NORTHWEST MINNESOTA MULTI COUNTY HOUSING AUTHORITY

What NORTHWEST MINNESOTA MULTI COUNTY HOUSING AUTHORITY does

Northwest Minnesota Multi-County Housing & Redevelopment Authority (NWMNHRA) is a statutorily created government housing authority organized under Minnesota law and headquartered in Mentor, Minnesota, with a second office in East Grand Forks. Founded in 1972, the agency administers HUD-funded public housing and Section 8 Housing Choice Voucher programs, owns and operates income-restricted rental properties (24 three-bedroom public housing homes and 79 one-bedroom apartments across five multi-family buildings including Maplewood, Fosston, McIntosh, Cottage, and River Road developments), and extends its reach into market-rate housing through a management agreement with Greater Minnesota Management covering 501 SummerField Place Apartments across 17 NW Minnesota cities. Its service area spans nine counties: Hubbard, Kittson, Lake of the Woods, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau.

The HRA's revenue and program funding flow from a small set of public sources: HUD operating subsidies and voucher administrative fees, Minnesota Housing Finance Agency program allocations, Minnesota DEED Small Cities Development Program grants, USDA-Rural Development funds, county-levied revolving loan pool capital, and tenant rents (capped at 30% of adjusted gross income for public housing and HRA development units). Beyond rental assistance, NWMNHRA operates a suite of homeownership pathways — the Community Revitalization Fund (a down payment assistance revolving loan program that has leveraged $93M since 2000), the Community Housing Development Organization contract-for-deed program, the Section 8 Homeownership Program, and the First Time Homebuyer program — alongside self-sufficiency wraparound services (FSS and ROSS) and grant-writing/administration services on behalf of area cities and counties.

The technology layer is intentionally lightweight: a Squarespace-hosted public website, JotForm-powered application and maintenance intake forms, and WCAG 2.1 Level AA accessibility compliance targeted by April 2026. Distribution is hybrid, combining two physical offices, online self-serve forms, and a partner landlord network for Section 8 voucher holders. The organization is governed by a Board of Commissioners with representation from each of the nine counties, and is led by Executive Director Charity Brault. As a public entity, NWMNHRA is not privately owned, not venture-backed, and not subject to traditional M&A or IPO dynamics; it operates as a stable, mature administrator within the federal affordable housing ecosystem.

Name

NORTHWEST MINNESOTA MULTI COUNTY HOUSING AUTHORITY

Legal name

Northwest Minnesota Multi-County Housing & Redevelopment Authority

Website

https://nwmnhra.org

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

1–10 employees

Short description

NWMNHRA is a Minnesota government housing authority serving nine northwest counties with HUD public housing, Section 8 vouchers, income-restricted rental developments, homeownership lending programs, and community development grant administration for low-income households and local municipalities.

Ownership category

akta.pro rank

Product category

Public Housing Authority Services

NAICS

Administration of Housing Programs (92511), Lessors of Residential Buildings and Dwellings (53111)

SIC

Operators Of Apartment Buildings (6513), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industries

Public Housing & Social Housing Development/Modernization Programs (FSALAKAH), Down Payment Assistance (DPA) & Homebuyer Subsidy Programs (FSALAKAE), Rural, Tribal & Special-Population Housing Programs (FSALAKAL), Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD)

Keywords

• Public housing services
• Section 8 vouchers
• Affordable rental housing
• Homeownership assistance programs
• Community development grants

Headquarters

HQ city

Mentor

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Federal & State Housing Grants: The HRA administers federal and state funding programs including HUD funds, Minnesota Housing Finance Agency (MHFA) funds, Minnesota DEED Small Cities Development Program (SCDP) grants, and USDA-Rural Development funds for housing rehabilitation and rental programs.
2. Levy Revolving Loan Fund: County-levied funds allocated as low-interest loans to homeowners and businesses for housing rehabilitation across Kittson, Marshall, Pennington, Polk, Red Lake and Roseau counties.
3. Rental Income: The HRA collects rent from tenants in Public Housing and HRA-owned developments. Tenants pay 30% of their adjusted gross income as rent, with the remainder subsidized through federal programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

The Northwest Minnesota Multi-County Housing & Redevelopment Authority is a government housing authority that administers federal, state, and locally funded affordable housing programs across nine counties in Northwestern Minnesota. Its core offerings include Housing Choice Voucher (Section 8) rental assistance, Public Housing units, HRA-owned rental developments, homeownership and down-payment assistance programs (CRF, CHDO, Section 8 Homeownership, First Time Homebuyer), and resident self-sufficiency programs (FSS, ROSS). It also writes and administers housing rehabilitation and community development grants on behalf of area cities and counties.

