INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA
The Office of the Commissioner of Insurance and Safety Fire (OCI) is a Georgia state government regulatory agency that licenses and oversees insurance companies and agents, investigates insurance fraud and arson, and conducts fire safety inspections across all 159 Georgia counties, serving consumers, regulated entities, and property owners.
- Company typePrivate
- Founded2019
- HeadquartersAtlanta, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA does
The Office of the Commissioner of Insurance and Safety Fire (OCI) is a Georgia state government regulatory agency operating under the authority of an elected statewide Insurance and Safety Fire Commissioner. Founded under current leadership in 2019, the agency is headquartered at 2 Martin Luther King Jr. Dr. West Tower in Atlanta and operates with 22 employees to serve all 159 Georgia counties. OCI licenses and regulates insurance companies, agents, agencies, and adjusters; investigates insurance fraud and arson through its Criminal Investigations Division and State Fire Marshal's Office; conducts building, fire suppression, elevator, boiler, amusement, and manufactured housing safety inspections; manages consumer insurance complaints; and administers Georgia Access, the state's health insurance exchange launched November 2024. The agency maintains a 24/7 arson investigations hotline and partners with GBI, ATF, GEMA, NAIC, CMS, and local fire/law enforcement agencies to fulfill its enforcement mandate.
OCI's underlying technology stack is built on enterprise and government platforms rather than proprietary systems: Sircon powers agent, agency, and company licensing portals; ImageTrend handles fire incident reporting; GeorgiaAccess.gov runs the state-based health insurance exchange; Cloudflare provides CDN and email obfuscation; GovHub hosts the official oci.georgia.gov website; and Pearson VUE administers licensing examinations. The agency distributes services through online self-service portals, direct government service delivery via 13 designated Safety Fire compliance officers, a statewide fire investigation network, and active consumer outreach through social media and press releases.
As a state constitutional office, OCI does not generate commercial revenue. Its operations are funded by regulatory fees, agent and agency licensing fees, insurance company licensing fees, premium taxes collected from insurers, and specific licensing fees such as $5,000 initial fireworks retail fees. The agency serves three primary constituencies: regulated insurance companies and licensed professionals (mandatory licensing and rate review), Georgia residents (consumer protection, complaint handling, fraud reporting), and property owners/manufactured housing/fireworks operators (fire safety inspections and permitting). The agency is led by Commissioner John F. King, first sworn in July 1, 2019 and elected to a full four-year term on November 8, 2022.
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA firmographics
Firmographics- Name
- INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA
- Legal name
- Office of the Commissioner of Insurance and Safety Fire
- Website
- https://oci.ga.gov
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- The Office of the Commissioner of Insurance and Safety Fire (OCI) is a Georgia state government regulatory agency that licenses and oversees insurance companies and agents, investigates insurance fraud and arson, and conducts fire safety inspections across all 159 Georgia counties, serving consumers, regulated entities, and property owners.
- Ownership category
- akta.pro rank
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA industry classification
Industry- Product category
- State Insurance and Fire Safety Regulation
- NAICS
- Justice, Public Order, and Safety Activities (922), Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors (92615), Fire Protection (922160), Fire Protection (92216)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)
- akta.pro industry
- Fire & Life Safety Code Compliance Inspections & Consulting (AHJ Support)Business & Public Services/Facilities Management & Building Services/Fire, Life Safety & Building Compliance ServicesEmergency & Exit Lighting / Egress Systems Testing & ServiceIndustrials, Manufacturing & Construction/Industrial Services & Facility Operations/Fire Protection & Life Safety Services (Inspection/Testing/Sprinklers)Professional Liability (Errors & Omissions)
Keywords
Where INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Others
Distribution channels4 records
Marketing channels5 records
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA product offering
Product offeringCore offering
The Office of the Commissioner of Insurance and Safety Fire (OCI) is a Georgia state government agency that licenses and regulates insurance companies, agents, and agencies; investigates reports of insurance fraud and arson; inspects buildings, elevators, boilers, and manufactured housing for fire safety compliance; resolves consumer insurance complaints; processes premium tax collections; and operates Georgia Access, the state's health insurance exchange platform.
Product overview
The Office of the Commissioner of Insurance and Safety Fire (OCI) is a state government agency that operates as a unified regulatory and public safety platform with multiple divisions. The core offerings include: (1) Insurance Regulation - licensing and oversight of agents, agencies, and insurance companies; (2) Consumer Protection - handling insurance complaints and investigating fraud; (3) Safety Fire Services - building inspections, fire investigations, and safety permits; (4) Georgia Access - the state's health insurance exchange platform; and (5) Fire Safety Education - public education and incident reporting. These services are interconnected, with insurance licensing supporting the regulated marketplace, complaint services protecting consumers, and fire safety inspections protecting Georgia's buildings and residents.
Differentiator
Problem solved
Functional benefit
Products and services
- Agent/Agency Licensing
- Insurance Company Licensing & Regulation
- Consumer Insurance Complaint Services
- Safety Fire Inspections & Permits
- Fire Investigation Services
- Captives Division
- Insurance Product Filings
- Premium Tax Processing
- Georgia Access
Companies that use INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA
Customer profileSegments6 records
Ideal customer profiles5 records
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core, major, supporting and minor.
- Georgia Bureau of Investigation (GBI)coreOCI works with GBI on fire investigations, criminal cases involving insurance fraud, and forensic analysis including autopsy services for fire fatalities.
- U.S. Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF)coreFederal partnership for fire investigations, arson cases, and explosive device incidents requiring federal jurisdiction and resources.
