PartnersCor - Corretora de Seguros

What PartnersCor - Corretora de Seguros does

PartnersCor – Corretora de Seguros is a privately held Brazilian insurance broker and consortium consultant operating under the Partners Group umbrella, headquartered in Barra da Tijuca, Rio de Janeiro. The firm distributes roughly eleven product lines through two sub-brands: PartnersCor (insurance brokerage) and Partners Consórcios (consortium advisory), with a third investment/pension pillar. Core offerings include consortiums for property and vehicle acquisition (including pre-assigned Cartas Contempladas), guarantee insurance (Seguro Garantia) for corporate contracts, rental surety (Fiança Locatícia), travel insurance, life, health, dental, auto, residential, and other specialty lines, plus private pension (PGBL/VGBL) and investment advisory. The company acts as an intermediary, accessing multiple consortium administrators (Itaú, Santander, Bradesco, Porto Seguro, Embracon, Rodobens, Sicredi, Magalu, Volkswagen and others) and health operators rather than carrying proprietary underwriting risk.

The business runs on a traditional broker model with no proprietary technology platform, algorithms, or digital products of its own; client interaction is handled by specialized consultants over WhatsApp, phone, email, and website contact forms. Revenue is commission-based: insurance brokerage commissions on new and renewed policies, consortium advisory fees and referrals, rental surety transaction fees, and pension contribution commissions. Distribution combines direct consultant-led sales with a partner broker channel (Seja Parceiro) that recruits independent corretores and supplies training and operational support. Customer segments are horizontal across individual consumers, families, SMBs, corporate accounts (especially for guarantee insurance), landlords/tenants, and partner brokers. With 5 disclosed employees, single-country operations, no external funding, and no disclosed revenue, the firm is a small, privately held brokerage competing primarily on consultant expertise and multi-carrier access in the Brazilian market.

Name

PartnersCor - Corretora de Seguros

Legal name

Partners Group

Website

https://partnerscor.com.br

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

PartnersCor is a privately held Brazilian insurance broker and consortium consultant in Rio de Janeiro that distributes insurance, consortium, and private pension products through in-house consultants and a partner broker network, accessing multiple major Brazilian insurers and consortium administrators.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Consortium Advisory

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industry

B2B Channel Partners & Referral Agencies (Cross-Industry Referral) (FSAEAMAN)

Keywords

• Insurance brokerage
• Consortium advisory
• Private pension advisory
• Guarantee insurance
• Health insurance brokerage

Headquarters

HQ city

Rio de Janeiro

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: PartnersCor earns commissions from insurance products sold including life insurance, health plans, dental plans, guarantee insurance, travel insurance, automobile insurance, residential insurance, business insurance, and other specialty lines. Commissions are earned on new policy sales and renewals.
2. Consortium Advisory Services: The company provides consulting services for consortium (consórcio) products including property, vehicle, and other asset acquisition groups. Revenue comes from advisory fees and referral commissions from consortium administrators.
3. Rental Surety (Fiança Locatícia) Services: PartnersCor facilitates rental surety insurance products, earning commissions for matching tenants and landlords with appropriate insurance coverage. The service includes credit analysis and legal assistance.
4. Private Pension (Previdência Privada) Sales: The company sells private pension products (PGBL and VGBL), earning commissions on contributions and policy management.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

PartnersCor is a Brazilian insurance broker and consortium consultant that intermediates between clients and insurance carriers, consortium administrators, and pension providers. The company sells and advises on insurance lines (life, health, dental, guarantee, rental bond, travel, auto, residential, business, and specialty), consortium products for vehicle and property acquisition, and private pension plans (PGBL/VGBL). Services are delivered through personalized consulting supported by WhatsApp, phone, and email, with revenue generated from commissions and advisory fees.

Product overview

PartnersCor operates as a multi-service financial solutions company offering three integrated service pillars: (1) Consortium Management — including real estate and vehicle consortiums with simulation tools and access to pre-assigned letters (Cartas Contempladas); (2) Insurance Brokerage — offering guarantee insurance (Seguro Garantia), rental bond insurance (Seguro Fiança Locatícia), travel insurance, life insurance, health plans, dental plans, and miscellaneous insurance products (Civil Liability, Auto, Residential, Cyber Risks, etc.); and (3) Investment and Pension Services — providing private pension plans (PGBL/VGBL) and investment advisory using consortium strategies. The company acts as an intermediary broker connecting clients with insurance providers and consortium administrators, offering personalized consulting without bureaucracy.

Differentiator

Problem solved

Functional benefit

Brands

• PartnersCor: Insurance brokerage division providing complete line of insurance products including property, health, life, pension, and surety bond insurance.
• Partners Consórcios

