Southern Global Services Multi-Purpose Cooperative

What Southern Global Services Multi-Purpose Cooperative does

Southern Global Services Multi-Purpose Cooperative (SGSMPC) is a Philippine-based member-owned cooperative incorporated on September 14, 2005, originating with sixteen cooperators from diverse professional backgrounds. It is registered with the Cooperative Development Authority (CDA Registration No. 9520-04003073), the Department of Labor and Employment (DOLE Registration No. ROIVA-LPO-DO174-0822-042-R), and the Bureau of Internal Revenue (TIN 241-024-754-000), and operates from three offices in Calamba City, Makati City, and Cebu City. The cooperative organizes its offerings around four pillars: Loans (Personal, House Renovation, Business, Emergency, Appliance, and Educational loans with ticket sizes ranging from PhP 500 to PhP 50,000), Livelihood Programs (including the SGS G-Shop perfume retail business at PhP 235 per 85ml bottle), Service Contracting (manpower deployment to corporate clients such as MDC and Ibiden under a worker-entrepreneur model), and an Investment Program offering 8.0-10.5% annual returns on capital from PhP 100,000 to PhP 10,000,000.

Revenue is generated through interest (3% monthly on personal loans) and service fees (4% on principal for select products) on member lending, margins on G-Shop retail product sales, service contracting fees from corporate clients, and management of the external investment pool. The cooperative serves three primary segments: workers and professionals seeking employment and entrepreneurship opportunities (the primary segment), corporate clients needing non-core workforce services, and external investors seeking fixed-income returns. Member benefits include annual profit dividends, health and accident insurance, personal savings, and skills development programs (Metrocon, team building, summer outings).

The business model is cooperative-governed and relies on direct member recruitment, word-of-mouth referrals, annual General Assemblies, and a basic informational website. There is no proprietary technology disclosed, no app or API, and no digital lending platform. Operations are managed through traditional cooperative structures across three physical locations, with no documented scaling of headcount, members, or revenue beyond the founding group's footprint.

Name

Southern Global Services Multi-Purpose Cooperative

Legal name

Southern Global Services Multi-Purpose Cooperative

Website

https://sgsmpc.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Southern Global Services Multi-Purpose Cooperative is a Philippine member-owned cooperative offering loans, livelihood programs, service contracting, and investment opportunities to its members and corporate clients across three Philippine cities.

Ownership category

akta.pro rank

Headquarters

HQ city

Makati City

HQ country

Philippines

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Marketing or Sales

Revenue model

1. Loan Services: The cooperative offers various loan products to members including Personal Loans (Php 500-15,000 at 3% monthly interest), House Renovation Loans (Php 1,000-20,000), Business Loans (up to 3x savings, max Php 50,000), Emergency Loans (Php 500-10,000), Appliance Loans, and Educational Loans. Revenue generated from interest rates and service fees charged on loans.
2. Livelihood Product Sales: The cooperative operates a perfume business (G-Shop) selling branded perfumes for men and women, generating revenue through product sales to members and potentially external customers.
3. Service Contracting: Manpower service contracting where the cooperative deploys worker-entrepreneur members to client companies for non-core business functions. Revenue generated from service fees charged to client companies for providing workforce.
4. Investment Program: The cooperative offers investment opportunities to external investors with returns ranging from 8% to 10.5% annually depending on investment amount (Php 100,000 to Php 10,000,000). Minimum investment is Php 200,000 covered by loan agreement.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Southern Global Services Multi-Purpose Cooperative (SGSMPC) is a Philippine member-owned cooperative that delivers financial services, livelihood programs, manpower service contracting, and investment opportunities to its members. Its core offerings include six loan products (Personal, House Renovation, Business, Emergency, Appliance, Educational), the G-Shop perfume livelihood business, worker-entrepreneur deployment to corporate clients, and an investment program yielding 8% to 10.5% annually.

