MSA Midi-Pyrénées Nord

What MSA Midi-Pyrénées Nord does

MSA Midi-Pyrénées Nord is a regional branch of the Mutualité Sociale Agricole (MSA), the French public social security institution that administers health insurance, family allowances, retirement pensions, occupational health and safety, and social assistance exclusively for the agricultural sector. Operating under the supervision of the French Ministry of Agriculture and the CCMSA (Caisse Centrale de la Mutualité Sociale Agricole) parent body, the entity serves farmers, agricultural workers, their families, agricultural employers, and rural residents across the northern Midi-Pyrénées region from its base in Rodez. Member participation is compulsory under French law, and the organization does not generate revenue from direct customer payments; its funding flows from mandatory social contributions paid by agricultural employers and workers.

The service platform is built around the LMSA digital backbone, surfaced to members through the 'Mon espace privé' online portal and the 'ma MSA & moi' mobile application (iOS/Android), with conversational support provided by the SAM chatbot. Specialized offerings include Agri'écoute (24/7 farmer mental-health crisis line), LANTICHUTE (fall-prevention service for nursing homes), the Tiers-payant généralisé third-party-payment network covering over one million beneficiaries via partnerships with Agrica, Eovi mutuelle, Anips, Crédit Agricole and Mutualia, and solidarity programs such as Parcours Confiance, Avenir en soi, Soutien agri', and Coup de pouce connexion digital-literacy workshops. The organization integrates with national infrastructure including net-entreprises.fr (DSN declarations), Ameli (Espace pro for healthcare professionals), PAPS and INMA for rural health professional support, Action Logement for seasonal-worker housing, and AVMA/ANCV for senior vacations.

The organization employs 39 people and operates within a strictly regional geographic scope (Midi-Pyrénées Nord), without subsidiaries, external funding rounds, or private shareholders. Distribution combines self-serve digital channels with the national France Services physical network, direct telephone/in-person support, and accessibility accommodations (ACCEO for deaf/hard-of-hearing, ReadSpeaker text-to-speech) under a multi-year RGAA 2024-2026 digital accessibility program audited by Access42. CNIL decisions are published as part of statutory transparency obligations, and the entity is structured as a public administrative establishment rather than a commercial enterprise, which frames its strategic priorities around service quality, regulatory compliance, and crisis response rather than revenue growth.

Name

MSA Midi-Pyrénées Nord

Legal name

MSA Midi-Pyrénées Nord

Website

https://mpn.msa.fr

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

MSA Midi-Pyrénées Nord is a public regional branch of France's agricultural social security system serving farmers, farm workers, employers, and rural residents in northern Midi-Pyrénées with health, family, retirement, occupational safety, and crisis-support services delivered via digital portal, mobile app, chatbot, and in-person channels.

Ownership category

akta.pro rank

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Distribution channels5 records

Marketing channels6 records

Core offering

MSA Midi-Pyrénées Nord is a regional branch of France's Mutualité Sociale Agricole (MSA) that administers social security for the agricultural sector. It delivers health insurance, family allowances, retirement pensions, occupational health and safety, and employer declaration services to farmers, agricultural workers, families, and agricultural employers across the Midi-Pyrénées Nord territory, with funding from mandatory social contributions.

Product overview

MSA Midi-Pyrénées Nord operates as a regional branch of the French agricultural social security system (Mutualité Sociale Agricole), offering a unified digital services platform through Mon espace privé (private member portal) and the ma MSA & moi mobile application. The core offering includes administrative services for individuals, farmers, and employers such as TESA for simplified employment, DSN social declarations, and third-party payment processing. Specialized services include Agri'écoute mental health support, LANTICHUTE fall prevention, Parcours Confiance and Avenir en soi support programs, and Coup de pouce connexion digital inclusion. Healthcare professionals access services through Espace pro Ameli. The Chatbot SAM provides conversational assistance. The organization integrates with government platforms (net-entreprises.fr, PAPS), accessibility tools (ACCEO, ReadSpeaker), and housing services (Action Logement) to deliver comprehensive social protection to the agricultural community.

