What Sedulo Funding Solutions does

Sedulo Funding Solutions is a UK-based commercial finance brokerage that connects small and medium enterprises (SMEs) seeking capital with a network of over 150 lenders. Founded in 2016 and headquartered in Manchester, the company operates as an intermediary rather than a principal lender, earning transaction fees by facilitating loan, asset finance, invoice finance, and property finance arrangements for UK business owners. The firm has cumulatively sourced over £1 billion in funding for clients since inception and currently maintains city-centre offices in Manchester, Leeds, Liverpool, London, and Birmingham, employing approximately 15 staff in total.

The company's offering is organised around four product verticals: Cashflow (unsecured loans, secured loans, merchant cash advance, revolving credit, eCommerce finance, HMRC finance, trade finance); Asset Finance (hire purchase, stocking finance, asset leasing); Invoice Finance (confidential invoice discounting, factoring, asset-based lending, selective invoice finance); and Property Finance (commercial mortgage, bridging loan, development finance). Facilities range from £1,000 to £10 million-plus with terms of one to five-plus years. Sedulo Funding does not disclose any proprietary technology platform, automated decisioning engine, or AI tooling; value delivery rests on advisor expertise, established lender relationships, and a curated network of finance partners rather than algorithmic underwriting.

The go-to-market is consultative and advisor-led: funding specialists meet clients in person at city-centre offices or via telephone. The firm emphasises a 'no upfront cost' proposition, indicating that revenue is earned through lender-paid commissions or built-in loan economics rather than direct borrower fees. Distribution is supplemented by a digital presence comprising the corporate website, an educational content library, four product calculators (business loan, invoice finance, asset finance, property finance), and organic social channels on LinkedIn and Instagram. The company is privately held, operates under the Sedulo Group brand, does not disclose revenue, has no external funding rounds on record, and is not subject to any disclosed regulatory actions.

Name

Sedulo Funding Solutions

Legal name

Sedulo Funding Solutions

Website

https://sedulofunding.co.uk

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Sedulo Funding Solutions is a UK-based commercial finance brokerage founded in 2016 that connects SMEs with over 150 lenders across cashflow, asset, invoice, and property finance, with £1bn+ cumulative funding facilitated.

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Invoice Financing, Factoring & Receivables Management (FSAGAJAB)

akta.pro secondary industries

Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD), Invoice Financing & Factoring (FSAKAGAC), Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE)

Keywords

• Business finance brokerage
• Commercial lending
• Invoice financing
• Asset finance
• Property development finance

Headquarters

HQ city

Manchester

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Brokerage/Intermediation Fees: Sedulo Funding generates revenue by facilitating financing arrangements between businesses and lenders. As a business finance specialist/broker, they earn fees or commissions from lenders or borrowers for successfully arranging funding solutions. The company emphasizes 'no upfront cost' to clients, suggesting fees are typically paid by the lender or built into the loan structure rather than charged directly to borrowers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Sedulo Funding Solutions is a UK business finance brokerage that connects business owners with a network of over 150 lenders to arrange funding solutions ranging from £1,000 to £10,000,000+. The company offers four main product categories — Cashflow (unsecured/secured business loans, merchant cash advances, revolving credit, eCommerce finance, HMRC finance, trade finance), Asset Finance (hire purchase, stocking finance, asset leasing), Invoice Finance (confidential invoice discounting, factoring, asset-based lending, selective invoice finance), and Property Finance (commercial mortgages, bridging loans, development finance). Sedulo operates as an intermediary, earning transaction-based fees by matching clients to suitable lenders without charging upfront fees to borrowers.

Product overview

Sedulo Funding Solutions operates as a comprehensive business finance brokerage platform offering access to over 150 UK lenders through four main product categories: Cashflow (Business Loans including Unsecured, Secured, MCA, Revolving Credit, eCommerce Finance, HMRC Finance, and Trade Finance), Asset Finance (Hire Purchase, Stocking Finance, and Asset Leasing), Invoice Finance (Confidential Invoice Discounting, Factoring, Asset Based Lending, and Selective Invoice Finance), and Property Finance (Commercial Mortgage, Bridging Loan, and Development Finance). The platform also provides four online calculator tools. With offices in Manchester, Leeds, Liverpool, London, and Birmingham, the company connects businesses seeking funding with an extensive network of lenders, having sourced over £1 billion for business owners.

Differentiator

Problem solved

Functional benefit

Products and services

• Unsecured Business Loans
• Secured Business Loans
• Merchant Cash Advance (MCA)
• Revolving Credit Facility
• eCommerce Finance
• HMRC Finance
• Trade Finance
• Hire Purchase
• Stocking Finance
• Asset Leasing
• Confidential Invoice Discounting
• Factoring
• Asset Based Lending
• Selective Invoice Finance
• Commercial Mortgage
• Bridging Loan
• Development Finance

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Rangewell: Rangewell is a UK business finance broker that matches SMEs with lenders across a wide range of funding products. Directly comparable in business model, UK SME focus, and broad product menu.
• Capitalise: Capitalise is a UK-based online business finance marketplace connecting SMEs with lenders across loans, asset finance, invoice finance, and more. Directly comparable as a UK SME finance broker/intermediary with multi-product lender access.
• Capify: Capify is a UK provider of Merchant Cash Advances and small business loans, often through broker and direct channels. Comparable in MCA and SME working-capital finance distribution.
• Nucleus Commercial Finance: Nucleus is a UK business finance broker offering SMEs access to multiple lenders across loans, asset finance, and invoice finance. Directly comparable as a multi-product UK SME broker.

Emerging players

• MarketFinance (Koto): MarketFinance (rebranded to Koto) is a UK fintech providing working capital, invoice finance, and business loans to SMEs. Comparable in addressing UK SME cashflow and invoice finance needs, with some overlap on broker-led and direct origination.
• iwoca: iwoca is a UK fintech providing small business loans directly to SMEs via technology-led underwriting. Comparable as a UK SME funding provider serving the same client base, though operating as a direct lender rather than a broker.
• ThinCats: ThinCats is a UK alternative lender providing secured business loans to SMEs, often via broker channels. Comparable as a lender partner within Sedulo's network and as a UK SME funding source.

Broad incumbents

• Funding Circle: Funding Circle is a leading UK SME lending platform with a broad product range. Comparable as a UK SME finance provider, though it operates at significantly greater scale and as a direct/originating lender rather than a pure broker.
• OakNorth Bank: OakNorth is a UK challenger bank providing commercial and SME property development finance. Comparable as a UK SME and property development lender, operating at much larger scale and directly rather than via brokerage.
• Bibby Financial Services: Bibby Financial Services is a major UK invoice finance and broader commercial finance provider. Comparable in UK SME invoice finance and asset-based lending, but as an established incumbent with its own funding book.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/sedulo-funding-solutions
• Instagraminstagram.com/sedulogroup/?hl=en

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sedulo Funding Solutions