Plano Prever
Plano Prever (Plano Angelus) is a Brazilian family assistance and insurance subscription provider operating in Paraná and Santa Catarina, offering four monthly tiers (R$61–R$189) covering funeral, health, property, and pet benefits to B2C families via direct-to-consumer and partner channels.
- Company typePrivate
- Founded-
- HeadquartersNot specified, Brazil
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Plano Prever does
Plano Prever (operating under the Plano Angelus brand) is a family assistance and insurance subscription provider based in Maringá, Paraná, serving households in the southern Brazilian states of Paraná and Santa Catarina. The company is operated by Prever Angelus Administradora LTDA (CNPJ 33.149.334/0001-80) and sits within Grupo Angelus, a diversified conglomerate active in funeral services, assistance, and insurance. Its core offering is funeral planning and end-of-life assistance, extended into adjacent benefits including teleconsultation, residential and auto assistance, personal accident and loan insurance, pet care, and cremation services. The product portfolio is structured as four monthly subscription tiers: Plano Bem Flex (R$61/month, modular), Plano Bem Estar (R$87/month, health-focused), Plano Bem Seguro (R$99/month, property-focused), and Plano Multiassistência (R$189/month, comprehensive), with additional optional add-ons such as pet assistance, teleconsultation, and supplementary insurance products.
The business runs on a recurring subscription revenue model with monthly billing, sold direct-to-consumer through a hybrid of self-serve online contracting via the angeplus.com.br portal, WhatsApp-based consultant sales, the company website, and an Angeplus partner/reseller network that recruits small businesses as distribution agents. Plano Prever does not operate proprietary technology in the AI or platform sense; service delivery is executed through an ecosystem of outsourced partners including funeral homes, crematoriums, teleconsultation providers, and insurance underwriters, while Plano Prever itself focuses on member acquisition, billing, and customer relationship management. Marketing is conducted through content/SEO, organic social (Facebook, Instagram, YouTube, LinkedIn), and direct WhatsApp engagement.
Customer segments are predominantly B2C families in PR and SC seeking affordable, bundled protection against funeral costs (averaging R$10,000), limited healthcare access, property risk, and pet care expenses. Secondary segments include pet owners and budget-conscious households focused on financial planning and family protection. The company employs approximately 13 people, owns no disclosed patents or trademarks, has no institutional funding rounds disclosed, and operates with no known public listing, with ownership anchored in the parent Grupo Angelus conglomerate.
Plano Prever firmographics
Firmographics- Name
- Plano Prever
- Legal name
- Prever Angelus Administradora LTDA
- Website
- https://planoprever.com.br
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Plano Prever (Plano Angelus) is a Brazilian family assistance and insurance subscription provider operating in Paraná and Santa Catarina, offering four monthly tiers (R$61–R$189) covering funeral, health, property, and pet benefits to B2C families via direct-to-consumer and partner channels.
- Ownership category
- akta.pro rank
Plano Prever industry classification
Industry- Product category
- Family Assistance Plans
- NAICS
- Direct Life Insurance Carriers (524113), Direct Life, Health, and Medical Insurance Carriers (52411), Insurance Agencies and Brokerages (524210), Funeral Homes and Funeral Services (812210), Death Care Services (8122)
- SIC
- Life Insurance (6311), Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Final Expense / Burial Life Insurance (FSAIABAF)
- akta.pro secondary industries
- Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness) (HLAEALAN), Bereavement, Grief & Family Support Services (Hospice-Linked) (HLAFAEAO), Individual AD&D Insurance (Direct-to-Consumer) (FSAIALAC)
Keywords
Where Plano Prever is headquartered
LocationHeadquarters
- HQ city
- Not specified
- HQ country
- Brazil
- HQ region
- Latin America
Offices2 records
Markets served
Plano Prever business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Subscription Plans: Monthly subscription-based revenue from four distinct plan tiers (Bem Flex, Bem Estar, Bem Seguro, Multiassistência) offering funeral assistance, health discounts, pet care, and property protection services. Recurring monthly billing model.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Entry-level flexible plan with essential benefits |
| Subscription | Monthly | Health-focused plan with teleconsultations and personal accident coverage |
| Subscription | Monthly | Property protection plan with residential and auto assistance |
| Subscription | Monthly | Most comprehensive plan covering family, property and pets |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Plano Prever product offering
Product offeringCore offering
Plano Prever sells monthly subscription family assistance plans bundling funeral assistance, legal guidance after death, grief counseling, teleconsultations, personal accident insurance, property/home/auto assistance, pet care, and cremation services. Customers choose from four tiered plans (Bem Flex from R$61/month, Bem Estar from R$87/month, Bem Seguro from R$99/month, and Multiassistência from R$189/month) and can attach optional add-on modules such as pet assistance, teleconsultation, and various insurance products. The offering is positioned for families in Paraná and Santa Catarina seeking lifecycle protection and end-of-life planning coverage.