Product overview

Northwest Minnesota Multi-County Housing & Redevelopment Authority is a government housing authority providing affordable housing and community development services across nine counties in northwest Minnesota. The organization operates multiple interconnected housing programs including rental assistance (Housing Choice Vouchers, Public Housing, and HRA Developments), homeownership programs (Community Revitalization Fund down payment assistance, CHDO contract-for-deed homes, Section 8 homeownership, and First Time Homebuyer programs), and resident self-sufficiency programs (FSS and ROSS). Services also include community development through rehabilitation grants and loan programs, all coordinated through offices in Mentor and East Grand Forks.

Differentiator

Problem solved

Functional benefit

Brands

• Housing Choice Voucher Program: Rental assistance program helping income eligible families and individuals pay their rent
• Bring It Home Rental Assistance Program
• Family Self-Sufficiency (FSS) Program
• ROSS Program
• Community Revitalization Fund (CRF)
• Community Housing Development Organization (CHDO)
• Section 8 Homeownership Program

Products and services

• Housing Choice Voucher Program (Section 8) Federal Section 8 rental assistance program helping income-eligible families and individuals in NW Minnesota pay their rent with Housing Choice Vouchers.
• Bring It Home Rental Assistance Program Rental assistance program helping eligible families and individuals in NW Minnesota with housing costs.
• Public Housing Income-based subsidized housing units located across Kittson, Marshall, Pennington, Polk, and Roseau counties, including 24 three-bedroom homes and 79 one-bedroom apartments.
• HRA Developments HRA-owned rental properties including Maplewood Apartments in Mentor, Fosston Homes, McIntosh Homes, Cottage Apartments in McIntosh, and River Road Apartments in East Grand Forks. Most accept Section 8 Housing Choice Vouchers.
• SummerField Place Apartments 501 market-rate one, two, and three-bedroom rental units in 17 northwest Minnesota cities, managed by Greater Minnesota Management.
• Community Revitalization Fund (CRF) Down payment assistance program providing low-interest loans for qualified persons in Kittson, Lake of the Woods, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau counties to build or buy existing homes. Since 2000, the fund has helped over 1,450 families and leveraged $93 million.
• Community Housing Development Organization (CHDO) Homeownership program offering homes under Contract for Deed with 0% down payment and 0% interest loans for qualifying first-time 'at risk' homebuyers, with monthly payments at 25% of adjusted gross income.
• Section 8 Homeownership Program Program allowing current Section 8 Housing Choice Voucher participants to use their voucher for mortgage payments rather than rent, available to families who have been on the voucher program for at least one year and meet employment and income requirements.
• First Time Homebuyer (FTH) Program Homebuyer assistance program funded by Minnesota Housing Finance Agency for income and program-eligible participants in Kittson, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau counties.
• Family Self-Sufficiency (FSS) Program Voluntary program for Section 8 Housing Choice Voucher participants providing FSS coaching, financial fitness planning, and escrow accounts that build savings as rent increases with income growth.
• Resident Opportunity for Self-Sufficiency (ROSS) Program Program linking eligible Public Housing residents to supportive services including employment assistance, disability services, health and wellbeing resources, basic needs support, education and youth programs, financial literacy, and aging in place services.
• Community Development Services Housing rehabilitation and community development programs including the Small Cities Development Program (SCDP) for homeowner, commercial, and rental rehabilitation, and the Levy Revolving Rehab Loan Program for low-interest loans to homeowners and businesses.

Quantifiable outcome

• Over 1,450 families helped to purchase a home via the CRF program over 26 years
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and minor.

