青岛城乡建设融资租赁有限公司

What 青岛城乡建设融资租赁有限公司 does

青岛城乡建设融资租赁有限公司 (Qingdao Urban-Rural Construction Financing Leasing Co., Ltd.) is a Chinese mixed-ownership financing-lease company founded in June 2014 and controlled by Qingdao City Construction Investment Group (城投集团), a municipal SASAC conglomerate. The company holds an AA+ domestic credit rating, with a registered capital of approximately USD 396 million and an asset base of RMB 22-24 billion as of 2024-2026, making it the second-largest financing lessor in Shandong Province and the largest state-controlled leasing company in Qingdao. It has served more than 800 enterprise clients over 12 years of operations.

The company's core business is financing leasing — primarily direct lease (直租) and sale-and-leaseback (售后回租) — applied to public utilities (water, gas, transit, highways), municipal infrastructure, healthcare, education, broadcasting, coal/chemicals, and manufacturing. It has expanded into two "wings": green-energy project investment and leasing through subsidiary 青岛融晟新能源有限公司 (100+ MW of distributed solar deployed via a rent-invest linkage, 租投联动), and sci-tech innovation finance for SMEs (the "科创租" product targeting 专精特新 and high-tech enterprises). It also operates the "青投易融通" supply-chain-finance platform (v2.0 launched December 2023) using blockchain-based divisible credit vouchers, and provides commercial factoring.

Commercial model is enterprise direct-sales only, with no retail or self-service channels. Funding is sourced through bank loans and capital-markets issuance, including a repeated ABS program (RMB 6B registered shelf, 100+ tranches since 2016), corporate bonds, and — most recently — a RMB 500M Sci-Tech Innovation + SME Support dual-label bond issued in January 2026. The company maintains a dual-headquarters structure: Qingdao HQ (founded 2014) and Shanghai Free Trade Zone subsidiary 上海青投融资租赁有限公司 (founded 2017), the latter focused on sci-tech SMEs in the Yangtze River Delta. In May 2025, the company completed full integration of the DeepSeek large language model with its ERP and deployed an "AI Agent" intelligent center to automate credit assessment, policy interpretation, and financial-report drafting, signaling an "AI + leasing" digital transformation.

Name

青岛城乡建设融资租赁有限公司

Legal name

青岛城乡建设融资租赁有限公司

Website

https://qdctleasing.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Qingdao Urban-Rural Construction Financing Leasing Co., Ltd. is a Shandong-based mixed-ownership state-controlled lessor (AA+ rated) providing direct lease, sale-leaseback, supply-chain finance, and green-energy investment to SOEs, municipal utilities, healthcare, and sci-tech SMEs across Qingdao, Shanghai, and the Yangtze River Delta.

Ownership category

akta.pro rank

Product category

Commercial Financing Leasing

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Other Commercial and Industrial Machinery and Equipment Rental and Leasing (53249)

SIC

Finance Lessors (6172)

akta.pro primary industry

SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH)

akta.pro secondary industries

Equipment Financing / Leasing (Venture-backed) (FSANAIAE), Construction & Industrial Equipment Rental/Leasing (Earthmoving, Material Handling, Aerial) (TLABAHAF)

Keywords

• Financing leasing services
• Sale and leaseback
• Supply chain finance
• Commercial factoring
• Asset-backed securities

Headquarters

HQ city

Qingdao

HQ country

China

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financing Leasing - Direct Lease: The company purchases equipment/assets specified by the customer and leases them back to the customer over a defined period, with the customer regaining ownership upon lease completion. This covers sectors including water utilities, gas, public transit, education, healthcare, broadcasting, and highways.
2. Financing Leasing - Sale-and-Leaseback: Customers sell existing owned equipment/assets to the company and lease them back immediately. This model helps enterprises unlock working capital from fixed assets. Used extensively across medical equipment, water networks, broadcast infrastructure, and industrial equipment cases documented on the company website.
3. Commercial Factoring (供应链金融/商业保理): The company provides factoring services through its supply chain finance platform, supporting logistics companies and their carrier networks by addressing mismatches between upstream payable and downstream receivable cycles. The platform enables credit-based financing for multi-tier suppliers.
4. Distributed Solar Investment (租投联动): The company invests in distributed photovoltaic projects through its subsidiary 青岛融晟新能源有限公司, combining equity investment with financing lease arrangements. Projects span over 100-200MW of installed capacity, generating both leasing income and investment returns.
5. Asset-backed Securities (ABS) Issuance: The company securitizes its leasing assets through repeated ABS issuances on exchanges and interbank markets, raising capital from capital markets. Multiple ABS tranches have been issued since 2016 totaling over 100 rounds.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

