Secretaría de Prevención de Lavado de Dinero

What Secretaría de Prevención de Lavado de Dinero does

SEPRELAD (Secretaría de Prevención de Lavado de Dinero o Bienes), also operating as UIF-SEPRELAD, is Paraguay's Financial Intelligence Unit (Unidad de Inteligencia Financiera), established under Law N° 1015/1997 and restructured by Law N° 3783/2009. It functions as the national coordinator and technical authority for Paraguay's anti-money laundering (ALA), counter-terrorism financing (CFT), and counter-proliferation financing (CFP) system, exercising functional and administrative autonomy within the State of Paraguay. Led by Minister Liliana Alcaraz Recalde and headquartered in Asunción, SEPRELAD supervises 14 categories of obligated entities — including banks, currency exchanges, notaries, real estate, gaming operators, insurance companies, remittance services, credit houses, NPOs, electronic payment entities, fiduciaries, automotive dealers, mutual funds, and political parties — ensuring compliance with AML/CFT regulations through mandatory reporting of suspicious operations (ROS), operational reports, and annual forms.

The entity's product portfolio is anchored by the SIRO (Sistema Integrado de Reporte de Operaciones) platform, which serves as the core integrated reporting system for obligated entities to submit compliance documentation. Supporting modules include E-PORANDU, a citizen inquiry portal that handled 1,128 consultations in the first half of 2025, and TEMPIAPO, the modernized case management system for internal workflow and document processing. SIRO also exposes external query and external statistics modules for public access. SEPRELAD operates a dedicated training center (Centro de Capacitacíon y Adiestramiento — CECAD) that delivered AML/CFT/CFP training to 500+ participants in its first module, and broadcasts content via a YouTube channel.

SEPRELAD is funded through the Paraguayan state budget and supplemented by Annual Canon fees collected from obligated entities under Resolution N° 56 (February 3, 2026), with a 2% monthly late penalty for non-compliance. The entity generates no commercial revenue and does not operate as a market-driven business. Its strategic direction is set by the 2024-2028 Strategic Plan adopted under Resolution N° 22/2024, and it maintains active international cooperation with FATF/GAFI, GAFILAT (18 member countries), the Egmont Group, the IMF, the US Embassy, CAF, UNODC, the OECD, IILA-SEFILAT, OAS/CICTE, GIZ, the EU Global Facility, and INL.

Name

Secretaría de Prevención de Lavado de Dinero

Legal name

Secretaría de Prevención de Lavado de Dinero o Bienes

Website

https://seprelad.gov.py

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

SEPRELAD is Paraguay's Financial Intelligence Unit (UIF), the government body legally mandated to prevent money laundering, terrorism financing, and proliferation financing by supervising 14 categories of obligated entities through its SIRO reporting platform.

Ownership category

akta.pro rank

Product category

Financial Intelligence & AML/CFT Regulation

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

Financial Crime, AML/CFT & Sanctions Compliance (BPAHAFAE)

akta.pro secondary industries

Fraud Risk Management & Anti-Bribery/Anti-Corruption (ABAC) (BPAHAFAL), Financial Crime Compliance (AML/KYC/Sanctions) (EDABADAD), Regulatory Reporting & Recordkeeping (AML/CTF) (FSAMAMAG)

Keywords

• Anti-money laundering compliance
• Financial intelligence unit
• AML/CFT regulation
• Suspicious activity reporting
• Financial crime prevention

Headquarters

HQ city

Asunción

HQ country

Paraguay

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Others, Infrastructure

Pricing tiers

Distribution channels2 records

Marketing channels5 records

Core offering

SEPRELAD is Paraguay's Financial Intelligence Unit (UIF) that regulates and supervises anti-money laundering (AML), counter-terrorism financing (CFT), and counter-proliferation financing (CFP) compliance across 14 obligated sectors. It operates the SIRO integrated reporting system for collecting mandatory suspicious activity reports (ROS), operational reports, negative reports, and compliance forms from financial and non-financial entities. The agency also delivers financial intelligence analysis, regulatory guidance, and free training through the E-PORANDU citizen portal and CECAD virtual training center.