• Minnesota Housing Finance Agency (MHFA)coreStrategic or Co-development PartnerThe HRA actively pursues and operates Minnesota Housing Finance Agency funds for rental and homeowner grant programs. MHFA funding supports the Community Revitalization Fund (CRF), First Time Homebuyer (FTH) programs, and other housing initiatives. The HRA also works with MHFA to supplement grant funding on rehabilitation projects.
• Minnesota Department of Employment and Economic Development (DEED)coreStrategic or Co-development PartnerThe HRA administers Small Cities Development Program (SCDP) funds from MN DEED on behalf of area cities and counties for housing, rental, and commercial rehabilitation, and to expand public facilities. The SCDP application process is competitive and funds communities with the greatest need and project impact.
• USDA-Rural DevelopmentminorStrategic or Co-development PartnerThe HRA works with USDA-Rural Development to supplement grant funding on many housing rehabilitation projects, providing additional financial resources for rural housing improvements.
• U.S. Department of Housing and Urban Development (HUD)coreStrategic or Co-development PartnerHUD is the primary federal regulator and funder of the HRA's public housing and Section 8 Housing Choice Voucher programs. HUD provides income limits, regulations, inspections, and oversight for compliance with federal housing standards.
• Greater Minnesota ManagementminorChannel Partner/ Reseller/ DistributorGreater Minnesota Management manages the SummerField Place Apartments — 501 market-rate rental units in 17 NW Minnesota cities — under an arrangement with the HRA. They handle unit availability and leasing for this portfolio.
• Area cities and counties (Kittson, Marshall, Pennington, Polk, Red Lake, Roseau)coreStrategic or Co-development PartnerMunicipalities in the HRA's service area contract with the HRA to develop and submit grant applications for housing rehabilitation and community development activities. The HRA writes and administers grants on behalf of these local governments.

Scale indicators6 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Semcac (Southeastern Minnesota Community Action Council): Minnesota-based community action agency administering Section 8 vouchers, weatherization, and housing rehabilitation across SE Minnesota counties. Directly comparable as a multi-county regional administrator of HUD-funded housing programs serving low-income rural households.
• Lakes & Pines Community Action Council: East-central Minnesota community action agency operating housing programs, weatherization, and Head Start across rural counties. Comparable in structure and scope of HUD-administered housing assistance for low-income residents in rural Minnesota.
• Douglas County Housing and Redevelopment Authority: Minnesota county-level HRA administering Section 8 vouchers and public housing units. Structurally identical to NWMNHRA as a county-level Public Housing Authority under Minnesota Statute.
• Three Rivers Community Action: Minnesota community action agency headquartered in Zumbrota delivering housing assistance, energy programs, and self-sufficiency services across SE Minnesota counties. Comparable as a HUD-funded regional housing administrator in rural Minnesota.
• West Central Minnesota Communities Action: West-central Minnesota community action agency operating housing rehabilitation, energy assistance, and self-sufficiency programs across multiple rural counties. Closely parallels NWMNHRA's rural multi-county service model and HUD funding mix.

Regional players

• Inter-County Community Council: Northwest Minnesota community action agency providing housing and supportive services. Adjacent to NWMNHRA's service area and operates comparable HUD-funded rural housing assistance.
• Bi-County Community Action: Western Minnesota community action agency serving a two-county region with housing, weatherization, and family services. Smaller scale but operates the same HUD/state-funded housing program portfolio in an adjacent region.
• Southwestern Minnesota Opportunity Council: Southwest Minnesota community action agency delivering Section 8, weatherization, and family self-sufficiency programs. Comparable rural Minnesota HUD-administered housing portfolio.

Broad incumbents

• Minnesota Housing Partnership: Statewide nonprofit intermediary supporting Minnesota HRAs with training, advocacy, and technical assistance. Indirectly comparable as the statewide ecosystem supporting NWMNHRA's operations and funding pipeline.

Others

• National Association of Housing and Redevelopment Officials (NAHRO): National membership association for HRAs and community development agencies. Relevant as the industry body whose certification programs and federal advocacy shape the operating environment for NWMNHRA.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/northwest-minnesota-multi-county-housing-authority

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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