Product overview
Plano Prever (operated by Prever Angelus Administradora LTDA, CNPJ 33.149.334/0001-80) offers a family assistance plan portfolio under the Plano Angelus brand serving Paraná and Santa Catarina, Brazil. The portfolio consists of four main plans: Plano Bem Flex (modular/flexible plan starting at R$61/month), Plano Bem Estar (health-focused at R$87/month), Plano Bem Seguro (property protection at R$99/month), and Plano Multiassistência (comprehensive at R$189/month). Base benefits across plans include funeral assistance, legal guidance, grief counseling, and medication discounts. Optional add-ons include pet assistance, teleconsultation, various insurance products (residential, auto, personal accident, travel, loan), and cremation services. The Bem Flex plan stands out as an innovative customizable option where customers select base benefits and add protections as needed.
Differentiator
Problem solved
Functional benefit
Brands
- Bem Flex: Flexible, intelligent, and customizable family assistance plan starting at R$61/month. Allows customers to build their plan by adding coverages such as burial assistance, statewide or national transfer, family teleconsultation, pet protection, residential assistance, and patrimonial insurance.
- Bem Estar
- Bem Seguro
- Multiassistência (Multi)
Products and services
- Plano Bem Flex Modular family assistance subscription starting at R$61/month. Customers select base benefits (funeral assistance, grief support, post-death legal guidance, orthopedic support, medication discounts) and add optional protections such as pet assistance, statewide or national transfer, teleconsultation, residential assistance, and property insurance. Covers the contracting party, spouse, and unmarried children up to 25 years.
- Plano Bem Estar Health-focused family assistance plan priced at R$87/month. Includes teleconsultations, transfer up to 200km, personal accident insurance, bone fracture insurance, and permanent disability insurance. Extended family coverage including parents and in-laws.
- Plano Bem Seguro Property protection family assistance plan priced at R$99/month. Includes transfer up to 400km, residential assistance, appliance assistance, auto assistance, residential insurance, and emergency mobility insurance.
- Plano Multiassistência Comprehensive family assistance plan priced at R$189/month. Combines all Bem Estar and Bem Seguro benefits plus exclusive coverages including loan insurance (prestamista), burial assistance, pet assistance, unlimited statewide transfer, personal accident insurance, bone fracture insurance, and permanent disability insurance.
- Plano Angelus Main umbrella family assistance plan under the Plano Angelus brand operating in Paraná and Santa Catarina, offering funeral services, legal guidance after death, and grief support as the core reference product of the Plano Prever portfolio.
Companies that use Plano Prever
Customer profileSegments4 records
Ideal customer profiles3 records
Plano Prever technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Plano Prever partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Angeplus Partner NetworkcoreAngeplus is a partner program where small businesses and entrepreneurs can register as partners to access a network of thousands of associates, expanding their visibility and attracting new customers. Partners can register through the Angeplus platform or contact via email for partnership enrollment.