Product overview

Secretaría de Prevención de Lavado de Dinero operates as Paraguay's Financial Intelligence Unit (UIF), providing a unified platform centered on the SIRO system for mandatory reporting of suspicious financial operations. The product portfolio includes the SIRO core reporting platform, the E-PORANDU citizen inquiry module, and the TEMPIAPO case management system. These interconnected systems enable obligated entities to comply with anti-money laundering regulations while the institution conducts financial intelligence analysis for the prevention of money laundering, terrorist financing, and proliferation of weapons of mass destruction.

Differentiator

Problem solved

Functional benefit

Products and services

• SIRO (Sistema Integrado de Reporte de Operaciones) Integrated reporting system for obligated entities to submit Suspicious Activity Reports (ROS), operational reports, and regulatory filings. Used by banks, financial institutions, exchange houses, brokers, cooperatives, notaries, insurance companies, fund administrators, gambling operators, credit houses, political parties, electronic payment entities, and fiduciaries.
• E-PORANDU Citizen consultation module enabling obligated entities, compliance officers, and the general public to submit queries, access information, and receive guidance on anti-money laundering obligations, SIRO system usage, and regulatory requirements. Attended 1,128 consultations in first half of 2025.
• TEMPIAPO Case management system (formerly SIGSE - Sistema de Gestión de Expedientes) for internal workflow and document management. Named in Guaraní language reflecting institutional modernization initiatives.
• SIRO - Consulta Externa (External Query) External query module of the SIRO system allowing public access to certain statistical information and external reports.
• SIRO - Estadística Externa (External Statistics) External statistics module of the SIRO system providing publicly accessible statistical data on financial intelligence operations.
• CECAD Virtual Training Center Virtual training center providing free online modules on ALA/CFT/CFP fundamentals to obligated subjects, public servants, and citizens, supporting compliance capacity building across the 14 regulated sectors.

Quantifiable outcome

• 100% compliance with Active Transparency obligations during first semester 2026
• +2 more outcomes

Segments14 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

13 partnerships are on record, tiered major, core and minor.

• OECD (Organization for Economic Cooperation and Development)majorStrategic or Co-development Partner · 27 July 2026SEPRELAD participated in the launch of the OECD Public Integrity Study in Paraguay, organized by the Comptroller General's Office. The mission aims to strengthen integrity, transparency, and anti-corruption policies.
• Embassy of the United StatesmajorStrategic or Co-development Partner · 4 June 2026Strategic cooperation meeting between SEPRELAD and US Embassy representatives (Cosme Torres, Jatnna García, Byron Hartman) aimed at strengthening bilateral cooperation against financial crimes including money laundering, terrorism financing, and WMD proliferation.
• IILA (Instituto Italo-Latino Americano) - SEFILAT ProjectmajorStrategic or Co-development Partner · 1 May 2026SEFILAT (Proyecto de Cooperación para la Seguridad Económico-Financiera Italia-América Latina) is an Italian cooperation project managed by IILA, providing training courses on financial crime investigation for Latin American officials including Paraguay.
• GAFI (FATF)coreStrategic or Co-development PartnerThe Financial Action Task Force (FATF) is the global AML/CFT standard-setting body. SEPRELAD participates in FATF evaluations and follows its 40 recommendations. Paraguay is subject to FATF monitoring through its regional body GAFILAT.
• GAFILAT (Grupo de Acción Financiera de Latinoamérica)coreStrategic or Co-development PartnerGAFILAT is a regional body of FATF for Latin America with 18 member countries. SEPRELAD's Minister Liliana Alcaraz serves as National Coordinator of Paraguay. Paraguay participates in mutual evaluations and regional working groups.
• Grupo EgmontcoreStrategic or Co-development PartnerInternational group of Financial Intelligence Units facilitating cooperation and information exchange. SEPRELAD participates as Paraguay's UIF for secure international intelligence sharing.
• FMI (IMF - International Monetary Fund)majorStrategic or Co-development PartnerThe IMF provides technical assistance to Paraguay for improving the national ALA/CFT/CFP system in regulation, supervision, and financial intelligence. Led by Maximiliano Appendino, IMF Resident Representative in Paraguay.
• CAF - Banco de Desarrollo de América Latina y el CaribemajorStrategic or Co-development PartnerDevelopment bank provides support for institutional strengthening through training programs, workshops (such as the PEEP National Implementation Workshop), and conference organization in audit and forensic investigation.
• UNODC (United Nations Office on Drugs and Crime)majorStrategic or Co-development PartnerSpecialized UN agency providing technical cooperation and training support for fighting economic crimes and money laundering, particularly through its Regional Hub for Latin America and the Caribbean.
• OEA/CICTE (Organization of American States - CICTE)majorStrategic or Co-development PartnerThe Inter-American Committee against Terrorism of the OAS focuses on preventing terrorism financing and WMD proliferation. SEPRELAD participates in annual CICTE sessions.
• GIZ (German Development Cooperation)minorStrategic or Co-development PartnerGerman development agency providing technical support and expertise sharing for FATF Recommendation implementation in Latin America.
• EU Global Facility (EUGF)minorStrategic or Co-development PartnerEuropean Union funded facility providing technical assistance for FATF standard implementation and mutual evaluation preparation.
• INL (Bureau of International Narcotics and Law Enforcement Affairs - US)minorStrategic or Co-development PartnerUS government bureau supporting anti-money laundering capacity building and training programs in Latin America.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Regional players

