Major Insurance Agency

What Major Insurance Agency does

Major Insurance Agency is an independent insurance agency founded in 1994 and headquartered in a single office at 150 Willow Creek Drive, Suite 102, Weatherford, Texas. It is a family-owned business operated by Agent/Owner Patrick Major and Agent Krysta Moore, with an 11-person team supporting customers across North Texas. The agency distributes property-and-casualty and life insurance products on behalf of multiple carriers rather than operating as a captive agent, with Germania Insurance as its #1 carrier and additional appointments with Safeco, Progressive, Foremost Insurance Group, and Dairyland Insurance Company.

The agency's product portfolio includes auto, homeowners, flood, term and permanent life, recreational vehicle (RVs, boats, motorcycles, ATVs), renters, and manufactured home insurance. Its underlying technology is a modest website stack: SSL-secured online quote and customer-service forms, a password-protected secure customer area, embedded CalcXML financial and insurance calculators, and downloadable educational reports. A 24/7 self-service portal handles routine policy administration (ID cards, declaration pages, adding/removing vehicles and drivers), while the physical office and phone line handle personalized service Monday through Friday, 8:30-5:00.

Commercially, Major Insurance Agency operates as a traditional independent agency, earning carrier commissions on policies bound and renewed. Customer acquisition is driven by referrals from existing policyholders ("the greatest compliment you can give us is a referral"), supplemented by a local digital presence, an email newsletter, and educational content. The agency holds industry memberships with Trusted Choice (Independent Insurance Agents & Brokers of America) and the Better Business Bureau, and operates strictly within the North Texas region.

Name

Major Insurance Agency

Legal name

Major Insurance Agency

Website

https://majorinsuranceagency.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Major Insurance Agency is a family-owned, independent insurance agency in Weatherford, Texas that has served North Texas consumers for over 30 years, distributing auto, home, life, flood, RV, renters, and manufactured home insurance through multiple carrier partnerships.

Ownership category

akta.pro rank

Product category

Personal Lines Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Independent insurance agency
• Personal lines insurance
• Property and casualty insurance
• Auto and homeowners insurance
• Insurance brokerage services

Headquarters

HQ city

Weatherford

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Major Insurance Agency earns commissions from insurance carriers for policies sold and renewed. They represent multiple insurance companies including Germania Insurance (primary carrier), Safeco, Progressive, Foremost Insurance Group, and Dairyland Insurance Company.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Major Insurance Agency is an independent insurance agency that sells personal lines insurance products including auto, homeowners, flood, life, recreational vehicle, renters, and manufactured home coverage. The agency represents multiple insurance carriers (Germania, Safeco, Progressive, Foremost, Dairyland) and shops these carriers to find the best coverage and price for individual customers in North Texas.

Product overview

Major Insurance Agency is an independent insurance agency offering a portfolio of property and casualty insurance products through multiple carrier partnerships. The agency provides auto, homeowners, flood, life (term and permanent), recreational vehicle, renters, and manufactured home insurance. Core products are distributed via the agency's website with quote forms and a 24/7 customer service portal for policy management. The agency operates as an independent agent with appointments to multiple insurance companies, primarily partnered with Germania Insurance for home, auto, and life coverage, and recently contracted with Safeco for additional product lines including classic car coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance for vehicle owners covering property damage, liability, and medical costs from accidents. Coverage options include liability, comprehensive, collision, rental, and towing. Supports policy management for adding/removing vehicles and drivers.
• Homeowners Insurance Package policy providing financial protection against disasters for the home structure and personal belongings. Includes property damage and liability coverage for injuries and property damage caused by the policyholder or household pets.
• Flood Insurance Coverage for flood damage not included in standard homeowners policies. Sold through the National Flood Insurance Program (NFIP), with claims paid regardless of federal disaster declaration.
• Life Insurance Term insurance for temporary coverage over a specific period and permanent insurance for lifelong protection with cash value accumulation. Online quote forms support selection of coverage amount, length, and premium payment frequency.
• Recreational Vehicle Insurance Insurance for RVs, boats, and ATVs covering liability for bodily injury and property damage, property coverage for physical damage, vandalism, theft, collision, and personal effects reimbursement.
• Renters Insurance Coverage for renters' belongings against perils such as fire, theft, windstorm, hail, explosion, vandalism, and riots. Includes personal liability coverage and additional living expenses if temporary relocation is required.
• Manufactured Home Insurance Specialized coverage for manufactured/mobile homes, requiring information on manufacturer, year manufactured, land ownership, foundation type, and desired coverage amount.

