Logement Francais, S.A. d'H.L.M

What Logement Francais, S.A. d'H.L.M does

Logement Français, S.A. d'H.L.M is a French online home insurance comparison and aggregation platform operating under the website logementfrancais.fr and registered in Paris (RCS Paris). The company lets French consumers obtain free, side-by-side quotes from a panel of 14 partner insurers — including Groupama, MAAF, MACIF, Covéa, Allianz, AXA, Crédit Agricole, Matmut, and Generali — covering tenant, homeowner, student, co-living, and non-occupying owner (PNO) profiles. Its core product is a quote comparator complemented by an extensive French-language editorial and guide library covering insurance contracts, multi-risk guarantees, tariffs, and claims procedures, with the site explicitly disclosing affiliated links and sponsored articles in its legal notices.

Name

Logement Francais, S.A. d'H.L.M

Legal name

Logement Français

Website

https://logementfrancais.fr

Company type

Private

Operating status

Operating

Short description

Logement Français is a French online home insurance comparison platform that lets consumers obtain free quotes from 14 partner insurers and serves tenants, homeowners, students, co-living residents, and non-occupying owners.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations

Revenue model

1. Affiliate/Referral Commissions: The company generates revenue through affiliate partnerships with insurance providers. When users obtain quotes through the platform and subsequently purchase insurance from partner insurers, Logement Français receives referral commissions. The site explicitly mentions links affiliés and articles sponsorisés in their legal documentation.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Logement Francais operates a free online home insurance comparison platform that allows French consumers to obtain quotes from 14 partner insurers in a single interface. The platform aggregates offers for tenant, homeowner, student, co-living, and non-occupying owner profiles, and is supported by an extensive educational guide covering insurance contracts, guarantees, pricing, and claims procedures. Revenue is generated through affiliate referral commissions from partner insurers when users purchase a policy through the platform.

Product overview

Logement Francais operates as a home insurance comparison and aggregation platform that connects users with multiple partner insurance providers (including Groupama, MAAF, Macif, AXA, Allianz, and others) through its free quote service. The core offering consists of an online comparator that displays multiple insurance offers, complemented by an extensive educational guide covering insurance contracts, guarantees, pricing factors, and claims procedures. The platform serves various customer segments including homeowners, tenants, students, and co-living residents, offering specialized insurance products such as multi-risk home insurance (MRH), house insurance, apartment insurance, non-occupying owner insurance (PNO), student insurance, and shared housing insurance.

Differentiator

Problem solved

Functional benefit

Products and services

• Comparateur d'assurance habitation (Home Insurance Comparator) Free online comparison platform that allows French consumers (tenants, homeowners, students, co-living residents, non-occupying owners) to obtain multiple home insurance quotes from partner insurers and find coverage that matches their property type and profile.
• Guide d'assurance habitation (Home Insurance Guide) Comprehensive educational resource providing articles and guidance on home insurance topics — including contracts, guarantees, pricing, profile types, and claims management — to help French consumers make informed coverage decisions.
• Assurance Maison (House Insurance) Home insurance coverage specifically designed for house owners, protecting against risks such as fire, water damage, theft, and natural disasters. Accessed by users through the Logement Francais comparison platform and fulfilled by partner insurers such as Allianz and Crédit Agricole.
• Assurance Appartement (Apartment Insurance) Insurance coverage for apartment dwellers, typically required for tenants and recommended for owners, covering civil liability and personal belongings. Accessed through the Logement Francais comparison platform and fulfilled by partner insurers such as Groupama and Covéa.
• Assurance multirisque habitation (Multi-risk Home Insurance) Comprehensive coverage product offered through partner insurers, combining protection for the building structure, personal belongings, and civil liability into a single contract. Accessed through the Logement Francais comparison platform.
• Assurance PNO - Propriétaires Non Occupants (Non-Occupying Owner Insurance) Insurance coverage for non-occupying property owners who rent out their property, protecting the building structure without covering tenant belongings. Accessed through the Logement Francais comparison platform.
• Assurance habitation étudiant (Student Home Insurance) Specialized insurance product for students renting their first apartment, often available at reduced rates. Accessed through the Logement Francais comparison platform and fulfilled by partner insurers.
• Assurance habitation colocation (Shared Housing Insurance) Insurance solution for co-living arrangements where multiple tenants share a rental property, covering individual and shared responsibilities. Accessed through the Logement Francais comparison platform and fulfilled by partner insurers.

