What REVOR Pensionskasse does

REVOR Pensionskasse für KMU, legally REVOR Sammelstiftung, is a Swiss non-profit collective pension foundation established in 1985 and headquartered at Gutenbergstrasse 48, Bern, Switzerland. It delivers mandatory occupational pension coverage (BVG / Swiss 2nd pillar) to approximately 899 small and medium-sized enterprise (SME) employer clients and around 8,820 insured persons as of June 30, 2026, with total assets under management of CHF 1.25 billion on a non-revised interim basis. The foundation is governed by a Foundation Council (Stiftungsrat) with equal employer and employee representation, reflecting the standard paritätische governance model for Swiss Sammelstiftungen.

The foundation operates two pension product lines: REVOR Konto, an account-based solution offering the BVG statutory minimum interest guarantee through a designated managing bank; and REVOR Invest, a pooled securities solution aggregating retirement assets across all participating clients and executed by qualified Swiss partner banks under REVOR's strategic asset allocation directives. The investment portfolio spans Swiss equities, global equities (hedged), emerging markets, Swiss real estate, and CHF/foreign bonds, and is subject to ESG integration via shareholder engagement, negative screening, and positive criteria. REVOR INVEST delivered a 6.81% full-year portfolio return in 2025 and 5.09% YTD as of June 30, 2026, with a coverage degree (Deckungsgrad) of 117.5%, supporting interest credits on retirement savings that materially exceed the BVG statutory minimum.

The digital service layer consists of the REVOR App (iOS/Android) for insured persons, providing real-time balance access, scenario simulations, document storage, and secure in-app communication; and REVOR Online, the web-based employer reporting portal for electronic data exchange, employee onboarding/offboarding, and salary adjustments. Distribution combines direct field sales via a dedicated Corporate Clients team led by Joachim Augsburger, an online quote-request workflow, and a referral channel through named partner banks and brokers including Die Mobiliar, Valiant, Hypothekarbank Lenzburg, and Zürcher Kantonalbank. REVOR generates administrative fees from employers and insured persons and retains investment spreads within its non-profit structure, with all proceeds reinvested into securing and improving pension benefits. The foundation is restricted to Swiss-domiciled employers and employees, with website access explicitly prohibited for US and UK persons.

Name

REVOR Pensionskasse

Legal name

REVOR Sammelstiftung

Website

https://revor.swiss

Company type

Private

Founded year

1985

Operating status

Operating

Short description

REVOR Pensionskasse is a Swiss non-profit collective pension foundation (Sammelstiftung) founded in 1985, providing mandatory BVG occupational pension coverage and a pooled securities solution to approximately 900 SME employers and 8,820 insured persons, with over CHF 1 billion in assets under management.

Ownership category

akta.pro rank

Product category

Occupational Pension Fund Services

NAICS

Pension Funds (525110)

akta.pro primary industry

Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB)

akta.pro secondary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

• Occupational pension services
• BVG second pillar
• Collective pension foundation
• Pension fund management
• SME pension solutions

Headquarters

HQ city

Bern

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Pension Contributions & Asset Management: REVOR collects mandatory employer and employee pension contributions on behalf of affiliated companies and invests them through its REVOR Konto (BVG-guaranteed) and REVOR Invest (pooled securities) products. Revenue is generated through the spread between investment returns and guaranteed returns, administration fees charged to employers and insured persons, and performance-based allocation within REVOR INVEST. The foundation is non-profit oriented, reinvesting all investment proceeds into improving and securing pension benefits.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

REVOR Pensionskasse (REVOR Sammelstiftung) is a Swiss collective pension foundation that provides mandatory occupational pension (BVG/2nd pillar) coverage primarily to small and medium-sized enterprises (KMU/SMEs). It offers two pooled pension products — REVOR Konto (BVG minimum interest guarantee via a managing bank) and REVOR Invest (pooled securities solution managed by partner banks) — supported by digital administration through the REVOR Online portal for employers and the REVOR App for insured persons.

Product overview

REVOR Sammelstiftung operates as a Swiss collective pension foundation offering two main pension solutions: REVOR Invest (pooled securities investment with professional asset management) and REVOR Konto (BVG minimum interest guarantee). The digital service layer consists of the REVOR App for insured persons (providing mobile access to pension information and simulations) and REVOR Online (electronic reporting platform for employers). The foundation serves approximately 900 Swiss companies with over 8,800 insured persons and manages assets exceeding CHF 1 billion.

