What OSSACRA San Luis does

OSSACRA (Obra Social de la Asociación Civil Pro-Sindicato de Amas de Casa de la República Argentina), operating commercially under the AMASALUD brand, is a private non-profit Argentine health insurance entity (obra social) regulated by the Superintendencia de Servicios de Salud under R.N.A.S. 001508. It provides national health coverage primarily to housewives (amas de casa) and their immediate families, with additional membership extending to independent workers and gender-violence victims. The product portfolio comprises two subscription tiers — Plan Clásico (accessible integral coverage with up to $25,000 optical reimbursement) and Plan Total (premium coverage in top-tier clinics with up to $50,000 optical reimbursement, 30% implant and orthodontic coverage, and 30 annual psychology sessions) — billed monthly with a 10% auto-debit discount.

The organization operates a hybrid delivery model: five owned medical centers in Córdoba, Corrientes, Rosario, San Juan, and Tucumán; a nationwide network of contracted clinics, pharmacies, dental and optical providers; delegate offices in every Argentine province; and a digital services layer that includes telemedicine, digital credentials, an AI-powered WhatsApp assistant (ADA) for chronic disease and violence-victim support, and digital prescriptions issued through the Consejo Médico de Córdoba platform. Preventive programs span maternal-child health, breast and cervical cancer screening, sexual and reproductive health, chronic disease management, disability services, and a nationally distinctive gender-violence care program underpinned by Ley Vigo (27.696).

The business model is recurring monthly premiums from individual affiliates, supplemented by regulatory reimbursements under the Argentine social security framework and revenue from updated copays (Resolución 1926/2024, effective January 2026). Go-to-market combines a sales-led delegate network, a 0800 contact line, an online affiliate portal (GESTOS), and the SSSalud MISSALUD portal for direct beneficiary switching. OSSACRA is led by President Alejandra Vigo, with stated headcount of approximately 40 employees, and is governed as a civil association rather than a venture-backed or publicly listed entity.

Name

OSSACRA San Luis

Legal name

Obra Social de la Asociación Civil Pro-Sindicato de Amas de Casa de la República Argentina (OSSACRA)

Website

https://ossacra.org.ar

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

OSSACRA (AMASALUD) is an Argentine non-profit obra social providing national health insurance plans to housewives and their families, delivered through five owned medical centers, a provincial delegate network, and digital services including telemedicine and the ADA WhatsApp assistant.

Ownership category

akta.pro rank

Product category

Social Health Insurance

NAICS

Health Care and Social Assistance (62), Offices of Physicians (6211)

SIC

Hospital & Medical Service Plans (6324), Services-Health Services (8000), Services-Membership Organizations (8600)

akta.pro primary industry

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

Keywords

• Health insurance plans
• Medical coverage services
• Preventive health programs
• Telemedicine services
• Pharmacy network benefits

Headquarters

HQ city

Ciudad de Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices8 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly premium contributions from affiliated members (amas de casa and their families) through the AMASALUD program, covering medical, pharmaceutical, and preventive health services nationally

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

OSSACRA operates the AMASALUD national health coverage program, a non-profit Obra Social providing medical, pharmaceutical, and preventive health services primarily to housewives (amas de casa) and their families across Argentina. The offering is delivered through two main subscription plans (Plan Clásico and Plan Total), five owned medical centers in Córdoba, Corrientes, Rosario, San Juan, and Tucumán, a nationwide network of affiliated providers, and digital services including telemedicine, digital credentials, and digital prescriptions.

Product overview

OSSACRA/AMASALUD is a national Argentine health insurance fund (obra social) serving primarily housewives and their families. The core offering is the AMASALUD health program, which includes two main insurance plans: Plan Clásico (affordable integral coverage) and Plan Total (maximum quality coverage with top-tier clinics nationwide). These are supplemented by owned medical centers, an extensive provider network, preventive health programs (maternal-child, cancer prevention, gender violence, chronic diseases), disability services, and pharmacy access. The product portfolio includes digital services such as telemedicine, digital credentials, an AI-powered WhatsApp assistant (ADA) for chronic disease and violence victim support, and digital prescriptions through the Córdoba Medical Council platform.