Product overview

Southern Global Services Multi-Purpose Cooperative is a Philippine-based cooperative offering a portfolio of member services organized around four core pillars: Loans (Personal Loan, House Renovation Loan, Business Loan, Emergency Loan, Appliance Loan, Educational Loan), Livelihood Programs (including the Perfume Business/G-Shop), Service Contracting (manpower deployment to client companies), and Investment Programs. The cooperative also provides supporting services including Skills Development and a Development Program for members. Founded in September 2005 with 16 cooperators, the cooperative has grown to serve members across multiple Philippine cities including Calamba City, Makati City, and Cebu City.

Differentiator

Problem solved

Functional benefit

Brands

• SGS G-SHOP: The perfumery business operated by SGSMPC, selling branded perfumes for men and women including Cool Water, Aqua de Gio, Lacoste Red, Polo Sport, Omnia Amethyst, Love Spell, Chanel Chance, and others.

Products and services

• Loans Financial loan services offered to cooperative members including Personal Loans (PhP 500-15,000), House Renovation Loans (PhP 1,000-20,000), Business Loans (up to PhP 50,000), Emergency Loans (PhP 500-10,000), Appliance Loans (up to PhP 15,000), and Educational Loans (PhP 1,000-10,000). Available to members meeting the minimum sub-share requirement.
• Perfume Business (G-Shop) Perfumery retail livelihood business selling 85ml branded perfumes for men and women at PhP 235.00 per unit, featuring brands including Cool Water, Aqua de Gio, Lacoste Red, Polo Sport, Omnia Amethyst, Love Spell, Chanel Chance, Sweet Pea, Fantasy, Incanto Shine, Touch of Pink, and Cucumber Melon.
• Service Contracting Manpower service contracting that transforms workers into worker-entrepreneurs, deploying member-cooperators to client companies for non-core business functions without establishing employer-employee relationships. Documented clients include MDC and Ibiden.
• Investment Program Investment opportunity offering annual interest rates from 8% to 10.5% depending on investment amount (PhP 100,000 to PhP 10,000,000), with a minimum investment of PhP 200,000 and 365-day terms renewable by mutual agreement.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights7 records

Broad incumbents

• M Lhuillier Financial Services: Large Philippine pawnshop and microfinance network offering loans, remittances, and other financial services. Comparable to SGSMPC's loan and investment offerings but at significantly larger scale.
• Cebuana Lhuillier: Major Philippine pawnshop and microfinance company with thousands of branches nationwide offering loans, savings, and remittances. Comparable to SGSMPC's diversified financial services but at vastly greater scale.
• ManpowerGroup Philippines: Large multinational staffing and workforce solutions provider operating in the Philippines. Comparable to SGSMPC's service contracting business but at a much larger scale and global footprint.

Direct peers

• ASA Philippines Foundation: Philippine microfinance NGO providing small-ticket loans to underserved borrowers. Comparable to SGSMPC's micro-lending operations with similar small loan sizes and member-focused mission.
• MASS-SPECC Cooperative Development Center: Federation of Philippine cooperatives offering lending, training, and member services. Directly comparable to SGSMPC's cooperative structure and member-focused service offerings.
• ASKI (Alalay sa Kaunlaran, Inc.): Philippine microfinance institution offering loans, savings, and livelihood programs to micro-entrepreneurs. Directly comparable to SGSMPC's livelihood and lending services targeting low-income workers.
• Negros Women for Tomorrow Foundation (NWTF): Philippine microfinance NGO serving women micro-entrepreneurs with loans and livelihood programs. Comparable to SGSMPC's loan and livelihood product offerings for underserved members.
• CARD MRI (Center for Agriculture and Rural Development): The largest Philippine microfinance institution and cooperative network, offering loans, savings, and insurance to low-income members. Directly comparable business model to SGSMPC's member-based lending and savings operations in the Philippines.
• TSPI (Tulay sa Pag-unlad, Inc.): Philippine microfinance NGO providing group lending and individual loans to micro-entrepreneurs. Comparable to SGSMPC's loan product portfolio and member-focused lending model.

Others

• IBPAP (IT and Business Process Association of the Philippines): Philippine BPO industry association representing companies like MDC and Ibiden that contract with SGSMPC. Relevant as the industry ecosystem where SGSMPC positions its service contracting offerings.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/southern-global-services-multi-purpose-cooperative

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Southern Global Services Multi-Purpose Cooperative