Quantifiable outcome

• Protect home, auto, life, motorcycle, boat, RV, ATV, and condo

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Seven partnerships are on record, tiered core and minor.

• Germania InsurancecoreChannel Partner/ Reseller/ DistributorGermania Insurance is described as the #1 insurance carrier for Major Insurance Agency, providing home, auto, and life coverage. It is a Texas-only company with over 100 years of experience and a strong financial outlook. This is the primary insurance carrier relationship for the agency.
• Safeco InsuranceminorChannel Partner/ Reseller/ DistributorSafeco Insurance is a recently contracted insurance carrier providing home, auto, RV, boat, and classic car coverage options through Major Insurance Agency.
• ProgressiveminorChannel Partner/ Reseller/ DistributorProgressive Insurance is one of the multiple insurance companies represented by Major Insurance Agency, offering auto insurance products.
• Foremost Insurance GroupminorChannel Partner/ Reseller/ DistributorForemost Insurance Group is one of the insurance carriers represented, providing specialized coverage options.
• Dairyland Insurance CompanyminorChannel Partner/ Reseller/ DistributorDairyland Insurance Company is one of the insurance carriers represented by Major Insurance Agency.
• Trusted Choice (Independent Insurance Agents & Brokers of America)minorOthersTrusted Choice is a national network of independent insurance agents. Major Insurance Agency is a member, indicating alignment with industry best practices for independent insurance agents.
• Better Business BureauminorOthersMajor Insurance Agency is a member of the Better Business Bureau, demonstrating commitment to ethical business practices and customer trust.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Brightway Insurance: National independent insurance agency franchise that distributes personal lines through multi-carrier appointed agents. Same independent agency distribution model but at franchise scale across many states including Texas.
• Goosehead Insurance: Public, scaled independent insurance agency franchise operating with multiple carrier appointments across personal lines including home, auto, and life. Larger version of the same independent brokerage model Major Insurance Agency runs locally.
• State Farm (Independent Agent Network): National insurance carrier with an agent network distributing personal auto, home, and life in local markets including Texas. Comparable small-office local distribution footprint but as a captive agent rather than independent.
• Allstate (Local Agents): National insurance carrier distributing personal lines through a network of local agents across Texas. Competes head-to-head for the same household personal lines bundle (auto, home, life) at a local level.

Direct peers

• TGS Insurance Agency: Texas-based independent insurance agency with multiple carrier appointments that shops personal and commercial lines for customers across the state. Directly comparable multi-carrier retail brokerage model serving Texas consumers.

Others

• Germania Insurance: Texas-only mutual insurance carrier that is Major Insurance Agency's #1 carrier partner for home, auto, and life. Comparable Texas-only personal lines focus and a key counterparty shaping the agency's product offering.
• Trusted Choice (IIABA) Member Agencies: National network of independent insurance agents that operate as multi-carrier retail brokerages on personal and commercial lines. Major Insurance Agency is itself a member, making other member agencies close functional peers.

Regional players

• Texas Farm Bureau Insurance: Texas-focused insurance carrier and agency distribution arm that sells personal lines (auto, home, life) exclusively to Texas residents. Comparable Texas-only geographic focus and personal lines product mix.

Market position

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/major-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Major Insurance Agency