OSL Insurance Services, Inc.

What OSL Insurance Services, Inc. does

OSL Insurance Services, Inc. (OISI) is a private excess and surplus lines insurance producer headquartered in Houston, Texas, that writes commercial excess liability coverage for energy industry clients on an exclusive basis. The firm operates as a licensed surplus lines broker across 18 oil and gas prolific U.S. states, including Texas, Oklahoma, Louisiana, Colorado, Pennsylvania, North Dakota, and Wyoming, giving it coverage of the major U.S. onshore energy basins. OISI holds exclusive distribution rights to place business on behalf of OCIL Specialty, Ltd. (OSL), a Bermuda-based insurer that is eligible to write excess and surplus lines business in the United States and is indirectly wholly-owned by Everen Specialty, Ltd.

The company's core product is commercial excess liability insurance targeted at energy sector companies whose risk profile falls outside standard admitted markets, particularly those operating in oil and gas exploration and production. OISI generates revenue through commissions earned on policies placed with OCIL Specialty, Ltd., functioning as a specialized distribution arm rather than a risk-bearing carrier. The company is supported by a parent group (Everen Specialty, Ltd.), a subsidiary intellectual property holding company (Peppercorn Holdings Ltd, which owns the OISI trademark and logo), and a three-person Board of Directors (Dustin Schuler, Carol Eschenfelder, Steve England).

The firm operates with a B2B enterprise field sales motion, reaching energy industry clients directly rather than through digital or broker-of-broker channels, and maintains a minimal marketing footprint centered on its corporate website. With five employees and no disclosed premium volume, funding rounds, product launches, or technology platform, OISI appears to function as a focused, relationship-driven distribution entity within the broader Everen Specialty group, leveraging regulatory licensure and carrier exclusivity rather than scale or technology as its primary operating advantages.

Name

OSL Insurance Services, Inc.

Legal name

OSL Insurance Services, Inc.

Website

https://oslinsurance.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

OSL Insurance Services, Inc. is a Houston-based, privately-held excess and surplus lines insurance producer that exclusively writes commercial excess liability coverage for energy industry clients on behalf of Bermuda-based OCIL Specialty, Ltd., which is indirectly owned by Everen Specialty, Ltd.

Ownership category

akta.pro rank

Product category

Commercial Excess Liability Insurance

NAICS

Insurance Agencies and Brokerages (524210), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Energy & Power Specialty (Onshore/Offshore) (FSAJAGAI)

Keywords

• Excess liability insurance
• Surplus lines brokerage
• Energy insurance
• Commercial liability coverage
• Specialty risk underwriting

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premium Revenue: As an excess and surplus lines insurance producer, OISI generates revenue through commissions earned on commercial excess liability insurance policies written on behalf of OCIL Specialty, Ltd. (OSL), a Bermuda insurer.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

OSL Insurance Services, Inc. (OISI) is an excess and surplus lines insurance producer headquartered in Houston, Texas that exclusively writes commercial excess liability insurance on behalf of OCIL Specialty, Ltd. (OSL), a Bermuda-based insurer eligible to write surplus lines business in the United States. The company is licensed in 18 oil and gas prolific states and focuses its underwriting on energy industry risks that are difficult to place in standard insurance markets.

Product overview

OSL Insurance Services, Inc. (OISI) operates as an excess and surplus lines insurance producer offering a single core product: commercial excess liability insurance focused on the energy industry. The company has exclusive access to write insurance on behalf of OCIL Specialty, Ltd. (OSL), a Bermuda insurer eligible to write surplus lines business in the United States, which is indirectly wholly-owned by Everen Specialty, Ltd.

Differentiator

Problem solved

Functional benefit

Products and services

• Excess Liability Insurance

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• OCIL Specialty, Ltd. (OSL)coreStrategic or Co-development PartnerOISI has exclusive access to write commercial excess liability insurance on behalf of OCIL Specialty, Ltd. (OSL). OSL is a Bermuda insurer that is eligible to write excess and surplus lines business in the United States. This exclusive relationship forms the core of OISI's insurance distribution capability.
• Peppercorn Holdings LtdminorOthersPeppercorn Holdings Ltd is a wholly owned subsidiary of OSL Insurance Services, Inc. that owns the OISI trademark and logo intellectual property. The trademark is managed through Peppercorn Holdings Ltd with contact available via email at [email protected].

Recent moves4 records

Expansion highlights2 records

Direct peers

• Burns & Wilcox: Burns & Wilcox is a national specialty wholesale brokerage distributing E&S and excess liability coverage to commercial clients, including energy accounts. Highly comparable to OISI in distribution role and product focus on difficult-to-place excess casualty.
• Risk Placement Services (RPS): RPS is a large U.S. wholesale/surplus-lines broker with dedicated energy practice groups serving upstream, midstream, and oilfield-services clients. It is a direct analogue to OISI in product (E&S commercial liability), customer base (oil & gas), and distribution model (licensed surplus-lines producer/broker).
• Beazley: Beazley is a specialty Lloyd's-affiliated insurer with explicit energy and marine liability underwriting through U.S. surplus-lines eligibility. Comparable to OCIL Specialty/Everen (the carrier side of OISI) and increasingly competitive as a direct writer of energy excess liability to similar insureds.
• Brown & Riding: Brown & Riding is a specialty insurance wholesale broker with expertise in excess and surplus lines placement for commercial risks including energy. It competes with OISI for the same E&S distribution mandate with energy-sector insureds.
• CRC Insurance Group: CRC (formerly CRC Group) is one of the largest U.S. wholesale/distribution platforms focused on specialty and E&S commercial risks, with strong commercial excess casualty and energy-adjacent capacity. Direct functional peer to OISI as a specialty distributor.

Broad incumbents

• Amwins Group: Amwins is the largest U.S. specialty insurance distributor, offering wholesale, MGA/UGM, and reinsurance services across commercial lines including energy E&S. Comparable to OISI in product but vastly broader in scale and product breadth, putting it in a 'broader incumbent' role relative to OISI's narrow niche.
• Marsh: Marsh operates a global Energy & Power practice that places excess liability and specialty casualty for oil, gas, and power clients. Although much larger and full-line, it competes for the same energy insureds and represents the established incumbent broker alternative.
• Chubb: Chubb's Energy and Major Accounts practice underwrites large commercial excess liability for oil & gas operators globally and is increasingly a destination for hard-to-place energy risks. Functions as a broader incumbent competitor in the same buyer relationships OISI serves.
• Liberty Specialty Markets: Liberty Specialty Markets, part of Liberty Mutual, is a U.S. and Bermuda surplus-lines writer with significant energy and upstream liability capacity. Comparable in product set and underwriting appetite for the risks OISI distributes.
• Aon: Aon's Natural Resources group is a major risk and insurance advisor to U.S. and global energy operators, placing excess and specialty casualty. Like Marsh, it is a broader incumbent covering the same risk profile and insured base that OISI targets.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/osl-insurance-services-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OSL Insurance Services, Inc.