LTA Legal & Tax Assekuranzmakler GmbH

What LTA Legal & Tax Assekuranzmakler GmbH does

LTA Legal & Tax Assekuranzmakler GmbH is a specialized German insurance broker (Versicherungsmakler, licensed under §34d Abs.1 GewO) that exclusively serves legal and economic advisory professionals. The firm is headquartered in Cologne with branch offices in Berlin, Aachen, and Vienna, operating across Germany and Austria. LTA is a subsidiary of Aon Beteiligungsmanagement Deutschland GmbH & Co. KG, placing it within the Aon Group's global insurance brokerage cluster. The company serves ten distinct professional segments, including law firms (Rechtsanwaltskanzleien, Wirtschaftskanzleien), tax advisors (Steuerberaterkanzleien), auditors (Wirtschaftsprüferkanzleien), notaries, lawyer-notaries, insolvency administrators, patent attorneys, testamentary executors, and professional chambers.

The company's core offering is Vermögensschaden-Haftpflichtversicherung (professional liability/professional indemnity) for these professions, complemented by a full portfolio spanning D&O, Cyber, Legal Tech & AI liability, Warranty & Indemnity, project insurance, spin-off advisory, criminal legal protection, business liability, content/electronics insurance, group accident, and corporate pension consulting. The product set addresses coverage gaps that standard policies leave for high-exposure professional service firms. The firm employs a team dominated by Volljuristen (fully qualified German lawyers) who combine legal practice expertise with insurance market knowledge, enabling consultative engagement at a peer-to-peer level with legal and tax professionals. Revenue is generated through insurance brokerage commissions (Courtage) customary in the industry, paid by carriers and embedded in policy premiums, creating a recurring commission model tied to annual renewals and new placements. The company pursues growth via direct, consultative field sales, supported by content marketing, 'lta. Insights' events, and engagement with professional chambers, universities, and industry associations. Recognitions include the Deutscher Exzellenz-Preis, JUVE Awards 2025, and ADZ certification.

Name

LTA Legal & Tax Assekuranzmakler GmbH

Legal name

LTA Legal & Tax Assekuranzmakler GmbH

Website

https://lt-assekuranz.de

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

LTA Legal & Tax Assekuranzmakler GmbH is a German insurance broker specializing in professional liability and specialty coverage for lawyers, notaries, tax advisors, auditors, and related advisory professions across Germany and Austria, operating as an Aon Group subsidiary.

Ownership category

akta.pro rank

Product category

Professional Liability Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAK

Insurance Program Administration & MGA/MGU Services

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJADAF

Directors & Officers (D&O) Liability

Financial & Insurance/Insurance — Motor, Property & Casualty/General Liability Insurance

SECONDARYFSAJAGAD

Management Liability (D&O/EPL/Fiduciary)

Financial & Insurance/Insurance — Motor, Property & Casualty/Specialty & Excess/Surplus Lines (E&S)

Keywords

• Professional liability insurance
• Insurance brokerage services
• D&O insurance
• Cyber insurance
• Legal professional insurance

Headquarters

HQ city

Köln (Cologne)

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Brokerage Commission (Courtage): As a Versicherungsmakler (insurance broker), LTA earns commission (Courtage) customary in the industry, which is paid by the insurance company and included in the insurance premium. The company states it does not receive other forms of remuneration. This is a recurring commission model tied to policy renewals and new business placements.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

LTA Legal & Tax Assekuranzmakler GmbH is a specialized insurance broker (Versicherungsmakler) placing professional liability, D&O, cyber, legal tech, warranty & indemnity, and office-related insurance coverages on behalf of legal and economic advisory professionals such as lawyers, notaries, tax advisors, auditors, patent attorneys and insolvency administrators. The firm operates through direct consultative sales, leveraging in-house Volljuristen and relationships with leading insurers to deliver tailored coverage and claims support.

