Maklerberatung der Mannheimer Versicherung AG

What Maklerberatung der Mannheimer Versicherung AG does

Maklerberatung der Mannheimer Versicherung AG is the broker advisory and distribution entity of Mannheimer Versicherung AG, a Mannheim-based German specialty insurer operating as part of the Continentale Versicherungsverbund auf Gegenseitigkeit mutual insurance group. The company runs the protected broker portal at makler.mannheimer.de, providing commercial, transport, and private insurance products exclusively through authorized Versicherungsmakler organized across six regional Maklerdirektionen (Nord, Ost, Süd, Süd-West, West Komposit plus Sondervertrieb Komposit).

The portfolio is organized around industry-specific solutions and modular coverage architectures. Flagship products include HOSTIMA — a Baustein-System modular program for hotels and pensions covering property, technical, business interruption, liability, legal protection, and accident insurance, supported by over 30 years of specialized underwriting expertise; SUPRIMA — income and operating-cost cover for freelancers and physicians with claim-free discounts up to 30% and configurable waiting periods; LUMIT PRO — energy-technology insurance for photovoltaic, solar thermal, heat pump, battery, CHP, and heating installations, paired with the proprietary LUMIT Energieportal for plant registration, transfers, and lender confirmations; and MultiRisk FLEX, a single-policy commercial property product. Add-on modules span Betriebshaftpflicht, Transportversicherung, and Firmen-Cyberversicherung.

The technology platform combines an online broker portal, an electronic Maklerpost document inbox, SchadenOnline claims reporting, a Sofortreparatur-Service covering energy-technology damages up to EUR 10,000, and online calculators for coverage requests. The business model is B2B2C, recurring annual subscription premiums underwritten and serviced through brokers, with quote-based pricing determined per risk; revenue is generated through insurance premiums collected via the broker channel, with no publicly disclosed pricing or revenue figures. The company is regulated by BaFin and participates in the Versicherungsombudsmann dispute resolution process.

Name

Maklerberatung der Mannheimer Versicherung AG

Legal name

Mannheimer Versicherung AG

Website

https://makler.mannheimer.de

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Broker advisory portal of Mannheimer Versicherung AG, distributing specialty commercial and private insurance products — including HOSTIMA (hotels), SUPRIMA (freelancers), and LUMIT PRO (energy technology) — exclusively through German insurance brokers across six regional directorates.

Ownership category

akta.pro rank

Product category

Commercial Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Commercial insurance brokerage
• Specialty business insurance
• Transport insurance coverage
• Hospitality insurance programs
• Energy technology insurance

Headquarters

HQ city

Mannheim

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance premiums: The company generates revenue through collecting insurance premiums from policyholders across property, casualty, liability, transport, and specialty insurance lines including HOSTIMA (hotels), SUPRIMA (professionals), and LUMIT (energy technology).

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Maklerberatung der Mannheimer Versicherung AG operates the broker distribution channel of Mannheimer Versicherung AG, selling specialized commercial insurance products exclusively through licensed German insurance brokers. The portfolio covers industry-specific programs for hotels and pensions (HOSTIMA), freelancers and physicians (SUPRIMA), and energy technology specialists (LUMIT PRO), complemented by modular commercial property (MultiRisk FLEX), liability, transport, and cyber insurance products, all accessed and administered through a protected broker portal with digital claims, quoting, and document tools.

Product overview

Maklerberatung der Mannheimer Versicherung AG operates a broker portal offering a portfolio of specialized insurance products. The offering consists of named product lines including HOSTIMA (hotel and pension insurance), SUPRIMA (freelancer income protection), LUMIT PRO (energy technology insurance), and MultiRisk FLEX (commercial property insurance), complemented by modular add-on products such as Betriebshaftpflicht (business liability), transport insurance, and cyber insurance. The portfolio is organized around industry-specific solutions and technical insurance products, delivered through a protected broker portal with services including coverage requests, SchadenOnline (claims reporting), and an online calculator.

