LTO
- Company typePrivate
- Founded2002
- Headquarters's-Hertogenbosch, Noord-Brabant, Netherlands
- Headcount11–50
- GTM typeB2B
- OfferingServices
LTO firmographics
Firmographics- Name
- LTO
- Legal name
- LTO Arbeidskracht B.V.
- Website
- https://ltoarbeidskracht.nl
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
LTO industry classification
Industry- Product category
- Agricultural HR and Insurance Brokerage Services
- NAICS
- Professional Employer Organizations (561330), Temporary Help Services (56132), Health and Welfare Funds (525120)
- SIC
- Insurance Agents, Brokers & Service (6411), Services-Employment Agencies (7361)
- akta.pro primary industry
- Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)
- akta.pro secondary industries
- Professional Employer Organization (PEO) / Co-Employment Services (BPACAHAB), Onboarding, Offboarding & Employee Lifecycle Administration (BPACAHAL), Workers’ Compensation Insurance for Staffing/PEO & Contingent Workforce (FSAJAEAE), Labor Relations & Employment Practice Advisory (BPAHAGAK)
Keywords
Where LTO is headquartered
LocationHeadquarters
- HQ city
- 's-Hertogenbosch, Noord-Brabant
- HQ country
- Netherlands
- HQ region
- Europe
Offices2 records
Markets served
LTO business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Health Insurance Collective Fees: Annual base contribution for collective health insurance services (€239 standard rate) plus variable surcharges based on number of insured employees. Members receive discounts up to €70 on base contribution. Revenue comes from facilitating health insurance for seasonal and permanent agricultural workers through partnerships with HollandZorg and Zilveren Kruis.
- Seasonalwork.NL Vacaturebank Subscription: Subscription-based access to online job vacancy bank and CV database. Three tiers: 1 month (€435-535), 3 months (€510-610), 6 months (€610-710). LTO members receive €100 discount. Premium upgrades and additional vacancy postings available for extra fees.
- Training and Education Services: Practical courses and training programs for agricultural sector employees and employers. Pricing varies by course (€595-1095 excluding VAT). LTO Arbeidskracht customers receive 10% discount. Partnerships with Lentiz Cursus & Consult for course delivery.
- Payrolling Services: Administrative and payroll services for agricultural employers, handling all administrative and legal tasks related to temporary and permanent workers. Customized pricing per employer requirements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Health Insurance Base Contribution 2026 |
| Subscription | Monthly | Seasonalwork.NL Vacaturebank Subscription |
| Unit Pricing | One time/ perpetual license | Training Courses |
| Other | Pay-as-you-go | Payrolling Services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
LTO product offering
Product offeringCore offering
LTO Arbeidskracht provides HR and personnel administration services to Dutch agricultural employers, centered on collective health insurance for seasonal and permanent workers, payroll and temporary staffing, recruitment of international workers via the Seasonalwork.NL platform, and practical training programs. The company operates as an AFM-licensed insurance broker and the market leader, insuring roughly 30% of labor migrants in the Dutch agricultural sector, supported by its Digitaal Loket digital portal for daily enrollment and administration.
Product overview
LTO Arbeidskracht is a service organization supporting Dutch agricultural employers with HR and personnel administration for domestic and international workers. The core platform is the Digitaal Loket portal, which integrates with insurance partners HollandZorg and Zilveren Kruis to deliver health insurance collectives. Supporting products include Seasonalwork.NL (vacancy platform for European workers), Uitzenden/Payrolling services, Opleiding (training via Lentiz partnership), and referral services for business insurance via LTO Verzekeringen. Agro+Zorg serves permanent agricultural staff while seasonal workers are covered through the Seizoenarbeid collective.
Differentiator
Problem solved
Functional benefit
Brands
- Seasonalwork.NL: Online vacancy bank and CV database connecting European job seekers with agricultural employers in the Netherlands.
- Agro+ Zorg
- Werk+ Zorg
Products and services
- Zorgverzekering Seizoenarbeid (Seasonal Worker Health Insurance) Collective health insurance for seasonal and temporary international workers in the Dutch agricultural sector, offered in partnership with HollandZorg and Zilveren Kruis; includes no mandatory deductible, repatriation coverage, and full or 70% hospital reimbursement.
