Open Investment Group

What Open Investment Group does

Open Investment Group operates Open App, an all-in-one decentralized personal banking and investing platform that enables individual retail investors globally to trade digital currencies (Bitcoin, Ethereum) for tokenized fractional equity shares — referencing single-name equities such as Tesla and Meta — and commodities options without first converting to fiat. The platform is designed for self-serve consumer onboarding and combines investing, payments, and custodial wallet functionality in a single interface, targeting users who want exposure to traditional stocks using existing crypto holdings and who value avoiding traditional banking intermediaries. The company is privately held, founder-owned (Eni Koci listed as copyright holder and owner), and operates from a single London office at 5 St Bride Street with a headcount of approximately six.

The platform is built on the Internet Computer (ICP) blockchain protocol and is composed of Open App as the primary product, complemented by Open Wallet for digital asset management. Feature modules include Personal Custodian (custodial wallet for fractional equities), Smart Contract Escrow (locked-value settlement), Digitalised Ledger (immutable transaction records), Digital to Stocks trading, Payments & Receivables (tokenized-share invoicing), and Immutable Transaction History. User authentication and asset connectivity are supported through integrations with four wallets: NFID, Plug, Internet Identity, and Stoic. The technical architecture relies on smart-contract-based escrow to lock transaction values for the full purchase amount and an immutable decentralized ledger for transaction records, with no AI or ML components disclosed.

The revenue model is based on transaction and swap fees for facilitating digital-to-equity trades on the platform, though no specific fee schedule is publicly disclosed. Distribution is purely product-led via direct app download and wallet integrations, with no sales force or enterprise channel; marketing relies on organic social media (Twitter, LinkedIn, Instagram) and community channels (Telegram, WhatsApp, OpenChat). There is no disclosed institutional funding, no subsidiaries, no executive team beyond the founder/owner, no regulatory certifications, and no disclosed revenue, transaction volume, or customer counts.

Name

Open Investment Group

Legal name

Open Investment Group

Website

https://openinvestment.co.uk

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Open Investment Group is a London-based, founder-owned DeFi platform whose Open App enables individual retail investors to trade digital currencies for tokenized fractional equity shares and commodities on the Internet Computer blockchain.

Ownership category

akta.pro rank

Product category

Decentralized Finance (DeFi) Platform

NAICS

Securities and Commodity Exchanges (5232), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)

akta.pro secondary industries

Execution-Only / Self-Directed Investing Platforms (FSAAAAAI), On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)

Keywords

• Decentralized finance platform
• Tokenized fractional equities
• Crypto to stock trading
• Blockchain escrow protocol
• Digital asset wallet

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Platform Transaction Fees: Revenue generated from facilitating digital currency to tokenized equity trades on the platform. Users avoid traditional banking fees when making payments for goods and services with digital assets.
2. Trading and Swap Fees: Fees collected from buying, selling and swapping digital currency for a wide range of fractional equity options reflecting Stock Exchange market results

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Open Investment Group operates Open App, a decentralized finance platform built on the Internet Computer (ICP) blockchain protocol. Users can trade digital currencies (Bitcoin, Ethereum) for tokenized fractional equity shares and commodities through a decentralized exchange secured by smart contract escrow. The platform combines personal digital wallet custody (Open Wallet), multi-wallet integration, and immutable blockchain transaction history into a single self-serve retail application.

Product overview

Open Investment Group offers a unified platform consisting of Open App as the core all-in-one personal banking and investing solution, complemented by Open Wallet for digital asset management. The platform enables users to trade digital currency (Bitcoin, Ethereum) for tokenised fractional equity shares and commodities options through a decentralized exchange. Key features include Personal Custodian wallet functionality, Escrow Security with locked value protection, Digital to Stocks trading, Payments & Receivables capabilities, and Immutable Transaction History recorded on blockchain. The ecosystem is powered by Internet Computer (ICP) blockchain technology with multiple wallet integration options (NFID, Plug, Internet Identity, Stoic) for secure access.

