MONETA Leasing

What MONETA Leasing does

MONETA Leasing, s.r.o. is a Czech private limited company (IČO: 60751606) headquartered at Vyskočilova 1442/1b, Prague 4 — Michle, operating as a wholly-owned subsidiary of MONETA Money Bank, a.s. (Prague Stock Exchange-listed parent). Historically established in 1995, the entity provided financial leasing solutions for vehicles and equipment to Czech business clients and entrepreneurs, generating revenue through contractual lease payments and ancillary fees. The company is registered with the Municipal Court in Prague (Section C, File No. 322797) and operates with a minimal staff of approximately 16 employees.

The company's product portfolio centered on financial leasing contracts, supported by a standardized fee schedule (effective 4 May 2022) covering early termination (3,000 CZK), schedule changes (5,000 CZK), and repeated repayment recalculations (1,000 CZK). Its distribution relied entirely on the parent bank's infrastructure, including MONETA's branch network, Internet Banka online platform, Smart Banka mobile application, and a customer service hotline (+420 224 444 999). All customer-facing technology, brand presence, and regulatory infrastructure are sourced from the parent bank rather than built independently.

The business has shifted from active origination to managed run-off: MONETA Leasing no longer accepts new clients for financial leasing, and new financing demand is redirected to MONETA Auto (vehicle loans) and other MONETA Money Bank credit products. The entity now exists primarily to administer, collect on, and close out the residual lease portfolio, with dedicated contacts for complaints, collections, and insurance-related processes. Revenue is not publicly disclosed, and the entity has no independent product launches, M&A activity, patents, or proprietary technology pipeline.

Name

MONETA Leasing

Legal name

MONETA Leasing, s.r.o.

Website

https://monetaleasing.cz

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

MONETA Leasing, s.r.o. is a Czech financial leasing subsidiary of MONETA Money Bank that historically financed vehicles and equipment for businesses but now operates in run-off mode, servicing legacy contracts while redirecting new financing demand to the parent bank's lending products.

Ownership category

akta.pro rank

Product category

Financial Leasing

NAICS

Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)

SIC

Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510)

akta.pro primary industry

Leasing & Lease Buyout Financing (FSAKADAC)

akta.pro secondary industries

Used Vehicle Leasing (Pre-Owned Lease Programs) (TLABAAAG), Long-Term Car Rental (Monthly/Extended Hire) (TLABAAAD)

Keywords

• Financial leasing services
• Vehicle leasing
• Equipment leasing
• Asset financing
• Lease management

Headquarters

HQ city

Prague 4 - Michle

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others

Revenue model

1. Financial Leasing (Historical): MONETA Leasing historically generated revenue through financial leasing contracts, primarily for vehicles and equipment. The company has ceased accepting new clients and no longer provides financial leasing services.

Pricing tiers

Distribution channels3 records

Marketing channels2 records

Core offering

MONETA Leasing, s.r.o. historically provided financial leasing services for vehicles and equipment to businesses and entrepreneurs in the Czech Republic. The company has ceased accepting new clients and operates in run-off mode, servicing existing lease contracts to completion while redirecting new financing inquiries to other MONETA Group products such as MONETA Auto.

Product overview

MONETA Leasing is a subsidiary of MONETA Group (MONETA Money Bank) that historically provided financial leasing for vehicles and equipment. The company no longer accepts new clients and focuses on servicing existing lease contracts. Related offerings within the MONETA ecosystem include MONETA Auto for vehicle loans, Smart Banka mobile banking app, Internet Banka online platform, and various banking products (accounts, loans, mortgages, savings, investments, and insurance). The broader MONETA Group also includes MONETA Stavební Spořitelna for building savings. Customers are redirected to other MONETA credit products for new financing needs.

Differentiator

Problem solved

Functional benefit

Products and services

• MONETA Leasing Financial Leasing

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• MONETA Money BankcoreStrategic or Co-development PartnerMONETA Leasing is a wholly-owned subsidiary of MONETA Money Bank, part of the MONETA Konzern (concentrated company). MONETA Money Bank, as the controlling entity, provides brand, distribution network, and operational support. IČO of parent: 25672720.

Recent moves3 records

Expansion highlights1 record

Direct peers

• Tatra Leasing: Czech independent leasing company providing equipment and vehicle leasing to SMEs, comparable in terms of product offering and domestic geographic focus.
• Santander Consumer Leasing Czech Republic: Subsidiary of Santander Consumer Finance offering vehicle leasing and consumer credit, comparable in business model and target customer segments in Czechia.
• UniCredit Leasing Czechia: UniCredit group subsidiary offering equipment and vehicle leasing to Czech businesses, directly comparable in product mix and SME customer base.
• LeasePlan Czech Republic: Global fleet management and vehicle leasing company with Czech operations, comparable in operational leasing services and corporate fleet customer base.
• ALD Automotive Czech Republic: Société Générale subsidiary providing full-service vehicle leasing and fleet management, comparable in fleet leasing focus and B2B customer base.
• Erste Leasing (Česká spořitelna): Leasing arm of Česká spořitelna (Erste Group) providing vehicle and equipment leasing, comparable as a bank-affiliated finance lessor in the Czech market.
• Arval Czech Republic: BNP Paribas subsidiary offering vehicle leasing and fleet management services, comparable in operational leasing model and corporate customer focus.
• ŠkoFIN (Volkswagen Financial Services): Czech captive finance entity of Volkswagen Financial Services providing vehicle leasing and financing, competing for the same business customers and dealer relationships.
• ČSOB Leasing: Czech subsidiary of KBC Group providing financial leasing for vehicles and equipment, directly competing with MONETA Leasing in the same market and customer segments until MONETA ceased new business.

Broad incumbents

• MONETA Money Bank: Parent company and largest Czech retail/SME bank; comparable as the controlling entity with full banking product suite that absorbs MONETA Leasing's redirected customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat1 record

Key risks6 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/user/SNGEMB
• Facebookfacebook.com/monetamoneybank
• LinkedInlinkedin.com/company/monetaleasing
• Instagraminstagram.com/moneta_bank

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MONETA Leasing