Aymoré Crédito Financiamento Investimento

What Aymoré Crédito Financiamento Investimento does

Aymoré Crédito Financiamento Investimento, doing business as Aymoré Financiamentos, is a privately referenced Brazilian consumer credit and financing entity headquartered in Araçatuba, São Paulo. The company offers two primary product lines: vehicle financing (financiamento de veículos), including auto and motorcycle loans, and personal credit (crédito pessoal) for individual borrowers. Its value proposition is positioned around serving consumers who may have difficulty accessing traditional bank credit, including borrowers with credit restrictions (negativado), providing installment-based access to vehicles and personal liquidity.

The company operates a direct-to-consumer model through digital channels, with online applications for both vehicle and personal credit products. Its primary customer acquisition presence is through third-party credit comparison and financial education portals, most notably Portal do Empréstimo (portaldoemprestimo.com), where it is featured as a financing option alongside consumer credit content. Revenue is generated transactionally through interest, processing fees, and credit service charges on its loan book. No proprietary technology, mobile app, or platform architecture is disclosed in the source data.

The operating footprint is domestic (Brazil) and the legal entity is private with no disclosed parent company, investor base, or ownership structure. The organization is very small at 18 employees. No funding rounds, management team, certifications, regulatory actions, patents, partnerships, or M&A activity are documented in the available inputs, which materially limits the ability to assess scale, governance, or strategic direction.

Name

Aymoré Crédito Financiamento Investimento

Legal name

Aymoré Financiamentos

Website

https://portaldoemprestimo.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Aymoré Crédito Financiamento Investimento (Aymoré Financiamentos) is a small Brazilian consumer lender offering vehicle financing and personal credit to individuals, including credit-restricted borrowers, distributed via digital channels and listing on Portal do Empréstimo.

Ownership category

akta.pro rank

Product category

Consumer Lending

NAICS

Consumer Lending (522291), Sales Financing (52222)

SIC

Personal Credit Institutions (6141)

akta.pro industry

PRIMARYFSAKAAAH

Emergency & Short-Term Installment Personal Loans (Unsecured)

Financial & Insurance/Lending & Consumer Finance/Personal Loans (Unsecured Installment)

SECONDARYFSAMAKAH

Lending & Credit Disbursements

Financial & Insurance/Payments & Transaction Processing/Payroll & Payouts / Disbursements

Keywords

• Vehicle financing
• Personal credit
• Consumer lending
• Auto loans
• Brazilian fintech

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. Vehicle Financing: The company generates revenue through vehicle financing arrangements, collecting interest and fees on auto loans and financing contracts.
2. Personal Credit: Revenue is generated from personal loan interest, processing fees, and credit service charges extended to individual consumers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Aymoré Crédito Financiamento Investimento (doing business as Aymoré Financiamentos) is a Brazilian financial services company that provides vehicle financing (financiamento de veículos) and personal credit (crédito pessoal) products to individual consumers in Brazil. The company extends installment loans for purchasing automobiles and motorcycles, and offers personal credit lines for general financial needs such as debt consolidation and emergency funding. Aymoré also serves consumers who may have difficulty accessing traditional banking channels, including individuals with credit restrictions.

Product overview

Aymoré Crédito Financiamento Investimento operates as a Brazilian financial services company offering vehicle financing (financiamento de veículos) and personal credit (crédito pessoal) products. The company appears as a financing option on third-party loan comparison portals, providing credit services to consumers in Brazil. The product portfolio includes vehicle loans for purchasing automobiles and personal credit lines for individual financial needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Aymoré Financiamentos – Veículos e Crédito Pessoal Aymoré Financiamentos provides vehicle financing (financiamento de veículos) and personal credit (crédito pessoal) products for Brazilian consumers. The product encompasses installment loans for purchasing automobiles and motorcycles, as well as personal credit lines for debt consolidation, emergency expenses, and other individual financial needs. The company is referenced as a financing option on third-party loan comparison portals in Brazil.

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Crefisa: Brazilian consumer lender that explicitly serves 'negativado' borrowers with personal credit and related products. Directly comparable to Aymoré's positioning in the underserved Brazilian personal credit market.
• Banco PAN: Major Brazilian consumer credit and vehicle financing bank offering auto loans, personal credit, and payroll-linked lending. Comparable product mix (vehicle + personal credit) and Brazilian consumer focus.
• Banco Daycoval: Brazilian bank with a strong vehicle financing and consumer credit business, serving retail and corporate segments. Directly comparable in the auto financing segment Aymoré operates in.
• Creditas: Brazilian digital lender specializing in secured consumer credit including vehicle-backed financing and home equity lending. Comparable in the vehicle financing segment Aymoré targets.
• Geru: Brazilian online personal loan platform focused on underbanked and credit-restricted consumers, with digital underwriting. Closely comparable GTM and target customer profile to Aymoré.
• BV Financeira: Brazilian consumer finance arm of BV (formerly Banco Votorantim) offering vehicle financing, personal loans, and credit cards. Overlaps with Aymoré in vehicle and personal credit origination in Brazil.

Broad incumbents

• Porto Seguro FinanCiar: Captive auto financing arm of Porto Seguro in Brazil, offering vehicle financing tied to insurance distribution. Adjacent competitor in Brazilian auto credit space.

Emerging players

• Finamax: Brazilian digital personal credit provider focused on quick online loans to Brazilian consumers. Comparable in the online personal credit segment targeting retail borrowers.
• Bom Pra Crédito: Brazilian online credit comparison and personal loan marketplace connecting borrowers with lenders. Comparable lead-generation and distribution model to how Aymoré appears on aggregator portals.
• Reban (formerly Rebel): Brazilian fintech offering personal loans online with digital underwriting. Comparable digital direct-to-consumer personal credit model targeting Brazilian consumers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/aymor%C3%A9-cr%C3%A9dito-financiamento-investimento

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aymoré Crédito Financiamento Investimento