- Agro+Zorg Health insurance collective for permanent employees in the Dutch agricultural sector and their families, offering up to 15% discount on supplementary insurance through CZ, VGZ, or Zilveren Kruis.
- Werk+Zorg
- Uitzenden / Payrolling
- Seasonalwork.NL Vacaturebank Online vacancy bank and CV database connecting Dutch agricultural employers with motivated European job seekers seeking seasonal work in agriculture, available in multiple languages.
- Opleiding (Training & Education) Practical training courses for agricultural employers and employees, including crop protection licensing (English/Polish) and effective communication training, delivered with partner Lentiz Cursus & Consult.
- Digitaal Loket (Digital Portal)
- Bedrijfsverzekeringen (Business Insurance Referrals)
Quantifiable outcome
- 30% market share in agricultural sector health insurance for international workers
- +2 more outcomes
Companies that use LTO
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
LTO technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
LTO partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- HollandZorgcoreInsurance provider partnership for collective health insurance for seasonal international workers. HollandZorg offers no mandatory deductible, repatriation coverage worldwide, and full hospital reimbursement.
- Zilveren KruiscoreInsurance provider partnership for collective health insurance for seasonal international workers. Zilveren Kruis offers no mandatory deductible and 70% reimbursement at non-contracted hospitals.
- CZcoreInsurance provider partnership for Agro+Zorg collective health insurance for permanent agricultural workers, offering up to 15% discount on supplementary insurance.
- UWV Eurescore15-year cooperation with UWV Eures for cross-border labor mobility within the European Union. EURES promotes fair mobility and supports recruitment of seasonal workers from EU countries.
- Lentiz Cursus & ConsultminorTraining partner delivering practical courses and education programs for agricultural sector employees and employers. Offers pesticide application licenses and communication training.
- Seasonalwork.NLcoreOnline vacancy bank and CV database for agricultural employers to find motivated international workers from Europe. Initiative of LTO Arbeidskracht.
- LTO VerzekeringenminorPartnership for business insurance referrals. LTO Arbeidskracht refers customers to LTO Verzekeringen for business insurance products (property, liability, income protection).
- WerkgeverslijnminorInformation partnership with Werkgeverslijn (Agricultural Employers Line) for guidance on labor regulations, CAO rules, and employer best practices.
- CollandminorSubsidy partner for agricultural sector training and education. Employers may qualify for Colland subsidies for employee development programs.
Scale indicators6 records
Recent moves9 records
Expansion highlights5 records
LTO competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights7 records
Customer concentration
LTO social profiles
Digital presenceLTO financial estimates
Financial estimateRevenue estimate
Valuation estimate
LTO leadership team
Management profileNumber of profiles
Profiles4 records
LTO subsidiaries and ownership
Company hierarchySubsidiaries1 record
LTO funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LTO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LTO
What does LTO do?
LTO Arbeidskracht provides HR and personnel administration services to Dutch agricultural employers, centered on collective health insurance for seasonal and permanent workers, payroll and temporary staffing, recruitment of international workers via the Seasonalwork.NL platform, and practical training programs. The company operates as an AFM-licensed insurance broker and the market leader, insuring roughly 30% of labor migrants in the Dutch agricultural sector, supported by its Digitaal Loket digital portal for daily enrollment and administration.
Is LTO a public or private company?
LTO is a private company. It is classified as corporate owned and is currently operating.
When was LTO founded?
LTO was founded in 2002. It employs 11 to 50 people.
Where is LTO based?
LTO is headquartered in 's-Hertogenbosch, Noord-Brabant, Netherlands, in the Europe region.
How does LTO make money?
Four revenue lines are on record. Health Insurance Collective Fees are the primary driver. The others are seasonalwork.NL Vacaturebank Subscription, training and Education Services and payrolling Services.
Does LTO have an API?
No public API is recorded for LTO.
What industry is LTO in?
LTO's product category is Agricultural HR and Insurance Brokerage Services. Its primary akta.pro industry code is FSAIAFAH, Association & PEO Group Health Plans (AHP/PEO-Sponsored), with a secondary code of BPACAHAB, Professional Employer Organization (PEO) / Co-Employment Services. Its NAICS code is 561330 and its SIC code is 6411.