Raiffeisenbank Beuerberg-Eurasburg eG

What Raiffeisenbank Beuerberg-Eurasburg eG does

Raiffeisenbank Beuerberg-Eurasburg eG is a small German cooperative bank (eingetragene Genossenschaft) headquartered at Klosterstr. 3 in Eurasburg, Bavaria, with approximately 8 employees. It serves retail customers as its primary segment, supplemented by small-business (Firmenkunden) and private-banking clients within its local Bavarian catchment. The bank is member-owned under the Genossenschaftsgesetz, with customers who join becoming members entitled to co-determination and profit-sharing rights; it operates as part of the broader Volksbanken Raiffeisenbanken cooperative banking network.

The product portfolio spans six core categories — giro accounts and payments, credit and financing, real estate, retirement and planning, insurance, and investment/savings — supplemented by specialized offerings such as the Visa GoldCard (with a 2026 travel-voucher promotion), VR MeinDepot (discounted for under-31 customers), meinDepot für Kids, and Private Banking. Distribution is hybrid: physical branches in Beuerberg and Eurasburg, plus the OnlineBanking portal, the VR Banking App, and the newer Online-Geschäftsstelle digital onboarding channel. The core technology stack is a standard cooperative banking platform integrated with the VR/Atruvia network; no proprietary technology, AI capabilities, or independent APIs are disclosed.

Revenue is generated through five streams: net interest income on lending (including TeamBank-distributed consumer loans), account and transaction fees, bancassurance commissions from R+V Versicherung, investment distribution commissions from Union Investment, and channel-based fees for distributing third-party partner products. Pricing is not publicly disclosed and is handled on inquiry. The bank shows no M&A activity, no funding rounds, and no expansion outside its single Bavarian market; its strategic activity is centered on incremental product launches (GoldCard promotion, youth depot products, account-switching service, digital branch) and BFSG/WCAG accessibility compliance implemented in early 2026.

Name

Raiffeisenbank Beuerberg-Eurasburg eG

Legal name

Raiffeisenbank Beuerberg-Eurasburg eG

Website

https://rb-beuerberg.de

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Raiffeisenbank Beuerberg-Eurasburg eG is a small member-owned cooperative bank in rural Bavaria serving retail, small-business, and private-banking customers across six product categories (accounts, credit, real estate, retirement, insurance, investment) via two physical branches and the Volksbanken Raiffeisenbanken digital network.

Ownership category

akta.pro rank

Headquarters

HQ city

Beuerberg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Revenue model

1. Interest Income: Traditional banking interest income from lending activities including consumer loans, mortgages, and business financing.
2. Account & Transaction Fees: Fees from account management, payment transactions, card services, and other banking operations.
3. Bancassurance Revenue: Commission revenue from distribution of insurance products through R+V Versicherung partnership.
4. Investment Product Distribution: Commission revenue from distributing investment products including Union Investment funds, securities trading, and depot services.
5. Lending Products Distribution: Distribution of TeamBank consumer lending products through the bank's digital and physical channels.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

Raiffeisenbank Beuerberg-Eurasburg eG is a German cooperative bank (eingetragene Genossenschaft) that offers a comprehensive suite of retail and business banking products, including current accounts (Girokonto), payment services, credit cards (Visa GoldCard, girocard), consumer and mortgage financing, fixed-term deposits (VR Termingeld), securities trading (VR MeinDepot), and insurance distribution through R+V Versicherung. The bank serves private customers, small and medium-sized businesses, and high-net-worth individuals in the Beuerberg and Eurasburg region of Bavaria, Germany, through physical branches, an online branch (Online-Geschäftsstelle), an OnlineBanking portal, and the VR Banking App.

Product overview

Raiffeisenbank Beuerberg-Eurasburg eG is a German cooperative bank offering a comprehensive suite of retail and business banking products organized across two digital platforms and multiple product categories. The Online-Geschäftsstelle serves as the primary digital channel for product applications and service requests, while OnlineBanking provides ongoing account management. The bank's core product portfolio spans six categories: Girokonto & Bezahlen (current accounts and payments), Kredit & Finanzieren (loans and financing), Immobilie & Wohnen (real estate services), Zukunft & Vorsorgen (retirement and planning), Versicherung & Schützen (insurance via R+V partnership), and Geldanlage & Sparen (investment and savings including VR Termingeld and VR MeinDepot). Specialized offerings include the Visa GoldCard credit card with travel benefits, meinDepot für Kids for child investments, Private Banking for wealth management, and a Kontowechselservice for account switching. The bank operates as a cooperative with membership rights for customers.

