Maringá Previdência

What Maringá Previdência does

Maringá Previdência is a municipal public pension fund (Regime Próprio de Previdência Social — RPPS) operating as an autonomous public entity (Autarquia Municipal) under the Municipality of Maringá, Paraná, Brazil. It administers retirement, pension, and survivor benefits for 11,330 active municipal public servants, 4,140 retirees, and 924 pensioners (dependents), managing an investment portfolio of R$1,394,270,157.21 (approximately R$1.39 billion BRL) in fixed income, variable income, and real estate assets under a published annual investment policy.

The entity's technology stack centers on the Portal do Segurado (participant self-service portal) and actuarial calculation engines supplied by Actuary.com.br, integrated with the municipality's electronic information system (SEI) for administrative processing. Distribution is multi-channel: in-person service at headquarters, the online Portal do Segurado, mobile workplace outreach via the 'Maringá Previdência nas Secretarias' program, and a public transparency portal. Adjacent services include MGACONSIGNADO (payroll-deductible loans), Previdência Complementar (supplementary pension), the SAMA healthcare system, pharmacy and insurance partnerships, and social programs for retirees and the elderly.

Maringá Previdência operates a non-commercial revenue model funded by mandatory employee payroll contributions, employer (municipal government) contributions, and returns from its managed investment portfolio. It holds Pró-Gestão RPPS Nível II certification since February 2020, recertified by ICQ Brasil in December 2025, with independent oversight from a Conselho de Administração, Conselho Fiscal, and Comitê de Investimentos. Director-President Edson Paliari leads the executive board.

Name

Maringá Previdência

Legal name

Maringá Previdência

Website

https://maringaprevidencia.com.br

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Maringá Previdência is a municipal public pension fund (RPPS) serving 16,394 active employees, retirees, and dependents of the Municipality of Maringá, Paraná, Brazil, managing R$1.39 billion BRL in pension assets under Pró-Gestão Nível II certification.

Ownership category

akta.pro rank

Product category

Public Pension Fund Management

NAICS

Pension Funds (525110)

akta.pro primary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

akta.pro secondary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

• Public pension management
• Municipal pension fund
• Retirement benefit administration
• Actuarial pension services
• Government social security

Headquarters

HQ city

Maringá

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Others, Infrastructure

Revenue model

1. Pension Contributions: Mandatory contributions from active municipal employees deducted from their salaries, combined with employer (municipal government) contributions, forming the primary funding source for retirement and pension benefits.
2. Investment Returns: Returns generated from the investment portfolio of accumulated contributions, which includes fixed income, variable income, and real estate investments managed under the annual investment policy.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Maringá Previdência manages mandatory municipal pension contributions, retirement and survivor benefit payments, and supplementary pension plans for active municipal employees, retirees, and dependents of the City of Maringá. It also administers consigned loans (MGACONSIGNADO), the SAMA healthcare service network, and participant education programs. The fund's operations are financed through statutory employee and employer contributions plus returns on its R$1.39 billion investment portfolio.

Product overview

Maringá Previdência is a municipal pension fund (RPPS - Regime Próprio de Previdência Social) for the City of Maringá, Paraná, Brazil. The organization operates a unified platform of pension management services consisting of a participant portal (Portal do Segurado), consigned loan services (MGACONSIGNADO), and online services. The portfolio includes core retirement and pension administration products such as supplementary pension plans, recertification programs, and health care services (SAMA). Additional programs encompass social services, elderly care networks, pension education, and post-retirement support, all designed to serve active employees, retirees, and their dependents across Maringá's municipal government.

