MOMENTUM Assurances

What MOMENTUM Assurances does

MOMENTUM Assurances is an independent insurance brokerage firm headquartered in Lyon, France, operating as a SAS (Société par Actions Simplifiée) with €26,280 registered capital. The company was formed in January 2021 through the merger of two predecessor brokerage firms with over 60 years of combined heritage — SLDA (founded 1957) and Assurances Froissard (founded 1991) — and was further expanded in 2023 through the integration of five additional brokerages (NOUGEIN, DREVET, MATCH, ASSURNOO, and PREVACTIS). It is registered with ORIAS (number 07 03 10 67) and operates under ACPR supervision, and as of 2025 reports approximately 38 collaborators, 6,700 clients, and 13,850 active insurance contracts.

The firm's offering is organized into two core divisions: Protection sociale (social protection), covering complementary health, provident insurance, employee savings, and retirement solutions primarily for PME, ETI, and grandes entreprises; and Dommages & Responsabilités (property and liability), covering IARD, professional liability, cyber, directors and officers, construction, vehicle fleets, environmental risks, renewable energy equipment, and legal protection. Additional sub-products serve individuals (home, vehicle, assistance, loan insurance) and large associations. The firm relies on partnerships with 18+ major French and global insurers (AXA, Allianz, Generali, Covéa, Groupama, Malakoff Médéric, AG2R La Mondiale, Swiss Life, Harmonie Mutuelle, Cardif/BNP Paribas, and others) to access the full market and negotiate tailored coverage. In-house claims management for damages, liability, and vehicle fleets differentiates it from brokers that outsource this function.

MOMENTUM generates revenue entirely through commissions fully integrated into client insurance premiums — a classic intermediation model with no disclosed pricing or fees. Its go-to-market is sales-led and proximity-based, centered on direct client engagement, referrals, and partnership networks, with regional director-led coverage for Méditerranée and Sud-Ouest in addition to the Lyon headquarters. The firm has no proprietary technology platform, no disclosed funding rounds, no parent company, and no AI/ML capabilities evident in the input material; it is a relationship-driven, human-advisory brokerage competing on multi-specialist expertise, independence, and internalized claims handling.

Name

MOMENTUM Assurances

Legal name

SAS MOMENTUM

Website

https://momentum-assurances.fr

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

MOMENTUM Assurances is an independent insurance brokerage in Lyon, France, serving 6,700 enterprise, association, and individual clients across social protection and property/liability lines, operating on a commission-based intermediation model with 18+ insurer partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Surety & Bond Brokerage (FSAEADAI)

Keywords

• Insurance brokerage services
• Social protection brokerage
• Property liability insurance
• Commercial insurance advisory
• Personal insurance coverage

Headquarters

HQ city

Lyon

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: The firm operates on a commission-based model where compensation is fully integrated into the insurance premiums paid by clients. The broker represents client interests and is remunerated through commissions from insurance providers.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

MOMENTUM Assurances is an independent insurance brokerage firm headquartered in Lyon, France, acting as intermediary between clients and insurance companies. The firm is organized into two divisions — Protection sociale (complementary health, provident, employee savings, retirement) and Dommages & Responsabilités (property damage, liability, vehicle fleets, cyber, construction, D&O). It analyzes client needs, audits existing contracts, negotiates with carriers, and internally manages claims on behalf of enterprises, associations, and individuals.

Product overview

MOMENTUM Assurances is an independent insurance brokerage firm headquartered in Lyon, France, operating as a unified platform that combines two core service divisions — Protection sociale (social protection) and Dommages & Responsabilités (property and liability) — alongside a broad portfolio of specialized sub-products. The Protection sociale division provides complementary health insurance, provident insurance, retirement planning, and employee savings solutions primarily for businesses (SMEs, mid-sized enterprises, large corporations) and associations. The Dommages & Responsabilités division offers property damage, liability, construction, cyber, directors & officers, renewable energy equipment, legal protection, vehicle fleet, and business travel insurance across all business sectors. Individual coverage products include health, provident, home, vehicle, assistance, loan protection, and general damage insurance. The firm was established in January 2021 through the merger of SLDA (founded 1957) and Assurances Froissard (founded 1991), with further acquisitions of NOUGEIN, DREVET, MATCH, ASSURNOO, and PREVACTIS in 2023, and serves approximately 6,700 clients with 38 collaborators across 13,850 contracts.