Differentiator

Problem solved

Functional benefit

Products and services

• AMASALUD Health Coverage Program National health coverage program offering medical insurance plans with nationwide provider network access, preventive health programs, and digital health services for individual affiliates and their families.
• Plan Clásico Affordable integral health coverage plan with medical consultations, medications with 40-100% discounts, optical reimbursement up to $25,000, protected home service (Servicio Techo Protegido), and Sport Club gym discounts. Monthly billing with 10% discount for automatic debit.
• Plan Total Premium health coverage plan providing access to top clinics and sanatoriums nationwide without copayments. Includes 30% implant coverage, 30 annual psychology sessions, $50,000 optical reimbursement, 60% gym discount through Sport Club, and protected home and vehicle services. Monthly billing with 10% discount for automatic debit.
• Owned Medical Centers Five OSSACRA-operated medical centers in Córdoba, Corrientes (Laguna Seca), Rosario, San Juan, and Tucumán equipped with modern technology providing primary and specialty care to affiliated members.
• Telemedicine Service Digital telemedicine platform enabling remote medical consultations for affiliates across Argentina through digital channels.
• ADA - Asistente Digital Amiga AI-powered WhatsApp-based digital assistant available 24/7 for chronic disease patients, gender violence victims, and digital prescription management. Connects users with healthcare professionals and multidisciplinary teams.
• Cartilla Online (Provider Directory) Web-based directory of OSSACRA's nationwide network of medical providers including doctors, specialists, clinics, pharmacies, and optical centers across Argentina.
• La Farmacita Pharmacy Network OSSACRA's pharmacy network offering medications with 40-100% discounts according to the Vademecum (VDM) list, plus access to enabled pharmacies nationwide.
• Maternal-Child Health Program Comprehensive maternal-child healthcare program covering prenatal care, childbirth, neonatal care through one year, medications, and specialized infant formula with 100% coverage.
• Gender Violence Healthcare Program Comprehensive healthcare program for gender-based violence victims providing mental health consultations, specialty referrals, complementary studies, hospitalization, and medication with no copayments. The first such program among Argentine obras sociales.
• Digital Prescription (Receta Digital) Electronic prescription system replacing paper prescriptions. Medical professionals in Córdoba issue digital prescriptions through the Consejo Médico platform, which are sent via email to OSSACRA affiliates.

Quantifiable outcome

• 40-100% discount on medications according to VDM
• +4 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability2 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Sanatorio MorracoreStrategic or Co-development Partner · 13 July 2026Strategic alliance for high-complexity rehabilitation services. Sanatorio Morra, a prestigious nearly-century-old healthcare institution and national reference in neurosciences, mental health, and integral rehabilitation, assumes management of OSSACRA's Rehabilitation Center in Córdoba. The partnership combines OSSACRA's state-of-the-art infrastructure with Sanatorio Morra's medical experience and scientific expertise.
• Hospital Privado de CórdobacoreStrategic or Co-development PartnerFramework agreement signed with Hospital Privado de Córdoba (HPUC) for expanded healthcare services for OSSACRA members in Córdoba province.
• Organización del Plata SRLminorChannel Partner/ Reseller/ DistributorPartnership for commercialization of new health plans through Organización del Plata SRL distribution network.
• Banco Popular de la Buena FeminorStrategic or Co-development PartnerSince 2007, partnership with the Banco Popular de la Buena Fe microcredit program of the Ministry of Social Development. Provides microcredits to member entrepreneurs, primarily women seeking to improve family economies through productive projects.
• Sport Club (Red de Gimnasios)minorGTM or Marketing PartnerExclusive gym network partnership offering 60% discount on memberships to OSSACRA/AMASALUD members through Sport Club gym network.
• Tarjeta Clarín 365minorGTM or Marketing PartnerClub de Beneficios partnership providing exclusive discounts through Tarjeta Clarín 365 to OSSACRA members.
• Superintendencia de Servicios de SaludcoreStrategic or Co-development PartnerRegulatory oversight body that approves OSSACRA's provider network and service offerings, and manages the beneficiary option/change system (MISSALUD portal) for switching health insurance providers.

Scale indicators3 records

Recent moves11 records

Expansion highlights5 records

Direct peers

• Medife: Argentine health plan with national coverage, owned provider centers, and growing telemedicine/app offerings. Comparable in product breadth and digital service orientation.
• OSDE: Argentina's largest obra social/prepaga with national coverage and tiered plans. Most directly comparable to OSSACRA as a national membership-based health plan with owned provider infrastructure and digital services.
• OSECAC: Obra social for commerce-sector employees; structurally analogous to OSSACRA as a union-affiliated obra social under SSSalud regulation with national provider networks.
• Medicus: Buenos Aires-based health plan associated with Hospital Italiano. Comparable in owning/partnering with premium hospital infrastructure and offering tiered plans with digital tools.
• Sancor Salud: Cooperative-based Argentine health plan with national coverage and digital services. Comparable as a member-owned, nationally distributed health plan operating alongside traditional obras sociales.

Broad incumbents

• Galeno: Major Argentine prepaga with multi-tier plans and owned sanatoriums. Comparable in product structure (tiered plans, owned provider infrastructure) but serves a broader, higher-income market than OSSACRA's housewife segment.
• Swiss Medical Group: Large incumbent health plan and provider network in Argentina with tiered plans and owned clinics. Comparable to OSSACRA's plan structure and national footprint, though significantly larger and broader in customer segments.
• OMINT: Premium Argentine health plan with top-clinic network and tiered coverage. Comparable to Plan Total's positioning in top sanatoriums with no copay, but serving higher-income segments.

Others

• Hospital Privado de Córdoba: Strategic alliance partner and reference hospital for OSSACRA in Córdoba. Comparable as a healthcare provider integrated with a health plan, relevant for understanding OSSACRA's provider-side dynamics.

Emerging players

• Doctoralia: Telehealth marketplace active in Argentina. Comparable as a digital channel for medical consultations, representing the type of tech-enabled competitor that could pressure OSSACRA's telemedicine roadmap.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ossacra-san-luis

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OSSACRA San Luis