- Georgia Emergency Management and Homeland Security Agency (GEMA)majorCollaboration during hurricanes and natural disasters for emergency response, consumer protection activations, and disaster preparedness public education.
- County and Municipal Fire DepartmentscoreState Fire Marshal's Office works with all Georgia fire departments for fire investigations, inspections, and emergency response coordination.
- County Sheriff's Offices and Police DepartmentscoreJoint investigations with local law enforcement for arson cases, insurance fraud, and fire-related criminal matters across Georgia.
- Pearson VUEsupportingBack-office processing vendor for agent licensing examinations and license management services.
- Centers for Medicare and Medicaid Services (CMS)majorCoordination on Georgia Access state-based exchange, Sonder Health Plans receivership, and Medicare enrollment special enrollment periods.
- U.S. Attorney's Office, Middle District of GeorgiacoreFederal prosecution partnership for major fraud cases, including the disaster fraud case against Andrew Mitchell involving Friendship Missionary Baptist Church.
- Brotherhood Mutual Insurance CompanyminorInsurance company victim in the Andrew Mitchell fraud case; OCI investigated fraud against this insurer protecting a Georgia church.
- National Association of Insurance Commissioners (NAIC)majorOCI participates in NAIC accreditation standards including group capital calculation requirements for compliance with national insurance regulatory standards.
- Department of Community HealthsupportingCoordination on regulations to ensure consistency with Department of Community Health standards in Georgia.
Scale indicators2 records
Recent moves7 records
Expansion highlights4 records
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA competitors and assessment
Company assessmentDirect peers
- South Carolina Department of Insurance: South Carolina's insurance regulator with overlapping carrier/agent licensing, market-conduct, and consumer complaint responsibilities to OCI. Regional peer with shared coastal/hurricane risk profile.
- Texas Department of Insurance: State insurance regulatory agency in Texas performing the same core functions as OCI: licensing carriers/agents, approving rates and forms, investigating fraud, and operating a state-based exchange-adjacent marketplace. Highly comparable in mandate and structure.
- California Department of Insurance: Largest U.S. state insurance regulator with direct functional overlap to OCI across carrier/agent licensing, consumer complaint handling, fraud bureau operations, and rate review. Comparable mission, larger scale.
- New York State Department of Financial Services: Combined insurance, banking, and financial services regulator with parallel functions to OCI in insurance licensing, consumer protection, and fraud enforcement. Directly comparable in regulatory role, broader in sectoral scope.
- Kentucky Department of Insurance: Mid-sized state insurance regulator with comparable structure to OCI: carrier/agent licensing, rate and form review, consumer services, and fraud investigation. Useful comparable for benchmarking staffing and throughput.
- Florida Office of Insurance Regulation: Florida's standalone insurance regulator responsible for carrier oversight, rate and form filing review, and market monitoring—highly analogous to OCI's insurance-side functions in a catastrophe-exposed state.
- Tennessee Department of Commerce and Insurance: Tennessee's insurance regulator performs the same licensing, rate review, and consumer protection functions as OCI, including oversight of a state-based health insurance environment. Strong regional comparable.
- Alabama Department of Insurance: Neighboring southeastern state insurance regulator with near-identical mandate to OCI: license carriers and agents, regulate products and rates, investigate fraud, and protect consumers. Closest regional peer.
Emerging players
- Covered California: California's state-based ACA health insurance exchange—the most mature analog to OCI's Georgia Access platform. Comparable in marketplace technology, agent-channel design, and consumer enrollment operations.
Others
- National Association of Insurance Commissioners (NAIC): U.S. standard-setting and accreditation body for state insurance regulators. OCI participates in NAIC group capital calculation and accreditation standards, making NAIC the central coordinating counterpart rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA social profiles
Digital presenceINSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA compliance and trust
Trust signalCompliance1 record
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA financial estimates
Financial estimateRevenue estimate
Valuation estimate
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA leadership team
Management profileNumber of profiles
Profiles3 records
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA
What does INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA do?
The Office of the Commissioner of Insurance and Safety Fire (OCI) is a Georgia state government agency that licenses and regulates insurance companies, agents, and agencies; investigates reports of insurance fraud and arson; inspects buildings, elevators, boilers, and manufactured housing for fire safety compliance; resolves consumer insurance complaints; processes premium tax collections; and operates Georgia Access, the state's health insurance exchange platform.
Is INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA a public or private company?
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA is a private company. It is classified as state government owned and is currently operating.
When was INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA founded?
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA was founded in 2019. It employs 11 to 50 people.
Where is INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA based?
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA is headquartered in Atlanta, United States, in the North America region.
Who are INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA's main competitors?
Direct peers on record are South Carolina Department of Insurance, Texas Department of Insurance, California Department of Insurance, New York State Department of Financial Services, Kentucky Department of Insurance, Florida Office of Insurance Regulation, Tennessee Department of Commerce and Insurance and Alabama Department of Insurance. Covered California is listed as an emerging player. National Association of Insurance Commissioners (NAIC) is listed as an others.
Does INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA have an API?
No public API is recorded for INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA.
What industry is INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA in?
INSURANCE AND SAFETY FIRE COMMISSIONER, GEORGIA's product category is State Insurance and Fire Safety Regulation. Its primary akta.pro industry code is BPABAHAJ, Fire & Life Safety Code Compliance Inspections & Consulting (AHJ Support), with a secondary code of IMAIAJAH, Emergency & Exit Lighting / Egress Systems Testing & Service. Its NAICS code is 922 and its SIC code is 6331.