Differentiator

Problem solved

Functional benefit

Products and services

• MGACONSIGNADO (Consigned Loan Service) Payroll-deductible loan service available to active municipal employees, retirees, and pensioners of Maringá Previdência, offering credit with deductions directly from payroll or pension payments under favorable terms.
• Previdência Complementar (Supplementary Pension Plan) Supplementary pension plan offering additional retirement savings beyond the basic municipal pension scheme, available to municipal employees as an optional savings vehicle.
• Sistema de Atenção à Saúde dos Servidores (SAMA) Healthcare Network Healthcare service system providing medical, hospital, clinical, and laboratory services to active employees, retirees, and their dependents through a contracted network including Hospital Santa Rita and Humana Clinic.
• Auxílio Social para Aposentados e Pensionistas (Social Assistance Benefit) Social assistance benefit program providing additional financial and social support to retirees and pensioners of Maringá Previdência beyond the regular pension payment.
• Recadastramento (Periodic Recertification Program) Mandatory periodic recertification program requiring active participants to update their personal and beneficiary information to maintain pension eligibility and accurate records.
• Portal do Segurado (Online Participant Portal) Online self-service portal providing registered participants (active employees) access to payslips (holerites), retirement simulations, benefit applications, and personal data management.
• Serviços Online (Online Services Platform) Digital services platform providing online orientations and access to various pension-related services, allowing participants to handle pension matters remotely.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• Instituto de Certificação de Qualidade Brasil (ICQ Brasil)coreImplementation/ SI/ Consulting Partner · 1 December 2025ICQ Brasil conducted the external audit for recertification of Maringá Prêmio in the Pró-Gestão RPPS Nível II program in December 2025. The audit evaluated internal controls, corporate governance, and pension education processes.
• Associação Beneficente Bom Samaritano - Hospital Santa RitacoreOthersHealthcare provider contracted through the Sama system (Sistema de Atenção à Saúde dos Servidores) to provide medical services to active employees, retirees, and their dependents of the municipal government.
• Humana ClinicsupportingOthersHealthcare clinic providing ambulatory services under the Sama system, offering multiple medical specialties including general surgery, cardiology, neurology, orthopedics, and other services.
• SoftPrevsupportingTechnology or IntegrationSoftware provider for pension management systems, referenced as a useful link on the Maringá Prêmio website for participant services.
• Actuary.com.brcoreTechnology or IntegrationProvider of the participant portal system (Portal do Segurado) and actuarial calculation systems used by Maringá Prêmio for pension management and participant services.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• RioPrevidência: Rio de Janeiro's municipal pension fund managing benefits for RJ municipal employees — direct Brazilian RPPS peer operating at metropolitan municipal scale under the same regulatory framework.
• PREVICURITIBA (Curitiba Previdência): Municipal pension fund for Curitiba's public servants, serving a comparable mid-large Brazilian municipality under the same RPPS regime — directly comparable in scale and operating model.
• CAPEF - Caixa de Previdência dos Funcionários do Banco do Nordeste: Pension fund for Banco do Nordeste employees operating under similar institutional governance — comparable in administering defined-benefit pension obligations for a captive public-sector employee base.
• IPREM - Instituto de Previdência Municipal de São Paulo: São Paulo's municipal pension fund (RPPS) for municipal employees — the largest and most direct Brazilian municipal pension peer to Maringá Previdência, operating under the same RPPS regulatory framework.

Broad incumbents

• PREVI - Caixa de Previdência dos Funcionários do Banco do Brasil: One of Brazil's largest pension funds serving Banco do Brasil employees — broader incumbent in the public-sector pension space, sharing regulatory frameworks and offering comparable benefit administration.
• FUNPRESP - Fundação de Previdência Complementar do Servidor Público Federal: Federal-level public sector pension fund for federal employees — broader incumbent offering complementary pension coverage with comparable institutional governance, though at national rather than municipal scale.

Regional players

• PARANAPREVIDÊNCIA: State of Paraná's public pension fund for state-level employees — geographic overlap with Maringá (same state) and operates under similar RPPS governance rules, though at the state rather than municipal level.
• SP-PREVCOM - São Paulo Previdência Complementar: São Paulo state's complementary pension fund for state public servants — comparable supplementary pension offering alongside basic pension benefits, though regional to São Paulo state.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/mgaprevidencia
• Instagraminstagram.com/maringaprev?igshid=baxvlhfj5jjn
• LinkedInlinkedin.com/company/maringa-previdencia

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maringá Previdência