MKK Magyar Követeléskezelő Zrt.

What MKK Magyar Követeléskezelő Zrt. does

MKK Magyar Követeléskezelő Zrt. is a Budapest-based, MNB-licensed Hungarian debt collection company that has operated continuously for 25 years (founded 1997, 52 employees). The firm purchases non-performing loan portfolios from banks, telecommunications companies, and utility providers at discounted values, and separately manages receivables assigned by Hungarian government entities including NAV (Nemzeti Adó- és Vámhivatal) and MFB Zrt. (Magyar Fejlesztési Bank Zrt.). Under an agency mandate, MKK also services the Széchenyi Kártya loan program and agricultural SME financing administered through MFB Zrt., and handles terminated student loan portfolios assigned by Diákhitel Központ Zrt. Revenue is event-driven, generated from the differential between the acquired debt value and amounts ultimately recovered, supplemented by fees from agency-serviced portfolios and factoring transactions. Pricing for installment payment arrangements is tiered by debtor type: consumer unsecured debt permits up to 36-month terms with minimum 10,000 HUF monthly payments; consumer secured debt up to 96 months at minimum 50,000 HUF; and corporate debt up to 60 months at minimum 50,000 HUF. Distribution is conducted through a delegated collection agent network (függő ügynök), phone and in-person customer service at the Madarász Irodapark office, and the Elektronikus Ügyfélterminál online platform.

Name

MKK Magyar Követeléskezelő Zrt.

Legal name

MKK Magyar Követeléskezelő Zártkörűen Működő Részvénytársaság

Website

https://mkkzrt.hu

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

MKK Magyar Követeléskezelő Zrt. is a Budapest-based, MNB-licensed debt collection company purchasing non-performing loan portfolios from Hungarian banks, telecoms, and utilities, and managing government-assigned receivables from NAV, MFB Zrt., and Diákhitel Központ.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)

akta.pro secondary industries

Third-Party Collection Agencies (Consumer) (FSAKAJAB), Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG)

Keywords

• Debt collection services
• Debt portfolio management
• Non-performing loans
• Consumer credit recovery
• Corporate receivable management

Headquarters

HQ city

Budapest

HQ country

Hungary

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Debt Portfolio Acquisition and Collection: MKK Zrt. purchases non-performing loan portfolios from banks, telecommunications companies, and utility providers at discounted values. They collect outstanding debts directly from consumers and businesses, generating revenue through the difference between purchased debt value and amounts recovered. Revenue is event-driven and based on successful debt collection outcomes.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

MKK Magyar Követeléskezelő Zrt. purchases non-performing loan portfolios from banks, telecommunications companies, and utility providers, and collects outstanding debts from consumers and businesses. It also receives debt assignments from government entities such as NAV (Nemzeti Adó- és Vámhivatal) and MFB Zrt., and manages MFB credit programs including Széchenyi Kártya loans and agricultural financing through delegated collection agents.

Product overview

MKK Magyar Követeléskezelő Zrt. operates as a debt collection and financial services company offering a unified platform of debt management solutions. The core offering consists of three main service segments: Lakossági követeléskezelés (retail debt collection) for consumer debts acquired from banks, telecommunications and utility companies; Vállalati követeléskezelés (corporate debt collection) for government-acquired claims and MFB-related debts; and Faktoring (factoring) services. These core services are supported by service modules including Panaszkezelés (complaint handling), Részletfizetési Kérelem (installment payment request), and Tartozásrendezési Ajánlat (online debt settlement forms), which enable customer interaction and payment negotiation throughout the debt collection lifecycle.

Differentiator

Problem solved

Functional benefit

Products and services

• Lakossági követeléskezelés (Retail Debt Collection) Collection and management of consumer/personal debt claims purchased from banks, telecommunications companies, and utility providers. The service includes initial payment reminder letters, contact with customers to negotiate debt repayment terms, and escalation to payment order proceedings and enforcement if negotiations fail.
• Vállalati követeléskezelés (Corporate Debt Collection) Collection of corporate debts including claims acquired from the National Tax and Customs Administration (NAV), individual claims from MFB Zrt. and MFB Bank Group, and debts related to Széchenyi Card credit constructions. Also includes monitoring of larger individual claims.
• Faktoring (Factoring) Factoring services provided as part of the company's financial services portfolio, enabling businesses to sell their receivables for immediate cash flow.

Named customers5 records

Segments2 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core and minor.

• MAKISZ (Magyar Követeléskezelők és Üzleti Információt Szolgáltatók Szövetsége)coreOthersIndustry association membership for Hungarian debt collection and business information service providers. MAKISZ represents the professional interests of debt collection companies in Hungary.
• MFB Zrt. (Magyar Fejlesztési Bank Zrt.)coreStrategic or Co-development PartnerMKK Zrt. acts as agent (ügynök) for MFB Zrt., managing government-subsidized SME loans including Széchenyi Kártya program, agricultural financing for family farms, and development loans under various government programs.
• Garantiqa Hitelgarancia Zrt.minorOthersCredit guarantee company providing guarantees for SME loans. Linked organization through the financial services ecosystem.
• Diákhitel Központ Zrt.coreStrategic or Co-development PartnerPer government regulation, student loan debts not repaid within specified timeframes are assigned to MKK Zrt. for collection. MKK manages collection of terminated student loan portfolios.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/mkk-magyar-koveteleskezelo

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MKK Magyar Követeléskezelő Zrt.