九電産業株式会社

Name

九電産業株式会社

Legal name

九電産業株式会社

Website

https://q3-hoken.jp

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAIAEAL

Individual Health Insurance Brokerage & Distribution

Financial & Insurance/Insurance — Life & Health/Individual Health Insurance

Keywords

• Insurance agency services
• Property and casualty insurance
• Life insurance distribution
• Corporate risk insurance
• Group insurance programs

Headquarters

HQ city

Fukuoka (Honten)

HQ country

Japan

HQ region

Asia

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Insurance Agency Commission (損害保険・生命保険の代理店手数料): 九電産業株式会社 保険部 operates as an insurance agency (保険代理店), earning commissions from insurance companies for placing and renewing insurance policies. Revenue is generated through commissions on both property/casualty insurance (損害保険) and life insurance ( 생명보험) products. The company acts as a sales intermediary, not as the insurer itself, distributing products from 14+ partner property/casualty insurers and 7+ partner life insurers.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

九電産業株式会社 保険部 is an insurance agency that distributes property/casualty and life insurance products from 14+ partner insurers to three customer segments: Kyuden Cooperative members (Kyushu Electric Power Group employees/retirees), general individual consumers, and corporate enterprises. The company delivers insurance products through direct phone sales, in-person branch consultations, and online self-service across 8 Kyushu-region locations, earning commissions from insurance carriers for policy placement and renewal.

Product overview

九電産業株式会社 保険部是一家综合保险代理公司，提供损害保险和人寿保险服务。公司通过三大客户渠道运营：（1）个人客户向け保险服务；（2）法人客户向け保险服务（含火灾保险、汽车保险、赔偿责任保险、サイバー保险等）；（3）九電生协组合员专用保险服务（含综合医疗保障计划、汽车保险、地震保险等附加火灾共济）。公司还提供1day型汽车保险、网上保险手续WEB服务、保险金请求WEB服务等数字化服务。合作保险公司包括三井住友海上、東京海上日動、損保ジャパン、SOMPOひまわり生命、アフラック等多家保险公司。

Differentiator

Problem solved

Functional benefit

Brands

• 九電生協総合保障制度 (Kyuden Seikyo Comprehensive Insurance System): Specialized insurance services for Kyuden Seikyo (Kyushu Electric Power Cooperative) members, offering comprehensive medical insurance, automobile insurance, Aflac insurance, fire insurance with earthquake coverage, and related insurance products.