Product overview

LTA Legal & Tax Assekuranzmakler GmbH is a specialized insurance broker for legal and tax advisory professions, offering a comprehensive portfolio of insurance products and advisory services. The core offering centers on Vermögensschaden-Haftpflichtversicherung (professional liability/professional indemnity insurance) for lawyers, notaries, tax advisors, auditors, patent attorneys, and receivers. This is complemented by D&O-Versicherung for management liability, Cyberversicherung for cyber risks, and specialized products including Legal Tech & KI coverage, Warranty & Indemnity for M&A transactions, Projektversicherung for project-specific mandates, and Spin-Off-Service for new firm formations. Office-related coverage includes Betriebshaftpflichtversicherung, Inhalts- & Elektronikversicherung, Gruppenunfallversicherung, and Betriebliche Altersversorgung. The portfolio also includes (Straf-) Rechtsschutzversicherung for criminal defense costs and Outside Directorship Liability for external board mandates. The company operates as a unified broker service rather than a modular software platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Berufshaftpflichtversicherung (Professional Liability Insurance)
• D&O-Versicherung (Directors and Officers Liability Insurance)
• Projektversicherung (Project Insurance)
• Warranty & Indemnity-Versicherung
• Legal Tech und Einsatz von KI (Legal Tech & AI Liability Coverage)
• Spin-Off-Service
• Cyberversicherung (Cyber Insurance)
• Kanzlei-Manager D&O-Versicherung
• Betriebshaftpflichtversicherung (Business Liability Insurance)
• Outside Directorship Liability
• (Straf-) Rechtsschutzversicherung (Criminal Legal Protection Insurance)
• Inhalts- & Elektronikversicherung (Contents & Electronics Insurance)
• Gruppenunfallversicherung (Group Accident Insurance)
• Betriebliche Altersversorgung (Company Pension Scheme)

Quantifiable outcome

• Custom insurance solutions with coverage sums exceeding 500 million euros for high-exposure risks

Named customers10 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Bundesverband Deutscher Versicherungsmakler e.V. (BDVM)minorOthersLTA is a member of the BDVM (Federal Association of German Insurance Brokers), a professional association representing the interests of insurance brokers in Germany. The association sets professional standards and provides a platform for industry representation.

Scale indicators3 records

Recent moves2 records

Expansion highlights5 records

Broad incumbents

• WTW (Willis Towers Watson): Global insurance and risk advisory broker with significant German operations. Comparable as a broad incumbent that places professional liability and D&O for German professional firms, but does not specialize in the legal-advisory niche LTA owns.
• Zurich Versicherung AG (Deutschland): Major international insurer with strong German commercial lines presence. Comparable as one of the 'top-tier' carrier partners LTA cites, and a benchmark for the carrier capabilities the broker leverages when structuring professional liability solutions.
• Marsh GmbH: Global insurance broker and risk advisor with a strong German footprint. Comparable as a broad incumbent in P&C, D&O and professional liability placement, but its portfolio spans all industries rather than specializing in legal advisory professions.
• Allianz Versicherungs-AG: Germany's largest insurance carrier, offering professional liability, D&O and cyber products that LTA places with carriers. Comparable as a dominant counterparty whose underwriting appetite and commission policy directly shape LTA's economics.
• Aon plc (parent): Global professional services firm and parent of LTA. Comparable as the ultimate broad incumbent — Aon's German network overlaps LTA's offerings, and internal group economics will govern LTA's strategic trajectory.

Direct peers

• SOUKUP & PARTNER Versicherungsmakler GmbH: Austrian specialist insurance broker focused on professional indemnity and liability for legal and consulting professions. Closely comparable to LTA's Austrian Niederlassung — same vertical, same DACH professional-services customer base, same broker model.
• Ecclesia Versicherungsdienst GmbH: Specialist German insurance broker focused on healthcare, social services and selected professional segments. Closely comparable to LTA's vertical-specialist broker model — niche expertise, consultative sales and recurring Courtage revenue.
• ARAG SE: Germany's largest specialist legal insurance group, serving Rechtsanwälte and providing Rechtsschutz across Europe. Comparable to LTA because both compete for the legal-professional customer wallet, though ARAG is a carrier while LTA is a broker placing coverage with such carriers.
• MRH Trowe: German insurance broker with established specializations across professional and industrial lines, including legal liability. Comparable to LTA as a multi-specialist broker serving German professional service firms with consulting-led distribution.
• Funk Versicherungsmakler GmbH: One of Germany's largest independent insurance brokers with deep specialization across professional liability and commercial lines. Highly comparable to LTA given its consultative broker model and broad specialty coverage for German SMEs and professional firms.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UClu39XXKNqGNgZntQhgjkfg
• LinkedInlinkedin.com/company/lta-legal-tax-assekuranzmakler-gmbh
• Instagraminstagram.com/lt.assekuranz

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LTA Legal & Tax Assekuranzmakler GmbH