Pôle Handicap
Pôle Handicap is a Toulouse-based French CIF-registered wealth advisor founded in 2010, specializing in financial planning for disabled persons, accident victims, and individuals under tutelle or curatelle through multi-contract solutions sourced across 26 insurers, 18 banks, and 39 real estate developers.
- Company typePrivate
- Founded2010
- HeadquartersToulouse, France
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Pôle Handicap does
Pôle Handicap is a Toulouse-based French financial advisory firm authorized as a Conseil en Investissements Financiers (CIF) by the AMF. Founded in 2010 by Morgan Lifante to address the specific wealth management needs of people with disabilities, accident victims, and individuals under tutelle or curatelle, the firm operates as a S.A.R.L. unipersonnelle with nine employees and nationwide service coverage. Its core offering, "Tutelle & Handicap," is a multi-contract solution bundling life insurance, capitalization contracts, next-generation euro funds, and real estate investments (SCPI, OPCI, SCI, nue-propriété, LMNP) with 0% entry fees, supplemented by specialized options such as épargne handicap and rente survie that provide specific tax advantages for disabled persons.
The firm does not operate a proprietary technology platform, mobile application, or API; service delivery is conducted through a three-step consultative process of initial meeting, proposal presentation with financial simulations, and contract implementation, followed by ongoing patrimonial monitoring. The advisory model relies on a curated ecosystem of 26 insurance companies, 18 banking institutions, and 39 real estate developers, allowing the firm to maintain provider independence and offer multi-contract solutions through a single dedicated interlocutor across social, fiscal, matrimonial, and succession dimensions.
Revenue is generated through advisory fees and commissions on placed financial products, with the initial consultation provided free of charge. The customer base spans individual accident victims, families of protected persons, guardianship associations, and private mandataires judiciaires, with a parallel Pôle Association sub-brand serving non-profit treasury management. No funding rounds, institutional investors, subsidiaries, or M&A activity are disclosed.
Pôle Handicap firmographics
Firmographics- Name
- Pôle Handicap
- Legal name
- S.A.R.L. unipersonnelle POLE HANDICAP
- Website
- https://pole-handicap-patrimoine.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Pôle Handicap is a Toulouse-based French CIF-registered wealth advisor founded in 2010, specializing in financial planning for disabled persons, accident victims, and individuals under tutelle or curatelle through multi-contract solutions sourced across 26 insurers, 18 banks, and 39 real estate developers.
- Ownership category
- akta.pro rank
Pôle Handicap industry classification
Industry- Product category
- Disability and Protection Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Services for the Elderly and Persons with Disabilities (624120), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Accident & Health Insurance (6321)
- akta.pro primary industry
- Guardianship, Conservatorship & Special Needs Trust Services (FSAEAKAG)
- akta.pro secondary industries
- Individual Disability Income Insurance (Non-Group) (FSAIAIAA), Disability Services & Independent Living Support (BPAGAEAG)
Keywords
Where Pôle Handicap is headquartered
LocationHeadquarters
- HQ city
- Toulouse
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Pôle Handicap business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Financial Advisory Fees: The firm operates as a Conseil en Investissements Financiers (CIF) registered with AMF, providing personalized wealth management advisory services. Revenue appears to come from advisory fees and potentially commissions on financial products placed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free initial consultation with no fees or travel costs |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Pôle Handicap product offering
Product offeringCore offering
Pôle Handicap is a French financial advisory firm (Conseil en Investissements Financiers) that provides personalized wealth management for legally protected persons under tutelle or curatelle, accident victims, their families, and tutelary associations. The firm offers a multi-contract solution combining life insurance, capitalization contracts, euro funds, and real estate investments, selected impartially from a network of 26 insurance companies, 18 banks, and 39 real estate developers. Services include patrimonial audits, petition drafting, tax filing assistance, and ongoing dedicated advisory support.