Products and services

• 個人のお客さま向け保険サービス (Individual Customer Insurance Services) Insurance consultation and product placement service for general individual consumers (not affiliated with Kyuden Seikyo) seeking personal insurance coverage for health, property, automobile, and liability protection. Includes new policy consultation, existing policy review, address changes, and coverage gap analysis. Accessed via dedicated toll-free phone line (0120-400-824 for individual property), 8 branch offices across Kyushu, and web-based inquiry forms.
• 法人のお客さま向け保険サービス (Corporate Customer Insurance Services) Insurance consulting and risk analysis service for corporate enterprises, particularly small-to-medium businesses in Kyushu. Covers fire, business interruption, automobile, liability, cyber, workers' compensation, directors' liability, business succession planning, employee welfare, and health management support. Provides free workplace seminars and health management workshops. Accessed via dedicated toll-free phone line (0120-400-695 for corporate property) and in-person branch consultation.
• 九電生協組合員専用保険サービス (Kyuden Cooperative Member Insurance Services) Specialized insurance service exclusively for Kyuden Seikyo (Kyushu Electric Power Cooperative) members—active employees and retirees of the Kyushu Electric Power Group and their families. Provides comprehensive medical coverage plan, group automobile insurance, Aflac cancer/medical insurance, fire mutual aid plus earthquake insurance, and hole-in-one/albatross expense riders. Includes a dedicated member portal for contract confirmation, insurance claim filing, quotation requests, and opinions/requests. Premiums paid via salary deduction for active employees and JCB card deduction for retirees.
• 自動車保険 (Automobile Insurance) Automobile insurance coverage for both business and personal use, covering third-party liability, property damage, passenger injury, and vehicle repair costs. Includes the Kyuden Seikyo group-rate automobile insurance (九電生協団体扱自動車保険) with online policy modification and new quotation capabilities. Available to individual and corporate customers across Kyushu.
• 火災保険・地震保険 (Fire & Earthquake Insurance) Property insurance covering buildings and household contents against fire damage, with optional earthquake coverage to cover fire damage resulting from earthquakes. Optional fire mutual aid plus earthquake insurance (火災共済上乗せ地震保険付火災保険) is also offered. Available to individual and corporate customers.
• 賠償責任保険 (Liability Insurance) Liability insurance covering various business-activity third-party liability risks including contractor liability (請負業者賠償責任保険), product liability (生産物賠償責任保険), facility liability (施設賠償責任保険), and受託 liability (受託者賠償責任保険). Designed for corporate clients' business operations.
• サイバー保険 (Cyber Insurance) Cyber insurance covering damages from cyber attacks including information leakage, damage compensation, investigation costs, and response costs. Also covers personal information leakage caused by PC loss. Targeted at corporate enterprise customers.
• 海外旅行保険・国内旅行保険 (Overseas & Domestic Travel Insurance) Travel insurance covering injury and illness during domestic and overseas business or leisure trips. Available online (国内旅行保険/海外旅行保険) for individual and corporate customers.
• 医療保険・がん保険（アフラック）(Medical & Cancer Insurance - Aflac) Aflac cancer insurance and medical insurance products. Distributed to Kyuden Seikyo cooperative members and general customers. Includes cancer insurance (がん保険) and medical insurance (医療保険) products, with some products available for enrollment even for those with prior cancer history.
• ゴルファー保険・ホールインワン費用特約 (Golfer Insurance & Hole-in-One Expense Rider) Golfer liability insurance covering third-party liability during golf, plus a special rider to cover celebration expenses when achieving a hole-in-one or albatross. Primarily marketed to Kyuden Cooperative members.
• 役員傷害保険 (Director/Officer Accident Insurance) Accident insurance for corporate officers (including presidents/directors) covering injuries not covered by government workers' compensation insurance (政府労災保険). Designed for corporate customers.
• 団体保険・医療保険 (Group Insurance & Medical Insurance) Group insurance and medical/cancer insurance programs for corporate employees, providing welfare benefits through group-rate policies. Designed for corporate enterprise customers seeking to enhance employee benefits.
• ネットで保険手続サービス (Online Insurance Application Service) Online insurance application and consultation service providing web-based application for 1day automobile insurance, motorcycle voluntary insurance, bicycle insurance, overseas travel insurance, domestic travel insurance, leisure insurance, and rental property fire insurance. Enables direct online purchase without branch/phone consultation.
• 保険金請求WEBサービス (Insurance Claim Web Service) Web-based insurance claim service enabling quick, paperless claims processing via smartphone or PC. Supports injury compensation, illness/hospitalization coverage, three major illness coverage, and member income compensation claims. Operates as the digital claims channel for comprehensive medical coverage plans.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core.

