Martin Federal Credit Union

What Martin Federal Credit Union does

Martin Federal Credit Union is a federally chartered, member-owned cooperative financial institution headquartered in Orlando, Florida. It was founded in 1978 and operates with a very small staff of approximately 10 employees, indicating a community-scale institution rather than a regional or national player. As a federal credit union, it is regulated under the Federal Credit Union Act and is owned by its members rather than external shareholders, which constrains both its capital structure and its growth ceiling relative to investor-owned banks of comparable size.

The institution's products and services are not enumerated in the available source material, but as a federal credit union it would conventionally offer share (deposit) accounts, consumer loans, and member services to a defined field of membership tied to a common bond such as employer group, association, or geographic community. No technology stack, digital platform, API surface, or proprietary systems are disclosed; the source data contains no information on mobile applications, integrations, core-processor relationships, or technology vendors. Pricing, fee schedules, and rate disclosures are also absent.

From a business-model standpoint, Martin Federal Credit Union generates revenue primarily through net interest margin on loans funded by member deposits, supplemented by non-interest fee income — the standard credit union economic model. The institution is private, has no parent company or subsidiaries disclosed, has no parent investor or external ownership, and operates without disclosed funding rounds, acquisitions, or strategic transactions. The principal data gaps across the source set are material: there is no disclosed revenue, no asset size, no membership count, no management team roster, no partnership inventory, no product catalog, and no marketing or distribution footprint described.

Name

Martin Federal Credit Union

Website

https://martinfcu.org

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Martin Federal Credit Union is a federally chartered, member-owned cooperative financial institution founded in 1978 and headquartered in Orlando, Florida. Operating with approximately 10 employees, it serves a defined field of membership with conventional deposit and lending services under the Federal Credit Union Act.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Credit Unions (522130), Credit Unions (52213)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

Keywords

• Retail banking services
• Consumer lending
• Deposit accounts
• Credit union services
• Member financial services

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D

Core offering

Martin Federal Credit Union is a federally chartered, member-owned cooperative financial institution founded in 1978 and headquartered in Orlando, Florida. It provides retail banking and consumer financial services to its members under the Federal Credit Union Act framework, operating with a small staff of approximately 10 employees.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Elements Financial Federal Credit Union: Federally chartered, employer-affiliated credit union offering consumer and commercial banking products to a defined member group; comparable as a federal credit union structured around an employer-based field of membership with similar product scope.
• MIDFLORIDA Credit Union: Florida-based community credit union offering deposit, lending, and wealth services across central Florida; comparable as a same-region depository cooperative competing for similar consumer and small-business members.
• First Tech Federal Credit Union: Employer-affiliated federal credit union serving technology and related-industry employees with consumer banking and lending products; comparable as a federal credit union organized around an occupational field of membership.
• CFE Federal Credit Union: Federally chartered credit union serving central Florida with consumer and business banking products; closely comparable as a Florida-based federal credit union with overlapping Orlando-area membership potential.
• Fairwinds Credit Union: Central Florida-headquartered community credit union operating in Orlando with consumer banking, lending, and digital channels; directly comparable as a same-market retail depository institution with overlapping member geography.
• Launch Federal Credit Union: Florida-based federal credit union serving technology, defense, and aerospace professionals in central Florida; comparable as a Florida federal credit union likely overlapping in the same Orlando-area employer-affiliated member pool.

Broad incumbents

• Suncoast Credit Union: Large Florida-headquartered credit union with statewide membership, full digital banking, and a broad consumer product set; comparable as a state-wide cooperative depository operating in the same Florida competitive set, though materially larger.
• Digital Federal Credit Union (DCU): Large federally chartered, member-owned credit union providing consumer banking, lending, and digital services nationally; comparable as a federal credit union with a defined membership base and emphasis on member-favorable deposit and loan pricing, though at far greater scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks3 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/martin-federal-credit-union

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Martin Federal Credit Union