OVM Onderlinge Verzekeringen

What OVM Onderlinge Verzekeringen does

OVM Onderlinge Verzekeringen is a Dutch mutual insurance entity ("onderlinge verzekeringen" = mutual insurance society) headquartered in Borculo, Gelderland, Netherlands, founded in 1873. The organization is structured as a non-profit and operates with a small staff of 19 employees, indicating a niche, locally oriented insurer rather than a nationally scaled carrier. Its website is ovm.nl, but the only available scrape of that domain returned only a Cloudflare-style loading/verification page; no product line, policy types, coverage areas, claims handling, or member governance disclosures were captured. No pricing, customer, technology, partnership, leadership, or financial data was retrieved.

Given the absence of operational detail, the business model can only be described structurally: as an "onderlinge" (mutual), OVM is owned by and exists to serve its policyholders/members rather than external shareholders, with surplus typically reinvested or rebated. The 19-employee scale and 1873 vintage strongly imply a regionally focused, traditional insurance book — likely fire, agricultural, household, or liability lines common to long-standing Dutch rural mutuals — but no source statement confirms product mix, premium volume, geographic scope beyond the Netherlands, distribution channels (agent, broker, direct), or revenue mechanics. The principal data gap is the non-functional website scrape; without product, premium, or member-count disclosure, any further claim about what OVM specifically insures or how it earns would be inference rather than fact.

Name

OVM Onderlinge Verzekeringen

Website

https://ovm.nl

Company type

Private

Headcount range

11–50 employees

Short description

OVM Onderlinge Verzekeringen is a Dutch non-profit mutual insurance society founded in 1873 and headquartered in Borculo, Gelderland, operating with 19 employees. It is structured to serve its policyholder-members rather than outside shareholders, with no public product, revenue, or operational detail disclosed.

Ownership category

akta.pro rank

Product category

Mutual Insurance Services

NAICS

Other Insurance Funds (52519), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro industry

PRIMARYFSAEADAF

Captive Insurance Advisory & Management

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Mutual insurance services
• Non-profit insurer
• Member-owned insurance
• Dutch insurance provider
• Regional mutual insurer

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Supply Chain

Core offering

OVM Onderlinge Verzekeringen is a Dutch mutual ('onderlinge') non-profit insurance organization based in Borculo, Gelderland, founded in 1873. It provides insurance coverage organized on a mutual, member-owned basis to policyholders in the Netherlands. Specific product lines, policy types, and coverage details were not available in the source content.

Product overview

No product or service information is available. The source content consisted only of a loading/verification page.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Broad incumbents

• Interpolis: Dutch mutual insurer brand within Achmea offering property/casualty and liability products. Comparable as a nationally scaled mutual (Onderlinge) competitor to OVM in the Dutch personal-lines market.
• Centraal Beheer: Large Dutch direct writer and historically mutual-style insurer, part of Achmea, offering broad P&C and health products. Comparable as an established Dutch P&C insurer competing for the same household customers as OVM.
• a.s.r. (ASR Nederland): Major Dutch insurance carrier (formerly part of SNS Reaal) covering life, P&C, and pensions. Comparable as a Dutch incumbent competing for the same personal-lines and small-business customers OVM serves.
• Nationale Nederlanden: One of the largest Dutch insurance carriers across life, P&C, and pensions. Comparable as a Dutch insurer operating in lines OVM likely writes, but at vastly greater scale and with a public-company structure.
• Univé: Largest Dutch mutual insurer (Onderlinge Verzekeringen) offering a broad range of P&C and health products nationally. Directly comparable because it operates under the same mutual (Onderlinge) model as OVM, just at far greater scale.

Emerging players

• Independer: Dutch InsurTech price-comparison platform that aggregates P&C and health policies. Comparable because it increasingly disintermediates small regional mutuals by driving customers toward scaled direct writers.

Regional players

• Utrechtse Verzekeringen (UVM): Regional Dutch mutual insurance company offering P&C coverage to its members. Comparable as a small-to-mid Dutch Onderlinge operating in property/casualty personal lines.
• Salland Verzekeringen: Small Dutch mutual-style insurer serving a defined regional membership base in the Salland area. Directly comparable as a regional Dutch mutual society of similar vintage and scale to OVM.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/ovm-onderlinge-verzekeringen

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OVM Onderlinge Verzekeringen