Differentiator

Problem solved

Functional benefit

Products and services

• Protection sociale (Social Protection Brokerage)

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core and minor.

• CovéacoreOthersMajor French insurance mutual group providing property & liability insurance products. As an independent broker, Momentum has access to Covéa's portfolio for client coverage.
• MMA (Mutuelle des Artisans et des Cadres)coreOthersInsurance company offering comprehensive coverage solutions for businesses and individuals.
• MutualiAcoreOthersMutual insurance organization providing health and social protection solutions.
• Malakoff MédériccoreOthersMajor French social protection group specializing in health insurance, provident insurance, and pension solutions.
• AllianzcoreOthersGlobal insurance company providing a wide range of property, liability, and life insurance products.
• RépamminorOthersInsurance partner providing specialized coverage solutions.
• AG2R La MondialecoreOthersLeading French social protection group offering health insurance, provident insurance, retirement savings, and employee benefits.
• Swiss LifecoreOthersInternational insurance company specializing in life insurance, health insurance, and pension solutions.
• GANcoreOthersFrench insurance group offering comprehensive coverage for individuals and businesses.
• QuatremcoreOthersInsurance company specializing in provident and health insurance solutions.
• GroupamacoreOthersFrench mutual insurance group providing property, liability, and life insurance products.
• AlptisminorOthersInsurance partner providing supplementary health and provident insurance solutions.
• GeneralicoreOthersGlobal insurance company offering property, casualty, and life insurance solutions.
• HelvetiacoreOthersSwiss insurance company providing property, liability, and specialty insurance products.
• Harmonie MutuellecoreOthersFrench mutual health insurance organization providing comprehensive health coverage solutions.
• CardifcoreOthersInsurance subsidiary of BNP Paribas specializing in creditor insurance and financial protection products.
• AXAcoreOthersGlobal insurance company providing comprehensive coverage including property, liability, health, and life insurance.
• ApicilcoreOthersFrench insurance group specializing in health insurance, provident insurance, and retirement solutions.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Diot-Siaci: One of France's largest independent insurance brokerage groups, Diot-Siaci provides corporate P&C, employee benefits, and specialty lines to mid-market and large enterprises — directly comparable to MOMENTUM's Protection sociale and D&R offerings, though at significantly larger scale.
• Verspieren: Independent family-owned French insurance broker covering social protection, P&C, and specialty risks for SMEs, mid-cap, and associations — a closely comparable mid-sized independent peer with multi-specialist positioning similar to MOMENTUM.
• Filhet-Allard: Independent French insurance brokerage group with regional roots and multi-specialist teams across social protection and P&C — comparable to MOMENTUM in independent multi-carrier positioning and mid-market enterprise focus.
• Bessé: Mid-sized French independent insurance broker with strong specialty and mid-market focus, comparable to MOMENTUM in scale and multi-line coverage across P&C, employee benefits, and professional liability.
• SPVie Assurances: French insurance broker providing social protection, P&C, and specialty coverage to businesses and associations — direct peer in terms of broker function, customer segments, and product breadth.
• April Group: French-headquartered insurance brokerage group serving individuals, professionals, and SMEs with a broad multi-line offering including health, P&C, and creditor insurance — comparable business model with similar multi-carrier distribution approach.

Broad incumbents

• Marsh France: French arm of global insurance broker Marsh; competes for the same large enterprise and mid-market clients on P&C, employee benefits, and specialty risks, but as part of a worldwide platform with materially greater resources.
• Aon France: French operations of Aon, the global insurance and reinsurance broker — competing for the same risk advisory and placement mandates as MOMENTUM but at significantly larger scale and with global carrier access.

Emerging players

• Howden France: Growing French insurance broker built through acquisition of legacy RSA and other French entities, targeting mid-market and specialty lines — an emerging consolidator pursuing a similar M&A-driven growth strategy to MOMENTUM.
• Meilleurtaux Assurances: Digital-first French insurance broker focused on individual and small business lines (home, auto, health, loan) — emerging player representing the technology-enabled competitive threat MOMENTUM faces in retail segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/momentum-assurances

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MOMENTUM Assurances