RTI Wealth Management
RTI Wealth Management is an independent, privately-held wealth advisory firm founded in 1998, serving high-net-worth individuals, business owners, and families across 35+ U.S. states with integrated retirement, investment, and business exit planning services delivered via its RTI CORE framework on the Wells Fargo FiNet platform.
- Company typePrivate
- Founded1998
- HeadquartersFort Collins, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What RTI Wealth Management does
RTI Wealth Management is an independent, privately-held wealth advisory practice founded in 1998 by Phil Loring, Jr. and headquartered in Fort Collins, Colorado, with a regional office in Salt Lake City, Utah. The firm operates through a five-person team that delivers integrated wealth management services under its proprietary RTI CORE framework, which is organized around four pillars: Counsel (estate planning, trust strategy, family governance, charitable giving), Oversight (investment management, tax strategy, financial freedom planning), Resources (banking, lending, and insurance access through Wells Fargo affiliates), and Expertise (business succession, multigenerational strategy, wealth transfer). Core service lines include Retirement Planning, Active Investment Management, and Business Value Acceleration & Exit Planning, with additional offerings spanning brokerage, IRA, annuity, 401(k)/403(b), estate, and insurance products.
All investment products and services are offered through the Wells Fargo Advisors Financial Network (WFAFN/FiNet) platform, under which RTI Wealth Management operates as a separate entity. The firm is licensed to serve clients across approximately 35 U.S. states and targets high-net-worth individuals and families, business owners and entrepreneurs, financially independent women, and families with complex estate planning needs. Revenue is generated from advisory fees, brokerage commissions, and insurance commissions, producing a recurring asset- and transaction-based income stream.
The go-to-market motion is sales-led and advisory-driven, relying on discovery conversations, content marketing via a website resource center, community involvement (e.g., American Red Cross, United Way board service by the President), and direct referral relationships rather than paid acquisition or digital self-service. The firm is founder- and team-owned, with no disclosed venture, private equity, or strategic investor ownership, and does not publish revenue or AUM figures.
RTI Wealth Management firmographics
Firmographics- Name
- RTI Wealth Management
- Legal name
- RTI Wealth Management
- Website
- https://rti-wealth.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- RTI Wealth Management is an independent, privately-held wealth advisory firm founded in 1998, serving high-net-worth individuals, business owners, and families across 35+ U.S. states with integrated retirement, investment, and business exit planning services delivered via its RTI CORE framework on the Wells Fargo FiNet platform.
- Ownership category
- akta.pro rank
RTI Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)
Keywords
Where RTI Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Fort Collins
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
RTI Wealth Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Investment Advisory and Management Services: Revenue generated through the Wells Fargo Advisors Financial Network from investment products and services including advisory fees, commission-based securities transactions, and potentially asset-based management fees. Services offered include bonds, common stock, IRAs, brokerage accounts, treasury securities, and variable annuities.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
RTI Wealth Management product offering
Product offeringCore offering
RTI Wealth Management is an independent wealth advisory practice delivering integrated financial planning, active investment management, retirement planning, estate and tax planning, and business value acceleration/exit planning through its proprietary RTI CORE framework. Services are delivered by a small team of credentialed advisors operating through the Wells Fargo Advisors Financial Network (WFAFN) platform.
Product overview
RTI Wealth Management operates as a wealth management practice offering an integrated suite of advisory services centered around its RTI CORE framework with four pillars (Counsel, Oversight, Resources, Expertise). Core service offerings include Retirement Planning, Active Investment Management, and Business Value Acceleration & Exit Planning. The practice also provides Investment Products (stocks, bonds, IRAs, annuities), Wealth Planning (tax, estate, 401(k) strategies), and Insurance Products. All services are delivered through a team-based approach with investment products and services offered via Wells Fargo Advisors Financial Network. The company maintains offices in Fort Collins, Colorado and Salt Lake City, Utah.
Differentiator
Problem solved
Functional benefit
Brands
- RTI CORE: A comprehensive wealth management program organized around four integrated disciplines: Counsel (estate & legacy planning, trust strategy, family governance, charitable giving), Oversight (investment management, tax strategy, financial freedom planning), Resources (access to lending through Wells Fargo affiliates, advanced insurance planning), and Expertise (business succession, multigenerational strategy, wealth transfer planning).
Products and services
- RTI CORE Integrated wealth management framework organized around four pillars—Counsel (estate planning, trust strategy, family governance, charitable giving), Oversight (investment management, tax strategy, financial freedom planning), Resources (banking, lending, and insurance planning access through Wells Fargo affiliates), and Expertise (business succession, multigenerational strategy, wealth transfer)—designed for HNW individuals, families, and business owners seeking a coordinated plan.
- Retirement Planning Comprehensive retirement planning service that helps clients design financial strategies for their post-work years, including retirement income, lifestyle, and legacy considerations, delivered through the RTI CORE framework.
