Promtransinvest Insurance Inc

What Promtransinvest Insurance Inc does

Promtransinvest Insurance Inc (ЗАСО «Промтрансинвест») is a Belarusian insurance company founded in 1993 and headquartered at ul. Plekhanova 8, Minsk, operating under a license from the Belarusian state with affiliation to the Administration of the President of the Republic of Belarus. The company serves both individual consumers and legal entities (enterprises, organizations, and individual entrepreneurs) across Belarus, providing a comprehensive product portfolio organized into five lines: auto insurance (mandatory ОСГО and voluntary КАСКО), health insurance (Формула здоровья, ВИП-Клиник, travel, COVID-19, tick protection, accident), property insurance (comprehensive home, Лад і дабрабыт, luggage, bank card, pet, monuments), liability insurance (carrier/CMR, employer, professional, customs, airport, and other corporate liability classes), and cargo insurance. Its technology stack consists of a web-based insurance management platform — an online premium calculator, a customer personal account portal (Личный кабинет), and a mobile application launched in 2025 — supported by electronic claims submission and online settlement workflows rolled out in 2024.

The company earns revenue primarily through recurring insurance premiums (both mandatory and voluntary), with annual billing cadence as the dominant model and pay-as-you-go for travel. Distribution is multi-channel: directly through 200+ Points of Insurance Services (ПОСУ) and Centers of Insurance Services (ЦОСУ) spanning all six regions plus border crossings, and indirectly through partner retail networks (gas stations Лукойл and А-100, supermarket chain Евроопт, pharmacy chain Планета Здоровья), shopping malls, and banking partners (Беларусбанк/ASB and MTBank, with the latter co-distributing the PROполис corporate medical product). GTM is a hybrid direct-to-consumer and channel-partner model, with a hotline (128) and online self-service for the consumer funnel and dedicated corporate coverage for legal entities. The stated competitive advantages are its nationwide distribution and its regulatory position as an established ОСГО provider, though no revenue, premium, or market-share figures are disclosed in the source material.

Name

Promtransinvest Insurance Inc

Legal name

ЗАСО «Промтрансинвест»

Website

https://promtransinvest.by

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Promtransinvest Insurance Inc is a Belarusian insurer offering auto, health, property, and liability coverage to individuals and businesses nationwide through 200+ points of sale and digital self-service channels.

Ownership category

akta.pro rank

Product category

Insurance Services

NAICS

Insurance Carriers (5241), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Health and Medical Insurance Carriers (524114), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Embedded Insurance Distribution & Premium Financing (FSAGALAF)

akta.pro secondary industries

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD), Trip Cancellation/Interruption & Refund Protection Platforms (THALALAB)

Keywords

• Auto insurance services
• Voluntary health insurance
• Property insurance coverage
• Liability insurance products
• Mandatory civil liability

Headquarters

HQ city

Minsk

HQ country

Belarus

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premiums: Collection of insurance premiums from policyholders for various types of coverage including auto, property, and health insurance. Both mandatory (ОСГО) and voluntary insurance products.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels7 records

Core offering

Promtransinvest Insurance Inc is a Belarusian insurance company that provides a comprehensive portfolio of mandatory and voluntary insurance products. Its core offerings span auto insurance (ОСГО and CASCO), voluntary health insurance (Formula Zdorovya, VIP-Clinic, travel medical coverage), property insurance (home, cargo, bank cards, pets), and liability insurance (carrier CMR, professional liability, employer liability). The company distributes products through an extensive branch network of over 200 points of sale, online platforms, mobile apps, and partner retail and banking channels across Belarus.

Product overview

Promtransinvest Insurance Inc (ЗАСО «Промтрансинвест») is a Belarusian insurance company offering a comprehensive portfolio of insurance products and digital services. The company provides mandatory and voluntary insurance across five main categories: auto insurance (Автокаско, ОСГО, driver/passenger coverage), health insurance (medical programs like «Формула здоровья» and «ВИП-Клиник», travel insurance, COVID-19 coverage, tick protection), property insurance (home insurance, cargo insurance, luggage coverage, pet insurance, bank card protection), and liability insurance (carrier liability, professional liability, employer's liability). The company operates a digital platform including an online insurance calculator (webclient.promtransinvest.by:4001), a customer personal account portal (webclient.promtransinvest.by:4003), and a mobile application for purchasing insurance and filing claims. The product portfolio includes standalone products as well as bundled programs like «Формула здоровья» (two versions), comprehensive home insurance (including «Лад і дабрабыт» with savings component), and specialized corporate solutions.

