National Development Programme (NDP)

What National Development Programme (NDP) does

National Development Programme (NDP) is a national non-government, non-political, non-profit organization headquartered in Sirajganj, Bangladesh, established on January 1, 1992 by a group of local youth led by Md. Alauddin Khan in the wake of the 1988 flood. It operates 43+ ongoing programs across 20 districts spanning six divisions (Rajshahi, Rangpur, Dhaka, Mymensingh, Sylhet, Barishal, Khulna, and Chattogram), delivering services in microfinance, primary healthcare, education, disaster management, climate adaptation, gender empowerment, and agriculture/livestock/fisheries through a hierarchical network of 5 zonal offices, 20 area offices, and 100+ branch offices.

The Credit Support Programme (CSP) is the core economic engine, structured as a group-based microfinance platform with multiple loan products (JAGORON, AGROSOR, BUNIAD, SUFOLON, plus housing/sanitation loans at 12% declining-balance) serving 94,684 active borrowers with Tk. 573.92 crore (~USD 50.8M) outstanding, 98.88% on-time repayment, 99.76% current repayment, and 2.40% portfolio at risk. The organization also runs six wholly-owned social enterprises — NDP Feed, NDP Agro Industries Ltd., NDP Dairy and Food Products, E-Boshon (handloom/jute e-commerce), Nasima Alauddin Hospital, and NDP Technical Institute — alongside a Training Center and Guest House in Sirajganj. Underlying technology is NDP-IMS, an internal management information system for program tracking and monitoring.

Revenue is generated through four streams: interest income from CSP microfinance lending, donor grants from PKSF and international partners (World Bank, WFP, EU, SDC, Swisscontact, CARE, Plan International, UNICEF, UNDP, Sida, GIZ, KOICA, FCDO, IFAD), social enterprise sales (feed, dairy, handloom, hospital services), and training/guest house rentals. Pricing is publicly disclosed for ancillary services (e.g., Tk. 4,500/night for Super Deluxe AC rooms, Tk. 8,000/day for conference rooms) but microfinance interest rates are not stated on the public website. The go-to-market is community-led, relying on samiti-based groups and field staff rather than digital acquisition.

Name

National Development Programme (NDP)

Legal name

National Development Programme (NDP)

Website

https://ndpbd.org

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

51–100 employees

Short description

National Development Programme (NDP) is a Bangladesh non-profit, founded in 1992, operating 43+ development programs across 20 districts via microfinance (Tk. 573.92 crore portfolio, 94,684 borrowers), social enterprises, healthcare, education, and disaster management — serving poor women, smallholder farmers, and vulnerable communities in northern Bangladesh.

Ownership category

akta.pro rank

Product category

Microfinance and Community Development Services

NAICS

Grantmaking and Giving Services (81321), Social Advocacy Organizations (81331), Community Food Services (624210)

SIC

Personal Credit Institutions (6141)

akta.pro primary industry

International & Local Implementing NGOs (HLAJAKAD)

akta.pro secondary industries

Maternal, Newborn, Child & Adolescent Health (MNCAH) NGOs (HLAJAKAG), Social Justice & Human Rights Grantmaking Foundations (BPAGAKAN), Public Charities & Grantmaking Intermediaries (BPAGAKAE)

Keywords

• Microfinance services
• Community development
• Social enterprise products
• Disaster risk management
• Primary healthcare services

Headquarters

HQ city

NDP Head Office, Bagbari, Shahid Nagar, Kamarkhanda, Sirajganj, Rajshahi

HQ country

Bangladesh

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Microfinance/Credit Operations: NDP operates a Credit Support Programme (CSP) providing microfinance loans to poor beneficiaries. The program generates revenue through interest on loans and has multiple components including JAGORON, AGROSOR, BUNIAD, SUFOLON, and others. Principal loan outstanding is Tk. 573.92 crore with 94,684 borrowers.
2. Development Grants and Donations: NDP receives funding from international development partners including PKSF, World Bank, WFP, European Commission, Swisscontact, SDC, CARE, Plan International, and various government and private donors for implementing development projects and programs.
3. Social Enterprise Operations: NDP operates social enterprises including NDP Feed, NDP Agro Industries Ltd., NDP Dairy and Food Products, E-Boshon (loom products brand), and Nasima Alauddin Hospital for revenue generation and supporting program objectives.
4. Training Center and Guest House Services: NDP generates revenue through rental fees for training center facilities, conference rooms, multimedia equipment, and guest house accommodation services at their Sirajganj training center.

Pricing tiers

Go-to-market motion1 record

Distribution channels7 records

Marketing channels5 records

Core offering

NDP is a non-governmental development organization that delivers microfinance through its Credit Support Programme, community-based primary healthcare, education support, disaster risk management, and livelihood programs targeting poor and marginalized communities. It also operates social enterprises including NDP Feed, NDP Agro Industries, NDP Dairy and Food Products, the E-Boshon handicraft brand, Nasima Alauddin Hospital, an NDP Training Center, a Guest House, and an NDP Technical Institute to generate revenue and support its mission.