青岛城乡建设融资租赁有限公司 provides financing leasing services (direct lease and sale-leaseback) to enterprises and government entities across public utilities, healthcare, education, water services, broadcasting, and transportation sectors. The company complements its core leasing business with commercial factoring, a blockchain-based supply chain finance platform (青投易融通), green industry debt-equity investment in distributed solar projects, and ABS issuance on capital markets. It also offers the "科创租" product tailored to science & technology SMEs.

Product overview

青岛城乡建设融资租赁有限公司 operates as a state-owned financing leasing company under Qingdao City Construction Investment Group, offering a portfolio of financing products centered on financing leasing (including direct leasing and sale-leaseback) supplemented by the "科创租" product for science & technology SMEs, the blockchain-powered "青投易融通" supply chain finance platform, commercial factoring services, and green industry debt-equity investment. The company also accesses capital markets through asset-backed securities (ABS) issuances. Business sectors span public utilities, healthcare, education, water services, green energy, and new energy projects.

Differentiator

Problem solved

Functional benefit

Brands

• 青投易融通: 供应链金融平台，提供可拆分信用流转凭证服务，支持保理、小贷、信托等多种金融资源
• 科创租
• 上海青投

Products and services

• Financing Leasing (融资租赁) Core financing leasing services including direct leasing and sale-leaseback, serving enterprises in public utilities, healthcare, education, water services, gas, transportation, and media sectors. Customers may also be government entities (e.g., hospitals).
• 科创租 (Sci-tech Leasing) Comprehensive financial solution targeting science & technology SMEs including "专精特新" (Specialized, Refined, Differentiated, Innovative) enterprises, national high-tech firms, and gazelle enterprises, featuring flexible transaction structures, terms up to 3 years, and minimum quota of 5 million RMB.
• 青投易融通 Supply Chain Finance Platform (青投易融通供应链金融平台) Blockchain-powered supply chain finance platform enabling divisible credit voucher (可拆分信用流转凭证) circulation, extending financial services to multi-level suppliers in the supply chain. Connects to multiple financial product types (factoring, micro-loans, trust) and supports external capital deployment.
• Commercial Factoring (商业保理) Commercial factoring services, including factoring asset-backed special plans and accounts receivable financing for supply chain enterprises including logistics companies and their carrier networks.
• Green Industry Lease-Investment Linkage (绿色产业租投联动) Integrated debt and equity investment in distributed solar energy, clean energy, energy storage, and new energy sectors, including investment through subsidiary Qingdao Rongsheng New Energy Co., Ltd. (青岛融晟新能源有限公司).
• Asset-Backed Securities (ABS) Issuance (资产证券化) Asset-backed securities issuance including multiple series of asset-backed special plans, shelf-type ABS, and various bond products in capital markets, used to securitize leasing assets and raise capital.

Quantifiable outcome

• Asset scale exceeded RMB 240 billion by 2024; near RMB 220 billion by 12th anniversary in 2026.
• +4 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature3 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• 青岛市金融业联合会minorOthers · 1 January 2025Qingdao Financial Industry Association. Company won '积极贡献奖' (Active Contribution Award) and '杰出贡献奖' (Outstanding Contribution Award) from this association in 2025.
• 江苏省裕华投资开发集团有限公司 (Jiangsu Yuhua Investment Development Group)minorStrategic or Co-development Partner · 11 June 2024Party-building and trade union co-building partner. The two companies signed a '党建带工建共建协议书' (Party-building co-construction agreement) in December 2024 to strengthen party organization ties and business cooperation.
• 上海融资租赁行业协会 / 融资租赁专业委员会coreOthers · 1 January 2024Shanghai industry association. Company serves as Vice Director unit (副主任单位) of the Shanghai Financing Leasing Professional Committee and won the 'Green Leasing Innovation Case Award' from this association in 2023.
• 山东省融资租赁行业协会coreOthers · 1 January 2022Provincial industry association. Company holds Vice President unit status (副会长单位). Association provides inter-regional exchange, training, and regulatory liaison for member companies.
• 上海市山东商会minorOthers · 1 January 2022Shanghai Shandong Chamber of Commerce. Company subsidiary 上海青投 elected as Executive Vice President unit (常务副会长单位) in January 2022. Chamber covers 14 prefecture-level city associations with 8,000+ member enterprises. The relationship helps with dual recruitment (双招双引) connecting Shanghai resources with Shandong development.
• 青岛融晟新能源有限公司 (Qingdao Rongsheng New Energy Co., Ltd.)coreOthers · 1 January 2017Subsidiary/investment vehicle for distributed solar photovoltaic project investments. Used for the company's invest-and-lease (租投联动) model in the new energy sector. Part of the company's green industry business unit.
• 上海青投融资租赁有限公司 (Shanghai Qingtou Financing Leasing Co., Ltd.)coreOthers · 1 January 2017Shanghai subsidiary (子公司) established January 2017, located in Shanghai Free Trade Zone. Acts as the company's 'bridgehead' in Shanghai and Yangtze River Delta region. Specializes in science and technology innovation finance for SMEs. Operates under the 'one body, two wings' strategy.
• 青岛市融资租赁行业协会coreOthers · 1 January 2015Industry association in Qingdao. Company has been Vice President (副会长单位) of this association since 2015 and continues to hold this position through the present.