Differentiator

Problem solved

Functional benefit

Products and services

• Girokonto & Bezahlen Current account and payment services for private customers, including checking accounts, digital payment methods, girocard, and credit card services (such as Visa GoldCard) for everyday banking needs.
• Kredit & Finanzieren
• Immobilie & Wohnen
• Zukunft & Vorsorgen
• Versicherung & Schützen
• Geldanlage & Sparen
• Online-Geschäftsstelle
• OnlineBanking
• VR Banking App
• VR Termingeld
• VR MeinDepot
• meinDepot für Kids
• Visa GoldCard Premium credit card offering travel benefits, including a 100 EUR travel voucher for new cardholders ordering between July 15 and September 30, 2026.
• Kontowechselservice
• Private Banking
• Mitgliedschaft

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• R+V VersicherungcoreChannel Partner/ Reseller/ DistributorThe bank offers R+V Versicherung products as part of its insurance distribution offering. Customers can access R+V insurance products and process cancellations (widerruf) through the bank's partner portal. This is a long-standing bancassurance partnership within the German cooperative banking network.
• TeamBankcoreChannel Partner/ Reseller/ DistributorTeamBank consumer lending products are distributed through the bank's digital and physical channels. The partnership enables the bank to offer competitive consumer loans (easycredit) while TeamBank benefits from the bank's regional customer base. Cancellation procedures for TeamBank products are handled directly through TeamBank's platform.
• Union InvestmentcoreChannel Partner/ Reseller/ DistributorUnion Investment investment fund products are distributed through the bank's investment services. This bancassurance-style partnership allows the bank to offer professionally managed investment products to its customer base. The bank supports Union Investment customers with account management and cancellation processes.

Recent moves6 records

Expansion highlights4 records

Emerging players

• ING-DiBa AG: ING-DiBa is Germany's largest direct bank with a digital-first model offering checking accounts, savings, mortgages, brokerage, and consumer loans. It is an emerging digital competitor targeting the same retail customers as Raiffeisenbank Beuerberg-Eurasburg, particularly younger and more digital-native segments that may migrate away from traditional branch-based banking.
• Comdirect GmbH: Comdirect is a German online broker and bank (Commerzbank subsidiary) offering banking, securities trading, and advisory services through digital channels. It is an emerging digital-first competitor for retail customers seeking online banking, brokerage, and investment services that overlap with the bank's traditional offerings.

Broad incumbents

• Postbank: Postbank is a German retail bank (now part of Deutsche Bank) serving retail customers with checking accounts, mortgages, consumer loans, and securities services. It is a broad incumbent competitor in retail banking, targeting similar everyday banking customers as Raiffeisenbank Beuerberg-Eurasburg through branch and digital channels.
• Deutsche Bank AG: Deutsche Bank is Germany's largest universal bank offering retail, commercial, and investment banking services. As a broad incumbent, it competes with Raiffeisenbank Beuerberg-Eurasburg across retail and private banking segments with a much wider product set and national footprint, but without the local cooperative differentiation.
• DZ BANK AG: DZ BANK is the central institution and central bank of the German cooperative banking sector, providing wholesale banking, liquidity, refinancing, and shared services to all Volksbanken and Raiffeisenbanken. It is comparable as the broader umbrella entity that anchors the cooperative banking ecosystem in which Raiffeisenbank Beuerberg-Eurasburg operates.
• Commerzbank AG: Commerzbank is one of Germany's largest banks serving retail, small business, and corporate customers with a comparable product suite including checking accounts, mortgages, consumer loans, and investment products. As a broad incumbent, it competes for the same customer segments as Raiffeisenbank Beuerberg-Eurasburg across its regional footprint.

Direct peers

• Sparkasse (German Savings Banks): Sparkassen are Germany's municipal/public-sector local retail banks offering checking accounts, mortgages, consumer loans, and investment products to retail, business, and private banking customers. They are the closest comparable peer model to Raiffeisenbank Beuerberg-Eurasburg, competing for the same local customer base in Bavaria and across Germany with a similar relationship-driven, region-focused value proposition.
• Volksbanken und Raiffeisenbanken (Cooperative Banking Network): Other Volksbanken and Raiffeisenbanken in the German cooperative banking network share the same member-owned Genossenschaft model, identical product ecosystem (Union Investment, R+V, TeamBank), and similar local/regional market focus. They are direct peers operating the same cooperative banking model in comparable small-town and regional markets across Germany.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks4 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/raiffeisenbank-beuerberg-eurasburg-eg

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Raiffeisenbank Beuerberg-Eurasburg eG