NYAMIRA NORTH WOMEN SACCO

What NYAMIRA NORTH WOMEN SACCO does

NYAMIRA NORTH WOMEN SACCO is a Kenyan Savings and Credit Cooperative Organization founded in 2014, operating from locations in Ikonge and Ekerenyo within Nyamira County. As a women-focused SACCO, it is structured to mobilize savings and extend credit to its female membership base in a rural Kenyan setting where formal banking penetration is limited. The cooperative model is the defining business mechanism: members pool deposits and access loans, with income generated primarily through the net interest spread on member lending versus deposit remuneration.

The organization employs approximately 20 staff, indicating a small-scale community cooperative rather than an institutionally capitalized microfinance entity. No product portfolio, technology stack, digital channels, pricing schedule, or partner institutions are documented in the available data; the cooperative's web presence (nyamirawomensacco.co.ke) currently resolves only to a directory listing with no substantive content, leaving product, rate, and process details unverified. There is no disclosed information on total membership, deposit base, loan book, capital structure, regulatory status under SASRA (Sacco Societies Regulatory Authority), or financial performance.

The business model is consequently the standard Kenyan SACCO construct: member share contributions and deposits fund member loans, with surplus retained for capital build and dividends to members. Without verifiable revenue, AUM, or membership data, any scale assessment is inferential. The principal risks implied by the information gap are opacity — for investors, partners, or regulators — and reliance on physical, community-based distribution with no observable digital channel buildout.

Name

NYAMIRA NORTH WOMEN SACCO

Website

https://nyamirawomensacco.co.ke

Company type

Private

Headcount range

11–50 employees

Short description

NYAMIRA NORTH WOMEN SACCO is a Kenyan women-focused savings and credit cooperative founded in 2014, operating two locations (Ikonge and Ekerenyo) in Nyamira County with approximately 20 staff to serve rural female members with savings and credit services.

Ownership category

akta.pro rank

Product category

Cooperative Banking

NAICS

Credit Unions (52213)

SIC

Savings Institutions, Not Federally Chartered (6036)

akta.pro primary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

akta.pro secondary industry

Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks) (FSABAEAG)

Keywords

• Savings and credit cooperative
• Cooperative banking
• Microfinance services
• Women financial services
• Member lending services

GTM type

B2C

Offering type

Services

Core offering

NYAMIRA NORTH WOMEN SACCO is a member-owned financial cooperative (Savings and Credit Cooperative Organization) based in Ikonge, Ekerenyo in Nyamira North, Kenya. Founded in 2014, the cooperative provides savings mobilization and credit services to its women members in the local community.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Expansion highlights2 records

Direct peers

• Stawi Sacco: One of Kenya's larger SACCOs, offering savings, credit, and member services to a broad membership base. Comparable in cooperative/SACCO model and member-owned governance, though operating at materially larger scale.
• Tower Sacco Society: Kenyan SACCO offering savings, loans, and member services. Comparable in cooperative banking model, regulatory environment, and member-owned structure, providing a useful benchmark for SACCO operating practices.
• Faulu Kenya: Long-established Kenyan microfinance institution offering savings, credit, and micro-insurance to smallholder and microenterprise customers, including women. Comparable in mission, customer base, and microfinance product mix.
• Kenya Women Microfinance Bank: Formerly Kenya Women Finance Trust, this is a women-focused deposit-taking microfinance institution providing savings, credit, and financial inclusion services in Kenya. Closely comparable to Nyamira North Women SACCO in target segment and mission, though operating at materially larger scale and as a regulated microfinance bank.
• SMEP Microfinance Bank: Kenyan deposit-taking microfinance bank focused on small-business and microenterprise lending, including women micro-entrepreneurs. Comparable in target customer, loan-product mix, and underserved-segment positioning.

Regional players

• National Microfinance Bank (Tanzania): Large regional microfinance and commercial bank serving smallholder and microenterprise segments across East Africa. Comparable in microfinance and financial-inclusion focus, though operating across a broader regional footprint.

Broad incumbents

• Equity Bank Kenya: Large Kenyan commercial bank with deep microfinance and financial-inclusion roots, including small savings groups and women-focused products. Represents the broader incumbent threat that small SACCOs compete against for rural deposits and loans.
• Family Bank Kenya: Mid-sized Kenyan commercial bank with strong community and SACCO-adjacent positioning. Comparable as a broader incumbent competing for the same retail deposit and small-loan customers in rural Kenya.
• Co-operative Bank of Kenya: Kenya's largest cooperative bank, serving the SACCO movement and broader retail/commercial banking. Comparable in cooperative ownership and SACCO-facing product set, but operating at incumbency scale across the country.

Emerging players

• Musoni Kenya: Digital core-banking provider and microfinance operator serving Kenyan SACCOs and MFIs with mobile and cloud-based lending/savings platforms. Highly relevant as both a competitive operator and a potential technology partner for a small SACCO targeting digital transformation.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/nyamira-north-women-sacco

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NYAMIRA NORTH WOMEN SACCO