What Settlement Capital Advisors LLC does

Settlement Capital Advisors LLC (SCA) is a privately held registered investment advisory firm headquartered in West Linn, Oregon, and registered as an investment adviser in Oregon, Washington, and Colorado. Founded and led by Jack Meligan — a 33-year veteran of financial planning, structured settlement, and settlement planning — the firm provides investment management services targeted at personal injury victims and trial attorneys nationwide. SCA's core product is a "World-Dominating Blue Chip Dividend Grower" portfolio strategy inspired by Benjamin Graham and Warren Buffett value-investing principles, emphasizing high-quality dividend-paying equities with automatic reinvestment to generate long-term income and growth that meets or exceeds inflation.

The firm operates a single recurring-revenue model: a flat 0.90% (9/10ths of 1%) annual advisory fee on assets under management, with no account minimums — materially below the 1.2%–1.8% industry range. SCA employs a five-person team and acquires clients almost exclusively through referrals from the legal and settlement planning community, supported by the founder's role as founding president of the Society of Settlement Planners and his leadership of affiliated plaintiff-services firms (Settlement Professionals, Inc. and The Plaintiff's MSA & Lien Solution, LLC). The firm holds no patents, ships no technology products, and discloses no AI or automation capabilities; its differentiation rests on founder credentials (RSP, BCFE, MSCC, CMSP), domain reputation, low fees, and conservative portfolio construction for catastrophic-injury settlement proceeds.

Name

Settlement Capital Advisors LLC

Legal name

Settlement Capital Advisors LLC

Website

https://settcap.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Settlement Capital Advisors LLC is a founder-led registered investment advisory firm in West Linn, Oregon, serving personal injury victims and trial attorneys nationwide with a flat 0.90% AUM fee and a Blue Chip Dividend Grower strategy.

Ownership category

akta.pro rank

Headquarters

HQ city

West Linn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Investment Advisory Fees (AUM-based): Settlement Capital Advisors charges a flat annual advisory fee of 0.90% (9/10ths of 1%) on assets under management, regardless of account size. This is a recurring revenue stream derived from client portfolio values. The firm accepts accounts of any size with no minimum, making it accessible to a broad range of injury victims and attorneys.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Settlement Capital Advisors LLC is a registered investment advisory firm that provides low-cost, fee-based wealth management services to personal injury settlement recipients and trial attorneys. The firm manages client portfolios using a Blue Chip Dividend Grower strategy focused on high-quality dividend-paying stocks with automatic reinvestment, charging a flat 0.90% annual advisory fee on assets under management with no account minimums.

Product overview

Settlement Capital Advisors LLC operates as a single unified registered investment advisory firm offering Premier Investment Management Services. The core offering is the World-Dominating Blue Chip Dividend Grower Investment Strategy, which provides low-cost wealth management with a 0.90% fee and no account minimums. The firm specializes in serving injury victims and trial attorneys, focusing on extreme value and blue chip dividend growers with automatic reinvestment. The company is affiliated with The Plaintiff's MSA & Lien Solution, LLC (Medicare/MSP compliance services), Settlement Professionals, Inc. (settlement planning), and the Society of Settlement Planners (industry association), though these are separate affiliated entities rather than product modules.

Differentiator

Problem solved

Functional benefit

Products and services

• Premier Investment Management Services Fee-based registered investment advisory service providing low-cost wealth management with no account minimums to personal injury victims receiving settlements and to trial attorneys. Manages client portfolios on an ongoing basis at a flat 0.90% annual advisory fee on assets under management.
• World-Dominating Blue Chip Dividend Grower Investment Strategy Investment strategy delivered through managed portfolios, focused on high-quality dividend-paying blue chip stocks meeting strict price and performance standards with automatic reinvestment of dividends for maximum income and conservative long-term dividend growth to offset inflation.

Quantifiable outcome

• 0.90% annual advisory fee vs industry average of 1.2%–1.8%, representing significant cost savings that compound over time.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Vanguard Personal Advisor Services:
• Fisher Investments: Fisher Investments is a large, established RIA serving high-net-worth individuals with personalized portfolio management. Comparable to SCA as a competing RIA that targets affluent households, but it does not specialize in the personal-injury-settlement niche and serves a much broader customer base.

Direct peers

• Ringler Associates: Ringler Associates is the largest structured settlement consulting network in the U.S., working with plaintiff attorneys and injury victims on settlement planning and annuity structures. Highly comparable to SCA because both firms serve the same plaintiff-attorney ecosystem, but Ringler focuses on the structured-settlement/annuity side while SCA focuses on the post-settlement investment management side.
• Beneficent: Beneficent provides settlement planning, structured settlement, and post-settlement wealth management services to plaintiffs and trial attorneys. It is comparable to SCA because it serves the same injury-victim customer segment and combines settlement planning with investment/wealth advisory functions, often partnering with legal professionals nationwide.
• Structured Financial Associates: Structured Financial Associates is a structured settlement consulting firm serving plaintiff attorneys nationwide. Comparable to SCA because it serves the same plaintiff-attorney referral channel and operates in the settlement planning ecosystem, though it focuses on annuity-based structured settlements rather than managed portfolios.
• Sage Settlement Consultants: Sage Settlement Consultants is a national structured settlement and settlement planning firm serving plaintiff attorneys and injury victims. Comparable to SCA because it operates in the same plaintiff-settlement ecosystem with referral relationships from trial lawyers, providing complementary settlement planning services.

Others

• Settlement Professionals, Inc. Settlement Professionals, Inc. is an affiliated firm led by Jack Meligan that provides pre-settlement negotiation and post-settlement planning services (Special Needs Trusts, Qualified Settlement Funds, MSAs). It is comparable as a referral source and ecosystem partner that shares client flow with SCA, though it focuses on planning rather than investment management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Customer concentration

• LinkedInlinkedin.com/company/settlement-capital-advisors-llc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Settlement Capital Advisors LLC