Differentiator

Problem solved

Functional benefit

Brands

• REVOR INVEST: Pooled securities investment solution for occupational pensions offering return opportunities beyond BVG minimum interest, with assets managed by professional partner banks under REVOR Foundation Council guidelines.
• REVOR Konto
• REVOR App
• REVOR Online

Products and services

• REVOR Invest A pooled securities investment solution that aggregates pension assets from all REVOR Invest customers into a single pool managed by partner banks under REVOR's strategic directives. Targets positive performance and inflation protection for retirement savings of employees of Swiss SME employers.
• REVOR Konto An account-based pension solution with BVG statutory minimum interest guarantee, managed by a designated managing bank. Provides mandatory occupational pension coverage with statutory interest rate protection for employees of affiliated Swiss employers.
• REVOR App Mobile application for insured persons providing real-time access to pension information including account balances, contributions, benefits, document storage, scenario simulations (salary changes, home ownership withdrawals, retirement), and secure in-app communication with REVOR. Available on iOS and Android.
• REVOR Online Web-based electronic reporting portal for employer clients to manage employee pension data, submit mutations (onboarding/offboarding, salary adjustments), generate lists, and access contract information. Role-based access for employers and their delegates.

Quantifiable outcome

• 6.81% portfolio performance in 2025, exceeding BVG minimum interest rate of 1.25% and enabling a 4.5% interest credit on retirement savings
• +3 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered minor and core.

• Die MobiliarminorGTM or Marketing PartnerDie Mobiliar is a Swiss insurance company that is listed as a partner of REVOR. The partnership appears to involve referral and co-marketing, with Mobiliar's logo displayed on REVOR's partner page. As a major Swiss insurer, Mobiliar shares REVOR's regional and customer-oriented values.
• Valiant BankminorGTM or Marketing PartnerValiant Bank, a Swiss regional bank, is listed as a REVOR partner. The partnership involves referral activity and co-branding, with Valiant's logo on the partner page. Valiant's regional focus aligns with REVOR's positioning in the Swiss SME market.
• Hypothekarbank LenzburgminorGTM or Marketing PartnerHypothekarbank Lenzburg, a Swiss regional mortgage bank, is listed as a REVOR partner. The partnership appears to involve referral and co-marketing. HBL's focus on regional Swiss clients makes it a natural fit for REVOR's SME target market.
• Zürcher Kantonalbank (ZKB)minorGTM or Marketing PartnerZürcher Kantonalbank, a major Swiss cantonal bank, is listed as a REVOR partner. The partnership involves referral and co-marketing, leveraging ZKB's extensive Swiss retail and corporate client base to reach potential REVOR employer clients.
• Partner Banks (Asset Management)coreTechnology or IntegrationREVOR implements its investment strategy (REVOR INVEST) in partnership with qualified Swiss banks. Professional investors at these partner banks execute investments according to the strategic directives set by REVOR's Board of Trustees (Stiftungsrat). An investment commission (Anlagekommission) regularly reviews framework conditions. The investment portfolio includes Swiss equities, global equities (hedged), emerging markets, Swiss real estate, and CHF/foreign bonds, all managed under REVOR's mandate at partner institutions.
• Junghänis Kreativagentur GmbHminorGTM or Marketing PartnerJunghänis Kreativagentur GmbH (Bern) is listed as the agency responsible for concept and design of REVOR's website and marketing materials.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Profond Sammelstiftung: Swiss Sammelstiftung focused on SMEs and corporate occupational pensions, operating a similar multi-employer collective foundation model and competing for the same Swiss KMU client base as REVOR.
• Avenir Fondation collective / Avenir Group: Swiss collective pension foundation serving SMEs and corporate clients with BVG occupational pensions, offering comparable pooled investment solutions and competing head-to-head for REVOR's target segment.
• PAX Sammelstiftung: Insurance-backed Swiss Sammelstiftung providing BVG occupational pension coverage to corporate clients, closely comparable in structure and SME focus to REVOR's offering.
• Tellco Sammelstiftung: Swiss collective pension foundation with a multi-employer structure focused on occupational pensions, offering similar pooled investment products and competing for the same SME pension mandates.

Broad incumbents

• Swiss Life Group: Largest Swiss life insurer with a major occupational pension (2nd pillar) business serving both SMEs and large corporates, representing the dominant broad-incumbent competitor in BVG group pensions.
• Bâloise Group: Major Swiss insurance group with a broad portfolio of group pension (BVG) products for SMEs and corporates, offering overlapping capabilities but as part of a much wider insurance and banking portfolio.
• Helvetia Insurance: Swiss insurer with a substantial occupational pensions business in Switzerland serving SMEs and corporate clients, comparable in product overlap but operating as a broader insurance incumbent.
• Die Mobiliar: Largest Swiss property and casualty insurer with adjacent group pension offerings; notably also a named GTM referral partner of REVOR, illustrating the overlap between insurance and pension ecosystems for Swiss SMEs.

Regional players

• Pensionskasse SBB: Large Swiss corporate pension fund primarily serving SBB and adjacent Swiss employers, comparable in BVG pension administration but tied to a specific employer/region rather than competing broadly for SME mandates.

Others

• Stiftung Auffangeinrichtung BVG: Swiss federally mandated BVG fallback foundation providing occupational pension coverage where no other arrangement exists; adjacent rather than directly competitive, but operates within the same Sammelstiftung framework as REVOR.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInch.linkedin.com/company/revor-sammelstiftung
• Instagraminstagram.com/revor_sammelstiftung

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about REVOR Pensionskasse