KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD

What KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD does

KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD is a Malaysian cooperative (Koperasi) headquartered in Johor Bahru, Johor, that was established in 1966 to serve the Malay community in the state of Johor, as indicated by its name elements "Permodalan Melayu" (Malay Capital) and "Negeri Johor" (State of Johor). The entity operates within Malaysia's regulated cooperative framework, functioning as a member-owned financial or capital-formation association rather than a conventional corporate. The cooperative is small-scale, with a reported headcount of 15 employees, and its public digital footprint is currently limited to a basic website (melayujohor.com) that, as of the source capture, displayed only a loading/verification page with no substantive corporate, product, pricing, or membership information.

No information is available in the provided data regarding the cooperative's specific products and services, underlying technology platform, membership pricing or fee model, distribution channels, customer segments, partnership network, certifications, or leadership. The legal entity name and headquarters location are the only firmographic fields corroborated; the company's domicile, incorporation details, operating geographies, revenue, and ownership structure remain unverified from the supplied sources. As a result, the operating model can only be described at the level of its legal-form classification and its community-franchise positioning within Johor's Malay community.

Name

KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD

Legal name

KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD

Website

https://melayujohor.com

Company type

Private

Headcount range

11–50 employees

Short description

KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD is a 15-employee, member-owned Malaysian cooperative (Koperasi) founded in 1966 and headquartered in Johor Bahru, serving the Malay community in the state of Johor through regulated cooperative activities.

Ownership category

akta.pro rank

Product category

Cooperative Banking

NAICS

Funds, Trusts, and Other Financial Vehicles (525)

SIC

Miscellaneous Business Credit Institution (6159), Savings Institutions, Not Federally Chartered (6036)

akta.pro primary industry

General SME & Middle-Market Commercial Banking (FSABABAA)

akta.pro secondary industry

Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE)

Keywords

• Cooperative financial services
• Member-owned lending
• Community savings cooperative
• Malaysian cooperative finance
• Johor cooperative banking

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure

Core offering

KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD operates as a financial cooperative ("Koperasi") that pools and deploys members' capital for the benefit of its member base within the Malay community of Johor, Malaysia. Established in 1966 and headquartered in Johor Bahru, it functions as a member-owned mutual financial intermediary. Specific product features and service details were not available in the source content, which consisted of a loading/verification page with no substantive company information.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• TEKUN Nasional: A Malaysian government agency providing microfinancing to Bumiputera entrepreneurs, especially Malay small business owners. Highly comparable as a microenterprise capital/financing provider serving the same Malay community segment in Malaysia.
• Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat): Malaysia's largest cooperative bank, also structured under the Malaysian Co-operative Societies Act. It is the most directly comparable peer, serving community members with personal, SME, and microfinance financing products under a cooperative model.

Broad incumbents

• CIMB Bank Berhad: One of Malaysia's largest universal banks with strong consumer and SME financing franchises, including community segments. Comparable as a competitor offering modern, scaled financing alternatives to the cooperative's member base.
• Bank Simpanan Nasional (BSN): Malaysia's national savings bank, focused on retail deposits and personal financing across the country. Comparable as a Malaysian state-linked institution providing community-level savings and small-ticket lending services.
• Malaysian Building Society Berhad (MBSB): A Malaysian financial institution offering personal financing, SME, and shariah-compliant products. Comparable as a non-bank Malaysian lender targeting retail and small business financing, including Muslim-majority segments similar to the Malay cooperative's customer base.
• Agrobank (Bank Pertanian Malaysia Berhad): A Malaysian development financial institution providing financing to micro, small, and agricultural enterprises. Comparable as a niche Malaysian government-backed lender serving similar community and SME segments, though at substantially larger scale.
• Maybank (Malayan Banking Berhad): Malaysia's largest financial group, providing retail, SME, and Islamic financing across Johor and nationwide. Comparable as the dominant incumbent competitor for SME and personal capital/financing in the same Johor market.

Others

• Kementerian Pembangunan Usahawan dan Koperasi (MEDAC) cooperatives: The Malaysian ministry overseeing cooperative development, under which thousands of 'Koperasi' entities operate. Relevant as the regulatory and ecosystem body governing the subject firm's cooperative license and operating framework.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/koperasi-permodalan-melayu-negeri-johor-berhad

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KOPERASI PERMODALAN MELAYU NEGERI JOHOR BERHAD