• 三井住友海上火災保険株式会社 (Mitsui Sumitomo Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorKey partner insurer providing property/casualty insurance products including automobile insurance (GK车的保険), fire insurance, and cyber insurance through 九電産業's agency. The 九電生協団体扱自動車保険 program is primarily underwritten by Mitsui Sumitomo.
• 東京海上日動火災保険株式会社 (Tokio Marine Nichido Fire Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorPartner property/casualty insurer offering automobile insurance (ちょいのり保険/1day型) and other property coverage through 九電産業's agency.
• 損害保険ジャパン株式会社 (Sompo Japan Insurance Inc.)coreChannel Partner/ Reseller/ DistributorPartner property/casualty insurer offering various insurance products through 九電産業's agency network.
• あいおいニッセイ同和損害保険株式会社 (Aioi Nissay Dowa Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorPartner property/casualty insurer offering insurance products through 九電産業's agency.
• アフラック 생명보험株式会社 (Aflac Life Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorMajor partner life insurer offering cancer insurance and medical insurance. 九電産業 distributes Aflac products to 九電生協 members and general customers. The 九電生協団体扱い Aflac program is a key product for cancer and medical coverage.
• 東京海上日動あんしん 생명보험株式会社 (Tokio Marine Anshin Life Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorPartner life insurer offering life and medical insurance products through 九電産業's agency.
• 三井住友海上あいおい 생명보험株式会社 (Mitsui Sumitomo MSA Life Insurance Co., Ltd.)coreChannel Partner/ Reseller/ DistributorPartner life insurer offering life and medical insurance products through 九電産業's agency.
• 九州電力健康保険組合 (Kyushu Electric Power Health Insurance Association)coreOthersRelated organization providing health insurance information links and resources to customers. Listed as a related information link on the company's website under medical information resources.
• 九電生協 (Kyuden Consumer Cooperative)coreOthersThe Kyuden Consumer Cooperative is the parent cooperative organization whose members (employees and retirees of the Kyushu Electric Power Group) are the primary customers of 九電産業's group insurance products. The 九電生協総合保障制度 is a bundled insurance program offered exclusively to members.

Direct peers

• Nec Life Insurance Agency (NECライフ保険サービス): Insurance agency subsidiary of NEC, serving NEC group employees and external customers with multi-carrier products. Comparable as a corporate-group-affiliated insurance agency with similar captive customer base dynamics.
• 7&i Insurance Services (7&i保険サービス): Group-affiliated insurance agency of Seven & i Holdings, distributing P&C and life products to Seven & i group employees and external customers. Most structurally analogous peer — large conglomerate parent, captive customer base, multi-carrier distribution model.
• Hoken Clinic (保険クリニック): Insurance agency chain operating across Japan, offering multi-carrier insurance consultations and policy reviews. Comparable as a multi-carrier advisory agency serving individual consumers, with similar value proposition of objective product matching.
• Tokyu Insurance Services (東急保険サービス): Insurance agency subsidiary of the Tokyu Group conglomerate, distributing P&C and life insurance to Tokyu Group employees and external customers. Closely analogous to Kyuden Sangyo in being a regional conglomerate-affiliated insurance agency with captive customer base.
• Hoken Hot Line (保険ほっとライン): Multi-carrier insurance agency chain with regional branches across Japan, focused on individual and small-business customers. Comparable as a branch-based insurance intermediary with similar multi-product, multi-segment distribution model.
• Hoken Minaoshi Honpo (保険見直し本舗): Large insurance agency chain operating across Japan, specializing in policy review and multi-carrier consultation for individual consumers. Comparable as a multi-carrier advisory agency, though with a more retail-customer focus and larger branch footprint.
• Sony Life Communication: Insurance agency subsidiary of Sony Life, distributing products from multiple carriers. Comparable as a corporate-group-affiliated insurance agency operating with multi-carrier distribution capability, though anchored to a single life-insurer parent's product portfolio.
• Hoken no Madoguchi (保険のマツモトキヨシ): One of Japan's largest chain insurance agencies with hundreds of branches nationwide offering multi-carrier life and P&C consultation. Comparable as a multi-carrier agency serving individual consumers across Japan, though at significantly larger scale.

Broad incumbents

• Rakuten Insurance (楽天インシュアランスプランニング): Insurance agency arm of the Rakuten Group, distributing online and traditional insurance products through digital channels. Comparable as a multi-carrier aggregator, but with a strong digital-first positioning that contrasts with Kyuden Sangyo's branch-anchored model.
• SMBC Insurance Services: Insurance agency arm of Sumitomo Mitsui Banking Group, offering multi-carrier insurance products. Comparable as a large financial-group-affiliated insurance agency, though at substantially larger scale and with broader geographic reach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

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Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 九電産業株式会社