Differentiator

Problem solved

Functional benefit

Brands

• Ma MSA & moi: Mobile application for MSA members to access services on their phones
• Mon espace privé
• Agri'écoute

Products and services

• Mon espace privé
• ma MSA & moi (mobile application)
• Chatbot SAM
• LANTICHUTE
• Agri'écoute
• Parcours Confiance
• Avenir en soi
• Tiers-payant généralisé
• TESA (Titre Emploi Service Agricole)
• Guidea
• Coup de pouce connexion
• Soutien agri'
• DSN (Déclaration Sociale Nominative)
• Espace pro Ameli
• Demande de carte européenne d'assurance maladie (CEAM)
• Nos vraies vacances (AVMA)

Quantifiable outcome

• Over 1 million people covered by complementary third-party payment contracts through partner organizations

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature4 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• AgricacoreOthersComplementary insurance partner for the generalized third-party payment (tiers-payant généralisé) service covering over one million beneficiaries
• Eovi mutuellecoreOthersComplementary insurance partner for the generalized third-party payment (tiers-payant généralisé) service covering over one million beneficiaries
• AnipscoreOthersComplementary insurance partner for the generalized third-party payment (tiers-payant généralisé) service covering over one million beneficiaries
• Crédit AgricolecoreOthersComplementary insurance partner for the generalized third-party payment (tiers-payant généralisé) service covering over one million beneficiaries
• Action LogementcoreOthersProvides housing financing assistance up to €600 for seasonal workers, including VISALE guarantee for those needing a guarantor
• AVMA (Association Nationale des Villages de Vacances)coreStrategic or Co-development PartnerPartnership with AVMA to offer vacation stays for seniors and caregivers, with destinations across France including sea, countryside, and mountain locations
• ANCV (Agence Nationale pour les Chèques Vacances)coreStrategic or Co-development PartnerPartnership for vacation assistance programs for seniors and caregivers in partnership with AVMA
• Ameli (Assurance Maladie)coreTechnology or IntegrationEspace pro platform integration allowing health professionals to access their accounts and third-party payments through a single entry point
• Espaces Publics Numériques (EPN)minorChannel Partner/ Reseller/ DistributorNetwork of public internet access points where MSA delivers 'Coup de pouce connexion' digital literacy workshops
• INMA (Institut National de Médecine Agricole)minorOthersNational institute providing resources and expertise in agricultural medicine for health professionals
• Access42minorOthersExternal company contracted to perform RGAA accessibility audits on MSA digital services

Recent moves6 records

Expansion highlights5 records

Direct peers

• MSA Provence-Azur: Another regional MSA caisse (serving Alpes-de-Haute-Provence and Var), operating under CCMSA with the same mandate, services, digital platform (LMSA, ma MSA & moi), and agricultural social security focus as MSA Midi-Pyrénées Nord — the closest functional peer at regional level.
• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): National headquarters and coordinating body of the MSA network, of which MSA Midi-Pyrénées Nord is a regional branch. CCMSA defines the strategy, IT systems (LMSA), and policy framework executed by regional caisses like MPN, making it the most direct peer and parent organization.

Others

• Mutualité Française: Federation of French mutual health insurers that complements public social security coverage. Comparable in mission (member health protection) and complementary insurance role, but operates as private mutuals rather than a public institution.

Broad incumbents

• CPAM (Caisse Primaire d'Assurance Maladie): Generalist French health insurance fund serving the non-agricultural population. Operates the same type of health insurance, reimbursements, and Ameli digital platform that MSA MPN serves for the agricultural segment, with overlapping services like Espace pro Ameli used by MSA.
• CNAM (Caisse Nationale d'Assurance Maladie): National umbrella for the health insurance regime that oversees CPAMs and partners with MSA on Ameli integration. Directly comparable in statutory role, scale, and digital service delivery to MSA's national coordination entity.
• URSSAF: French agency collecting social contributions from all employers (including agricultural ones). Operates the net-entreprises.fr platform integrated with MSA MPN and handles DSN declarations, mirroring MSA's employer-facing contribution and declaration services for the agricultural sector.
• CAF (Caisse d'Allocations Familiales): French family benefits fund administering family allowances, housing aid (APL), and RSA — services that MSA MPN also delivers for its agricultural affiliates. Operates as a parallel branch of the French social security system with similar digital portal and member services structure.
• CNAV (Caisse Nationale d'Assurance Vieillesse): National retirement insurance body managing pensions for the general French workforce. MSA MPN handles retirement services for the agricultural branch in parallel; comparable in mandate, member-facing digital services, and statutory public service role.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks1 record

Key highlights1 record

Customer concentration

• Xx.com/msa_actu
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/msa-midi-pyr%C3%A9n%C3%A9es-nord

Compliance11 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Midi-Pyrénées Nord