Differentiator

Problem solved

Functional benefit

Brands

• Open App: All-in-one personal banking and investing application platform.

Products and services

• Open App The flagship all-in-one personal banking and investing platform that lets users trade digital currency (Bitcoin, Ethereum) for tokenized fractional equity shares and commodities options in a decentralized, immutable exchange built on the Internet Computer protocol.
• Open Wallet A standalone personal digital wallet with enhanced security and escrow assurance of funds, allowing users to send, receive, and manage digital assets and fractional shares independently without relying on intermediaries.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core.

• Internet Computer (ICP)coreTechnology or IntegrationOpen Investment is powered by Internet Computer protocol. The blockchain infrastructure provides the foundation for the decentralized exchange, immutable ledger, and smart contract functionality.
• NFID WalletcoreTechnology or IntegrationNFID provides anonymous, self-sovereign wallet functionality allowing users to sign in or create a wallet with email or passkey for accessing the Open Investment platform.
• Plug WalletcoreTechnology or IntegrationPlug wallet integration allows users to connect their digital assets and interact with the Open Investment DeFi platform.
• Internet IdentitycoreTechnology or IntegrationInternet Identity authentication enables secure, privacy-preserving login to the Open Investment platform.
• Stoic WalletcoreTechnology or IntegrationStoic wallet integration provides additional option for users to connect digital assets and access the Open Investment platform.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Synthetix (perps v3): Synthetix provides synthetic on-chain exposure to equities, forex, and commodities via decentralized perpetuals. Comparable to Open Investment's digital-to-equity trading model, though via synthetic perps rather than tokenized shares.
• Securitize: Securitize is a regulated tokenization platform offering on-chain representations of real-world securities (equity, debt, funds). Directly comparable as both enable blockchain-native fractional equity exposure with issuer-facing compliance tooling.
• Ondo Finance: Ondo Finance tokenizes US Treasuries and equities through regulated funds and offers them on-chain. Directly comparable RWA-equity tokenization model with significantly more institutional backing and licensing infrastructure.
• Swarm Markets: Swarm operates a regulated DeFi platform issuing tokenized stocks, commodities, and FX as ERC-20 tokens under a BaFin license. Most direct regulated competitor to Open Investment's tokenized-equity offering.
• Backed Finance: Backed Finance issues tokenized securities (tracker certificates) on blockchain representing real equities and ETFs — directly competing with Open Investment's tokenized Tesla/Meta offering. Both target retail crypto users wanting stock exposure via blockchain rails.
• RealT: RealT tokenizes fractional ownership of US rental real estate on-chain (Gnosis Chain), letting users buy small slices of properties. Comparable fractional-ownership-of-traditional-assets model aimed at retail crypto users.

Broad incumbents

• Robinhood Crypto: Robinhood offers retail crypto and tokenized-equity-like products (event contracts, private equity tokens) within a regulated brokerage. Comparable retail 'crypto + stocks' use case though inside a fully licensed wrapper.

Emerging players

• Maple Finance: Maple Finance brings real-world assets (private credit) on-chain via tokenized lending pools. Comparable as a DeFi-native RWA platform, though focused on credit rather than equities.
• dYdX: dYdX operates a decentralized perpetual exchange with stock and commodities markets, enabling crypto-collateralized exposure to traditional assets. Overlaps with Open Investment's digital-to-stock trading use case from a different technical angle.
• Centrifuge: Centrifuge tokenizes real-world assets (invoices, real estate, loans) for use as collateral and investment on-chain. Comparable RWA tokenization thesis targeting institutional DeFi users.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/openinvestment_
• LinkedInlinkedin.com/company/open-investment-group
• Instagraminstagram.com/openinvestmentapp?igsh=anF4dzBsMmw5MGhm

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Open Investment Group