Segments5 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

15 partnerships are on record, tiered core and secondary.

• GroupamacoreChannel Partner/ Reseller/ DistributorMajor French insurance provider offering home insurance products featured on the comparison platform. Groupama was specifically mentioned as offering policies starting from €4.15 per month.
• CovéacoreChannel Partner/ Reseller/ DistributorFrench insurance group whose products are featured in the platform's comparison services for home insurance.
• MAAFcoreChannel Partner/ Reseller/ DistributorFrench mutual insurance company offering home insurance products featured in comparison tools.
• MACIFcoreChannel Partner/ Reseller/ DistributorFrench mutual insurance company partnering with the platform for home insurance distribution.
• AllianzcoreChannel Partner/ Reseller/ DistributorGlobal insurance company offering home insurance products through the French comparison platform.
• AXAcoreChannel Partner/ Reseller/ DistributorMajor international insurer with home insurance products featured on the platform.
• Crédit AgricolesecondaryChannel Partner/ Reseller/ DistributorFrench banking group offering home insurance products through the comparison platform.
• Direct AssurancesecondaryChannel Partner/ Reseller/ DistributorOnline direct insurance provider whose products are featured in the comparison service.
• MatmutsecondaryChannel Partner/ Reseller/ DistributorFrench mutual insurer offering home insurance products through the platform.
• AvivasecondaryChannel Partner/ Reseller/ DistributorInsurance company with home insurance products available through comparison.
• L'olivier AssurancesecondaryChannel Partner/ Reseller/ DistributorFrench online insurer specializing in home insurance products.
• GansecondaryChannel Partner/ Reseller/ DistributorFrench insurance group offering home insurance products through partner channels.
• SMIPsecondaryChannel Partner/ Reseller/ DistributorInsurance provider mentioned in platform content related to claims processing.
• SogessursecondaryChannel Partner/ Reseller/ DistributorInsurance company mentioned in context of property insurance coverage.
• GeneralisecondaryChannel Partner/ Reseller/ DistributorMajor international insurer offering home insurance products in France.

Scale indicators2 records

Recent moves1 record

Expansion highlights3 records

Direct peers

• LeLynx.fr: One of France's largest insurance comparison platforms, owned by the Guardian/UK media group historically. Offers home, auto, and health insurance comparison across multiple partner insurers — directly comparable business model and target customer to Logement Français.
• LesFurets.com: Leading French insurance comparator backed by Compare the Market. Provides multi-line insurance comparison (home, auto, health, life) via partner insurers, with the same affiliate-driven revenue model as Logement Français.
• Assurland.com: Long-established French insurance comparator covering home, auto, health, and life insurance via multiple insurer partners. Operates the same comparison-and-aggregation model targeting French consumers.
• Hyperassur: French insurance comparison platform focused on home and other personal lines, aggregating quotes from multiple insurers. Comparable product offering and self-serve online funnel to Logement Français.
• Meilleurtaux Assurance: French financial comparison group (broader than insurance) that includes home and other insurance comparison alongside mortgage, credit, and savings. Direct overlap in home insurance aggregation, with a wider product suite.

Emerging players

• Luko: French digital home insurer (insurtech), now part of Crédit Agricole's protection business. Targets the same French home insurance customer with a fully digital, app-based experience — overlapping value proposition but selling policies rather than comparing them.
• Acheel: French digital insurer offering direct home and other personal insurance products online. Emerges as a digitally native alternative to traditional aggregators, partially overlapping with Logement Français's home insurance audience.

Broad incumbents

• Direct Assurance: AXA-owned direct-to-consumer insurance brand in France, offering home, auto, and health insurance online. Represents a large incumbent that competes with aggregators on direct distribution and is also one of Logement Français's listed partners.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Logement Francais, S.A. d'H.L.M