Product overview
Pôle Handicap operates as a financial advisory firm offering a comprehensive portfolio of products and services for vulnerable individuals under guardianship/curatorship and accident victims. The core offering is the Tutelle & Handicap multi-contract solution, which bundles life insurance, capitalization contracts, and next-generation euro funds with real estate investments (SCPI, SCI, OPCI). Complementary products include épargne handicap and rente survie options providing tax advantages, along with LMNP and nue-propriété real estate investments. The firm also offers the Poles Association sub-brand for association treasury management. All offerings are delivered through a three-step advisory process (initial meeting, proposal presentation, implementation) with ongoing patrimonial monitoring, operating as a CIF (Conseil en Investissements Financiers) registered with AMF.
Differentiator
Problem solved
Functional benefit
Products and services
- Tutelle & Handicap (Offre Multi-Contrats)
Quantifiable outcome
- Response time for audit and investment proposals within 72 hours
- +2 more outcomes
Companies that use Pôle Handicap
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
Pôle Handicap technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Pôle Handicap partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- 26 Insurance CompaniescorePartnership network of 26 insurance companies providing diversified access to life insurance and capitalisation products tailored for protected persons and accident victims.
- 18 Banking InstitutionscorePartnership network of 18 banking institutions providing access to traditional banking products and services for the firm's clientele.
- 39 Real Estate DeveloperscorePartnership network of 39 real estate developers providing access to property investments including SCPI, OPCI, SCI and nue-propriété solutions.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
Pôle Handicap competitors and assessment
Company assessmentPeers
Broad incumbents
- Crédit Agricole: One of France's largest retail banks with private banking and tutelle/curatelle account services offered through regional branches. Provides wealth and insurance products to protected persons through its tied network, competing indirectly with Pôle Handicap's independent advisory model.
- Société Générale Private Banking: French private bank offering wealth advisory, life insurance and patrimonie services. Overlaps with Pôle Handicap in serving individuals receiving large insurance or compensation payouts but without the firm's specialization in protection regimes and accident-victim indemnities.
- La Banque Postale: State-linked French retail bank with dedicated tutelle account and protected-person services through its Livret A and bank account offerings. Broad incumbent that overlaps with Pôle Handicap in serving guardianship clients but as part of a much wider retail banking portfolio rather than a specialized wealth advisory niche.
- BNP Paribas Wealth Management: Large private bank serving high-net-worth clients in France including inheritance, life insurance and patrimonie planning. Competes with Pôle Handicap for accident-victim compensation mandates but as part of a much broader wealth offering rather than a disability-focused niche.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Pôle Handicap social profiles
Digital presencePôle Handicap financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pôle Handicap leadership team
Management profileNumber of profiles
Profiles1 record
Pôle Handicap funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pôle Handicap M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pôle Handicap
What does Pôle Handicap do?
Pôle Handicap is a French financial advisory firm (Conseil en Investissements Financiers) that provides personalized wealth management for legally protected persons under tutelle or curatelle, accident victims, their families, and tutelary associations. The firm offers a multi-contract solution combining life insurance, capitalization contracts, euro funds, and real estate investments, selected impartially from a network of 26 insurance companies, 18 banks, and 39 real estate developers. Services include patrimonial audits, petition drafting, tax filing assistance, and ongoing dedicated advisory support.
Is Pôle Handicap a public or private company?
Pôle Handicap is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pôle Handicap founded?
Pôle Handicap was founded in 2010. It employs 1 to 10 people.
Where is Pôle Handicap based?
Pôle Handicap is headquartered in Toulouse, France, in the Europe region.
How does Pôle Handicap make money?
One revenue line is on record: financial Advisory Fees.
Who are Pôle Handicap's main competitors?
LCL Banque Privée is listed as a peer. Broad incumbents are Crédit Agricole, Société Générale Private Banking, La Banque Postale and BNP Paribas Wealth Management.
Does Pôle Handicap have an API?
No public API is recorded for Pôle Handicap.
What industry is Pôle Handicap in?
Pôle Handicap's product category is Disability and Protection Wealth Management. Its primary akta.pro industry code is FSAEAKAG, Guardianship, Conservatorship & Special Needs Trust Services, with a secondary code of FSAIAIAA, Individual Disability Income Insurance (Non-Group). Its NAICS code is 523940 and its SIC code is 6321.