Differentiator

Problem solved

Functional benefit

Brands

• Формула здоровья: Health insurance programs (voluntary health insurance, medical expense insurance programs).
• ВИП-Клиник
• Лад і дабрабыт
• С заботой о питомце
• С заботой о Вас
• С заботой о детях
• С защитой от клеща
• PROполис
• ЭлектроКАСКО

Products and services

• Voluntary Auto Insurance (Автокаско / CASCO) Voluntary auto insurance covering damage to the insured vehicle from accidents, theft, vandalism, and other risks. Available in 'All Inclusive' and 'Standard' packages with discounts up to 10%. Available for both personal and corporate clients.
• Mandatory Civil Liability Insurance (ОСГО) Mandatory civil liability insurance for vehicle owners covering damages caused to third parties in traffic accidents. Required by Belarusian law for all vehicle owners. Pricing varies based on vehicle type, driver history, and coverage limits.
• Voluntary Driver and Passenger Accident Insurance Voluntary insurance covering drivers and passengers against accidents, providing financial protection for injuries or death resulting from road accidents.
• Health Insurance Programs «Formula Zdorovya» (Формула здоровья) Medical insurance programs offering comprehensive health coverage with various levels of protection, available in two versions (Formula Zdorovya 1 and 2) for both individual and corporate clients. Includes discounts at Planeta Zdorovya pharmacy network.
• VIP-Clinic Voluntary Medical Insurance Program (ВИП-Клиник) Voluntary medical insurance program providing access to VIP-level medical facilities and services, covering diagnostic, treatment, and preventive care.
• International Travel Medical Insurance Travel insurance covering medical expenses and accident protection during international trips, including emergency medical care and repatriation.
• COVID-19 Insurance Coverage Specialized insurance product covering COVID-19 related medical expenses and treatment costs for policyholders, primarily tied to international travel.
• Tick-Borne Disease Insurance (С защитой от клеща) Tick-borne disease insurance program providing coverage for medical treatment of tick-borne infections such as Lyme disease and encephalitis.
• Accident and Illness Insurance Accident and illness insurance providing lump sum payments or compensation for medical treatment resulting from accidents or diseases.
• Comprehensive Home Insurance Comprehensive home insurance covering residential buildings, liability to neighbors, and additional living expenses. Protects against fire, flooding, theft, and natural disasters. Includes 'Лад і дабрабыт' and 'Комплексное страхование домовладений' programs.
• «Лад і дабрабыт» Home Insurance Program Specialized home insurance program combining property coverage with savings elements, designed for comprehensive household protection.
• Air Travel Baggage and Passenger Expense Insurance Travel insurance covering luggage loss, damage, and delay during flights, plus additional travel-related expenses.
• Bank Card Insurance Insurance coverage for bank card fraud, unauthorized transactions, and card loss. Available for both physical and legal entities; can be purchased online.
• Pet Insurance Pet insurance covering veterinary expenses, liability for pet-caused damages, and mortality coverage. Can be purchased online.
• Carrier Liability Insurance (CMR) Mandatory and voluntary carrier liability insurance covering goods damage during transport. Available for international and domestic freight.
• Cargo Insurance Cargo insurance covering goods in transit against loss, damage, or destruction during transportation by various means.
• Corporate Medical Expense Insurance Medical expense insurance for corporate clients, providing comprehensive health coverage for employees including preventive care, diagnostics, and treatment.
• Corporate Voluntary Auto Civil Liability Insurance Voluntary civil liability insurance for corporate vehicle owners and fleet operators, supplementing mandatory ОСГО coverage.
• Union Auto Insurance (Союзное страхование) Auto insurance product offered under a Union (bilateral) framework, providing cross-border vehicle insurance coverage.
• Blue Card (Синяя карта) Auto Insurance Blue Card auto insurance product providing mandatory civil liability coverage recognized in countries participating in the Green Card system.
• Border Auto Insurance (Пограничное страхование) Auto insurance product available at border crossing points for drivers entering or exiting Belarus.
• Electronic Device and Home Appliance Insurance Insurance coverage for electronic devices and home appliances against damage, theft, and breakdown.
• «С заботой о питомце» Pet Care Program Branded pet insurance program providing veterinary care coverage and liability protection for pet owners.
• Professional Liability Insurance Professional liability insurance covering errors and omissions, malpractice, and professional negligence for corporate clients across various industries.
• Employer Liability Insurance Employer civil liability insurance covering damages to life and health of employees in the course of work-related activities.
• Marine Insurance Marine insurance covering vessels, cargo, and related liability for maritime transport operations.
• European Accident Report Service (Европротокол) Service enabling customers to file accident reports without police involvement for minor accidents with mutually agreed liability.