Product overview

National Development Programme (NDP) operates as a non-governmental development organization offering a diverse portfolio of social programs and social enterprises rather than a unified technology product. The core offerings include the Credit Support Programme (CSP) microfinance platform and various social enterprises including NDP Agro Industries Ltd., NDP Feed, NDP Dairy and Food Products, E-Boshon (handloom brand), and Nasima Alauddin Hospital. Supporting services include a Training Center with accommodation facilities and a Guest House. The organization also runs thematic programs in health, education, disaster management, agriculture, livestock, and gender empowerment across 20 districts in Bangladesh.

Differentiator

Problem solved

Functional benefit

Brands

• NDP Agro Industries Ltd. An enterprise focused on increasing income of small and medium scale livestock farmers through ensuring quality livestock feed and providing technical assistance.
• NDP Feed
• NDP Dairy and Food Products
• E-Boshon
• Nasima Alauddin Hospital
• NDP Technical Institute

Quantifiable outcome

• 117,887 beneficiaries enrolled in microfinance program with 98% women participation
• +4 more outcomes

Named customers2 records

Segments7 records

Ideal customer profiles5 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered major and minor.

• CARE BangladeshmajorStrategic or Co-development PartnerCARE Bangladesh is a disaster partner and implements SHOUHARDO III project together with USAID funding. NDP collaborates on disaster management and humanitarian response programs.
• Plan InternationalmajorStrategic or Co-development PartnerPlan International Bangladesh is a disaster partner and collaborates on programs for children, youth, and women empowerment. NDP is a disaster partner of Plan Bangladesh.
• MJF (Manusher Jonno Foundation)majorStrategic or Co-development PartnerMJF partners with NDP on Combating Gender Based Violence (CGBV) program along with Swedish Sida funding.
• Action Against HungerminorStrategic or Co-development PartnerAction Against Hunger collaborates on food security and nutrition programs in Bangladesh.
• CDD (Center for Disability Development)majorStrategic or Co-development PartnerCDD provides technical support for Disability and Development Project, helping develop capacity of Community Handicapped and Disability Resource Persons (CHDRP).
• NaripokkhominorStrategic or Co-development PartnerNaripokkho provides technical support for Women Friendly Hospital Programme implemented in coordination with General Hospital Sirajganj.

Scale indicators12 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Grameen Bank: Grameen Bank pioneered group-based microfinance in Bangladesh and remains the category-defining institution. It is comparable to NDP on the microfinance core (group lending, women-focused borrowers, rural delivery) but operates at vastly greater scale and as a specialized bank rather than a multi-sector NGO.
• BRAC: BRAC is the world's largest NGO and the dominant microfinance and development institution in Bangladesh, operating across health, education, and livelihoods. It is a structural peer to NDP as a PKSF-partnered microfinance and integrated development NGO, though operating at far greater scale and geographic breadth.

Direct peers

• Proshika: Proshika is a major Bangladeshi development NGO delivering microfinance, education, health, and disaster management programs. It overlaps with NDP's multi-sector integrated development approach and target beneficiary segments.
• ASA (Association for Social Advancement): ASA is one of Bangladesh's largest microfinance NGOs, operating a branch-based group lending model across the country. It directly competes with NDP's Credit Support Programme for PKSF funding and rural borrowers in northern Bangladesh, with a comparable community-group delivery approach.
• Jagorani Chakra Foundation (JCF): JCF is a PKSF-partnered NGO operating microfinance, health, and education programs in northwestern Bangladesh, with a comparable multi-sector model and overlapping geographic focus with NDP.
• BURO Bangladesh: BURO Bangladesh is a PKSF Partner Organization specializing in microfinance and community development, with similar group-based lending methodology and overlapping northern Bangladesh presence as NDP.
• COAST Trust: COAST Trust is a Bangladeshi NGO delivering microfinance, climate adaptation, and disaster management programs in coastal and char areas, comparable to NDP on disaster-response credentials and climate-vulnerable geographic focus.
• SDS (Shushilan): Shushilan is a Bangladeshi development NGO working on microcredit, climate adaptation, and community development in southwestern Bangladesh, comparable to NDP on integrated development and community-group delivery models.
• TMSS (Thengamara Mohila Sabuj Sangha): TMSS is a major PKSF Partner Organization operating microfinance and integrated development programs across northern Bangladesh, overlapping directly with NDP's northern district footprint and similar multi-sector NGO model.

Regional players

• RDRS Bangladesh: RDRS Bangladesh operates microfinance and rural development programs concentrated in the Rangpur region, directly overlapping with NDP's Rajshahi/Rangpur Division footprint and similar smallholder farmer and women-borrower focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/sep.ndp
• LinkedInlinkedin.com/company/ndp1992

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries6 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about National Development Programme (NDP)