Scale indicators9 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Far East Horizon: Listed Hong Kong/Chinese diversified financial leasing company focused on equipment and healthcare leasing with strong presence serving SMEs, public hospitals, and education. Highly comparable to Qingdao Chengxiang's healthcare, education, and SME equipment finance franchise.
• China Construction Investment Leasing (中建投租赁): SOE-affiliated diversified lessor serving Chinese enterprises with equipment leasing, factoring, and structured finance. Comparable on SOE-backed business model, mid-market enterprise focus, and product breadth including supply chain finance.
• Haitong UniTrust International Leasing: Listed Chinese lessor (formerly UniTrust) focused on equipment, transportation, and SME financing with strong capital-markets presence. Comparable to Qingdao Chengxiang on product mix and recurring ABS issuance, with similar geographic concentration in Yangtze River Delta.
• Minsheng Financial Leasing: One of China's largest diversified financial leasing companies, serving enterprise and public-sector clients across equipment and infrastructure. Directly comparable to Qingdao Chengxiang on product breadth (direct lease, sale-leaseback, factoring) and target customer mix (utilities, healthcare, public-sector infrastructure), though at materially larger scale.
• AVIC International Leasing: State-owned aviation and equipment lessor serving Chinese industrial and infrastructure clients. Comparable as a Chinese SOE-affiliated lessor with equipment-leasing focus, though with much heavier aviation industry concentration.

Broad incumbents

• Bohai Leasing: Listed Chinese leasing group with container, aviation, and equipment leasing businesses. Comparable on the equipment-leasing franchise and capital-markets issuance (ABS), but with global container/aviation exposure that Qingdao Chengxiang does not match.
• ICBC Financial Leasing: China's largest bank-affiliated lessor, offering equipment leasing, sale-leaseback, and structured finance across aviation, shipping, equipment, and infrastructure. Overlaps with Qingdao Chengxiang's SME equipment finance and infrastructure-leasing franchise, but operates as part of ICBC's broader corporate-banking platform.
• CMB Financial Leasing (招银金租): China Merchants Bank-affiliated lessor providing equipment leasing, factoring, and supply chain finance to SMEs and enterprises. Comparable on supply chain finance, factoring, and SME equipment finance franchises, with much stronger funding-cost base from CMB parentage.
• China Development Bank Financial Leasing (国银金租): National policy-bank-affiliated lessor with focus on aircraft, shipping, infrastructure, and equipment leasing. Comparable as a state-policy-backed lessor serving infrastructure and equipment clients, but at much larger scale and broader international footprint.

Regional players

• Shandong Hi-Speed Financial Leasing (山东高速金租): Shandong-based state-affiliated lessor serving regional infrastructure, transportation, and equipment clients. Directly comparable as a Shandong SOE-backed leasing peer competing for the same local government, municipal infrastructure, and public-utility counterparties.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/%E9%9D%92%E5%B2%9B%E5%9F%8E%E4%B9%A1%E5%BB%BA%E8%AE%BE%E8%9E%8D%E8%B5%84%E7%A7%9F%E8%B5%81%E6%9C%89%E9%99%90%E5%85%AC%E5%8F%B8

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 青岛城乡建设融资租赁有限公司