Recent moves6 records
Expansion highlights5 records
Plano Prever competitors and assessment
Company assessmentBroad incumbents
- Hapvida NotreDame Intermédica: Large Brazilian health plan operator with teleconsultation and ancillary services — comparable for the teleconsultation, health discounts, and pharmacy benefits within Plano Prever's health-focused Bem Estar tier.
- Porto Seguro: Major Brazilian insurance conglomerate offering personal accident, residential, auto, and life insurance products — overlapping with several insurance modules bundled in Plano Prever's plans, though Porto Seguro is not a funeral-plan specialist.
- SulAmérica Seguros: Large Brazilian insurance carrier offering health, life, personal accident, and dental coverage across Brazil. Comparable for the insurance components (life, personal accident, health) embedded in Plano Prever plans.
Direct peers
- Unitas: Brazilian funeral assistance cooperative providing recurring family protection plans with burial, cremation, and ancillary benefits. Comparable to Plano Prever in subscription-based family assistance model and Brazilian market focus.
- Grupo Zelo: One of Brazil's largest funeral plan and assistance providers, offering subscription-based family assistance with multiple plan tiers and national coverage. Highly comparable business model to Plano Prever's tiered, monthly subscription funeral/assistance plans.
- Bontempo Planos Funerários: Brazilian funeral plan provider offering monthly subscription plans covering funeral assistance and related family benefits. Directly comparable subscription-based funeral assistance model.
- Capemi (Capemisa): Brazilian funerary and social assistance provider with recurring membership plans for families. Comparable subscription family-assistance business serving Brazilian consumers.
Others
- Angeplus: Plano Prever's contracted online contracting platform and partner network that hosts the sales funnel and small-business partner recruitment. Listed as 'others' because it functions as both a channel and an enabler rather than a direct competitor.
- Grupo Angelus: Parent conglomerate of Plano Prever that operates funeral chapels, cremation, and cemetery services. Included as an ecosystem participant because Plano Prever relies on Grupo Angelus for service fulfillment rather than competing with it.
Regional players
- Grupo Santa Terezinha: Regional funeral assistance group active in southern Brazil offering funeral and family assistance plans. Comparable as a regional southern-Brazil peer in the same funeral-assistance category.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Plano Prever social profiles
Digital presencePlano Prever financial estimates
Financial estimateRevenue estimate
Valuation estimate
Plano Prever leadership team
Management profileNumber of profiles
Plano Prever funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Plano Prever M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Plano Prever
What does Plano Prever do?
Plano Prever sells monthly subscription family assistance plans bundling funeral assistance, legal guidance after death, grief counseling, teleconsultations, personal accident insurance, property/home/auto assistance, pet care, and cremation services. Customers choose from four tiered plans (Bem Flex from R$61/month, Bem Estar from R$87/month, Bem Seguro from R$99/month, and Multiassistência from R$189/month) and can attach optional add-on modules such as pet assistance, teleconsultation, and various insurance products. The offering is positioned for families in Paraná and Santa Catarina seeking lifecycle protection and end-of-life planning coverage.
Is Plano Prever a public or private company?
Plano Prever is a private company. It is classified as corporate owned and is currently operating.
When was Plano Prever founded?
Plano Prever was founded in -1. It employs 11 to 50 people.
Where is Plano Prever based?
Plano Prever is headquartered in Not specified, Brazil, in the Latin America region.
How does Plano Prever make money?
One revenue line is on record: subscription Plans.
Who are Plano Prever's main competitors?
Broad incumbents on record are Hapvida NotreDame Intermédica, Porto Seguro and SulAmérica Seguros. Direct peers are Unitas, Grupo Zelo, Bontempo Planos Funerários and Capemi (Capemisa). Others are Angeplus and Grupo Angelus. Grupo Santa Terezinha is listed as a regional player.
Does Plano Prever have an API?
No public API is recorded for Plano Prever.
What industry is Plano Prever in?
Plano Prever's product category is Family Assistance Plans. Its primary akta.pro industry code is FSAIABAF, Final Expense / Burial Life Insurance, with a secondary code of HLAEALAN, Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness). Its NAICS code is 524113 and its SIC code is 6311.