Differentiator

Problem solved

Functional benefit

Brands

• HOSTIMA: Comprehensive insurance program for hotels and pensions, providing property coverage, technical insurance, business interruption, liability, legal protection, and accident insurance.
• SUPRIMA
• LUMIT PRO
• MultiRisk FLEX

Products and services

• HOSTIMA Comprehensive insurance program specifically designed for hotels and pensionen, covering property coverage, technical insurance, business interruption, liability, special legal protection, and accident insurance for German hospitality operators via insurance brokers.
• SUPRIMA Income and operating cost insurance for freelancers and self-employed consultants (including physicians), providing business protection during work incapacity due to illness, accident, or quarantine, distributed via insurance brokers.
• LUMIT PRO Insurance protection for energy technology systems, designed for specialist and service businesses (Fachbetriebe) that manufacture, install, or maintain energy equipment including solar, batteries, heating technology, and wind systems, distributed via insurance brokers.
• MultiRisk FLEX Commercial property insurance covering buildings, business equipment, technical installations and devices, inventory, and profits in a single policy for German business customers via insurance brokers.
• Betriebshaftpflicht Business liability insurance protecting German commercial customers against third-party compensation claims, distributed via insurance brokers.
• Transportversicherung Transport insurance covering goods transported by shipping companies, postal/package services, and company-owned vehicles, including freight carrier liability, forwarding and warehousing, furniture/relocation forwarding, and specialized cover such as heavy cargo, towing, inland hull, container hull, river hull, and luggage, distributed via insurance brokers.
• Firmen-Cyberversicherung Cyber insurance for German businesses providing protection against cyber risks and digital threats, distributed via insurance brokers.

Quantifiable outcome

• Up to 30% Schadenfreiheitsnachlass (claim-free discount) on SUPRIMA policies
• +1 more outcomes

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core and flagship.

• Hotelverband Deutschland IHAcoreStrategic or Co-development PartnerMannheimer is preferred partner (preferred Partner) of the Hotelverband Deutschland IHA through its HOSTIMA hotel insurance product. This partnership provides exclusive market access to the German hotel association's members.
• DEHOGA (Hotel and Restaurant Association)coreStrategic or Co-development PartnerMannheimer is a member of the DEHOGA Initiativkreis, providing industry-specific insurance solutions aligned with German hospitality industry standards and requirements.
• Continentale VersicherungsverbundflagshipStrategic or Co-development PartnerMannheimer Versicherung AG is part of the Continentale Versicherungsverbund auf Gegenseitigkeit, a mutual insurance group providing brand strength, shared resources, and strategic direction.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• ERGO Versicherung AG (Munich Re Group): Major German multi-line insurer with broad specialty and commercial offerings through mixed distribution, serving as a scale comparable to the Mannheimer/Continentale franchise.
• Allianz Versicherungs-AG (Allianz Germany): Largest German insurer with full multi-line P&C and specialty operations, comparable to the Continentale/Mannheimer network but at much greater scale and broader scope.
• AXA Konzern AG: One of Germany's largest multi-line insurers, overlapping with Mannheimer across property, casualty, transport and commercial lines but as a broad-market incumbent rather than a specialist broker.
• R+V Versicherung: German cooperative insurer linked to the Volksbanken/Raiffeisenbanken, offering multi-line P&C through bank and broker channels, comparable as a German mutual/cooperative competitor in commercial lines.

Direct peers

• Gothaer Versicherungen: German mutual insurance group operating multi-line commercial and personal lines through Versicherungsmakler, with analogous mutual ownership and broad specialty product set.
• Hiscox Germany: Specialty SME insurer operating in Germany via brokers with focus on niche commercial risks (professional liability, cyber, D&O), a comparable specialty broker-distributed model.
• HDI Versicherung AG: German P&C insurer (HDI/Talanx group) that distributes primarily through independent brokers with multi-line commercial and specialty offerings, directly comparable to Maklerberatung's broker-driven specialty distribution model.
• Zurich Insurance Germany: German arm of Zurich Insurance Group writing commercial and specialty lines through brokers and direct channels, comparable on multi-line specialty product and broker-led distribution.
• Württembergische Versicherung: German mutual insurer (W&W Group) distributing through agent and broker channels with multi-line commercial and specialty products, structurally similar to Mannheimer's mutual-broker model.
• VHV Versicherungen: German mutual insurer focused on commercial P&C for trades, construction, and SMEs with strong broker/makler relationships, closely aligned with Mannheimer's specialty commercial distribution thesis.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/makler-mannheimer-versicherung

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maklerberatung der Mannheimer Versicherung AG