- Active Investment Management Active portfolio management service in which financial managers monitor portfolios and execute transactions with the goal of outperforming benchmarks, using techniques such as short selling, hedging, and diversification. Offered to clients of RTI Wealth Management through the Wells Fargo Advisors Financial Network platform.
- Business Value Acceleration & Exit Planning Advisory service for business owners that helps build maximum transferable value, implement exit strategies, and successfully transition to new ownership, using the Value Acceleration Methodology and coordinated retirement, tax, and estate planning.
- Investment Products Range of investment vehicles offered through Wells Fargo Advisors Financial Network, including bonds, common stock, traditional/Roth/SEP/Simple IRAs, brokerage accounts, treasury bills, government securities, treasury notes, and variable annuities.
- Wealth Planning Services Comprehensive wealth planning services including tax planning strategies, 401(k) and 403(b) planning, college plans, estate planning strategies, money purchase plans, and profit sharing plans, delivered in coordination with investment and retirement advisory.
- Insurance Products Insurance offerings including disability income insurance, life insurance, and long-term care insurance, provided through nonbank insurance agency affiliates of Wells Fargo & Company and underwritten by unaffiliated insurers.
Quantifiable outcome
- Team with more than 40 years of combined industry experience
Companies that use RTI Wealth Management
Customer profileSegments4 records
Ideal customer profiles4 records
RTI Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
RTI Wealth Management partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Wells Fargo Advisors Financial Network (WFAFN)coreRTI Wealth Management offers investment products and services through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Through this partnership, clients access a comprehensive platform including securities-related services, access to lending and banking solutions through Wells Fargo affiliates, and advanced insurance planning capabilities. The FiNet platform provides institutional-depth resources typically reserved for large family offices.
Scale indicators1 record
Expansion highlights6 records
RTI Wealth Management competitors and assessment
Company assessmentDirect peers
- Buckingham Strategic Wealth: Fiduciary, fee-only RIA delivering comprehensive financial planning, retirement, and estate services to HNW clients; closely aligned business model and target clientele to RTI Wealth Management.
- Savant Wealth Management: Mid-sized fee-only RIA offering investment management, tax, estate, and business exit planning to HNW households and business owners; similar integrated planning approach and multi-advisor team structure.
- Plante Moran Wealth Management: Mid-sized wealth advisory firm delivering financial planning, investment, and exit-planning services to business owners and HNW families; similar integrated approach with comparable target clients.
Broad incumbents
- Mariner Wealth Advisors: National RIA consolidator providing integrated wealth advisory, tax, estate, and exit planning to HNW individuals and business owners; directly overlapping value proposition with RTI's CORE pillars but at far greater scale.
- Creative Planning: Large national RIA offering comprehensive wealth management including retirement, estate, and business exit planning across all 50 states; comparable product breadth but vastly larger AUM and headcount than RTI.
- Edelman Financial Engines: Largest U.S. independent RIA offering wealth management, retirement planning, and investment advice to mass-affluent and HNW households; competes for the same HNW retiree client segment as RTI.
- Carson Group: RIA platform and coach providing advisors with technology, branding, and back-office support to deliver comprehensive wealth management; a comparable go-to-market for independent advisors lacking scale.
- Mercer Advisors: Nationwide RIA serving HNW families with integrated financial planning, tax, estate, and investment management; overlapping product mix with RTI CORE but operating at significantly greater scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
RTI Wealth Management social profiles
Digital presenceRTI Wealth Management compliance and trust
Trust signalCompliance2 records
RTI Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
RTI Wealth Management leadership team
Management profileNumber of profiles
Profiles6 records
RTI Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
RTI Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about RTI Wealth Management
What does RTI Wealth Management do?
RTI Wealth Management is an independent wealth advisory practice delivering integrated financial planning, active investment management, retirement planning, estate and tax planning, and business value acceleration/exit planning through its proprietary RTI CORE framework. Services are delivered by a small team of credentialed advisors operating through the Wells Fargo Advisors Financial Network (WFAFN) platform.
Is RTI Wealth Management a public or private company?
RTI Wealth Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was RTI Wealth Management founded?
RTI Wealth Management was founded in 1998. It employs 1 to 10 people.
Where is RTI Wealth Management based?
RTI Wealth Management is headquartered in Fort Collins, United States, in the North America region.
How does RTI Wealth Management make money?
One revenue line is on record: investment Advisory and Management Services.
Who are RTI Wealth Management's main competitors?
Direct peers on record are Buckingham Strategic Wealth, Savant Wealth Management and Plante Moran Wealth Management. Broad incumbents are Mariner Wealth Advisors, Creative Planning, Edelman Financial Engines, Carson Group and Mercer Advisors.
Does RTI Wealth Management have an API?
No public API is recorded for RTI Wealth Management.
What industry is RTI Wealth Management in?
RTI Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAAACAH, Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite). Its NAICS code is 523940 and its SIC code is 6282.