberal professionals, including Multirisque Professionnelle, Automobile du Pro, Véhicules agricoles et engins, Responsabilité Civile Pro, Protection Juridique Pro, and Indemnités de Fin de Carrière.
• Solutions Entreprises Enterprise risk management solutions including Multirisque Entreprise, Informatique/Cyber, Bris de machines, Assurance drones, Matériel en tous lieux, Transport automobile (flotte, mission), Responsabilité Civile Entreprise, Protection Juridique, Construction (RC/Décennale, Police unique de chantier), Complémentaire santé, Prévoyance, Epargne salariale, Retraite, IFC, and RC Dirigeant.
• Solutions Associations Insurance solutions for cultural, sporting, charitable, and educational associations covering RC Association, Protection Juridique (assistance pénale), Accident & Assistance (indemnités corporelles, assistance aux personnes), Dommages aux biens (locaux, habitation, véhicules), and Automobile/Navigation/Plaisance.
• Activités Subaquatiques Specialized insurance products for underwater activities covering individual accident, professional liability, material insurance, and diving travel coverage for licensed divers, professional instructors, diving clubs, and commercial diving structures (SCA) within the FFESSM federation.
• Assurances Affinitaires & Groupements B2B2C affinity insurance program for professional groups, federations, associations, trade unions, and chambers, providing travel, product, civil liability, and multi-risk insurance solutions for members of partner organizations.
• Risques Spéciaux Specialized insurance solutions for hard-to-place risks and complex coverage requirements not addressed by standard personal or commercial insurance products.
• Économie Solidaire Insurance solutions for social works, humanitarian organizations, and solidarity tourism actors, including multi-risk, previsional, event, and civil liability coverage for project continuity and volunteer protection.
• Environnement Insurance solutions for environmental professionals including foresters, hydrologists, geologists, biologists, and environmental consultants, plus volunteer environmental protection associations, covering civil liability, equipment, health, and environmental risks.
• Éducation & Enseignement Insurance solutions for educational establishments, universities, professional training centers, and grandes écoles covering building, civil liability, health, cyber, and school trip insurance.
• Diocèses et Instituts Religieux Insurance solutions for dioceses, religious communities, and congregations, covering civil liability, property, health, and previsional coverage for institutional and pastoral activities.

Named customers1 record

Segments10 records

Ideal customer profiles10 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Four partnerships are on record, tiered core, flagship and minor.

• CFDP ASSURANCEScoreStrategic or Co-development Partner · 1 September 2024CFDP ASSURANCES became the new federal Legal Protection insurer for FFESSM starting September 1, 2024. They provide first-line and second-line legal protection coverage for licensed members, clubs, and committees at no cost as offered by the federation, and professional protection for moniteurs through voluntary Individual Complementary memberships.
• AXA AssistancecoreTechnology or IntegrationAXA Assistance provides 24/7 worldwide medical and travel assistance services for FFESSM diving members. The partnership covers emergency medical assistance, repatriation, and first-response coordination for diving accidents including hyperbaric chamber treatment. Contact: +33 1 55 92 22 82.
• FFESSM (Fédération Française d'Études et de Sports Sous-Marins)flagshipStrategic or Co-development PartnerLAFONT ASSURANCES is the exclusive insurance broker for FFESSM since over 50 years, providing comprehensive insurance programs for the entire federal community including leagues, committees, clubs, SCA structures, licensed divers, and their families. The partnership offers affinity insurance solutions tailored to underwater activity risks.
• EFF (Expert Forestier Français)minorGTM or Marketing PartnerPartnership offering specialized professional liability insurance forms for French forest experts (EFF) members, with dedicated RC Pro questionnaire forms available on the Lafont website.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Market position

Weaknesses5 records

Competitive moat4 records

Customer concentration

• Xx.com/lafont_assur
• LinkedInlinkedin.com/company/lafont-assurances

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LAFONT ASSURANCES