• Unidad de Investigaciones Financieras (UIF - Bolivia): Bolivia's FIU; regional GAFILAT peer with similar mandate and supervisory scope, useful for cross-border intelligence cooperation and benchmarking within the Southern Cone.

Broad incumbents

• Financial Crimes Enforcement Network (FinCEN): U.S. FIU under Treasury; not a regional peer but the global benchmark FIU in terms of BSA reporting, intelligence dissemination, and AML rule-setting that GAFILAT members like SEPRELAD align to.

Emerging players

• ComplyAdvantage: AI-driven AML/KYC and transaction-monitoring vendor; relevant adjacent player whose technology increasingly underpins modern SAR platforms comparable in concept to SEPRELAD's SIRO modernization path.

Direct peers

• Unidad de Información y Análisis Financiero (UIAF - Colombia): Colombia's FIU; direct peer with parallel mandate, GAFILAT membership, and platform-based reporting infrastructure for obliged entities.
• Conselho de Controle de Atividades Financeiras (COAF): Brazil's Financial Activities Control Council; comparable FIU within GAFILAT that collects SARs/CTRs from obligated entities, performs financial analysis, and shares intelligence with law enforcement. Larger scale but same core function.
• Unidad de Análisis Financiero (UAF - Chile): Chile's Financial Analysis Unit; peer FIU in the same GAFILAT network, performing suspicious-transaction analysis and supervising Chilean obligated entities under the same FATF standards.
• Unidad de Información Financiera (UIF-AR): Argentina's Financial Intelligence Unit; directly comparable as a Latin American FIU with the same AML/CFT mandate, FATF/GAFILAT membership, and obligated-entity supervision remit. Most analogous institutional peer for SEPRELAD.

Others

• LSEG (Refinitiv) — World-Check: Private-sector provider of AML/KYC data and screening infrastructure (PEP, sanctions, adverse media); tangential peer because obligated entities reporting to SEPRELAD rely on similar datasets, and SEPRELAD's intelligence work overlaps with KYC data ecosystems.
• Egmont Group of Financial Intelligence Units: The international umbrella body for FIUs; SEPRELAD is a member and the Group governs secure information-sharing channels that the agency relies on, making it the closest ecosystem-level peer.
• GAFILAT (Grupo de Acción Financiera de Latinoamérica): FATF-style regional body for Latin America; SEPRELAD's Minister sits as Paraguay's National Coordinator, making GAFILAT both a regulator and a peer ecosystem that defines SEPRELAD's operating standards.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/seprelad

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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