Quantifiable outcome

• Online claims submission and processing available 24/7

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Ten partnerships are on record, tiered minor and core.

• Аптечная сеть «Планета Здоровья»minorGTM or Marketing PartnerPharmacy network partnership offering discounts up to 10% on medications for insured clients under ДМС (voluntary medical insurance) programs.
• ОАО «АСБ Беларусбанк»coreGTM or Marketing PartnerMajor banking partner for joint insurance product distribution including special offers and bundled products for bank customers.
• ЗАО МТБанкminorGTM or Marketing PartnerBanking partner offering insurance product distribution and payment services including insurance compensation payouts to bank cards.
• Сеть магазинов «Евроопт»minorGTM or Marketing PartnerRetail chain partnership for cross-promotional offers with discounts on insurance products for customers with loyalty cards.
• Сеть АЗС «Лукойл»minorChannel Partner/ Reseller/ DistributorGas station network partnership for point-of-sale insurance distribution at fuel stations throughout Belarus.
• Сеть АЗС «А-100»minorChannel Partner/ Reseller/ DistributorGas station network partnership for point-of-sale insurance distribution.
• Управление делами Президента Республики БеларусьcoreStrategic or Co-development PartnerParent organization providing state-level oversight and affiliation. Company operates as part of organizations under the Presidential Administration.
• Белорусский союз женщин (БСЖ)minorOthersPartnership with women's organization for corporate social responsibility and employee engagement activities.
• ОО «БРСМ» (Белорусский республиканский союз молодёжи)minorOthersYouth organization partnership for employee engagement and youth programs.
• Белорусский союз юристовminorGTM or Marketing PartnerPartnership as partner of the Belarusian Legal Forum for industry networking and professional development.

Scale indicators3 records

Recent moves8 records

Expansion highlights10 records

Direct peers

• Belneftestrakh (BNS Insurance): Major Belarusian insurer historically tied to the oil sector, offering auto, property, liability and travel insurance. Directly competes with Promtransinvest in OSGO and CASCO, with a similarly broad multi-line positioning.
• Belgosstrakh (Belarussian State Insurance): Belarus's largest state-affiliated multi-line insurer offering OSGO, CASCO, property and health coverage nationwide. It is the most direct comparable given overlapping product portfolio, state affiliation, and reliance on mandatory auto volume in the Belarus market.
• ERGO Insurance (Belarus): Branch of the Vienna Insurance Group offering auto, property, travel and liability insurance in Belarus. Comparable as a multi-line carrier with international reinsurance backing competing for the same Belarusian consumer and SME pool.

Regional players

• AlfaStrakhovanie: Top-5 Russian insurer with strong auto, health and retail franchise, including banking-embedded distribution through Alfa-Bank. Directly comparable on the bankassurance / embedded distribution model but Russia-focused.
• RESO-Garantia: Top-3 Russian multi-line insurer with strong auto (OSAGO/CASCO) and retail distribution franchise. Comparable in auto-heavy mix and partner-led distribution model but Russia-focused.
• TAS Insurance Group: CIS-focused insurance group offering OSAGO/CASCO, property, and corporate coverage across Ukraine and neighboring markets. Comparable multi-line positioning and CIS regulatory environment but different geography.
• Sogaz Insurance: Russia's largest corporate and state-affiliated insurer with broad multi-line offering including OSAGO, property and health. Comparable for its state-adjacent positioning and corporate pipeline but operates in Russia.
• Rosgosstrakh: One of Russia's largest multi-line insurers with auto, property, health and liability products. Comparable in product mix and state-affiliated heritage but operates in a different geography (Russia), making it a regional rather than direct peer.
• VSK Insurance: Russian multi-line insurer with significant OSAGO and corporate property exposure. Comparable product mix to Promtransinvest, particularly in auto and property, but operates in Russia.
• Ingosstrakh: Russian insurer with significant corporate liability, cargo and aviation exposure, similar to Promtransinvest's transport/logistics niche. Comparable for specialty commercial lines but operates in Russia.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/promtransinvest

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Promtransinvest Insurance Inc