Products and services

• Consórcios (Consortium Management) Consortium management service offering letters of credit for purchasing vehicles, real estate, and other assets without interest, including simulation tools and access to pre-assigned letters (Cartas Contempladas). Serves individuals and businesses seeking interest-free asset acquisition.
• Cartas Contempladas (Pre-assigned Consortium Letters) Pre-assigned consortium letters available for immediate use, offering credit for vehicles, motorcycles, and real estate from various consortium administrators, including Itaú, Santander, Bradesco, Porto Seguro, Embracon, and others.
• Seguro Garantia (Guarantee Insurance) Insurance guaranteeing contract fulfillment for public and private sector companies, covering bid bonds, performance bonds, and judicial guarantees to help companies gain credibility, fulfill contracts, and release working capital.
• Seguro Fiança Locatícia & Capitalização (Rental Bond & Capitalization) Rental bond insurance and capitalization title products enabling property leasing without personal guarantors, with rapid credit analysis within 24 hours and bundled legal assistance.
• Seguro Viagem (Travel Insurance) Travel insurance covering medical assistance, dental care, baggage loss, flight cancellation, and other travel-related protections for domestic and international travel.
• Demais Seguros (Other Insurance Products) Additional insurance products including Civil Liability (D&O, E&O), Engineering Risks, Business Insurance, Group Life, Auto/Fleet, Residential, Nautical, and Cyber Risks insurance for individuals and businesses.
• Planos de Saúde (Health Insurance Plans) Health insurance consulting service providing access to multiple operators with national coverage and 15+ years of experience in employee benefits for individuals, families, and corporate clients.
• Planos de Dental (Dental Insurance Plans) Dental insurance plans featuring an extensive network of providers, 24-hour emergency coverage, and affordable monthly premiums for individuals, families, and businesses.
• Seguro de Vida (Life Insurance) Life and personal insurance providing financial support for death, disability, serious illness, and accidents, with flexible coverage options and quick claims processing for individuals and groups.
• Previdência Privada (Private Pension) Private pension plans (PGBL and VGBL) offering long-term investment with tax benefits, flexible taxation options (progressive or regressive), and simplified portability between plans for individuals.
• Investimento (Investment Advisory) Investment advisory services using consortium as a strategic wealth-building tool, offering leveraged asset acquisition and portfolio diversification strategies for individuals.

Quantifiable outcome

• Cadastral analysis response within 24 hours for rental surety insurance
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Partner Brokers (Corretores Parceiros)coreChannel Partner/ Reseller/ DistributorPartnersCor operates a partner broker program (Seja Parceiro) where independent insurance brokers join to sell PartnersCor's insurance and consortium products. Partners receive training, operational support, and access to specialized consulting services for their clients. The program enables brokers to expand their business opportunities in insurance and consortium sales.
• Consortium Administrators (Itaú, Santander, Bradesco, Embracon, HS Consórcios, Rodobens, Unicoob, Porto Seguro, Serello, Gazin, Zema, CNP, Sicredi, Magalu, Volkswagen)coreChannel Partner/ Reseller/ DistributorPartnersCor works with numerous consortium administrators to offer clients access to a wide variety of consortium groups for property and vehicle acquisition. Administrators include Itaú, Santander, Bradesco, Embracon, HS Consórcios, Rodobens, Unicoob, Porto Seguro, Serello, Gazin, Zema, CNP, Sicredi, Magalu, Volkswagen, and others. The company facilitates access to contemplated letters (cartas contempladas) from these administrators.
• Health Insurance OperatorscoreChannel Partner/ Reseller/ DistributorPartnersCor partners with multiple health insurance operators to provide clients with access to various health plan options. The company acts as an independent broker offering free consulting to match clients with the ideal plan from their network of operator partners.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Lockton Brasil: Global insurance brokerage operating in Brazil, serving corporate clients with commercial insurance, employee benefits, and risk advisory. Comparable to PartnersCor's business-side insurance brokerage and guarantee insurance work.
• Bradesco Seguros: Insurance arm of Bradesco, one of Brazil's largest banks, offering life, health, auto, property, and pension products. Comparable to PartnersCor on multiple overlapping lines including PGBL/VGBL pension and consortium distribution.
• Porto Seguro: One of Brazil's largest insurance and financial services groups, offering auto, home, life, health, and business insurance through captive and broker channels. Comparable to PartnersCor as a multi-line insurance provider, but at vastly greater scale and with proprietary products.
• Marsh Brasil: Global insurance broker and risk advisor with significant Brazil presence, focusing on commercial insurance, surety, and employee benefits. Comparable to PartnersCor on B2B insurance brokerage and guarantee insurance (Seguro Garantia).
• SulAmérica Seguros: Major Brazilian insurance and pension company with health, life, dental, auto, and business lines. Comparable to PartnersCor's health/dental and pension brokerage business, but as a carrier rather than broker.

Emerging players

• Justos: Brazilian tech-enabled insurance startup launching initially in auto insurance with data-driven underwriting. Comparable to PartnersCor's auto and P&C brokerage lines but competes as an emerging digital-native player with proprietary underwriting.

Direct peers

• Minuto Seguros: Brazilian digital insurance broker offering multi-line comparison and online purchase across auto, life, health, and residential insurance. Directly comparable to PartnersCor on multi-line insurance brokerage, but competes via a digital-first model vs. PartnersCor's human-advisor model.
• 180 Seguros: Brazilian insurance broker focused on simplifying insurance purchasing online for individuals and businesses. Comparable to PartnersCor on multi-line insurance distribution and target customers, with overlapping product categories (auto, life, business).
• Wiz Soluções Corretora de Seguros: Brazilian insurance brokerage serving retail, B2B, and bancassurance channels with multi-line distribution. Directly comparable to PartnersCor as a multi-line insurance intermediary, but at much greater scale and with proprietary technology.

Others

• Allianz Seguros: Global insurer with Brazil operations offering auto, home, life, and business insurance through broker and direct channels. Comparable to PartnersCor as a product supplier in the Brazilian insurance ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/partnerscor-corretora-de-seguros
• Instagraminstagram.com/partnerscorretora

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PartnersCor - Corretora de Seguros